03785 Zip Code (Mountain Lakes, NH) Detailed Profile

Estimated zip code population in 2022: 2,178
Zip code population in 2010: 2,400
Zip code population in 2000: 3,575

Houses and condos: 1,364
Renter-occupied apartments: 338
March 2022 cost of living index in zip code 03785: 98.5 (near average, U.S. average is 100)

Land area: 59.7 sq. mi.
Water area: 0.8 sq. mi.

Population density: 36 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,605 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,025 (1.3%)

For population 25 years and over in 03785:

• High school or higher: 86.8%
• Bachelor's degree or higher: 16.0%
• Graduate or professional degree: 7.4%
• Unemployed: 1.8%
• Mean travel time to work (commute): 40.9 minutes

For population 15 years and over in 03785:

• Never married: 29.6%
• Now married: 37.7%
• Separated: 0.3%
• Widowed: 5.6%
• Divorced: 26.9%

• 
• • 2,03993.7%White
  • 823.8%Hispanic or Latino
  • 271.2%American Indian
  • 231.1%Two or more races
  • 50.2%Black

100% rural population.

Averages for the 2020 tax year for zip code 03785, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $50,061 (Individual Income Tax Returns)

Here:	$50,061
State:	$88,845

Salary/wage: $43,481 (reported on 83.0% of returns)

Here:	$43,481
State:	$71,693

(% of AGI for various income ranges: 1263.9% for AGIs below $25k, 3845.0% for AGIs $25k-50k, 6210.9% for AGIs $50k-75k, 10264.0% for AGIs $75k-100k, 21043.3% for AGIs $100k-200k)

Taxable interest for individuals: $703 (reported on 30.2% of returns)

This zip code:	$703
New Hampshire:	$1,640

(% of AGI for various income ranges: 5.2% for AGIs below $25k, 16.1% for AGIs $25k-50k, 46.4% for AGIs $50k-75k, 52.0% for AGIs $75k-100k, 151.7% for AGIs $100k-200k)

Ordinary dividends: $3,031 (reported on 12.3% of returns)

Here:	$3,031
State:	$8,258

(% of AGI for various income ranges: 9.6% for AGIs below $25k, 28.9% for AGIs $25k-50k, 31.8% for AGIs $50k-75k, 426.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,218 (reported on 10.4% of returns)

Here:	+$5,218
State:	+$28,952

(% of AGI for various income ranges: 1.7% for AGIs below $25k, 26.4% for AGIs $25k-50k, 114.5% for AGIs $50k-75k, 616.7% for AGIs $100k-200k)

Profit/loss from business: +$12,423 (reported on 12.3% of returns)

Here:	+$12,423
State:	+$24,424

(% of AGI for various income ranges: 142.2% for AGIs below $25k, 163.9% for AGIs $25k-50k, 1658.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $15,489 (reported on 8.5% of returns)

03785:	$15,489
New Hampshire:	$21,952

(% of AGI for various income ranges: 79.6% for AGIs below $25k, 174.3% for AGIs $25k-50k, 1446.0% for AGIs $75k-100k)

Earned income credit: $2,117 (reported on 17.0% of returns)

Here:	$2,117
State:	$1,831

(% of AGI for various income ranges: 97.8% for AGIs below $25k, 55.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.4%

Here:	93%
State:	92%

(% for various income ranges: 94.1% for AGIs below $25k, 91.9% for AGIs $25k-50k, 93.3% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 110.0% for AGIs $100k-200k, 0.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 03785, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $37,783 (Individual Income Tax Returns)

Here:	$37,783
State:	$66,185

Salary/wage: $33,970 (reported on 84.0% of returns)

Here:	$33,970
State:	$55,674

(% of AGI for various income ranges: 78.4% for AGIs below $25k, 82.0% for AGIs $25k-50k, 76.7% for AGIs $50k-75k, 72.8% for AGIs $75k-100k, 66.1% for AGIs $100k-200k)

Taxable interest for individuals: $693 (reported on 26.4% of returns)

This zip code:	$693
New Hampshire:	$1,674

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $2,294 (reported on 15.1% of returns)

Here:	$2,294
State:	$6,774

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,738 (reported on 7.5% of returns)

Here:	+$2,738
State:	+$13,759

Profit/loss from business: +$6,607 (reported on 13.2% of returns)

Here:	+$6,607
State:	+$19,298

(% of AGI for various income ranges: 3.3% for AGIs below $25k, 3.1% for AGIs $25k-50k, 4.2% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $11,570 (reported on 9.4% of returns)

03785:	$11,570
New Hampshire:	$16,908

(% of AGI for various income ranges: 3.7% for AGIs below $25k, 3.2% for AGIs $25k-50k, 12.3% for AGIs $75k-100k)

Total itemized deductions: $17,162 (25% of AGI, reported on 15.1% of returns)

Here:	$17,162
State:	$22,617

Here:	25.0% of AGI
State:	18.1% of AGI

(% of AGI for various income ranges: 8.1% for AGIs below $25k, 4.4% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 6.7% for AGIs $75k-100k, 8.9% for AGIs $100k-200k)

