05845 Zip Code (VT) Detailed Profile

Estimated zip code population in 2022: 1,324
Zip code population in 2010: 1,096
Zip code population in 2000: 1,113

Houses and condos: 641
Renter-occupied apartments: 54
March 2022 cost of living index in zip code 05845: 91.6 (less than average, U.S. average is 100)

Land area: 41.8 sq. mi.
Water area: 0.3 sq. mi.

Population density: 32 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $4,205 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,412 (1.3%)

For population 25 years and over in 05845:

• High school or higher: 91.0%
• Bachelor's degree or higher: 27.6%
• Graduate or professional degree: 13.0%
• Unemployed: 0.4%
• Mean travel time to work (commute): 24.5 minutes

For population 15 years and over in 05845:

• Never married: 14.5%
• Now married: 70.4%
• Separated: 0.0%
• Widowed: 2.3%
• Divorced: 12.8%

• 
• • 1,27696.4%White
  • 302.3%Two or more races
  • 90.7%Asian
  • 90.7%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 05845, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $47,395 (Individual Income Tax Returns)

Here:	$47,395
State:	$70,107

Salary/wage: $44,306 (reported on 78.1% of returns)

Here:	$44,306
State:	$56,381

(% of AGI for various income ranges: 1230.0% for AGIs below $25k, 3533.8% for AGIs $25k-50k, 6258.6% for AGIs $50k-75k, 10945.0% for AGIs $75k-100k, 24003.3% for AGIs $100k-200k)

Taxable interest for individuals: $410 (reported on 31.2% of returns)

This zip code:	$410
Vermont:	$1,276

(% of AGI for various income ranges: 23.8% for AGIs below $25k, 12.3% for AGIs $25k-50k, 7.1% for AGIs $50k-75k, 15.0% for AGIs $75k-100k, 80.0% for AGIs $100k-200k)

Ordinary dividends: $2,273 (reported on 17.2% of returns)

Here:	$2,273
State:	$8,930

(% of AGI for various income ranges: 21.5% for AGIs below $25k, 37.7% for AGIs $25k-50k, 42.9% for AGIs $50k-75k, 357.5% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$10,489 (reported on 14.1% of returns)

Here:	+$10,489
State:	+$19,777

(% of AGI for various income ranges: 116.2% for AGIs $25k-50k, 2025.0% for AGIs $75k-100k)

Profit/loss from business: +$5,140 (reported on 23.4% of returns)

Here:	+$5,140
State:	+$15,467

(% of AGI for various income ranges: 180.0% for AGIs below $25k, 100.8% for AGIs $25k-50k, 354.3% for AGIs $50k-75k, 395.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $9,360 (reported on 7.8% of returns)

05845:	$9,360
Vermont:	$17,245

(% of AGI for various income ranges: 156.2% for AGIs below $25k, 378.6% for AGIs $50k-75k)

Earned income credit: $2,091 (reported on 17.2% of returns)

Here:	$2,091
State:	$1,839

(% of AGI for various income ranges: 110.0% for AGIs below $25k, 66.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 90.6%

Here:	91%
State:	93%

(% for various income ranges: 87.0% for AGIs below $25k, 100.0% for AGIs $25k-50k, 90.0% for AGIs $50k-75k, 85.7% for AGIs $75k-100k, 85.7% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 05845, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,778 (Individual Income Tax Returns)

Here:	$35,778
State:	$55,225

Salary/wage: $32,557 (reported on 84.5% of returns)

Here:	$32,557
State:	$44,925

(% of AGI for various income ranges: 78.1% for AGIs below $25k, 83.2% for AGIs $25k-50k, 80.7% for AGIs $50k-75k, 82.0% for AGIs $75k-100k, 51.8% for AGIs $100k-200k)

Taxable interest for individuals: $721 (reported on 32.8% of returns)

This zip code:	$721
Vermont:	$1,237

(% of AGI for various income ranges: 2.5% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Ordinary dividends: $1,430 (reported on 17.2% of returns)

Here:	$1,430
State:	$7,010

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.3% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$543 (reported on 12.1% of returns)

Here:	+$543
State:	+$13,197

(% of AGI for various income ranges: 2.0% for AGIs $75k-100k)

Profit/loss from business: +$5,462 (reported on 22.4% of returns)

Here:	+$5,462
State:	+$12,941

(% of AGI for various income ranges: 10.0% for AGIs below $25k, 2.6% for AGIs $25k-50k, 4.6% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $6,740 (reported on 8.6% of returns)

05845:	$6,740
Vermont:	$12,934

Total itemized deductions: $15,540 (23% of AGI, reported on 17.2% of returns)

Here:	$15,540
State:	$22,572

Here:	23.3% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 8.8% for AGIs $25k-50k, 6.3% for AGIs $50k-75k, 20.3% for AGIs $75k-100k)

