In 2002, there were an estimated 4,331,986 housing units in Michigan, 3,844,635 of which were occupied. Michigan ranked 4th in the country for the number of units, 74%, which were owner-occupied in 2002. About 70.4% of all units were single-family, detached homes. Most homes rely on utility gas for heating. It was estimated that 172,371 units lacked telephone service, 15,456 lacked complete plumbing facilities, and 14,917 lacked complete kitchen facilities. The average household size was 2.55 people.
In 2002, 49,968 privately owned units were authorized for construction. The median home value was $133,270. The median monthly cost for mortgage owners was $1,085. Renters paid a median of $585 per month. During 2002, Michigan received over $244.6 million in community planning and development aid from the US Department of Housing and Urban Development. A limited amount of state aid for low-income housing is available through the State Housing Development Authority.