01088 Zip Code (MA) Detailed Profile

County: Hampshire County, MA

Estimated zip code population in 2022: 724
Zip code population in 2010: 670
Zip code population in 2000: 612

Houses and condos: 405
Renter-occupied apartments: 167

% of renters here:	42%
State:	38%

March 2022 cost of living index in zip code 01088: 95.9 (near average, U.S. average is 100)

Land area: 5.2 sq. mi.
Water area: 0.0 sq. mi.

Population density: 139 people per square mile

(very low).

Age and Sex of Residents in zip code 01088

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Real estate property taxes paid for housing units in 2022:

This zip code:	0.7% ($2,834)
Massachusetts:	1.0% ($5,536)

Median real estate property taxes paid for housing units with mortgages in 2022: $2,831

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Males: 328	(45.3%)
Females: 396	(54.7%)

For population 25 years and over in 01088:

High school or higher: 98.5%
Bachelor's degree or higher: 23.7%
Graduate or professional degree: 16.6%
Unemployed: 6.0%
Mean travel time to work (commute): 21.2 minutes

For population 15 years and over in 01088:

Never married: 34.8%
Now married: 39.0%
Separated: 0.0%
Widowed: 10.2%
Divorced: 15.9%

Zip code 01088 compared to state average:

Median household income below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Median age significantly below state average.
Length of stay since moving in significantly below state average.
Percentage of population with a bachelor's degree or higher below state average.

- 68795.2%White
- 314.3%Asian
- 40.6%Hispanic or Latino

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Urban population: 79
Rural population: 644

Estimated median house/condo value in 2022: $416,688

01088:	$416,688
Massachusetts:	$534,700

Median resident age:

This zip code:	31.8 years
Massachusetts median age:	40.3 years

Average household size:

This zip code:	1.8 people
Massachusetts:	2.4 people

Averages for the 2020 tax year for zip code 01088, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $63,315 (Individual Income Tax Returns)

Here:
$63,315
State:
$105,130

Salary/wage: $52,288 (reported on 76.5% of returns)

Here:
$52,288
State:
$82,951

(% of AGI for various income ranges: 944.3% for AGIs below $25k, 2888.3% for AGIs $25k-50k, 6732.5% for AGIs $50k-75k, 8900.0% for AGIs $75k-100k, 22426.7% for AGIs $100k-200k)

Taxable interest for individuals: $662 (reported on 38.2% of returns)

This zip code:
$662
Massachusetts:
$2,361

(% of AGI for various income ranges: 27.1% for AGIs below $25k, 60.0% for AGIs $50k-75k, 143.3% for AGIs $100k-200k)

Ordinary dividends: $2,825 (reported on 23.5% of returns)

Here:
$2,825
State:
$10,365

(% of AGI for various income ranges: 85.0% for AGIs $25k-50k, 212.5% for AGIs $50k-75k, 300.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,214 (reported on 20.6% of returns)

Here:
+$9,214
State:
+$48,178

(% of AGI for various income ranges: 225.0% for AGIs $25k-50k, 1700.0% for AGIs $100k-200k)

Profit/loss from business: +$8,317 (reported on 17.6% of returns)

Here:
+$8,317
State:
+$20,792

(% of AGI for various income ranges: 171.4% for AGIs below $25k, 947.5% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $25,800 (reported on 8.8% of returns)

01088:
$25,800
Massachusetts:
$22,790

(% of AGI for various income ranges: 1935.0% for AGIs $50k-75k)

Total itemized deductions: $24,250 (reported on 5.9% of returns)

Here:
$24,250
State:
$36,722

(% of AGI for various income ranges: 1212.5% for AGIs $50k-75k)

Taxes paid: $8,600 (reported on 5.9% of returns)

01088:
$8,600
State:
$8,782

(% of AGI for various income ranges: 430.0% for AGIs $50k-75k)

Earned income credit: $1,433 (reported on 8.8% of returns)

Here:
$1,433
State:
$1,909

(% of AGI for various income ranges: 61.4% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.1%

Here:
94%
State:
92%

(% for various income ranges: 90.9% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 85.7% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 01088, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $51,025 (Individual Income Tax Returns)

Here:
$51,025
State:
$81,425

Salary/wage: $44,371 (reported on 75.0% of returns)

Here:
$44,371
State:
$64,752

(% of AGI for various income ranges: 63.5% for AGIs below $25k, 69.0% for AGIs $25k-50k, 73.5% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 53.4% for AGIs $100k-200k)

