In 2002, Minnesota had 2,132,632 housing units, of which 1,992,524 were occupied. Minnesota had the highest rate of homeownership in the nation with 74.9% of all housing units being owner-occupied. About 69% of all units were single-family, detached homes. Most units rely on utility gas and electricity for heating. It was estimated that 35,226 units lacked telephone service, 8,823 lacked complete plumbing facilities, and 9,221 lacked complete kitchen facilities. The average household size was 2.45 people.
In 2002, 38,977 new units were authorized for construction. The median home value was $155,212. The median monthly cost for mortgage owners was $1,167. Renters paid a median of $651 per month. During 2002, Minnesota received over $97.2 million in community planning and development aid from the US Department of Housing and Urban Development.