Charity contributions: $3,370 (reported on 9.4% of returns)

Here:	$3,370
State:	$2,860

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.4% for AGIs $50k-75k, 1.7% for AGIs $100k-200k)

Taxes paid: $5,180 (reported on 14.2% of returns)

03785:	$5,180
State:	$8,830

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.3% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Earned income credit: $2,135 (reported on 21.7% of returns)

Here:	$2,135
State:	$1,863

(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 52.8%

Here:	53%
State:	45%

(% for various income ranges: 46.8% for AGIs below $25k, 51.6% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 57.1% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 03785, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $32,348 (Individual Income Tax Returns)

Here:	$32,348
State:	$54,348

Salary/wage: $28,779 (reported on 86.8% of returns)

Here:	$28,779
State:	$46,966

(% of AGI for various income ranges: 106.7% for AGIs below $10k, 84.1% for AGIs $10k-25k, 84.0% for AGIs $25k-50k, 76.3% for AGIs $50k-75k, 75.5% for AGIs $75k-100k, 54.0% for AGIs over 100k)

Taxable interest for individuals: $1,156 (reported on 36.7% of returns)

This zip code:	$1,156
New Hampshire:	$1,634

(% of AGI for various income ranges: 4.1% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $1,795 (reported on 16.7% of returns)

Here:	$1,795
State:	$3,855

(% of AGI for various income ranges: 2.6% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$3,966 (reported on 11.9% of returns)

Here:	+$3,966
State:	+$13,739

(% of AGI for various income ranges: -2.1% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 2.9% for AGIs over 100k)

Profit/loss from business: +$6,841 (reported on 14.6% of returns)

Here:	+$6,841
State:	+$16,641

(% of AGI for various income ranges: 7.6% for AGIs below $10k, 3.8% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 8.2% for AGIs $75k-100k)

IRA payment deduction: $2,824 (reported on 3.4% of returns)

03785:	$2,824
New Hampshire:	$3,013

Total itemized deductions: $15,347 (24% of AGI, reported on 12.2% of returns)

Here:	$15,347
State:	$18,832

Here:	23.9% of AGI
State:	19.6% of AGI

(% of AGI for various income ranges: 2.8% for AGIs $10k-25k, 4.9% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 5.4% for AGIs $75k-100k, 8.4% for AGIs over 100k)

Charity contributions deductions: $2,138 (3% of AGI, reported on 8.0% of returns)

Here:	$2,138
State:	$2,473

Here:	2.9% of AGI
State:	2.4% of AGI

Total tax: $4,042 (reported on 72.4% of returns)

03785:	$4,042
State:	$8,835

(% of AGI for various income ranges: 1.8% for AGIs below $10k, 4.8% for AGIs $10k-25k, 7.4% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 11.6% for AGIs $75k-100k, 16.8% for AGIs over 100k)

Earned income credit: $1,567 (reported on 17.9% of returns)

Here:	$1,567
State:	$1,447

Percentage of individuals using paid preparers for their 2004 taxes: 57.6%

Here:	58%
State:	51%

(% for various income ranges: 47.4% for AGIs below $10k, 59.0% for AGIs $10k-25k, 58.3% for AGIs $25k-50k, 63.8% for AGIs $50k-75k, 67.6% for AGIs $75k-100k, 67.6% for AGIs over 100k)

Nearest zip codes: 03238, 03780, 03774, 03279, 03779, 03765.
Mountain Lakes Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 75
Household did not receive Food Stamps/SNAP in the past 12 months: 756

Women who had a birth in the past 12 months: 6 (0 now married, 7 unmarried)
Women who did not have a birth in the past 12 months: 462 (204 now married, 258 unmarried)

Housing units in zip code 03785 with a mortgage: 385 (2 second mortgage, 2 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,541
Median monthly owner costs for units without a mortgage: $772

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 03785 household income distribution in 2022

• 27Less than $10,000
• 3$10,000 to $14,999
• 44$15,000 to $19,999
• 35$20,000 to $24,999
• 95$25,000 to $29,999
• 3$30,000 to $34,999
• 8$35,000 to $39,999
• 56$40,000 to $44,999
• 52$45,000 to $49,999
• 171$50,000 to $59,999
• 48$60,000 to $74,999
• 79$75,000 to $99,999
• 118$100,000 to $124,999
• 6$125,000 to $149,999
• 54$150,000 to $199,999
• 21$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 03785

• 43$20,000 to $24,999
• 1$30,000 to $34,999
• 2$70,000 to $79,999
• 17$80,000 to $89,999
• 32$100,000 to $124,999
• 10$125,000 to $149,999
• 108$150,000 to $174,999
• 22$175,000 to $199,999
• 31$200,000 to $249,999
• 38$250,000 to $299,999
• 26$300,000 to $399,999
• 69$400,000 to $499,999
• 5$500,000 to $749,999
• 1$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 03785

• 15$400 to $449
• 10$450 to $499
• 38$500 to $549
• 5$550 to $599
• 110$800 to $899
• 32$900 to $999
• 87$1,000 to $1,249
• 1$1,500 to $1,999
• 6No cash rent