Taxable interest for individuals: $721 (reported on 43.8% of returns)

This zip code:
$721
Massachusetts:
$2,136

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.7% for AGIs $100k-200k)

Ordinary dividends: $3,850 (reported on 25.0% of returns)

Here:
$3,850
State:
$9,473

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 0.9% for AGIs $50k-75k, 4.0% for AGIs $100k-200k)

Profit/loss from business: +$13,980 (reported on 15.6% of returns)

Here:
+$13,980
State:
+$20,662

Taxable individual retirement arrangement distribution: $3,400 (reported on 6.2% of returns)

01088:
$3,400
Massachusetts:
$18,892

Total itemized deductions: $19,678 (19% of AGI, reported on 28.1% of returns)

Here:
$19,678
State:
$28,907

Here:
19.5% of AGI
State:
18.2% of AGI

Charity contributions: $1,475 (reported on 25.0% of returns)

Here:
$1,475
State:
$4,208

Taxes paid: $8,767 (reported on 28.1% of returns)

01088:
$8,767
State:
$13,303

Earned income credit: $1,500 (reported on 9.4% of returns)

Here:
$1,500
State:
$1,971

(% of AGI for various income ranges: 3.2% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 50.0%

Here:
50%
State:
56%

(% for various income ranges: 45.5% for AGIs below $25k, 37.5% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 01088, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $46,045 (Individual Income Tax Returns)

Here:
$46,045
State:
$62,877

Salary/wage: $39,597 (reported on 83.1% of returns)

Here:
$39,597
State:
$52,969

(% of AGI for various income ranges: 71.0% for AGIs below $10k, 66.6% for AGIs $10k-25k, 78.3% for AGIs $25k-50k, 75.5% for AGIs $50k-75k, 78.0% for AGIs $75k-100k, 64.6% for AGIs over 100k)

Taxable interest for individuals: $1,163 (reported on 57.5% of returns)

This zip code:
$1,163
Massachusetts:
$1,945

(% of AGI for various income ranges: 2.4% for AGIs below $10k, 3.7% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $1,647 (reported on 32.0% of returns)

Here:
$1,647
State:
$5,323

(% of AGI for various income ranges: 1.6% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.8% for AGIs over 100k)

Net capital gain/loss: +$5,714 (reported on 18.4% of returns)

Here:
+$5,714
State:
+$20,377

(% of AGI for various income ranges: 1.2% for AGIs $10k-25k, 0.5% for AGIs $50k-75k, 5.6% for AGIs over 100k)

Profit/loss from business: +$10,960 (reported on 18.8% of returns)

Here:
+$10,960
State:
+$17,837

(% of AGI for various income ranges: 44.8% for AGIs below $10k, 8.3% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 4.2% for AGIs over 100k)

IRA payment deduction: $2,273 (reported on 4.1% of returns)

01088:
$2,273
Massachusetts:
$3,100

Total itemized deductions: $18,769 (22% of AGI, reported on 34.2% of returns)

Here:
$18,769
State:
$22,573

Here:
22.0% of AGI
State:
19.5% of AGI

(% of AGI for various income ranges: 13.9% for AGIs $25k-50k, 12.4% for AGIs $50k-75k, 17.1% for AGIs $75k-100k, 18.0% for AGIs over 100k)

Charity contributions deductions: $2,061 (2% of AGI, reported on 30.8% of returns)

Here:
$2,061
State:
$3,295

Here:
2.3% of AGI
State:
2.7% of AGI

Total tax: $6,443 (reported on 83.1% of returns)

01088:
$6,443
State:
$11,494

(% of AGI for various income ranges: 4.0% for AGIs below $10k, 5.2% for AGIs $10k-25k, 9.1% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Earned income credit: $650 (reported on 7.5% of returns)

Here:
$650
State:
$1,518

Percentage of individuals using paid preparers for their 2004 taxes: 57.5%

Here:
58%
State:
58%

(% for various income ranges: 55.8% for AGIs below $10k, 43.3% for AGIs $10k-25k, 53.0% for AGIs $25k-50k, 71.1% for AGIs $50k-75k, 73.3% for AGIs $75k-100k, 71.4% for AGIs over 100k)

Estimated median household income in 2022:

This zip code:	$50,513
Massachusetts:	$94,488

Nearest zip codes: 01066, 01038, 01093, 01039, 01060, 01063.

Percentage of family households:

This zip code:	45.8%
Massachusetts:	43.1%

Percentage of households with unmarried partners:

This zip code:	6.9%
Massachusetts:	45.2%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Lesbian couples: 3.4% of all households
Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 65
Household did not receive Food Stamps/SNAP in the past 12 months: 333

Women who had a birth in the past 12 months: 36 (37 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 208 (65 now married, 144 unmarried)

Housing units in zip code 01088 with a mortgage: 87 (12 second mortgage, 12 both second mortgage and home equity loan)
Houses without a mortgage: 25

Median monthly owner costs for units with a mortgage: $2,411
Median monthly owner costs for units without a mortgage: $490

Residents with income below the poverty level in 2022:

This zip code:	12.5%
Whole state:	10.4%

Residents with income below 50% of the poverty level in 2022:

This zip code:	2.2%
Whole state:	5.1%

Median number of rooms in houses and condos:

Here:	6.7
State:	6.5

Median number of rooms in apartments:

Here:	2.3
State:	4.0

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Shopping Center: Caldor Shopping Center (1). Display/hide its location on the map

Church in zip code 01088: Holy Trinity Lutheran Church (A). Display/hide its location on the map

Streams, rivers, and creeks: Broad Brook (A). Display/hide its location on the map

Year house built (houses)
02020 or later
02010 to 2019
02000 to 2009
71990 to 1999
711980 to 1989
521970 to 1979
531960 to 1969
01950 to 1959
81940 to 1949
2111939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 01088

Bedrooms in owner-occupied houses and condos in 01088
10no bedroom
391 bedroom
522 bedrooms
653 bedrooms
694 bedrooms
05+ bedrooms

Bedrooms in renter-occupied apartments in 01088

Bedrooms in renter-occupied apartments in 01088
13no bedroom
861 bedroom
642 bedrooms
33 bedrooms
04 bedrooms
05+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in 01088 in owner-occupied houses/condos

Cars and other vehicles available in 01088 in owner-occupied houses/condos
7no vehicle
1641 vehicle
562 vehicles
73 vehicles
04 vehicles
05+ vehicles

Cars and other vehicles available in 01088 in renter-occupied apartments

Cars and other vehicles available in 01088 in renter-occupied apartments
0no vehicle
1131 vehicle
122 vehicles
423 vehicles
04 vehicles
05+ vehicles

Zip code 01088 household income distribution in 2022
55Less than $10,000
16$10,000 to $14,999
11$15,000 to $19,999
15$20,000 to $24,999
15$35,000 to $39,999
79$45,000 to $49,999
15$50,000 to $59,999
36$60,000 to $74,999
84$75,000 to $99,999
8$100,000 to $124,999
3$125,000 to $149,999
48$150,000 to $199,999
7$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2022 in zip code 01088
33$35,000 to $39,999
36$50,000 to $59,999
5$175,000 to $199,999
6$200,000 to $249,999
9$250,000 to $299,999
22$300,000 to $399,999
80$400,000 to $499,999
25$750,000 to $999,999

Rent paid by renters in 2022 in zip code 01088
3$450 to $499
10$500 to $549
84$800 to $899
18$900 to $999
3$2,000 to $2,499
44$2,500 to $2,999

Median gross rent in 2022: $1,197.

Estimated median house (or condo) value in 2022 for:

White Non-Hispanic householders: $442,645

Estimated median house or condo value in 2022: $416,688

01088:	$416,688
Massachusetts:	$534,700

Mean price in 2022:

Detached houses: $473,758
Here:
$473,758
State:
$651,570

Mobile homes: $51,240
Here:
$51,240
State:
$170,209

Owners and renters by unit type in zip code 01088

Breakdown of mean house values by ages of householders

Housing units in structures:

One, detached: 161
One, attached: 45
Two: 9
5 to 9: 90
10 to 19: 12
20 to 49: 8
Mobile homes: 80

Unemployment: 6.0%

Means of transportation to work in zip code 01088
78.0%362Drove a car alone
14.6%68Carpooled
1.7%8Other means
3.0%14Worked at home

Travel time to work (commute) in zip code 01088
14Less than 5 minutes
810 to 14 minutes
12315 to 19 minutes
18820 to 24 minutes
2125 to 29 minutes
6630 to 34 minutes
990 or more minutes

Percentage of zip code residents living and working in this county: 89.2%

Household type by relationship:

Households: 724

Male householders: 169 (78 living alone), Female householders: 229 (89 living alone)
86 spouses (86 opposite-sex spouses), 26 unmarried partners, (26 opposite-sex unmarried partners), 154 children (128 natural, 0 adopted, 23 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 59 other relatives, 8 non-relatives

Size of family households: 148 2-persons, 10 3-persons, 41 6-persons

Size of nonfamily households: 166 1-person, 34 2-persons

53 married couples with children.
86 single-parent households (86 women).