Median gross rent in 2022: $1,124.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $195,320
• Asian householders: $107,581

Estimated median house or condo value in 2022: $196,515 Lower value quartile - upper value quartile: $154,014 - $319,810

Mean price in 2022:

Detached houses: $246,750

Here:	$246,750
State:	$491,479

Mobile homes: $30,710

Here:	$30,710
State:	$124,817

Housing units in structures:

• One, detached: 1,004
• One, attached: 16
• Two: 32
• 3 or 4: 83
• 10 to 19: 16
• 20 to 49: 120
• Mobile homes: 85

Unemployment: 1.8%

• Means of transportation to work in zip code 03785

• 81.5%814Drove a car alone
• 11.1%111Carpooled
• 0.3%3Other means
• 3.2%32Worked at home

• Travel time to work (commute) in zip code 03785

• 41Less than 5 minutes
• 315 to 9 minutes
• 1710 to 14 minutes
• 6615 to 19 minutes
• 2120 to 24 minutes
• 9125 to 29 minutes
• 6330 to 34 minutes
• 235 to 39 minutes
• 17240 to 44 minutes
• 19545 to 59 minutes
• 18360 to 89 minutes
• 3890 or more minutes

Percentage of zip code residents living and working in this county: 61.6%

Household type by relationship:

Households: 2,178

• Male householders: 361 (191 living alone), Female householders: 471 (75 living alone)

• 317 spouses (317 opposite-sex spouses), 211 unmarried partners, (211 opposite-sex unmarried partners), 577 children (546 natural, 0 adopted, 32 stepchildren), 71 grandchildren, 3 brothers or sisters, 4 parents, 0 foster children, 35 other relatives, 3 non-relatives

• In group quarters: 136 (-1 institutionalized population)

Size of family households: 215 2-persons, 120 3-persons, 118 4-persons, 2 5-persons, 6 6-persons

Size of nonfamily households: 269 1-person, 103 2-persons

280 married couples with children.
68 single-parent households (38 men, 30 women).

97.6% of residents of 03785 zip code speak English at home.
1.2% of residents speak Spanish at home (100% very well).
1.2% of residents speak other Indo-European language at home (79% very well, 8% not well, 12% not at all).

Facilities with environmental interests located in this zip code:

• COVENTRY GARAGE (RTE 116 in BENTON, NH)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• STEELE ROBERT RESIDENCE (HOWE HILL RD in BENTON, NH)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• SAU 23 (MUNICIPAL BLDG in WOODSVILLE, NH)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

Housing units lacking complete kitchen facilities: 0.3%

Population in 1990: 2,292. Population change in the 1990s: +1,283 (+56.0%).

Place of birth for U.S.-born residents:

• This state: 1,042
• Northeast: 914
• Midwest: 16
• South: 96
• West: 15

62% of the 03785 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 61% lived in this county.
   Out of people who lived in different counties, 50% lived in New Hampshire.

98% of the 03785 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 70% moved from this county.
   Out of people who lived in different houses, 56% moved from different county within same state.
   Out of people who lived in different houses, 19% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): 1 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: General Medical and Surgical Hospitals (100-249 employees: 1 establishment)
• Finance and Insurance: Savings Institutions (20-49: 1, 10-19: 1, 5-9: 1, 1-4: 1)
• Construction: Commercial and Institutional Building Construction (20-49: 1)
• Construction: Electrical Contractors (20-49: 1)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 1, 1-4: 2)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 5-9: 1)
• Professional, Scientific, and Technical Services: Tax Preparation Services (10-19: 1, 5-9: 1)

2005 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2005 - 2018 the average number of fire incidents per year is 9. The highest number of fires - 20 took place in 2010, and the least - 3 in 2005. The data has a growing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (72.7%), and Outside Fires (14.8%).


• Fire incident types reported to NFIRS in Zip Code 03785
• 9372.7%Structure Fires
• 1914.8%Outside Fires
• 1310.2%Other
• 32.3%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 03785, New Hampshire

Most common first names in zip code 03785 among deceased individuals
Name	Count	Lived (average)
John	42	71.7 years
Mary	27	83.5 years
George	26	76.2 years
William	25	72.2 years
Charles	21	76.3 years
Harold	19	77.3 years
Henry	17	78.1 years
Alice	17	80.6 years
Florence	16	85.6 years
Arthur	14	83.6 years

Most common last names in zip code 03785 among deceased individuals
Last name	Count	Lived (average)
Smith	18	80.1 years
Johnson	11	77.8 years
Chase	10	83.2 years
Brown	10	73.1 years
Tewksbury	10	78.3 years
Boutin	9	65.2 years
Aldrich	9	73.5 years
Hill	9	76.1 years
Page	9	73.7 years
Powers	9	72.6 years

Businesses in zip code 03785
Name	Count		Name	Count
Ace Hardware	1		Rite Aid	1
Dunkin Donuts	1		Shaw's	1
FedEx	1		Subway	2
GNC	1		U-Haul	1
H&R Block	1		Walmart	1
McDonald's	1