92.2% of residents of 01088 zip code speak English at home.
1.0% of residents speak Spanish at home (100% very well).
0.5% of residents speak other Indo-European language at home (100% very well).
5.5% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 86 (11.9%)
(52.9% of them are naturalized citizens)

This zip code:	11.9%
Whole state:	18.0%

Most common places of birth for foreign-born residents

31%Sweden
30%Malaysia
7%Guyana

Most common first ancestries reported in 01088

57%Italian
9%British
5%Irish
4%French
4%Polish
3%American
3%Australian

Year of entry for the foreign-born population

Year of entry for the foreign-born population
02010 or later
292000 to 2009
01990 to 1999
50Before 1990

Zip code 01088 marital status for females

41.3%Electricity
25.8%Utility gas
11.9%Fuel oil, kerosene, etc.
10.6%Wood
9.0%Bottled, tank, or LP gas
2.1%Other fuel

Place of birth for U.S.-born residents:

This state: 334
Northeast: 255
South: 50

69% of the 01088 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 53% lived in this county.
Out of people who lived in different counties, 50% lived in Massachusetts.

79% of the 01088 zip code residents lived in the same house 1 year ago.
Out of people who lived in different houses, 90% moved from this county.

Year householders moved into unit in 01088

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):

Here:	0.0%
Massachusetts:	10.3%

Students in private schools in grades 9 to 12 (high school):

Here:	0.0%
Massachusetts:	12.3%

Students in private undergraduate colleges: 20

Here:	40.3%
Massachusetts:	51.2%

School Enrollment by Level of School in 2022

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
76,735Education, training, and library occupations
43,197Office and administrative support occupations
23,257Management occupations

Top industries in this zip code by the number of employees in 2005:

Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (20-49 employees: 1 establishment)
Administrative and Support and Waste Management and Remediation Services: Other Nonhazardous Waste Treatment and Disposal (10-19: 1)
Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (5-9: 1, 1-4: 1)
Administrative and Support and Waste Management and Remediation Services: Other Services to Buildings and Dwellings (5-9: 1)
Finance and Insurance: Commercial Banking (5-9: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Self-Care Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	5	$235,790	12	$201,468	53	$208,013	8	$165,384	1	$311,620	5	$161,520
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$272,010	5	$182,684	0	$0	0	$0	1	$145,420
APPLICATIONS DENIED	1	$111,660	1	$38,950	8	$228,519	3	$50,203	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$97,380	10	$220,014	0	$0	0	$0	1	$182,430
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$371,340	2	$139,580	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 8215.00

	A) Conventional Home Purchase Loans		B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$256,430	2	$274,285
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$453,790
APPLICATIONS DENIED	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 8215.00

Conventional Home Purchase Loans in zip code 01088

Conventional Home Purchase Loans in zip code 01088 - Value

Name	Count	Lived (average)
Most common first names in zip code 01088 among deceased individuals
Anna	9	84.8 years
John	9	77.5 years
Mary	8	82.0 years
Joseph	6	72.8 years
Edward	4	73.0 years
Michael	4	72.7 years
Frank	3	69.9 years
George	3	84.7 years
Dorothy	3	87.0 years
James	3	74.7 years

Last name	Count	Lived (average)
Most common last names in zip code 01088 among deceased individuals
Betsold	7	80.2 years
Osley	5	81.0 years
Zapka	5	74.4 years
Brown	4	74.0 years
Dippolt	3	77.3 years
Korza	3	82.7 years
Labbee	3	76.3 years
Yurik	3	75.7 years
Kukucka	2	79.0 years
Aldrich	2	75.0 years

Businesses in zip code 01088

FedEx: 1
MasterBrand Cabinets: 1

AK	AL	AR	AZ	CA	CO	CT
DC	DE	FL	GA	HI	IA	ID
IL	IN	KS	KY	LA	MA	MD
ME	MI	MN	MO	MS	MT	NC
ND	NE	NH	NJ	NM	NV	NY
OH	OK	OR	PA	RI	SC	SD
TN	TX	UT	VA	VT	WA	WI
WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AL	AZ	CA	CO	CT	DE	FL
GA	HI	IA	ID	IL	IN	KS
LA	MA	MD	MI	MN	MO	NC
NE	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	TN	TX	UT
VA	WA	WI	WV

AL	CA	CO	DC	DE	FL	GA
IA	ID	IL	IN	KS	KY	LA
MD	ME	MI	MN	NC	NE	NH
NJ	NV	NY	OH	OK	OR	PA
SC	TN	TX	UT	VA	WA	WI

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$346,020	19	$218,678	24	$186,726	8	$70,195	1	$298,630	6	$156,998	1	$62,970
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$149,750	1	$149,320	0	$0	0	$0	0	$0	1	$58,430
APPLICATIONS DENIED	0	$0	1	$165,550	8	$368,584	4	$22,072	0	$0	1	$1,300	0	$0
APPLICATIONS WITHDRAWN	0	$0	2	$269,745	3	$164,897	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$192,160	0	$0	0	$0	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$266,820	23	$215,478	21	$175,593	16	$84,477	3	$147,370
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$199,630	5	$165,546	2	$42,200	1	$38,950
APPLICATIONS DENIED	1	$149,320	7	$143,659	12	$173,932	6	$66,652	1	$38,950
APPLICATIONS WITHDRAWN	1	$139,580	5	$196,188	6	$205,688	1	$190,220	1	$311,620
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$551,820	1	$44,150	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$115,560	21	$209,166	38	$153,314	15	$114,822	1	$136,330
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$150,830	3	$154,510	1	$74,010	0	$0
APPLICATIONS DENIED	0	$0	8	$241,746	18	$222,531	8	$66,868	1	$6,490
APPLICATIONS WITHDRAWN	0	$0	5	$197,356	12	$205,039	1	$64,920	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	2	$136,655	3	$214,670	1	$9,740	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$111,010	30	$208,263	35	$165,194	14	$85,555	1	$38,950	6	$159,378	1	$12,980
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$153,210	4	$179,828	2	$29,865	0	$0	1	$91,540	0	$0
APPLICATIONS DENIED	0	$0	1	$84,400	10	$206,316	2	$61,675	0	$0	1	$3,250	0	$0
APPLICATIONS WITHDRAWN	0	$0	8	$173,499	14	$203,524	2	$417,760	0	$0	2	$273,960	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	4	$164,735	2	$207,745	1	$38,950	0	$0	1	$227,220	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	19	$214,099	53	$152,305	14	$81,243	1	$255,780	4	$144,935	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	1	$116,860	5	$145,550	1	$103,870	0	$0	1	$199,950	1	$19,480
APPLICATIONS DENIED	2	$222,025	10	$183,594	3	$38,520	0	$0	1	$650	0	$0
APPLICATIONS WITHDRAWN	3	$186,103	18	$154,798	1	$64,920	0	$0	1	$201,250	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	3	$396,013	0	$0	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$94,780	27	$173,745	124	$145,913	3	$37,003	1	$566,750	6	$130,490
APPLICATIONS APPROVED, NOT ACCEPTED	1	$108,420	3	$178,530	9	$167,710	1	$3,250	0	$0	1	$98,680
APPLICATIONS DENIED	0	$0	4	$165,382	12	$166,249	1	$94,130	1	$249,940	0	$0
APPLICATIONS WITHDRAWN	0	$0	3	$109,283	19	$152,118	1	$19,480	0	$0	1	$90,890
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$52,590	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$107,767	28	$152,145	65	$134,734	6	$53,450	3	$86,993
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$136,763	5	$113,870	1	$35,710	1	$103,870
APPLICATIONS DENIED	0	$0	1	$75,310	5	$259,940	2	$65,895	0	$0
APPLICATIONS WITHDRAWN	1	$170,090	5	$165,416	14	$152,701	0	$0	1	$120,100
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$105,170	1	$144,770	1	$64,920	1	$70,110

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$81,800	25	$166,221	52	$123,086	3	$20,127	1	$194,760	3	$77,040
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$143,470	3	$180,910	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	2	$192,490	5	$93,096	1	$28,560	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	2	$159,055	5	$148,666	1	$16,230	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$153,210	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$154,510	26	$139,328	15	$88,075	3	$9,090	1	$103,870	2	$140,875
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$209,040	2	$67,840	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	1	$98,680	6	$88,615	0	$0	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	4	$177,718	5	$99,588	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$153,860	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$144,580	9	$153,317	19	$103,917	2	$20,305	1	$212,480	2	$110,955
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$213,780	4	$78,220	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	1	$89,670	3	$103,860	1	$50,360	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$93,250	4	$63,275	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$93,570	0	$0	0	$0	0	$0