Charity contributions: $1,250 (reported on 10.3% of returns)

Here:	$1,250
State:	$3,170

Taxes paid: $5,800 (reported on 17.2% of returns)

05845:	$5,800
State:	$10,425

(% of AGI for various income ranges: 2.4% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 8.9% for AGIs $75k-100k)

Earned income credit: $2,269 (reported on 22.4% of returns)

Here:	$2,269
State:	$1,828

(% of AGI for various income ranges: 6.5% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 60.3%

Here:	60%
State:	49%

(% for various income ranges: 53.6% for AGIs below $25k, 62.5% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 05845, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,556 (Individual Income Tax Returns)

Here:	$33,556
State:	$44,564

Salary/wage: $29,411 (reported on 85.6% of returns)

Here:	$29,411
State:	$37,522

(% of AGI for various income ranges: 119.0% for AGIs below $10k, 71.8% for AGIs $10k-25k, 77.2% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 73.1% for AGIs $75k-100k, 56.2% for AGIs over 100k)

Taxable interest for individuals: $1,420 (reported on 39.7% of returns)

This zip code:	$1,420
Vermont:	$1,373

(% of AGI for various income ranges: 3.3% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Taxable dividends: $1,592 (reported on 19.3% of returns)

Here:	$1,592
State:	$4,037

(% of AGI for various income ranges: 1.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs over 100k)

Net capital gain/loss: +$6,398 (reported on 17.4% of returns)

Here:	+$6,398
State:	+$11,311

(% of AGI for various income ranges: 4.3% for AGIs below $10k, -0.7% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 10.0% for AGIs over 100k)

Profit/loss from business: +$7,487 (reported on 22.3% of returns)

Here:	+$7,487
State:	+$11,197

(% of AGI for various income ranges: 25.7% for AGIs below $10k, 9.9% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 4.4% for AGIs $50k-75k)

IRA payment deduction: $2,600 (reported on 5.6% of returns)

05845:	$2,600
Vermont:	$3,004

Total itemized deductions: $14,288 (21% of AGI, reported on 15.0% of returns)

Here:	$14,288
State:	$17,791

Here:	21.4% of AGI
State:	20.0% of AGI

Charity contributions deductions: $1,921 (3% of AGI, reported on 11.8% of returns)

Here:	$1,921
State:	$2,686

Here:	2.7% of AGI
State:	2.8% of AGI

Total tax: $3,733 (reported on 73.6% of returns)

05845:	$3,733
State:	$6,533

(% of AGI for various income ranges: 4.5% for AGIs below $10k, 5.4% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 7.7% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 14.1% for AGIs over 100k)

Earned income credit: $1,701 (reported on 18.2% of returns)

Here:	$1,701
State:	$1,432

Percentage of individuals using paid preparers for their 2004 taxes: 69.1%

Here:	69%
State:	54%

(% for various income ranges: 61.0% for AGIs below $10k, 73.5% for AGIs $10k-25k, 68.9% for AGIs $25k-50k, 69.3% for AGIs $50k-75k, 70.6% for AGIs $75k-100k, 83.3% for AGIs over 100k)

Nearest zip codes: 05825, 05820, 05875, 05857, 05868, 05827.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 66
Household did not receive Food Stamps/SNAP in the past 12 months: 487

Women who did not have a birth in the past 12 months: 279 (195 now married, 89 unmarried)

Housing units in zip code 05845 with a mortgage: 336 (36 second mortgage, 37 both second mortgage and home equity loan)
Houses without a mortgage: 24

Median monthly owner costs for units with a mortgage: $1,529
Median monthly owner costs for units without a mortgage: $565

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 05845 household income distribution in 2022

• 4Less than $10,000
• 31$10,000 to $14,999
• 14$15,000 to $19,999
• 13$20,000 to $24,999
• 1$25,000 to $29,999
• 13$30,000 to $34,999
• 52$35,000 to $39,999
• 4$40,000 to $44,999
• 51$45,000 to $49,999
• 53$50,000 to $59,999
• 39$60,000 to $74,999
• 93$75,000 to $99,999
• 58$100,000 to $124,999
• 104$125,000 to $149,999
• 10$150,000 to $199,999
• 4$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 05845

• 5Less than $10,000
• 2$20,000 to $24,999
• 5$30,000 to $34,999
• 3$40,000 to $49,999
• 14$70,000 to $79,999
• 1$80,000 to $89,999
• 17$90,000 to $99,999
• 22$100,000 to $124,999
• 9$125,000 to $149,999
• 45$150,000 to $174,999
• 10$175,000 to $199,999
• 173$200,000 to $249,999
• 64$250,000 to $299,999
• 25$300,000 to $399,999
• 9$400,000 to $499,999
• 25$500,000 to $749,999
• 20$750,000 to $999,999
• 3$1,000,000 to $1,499,999
• 4$2,000,000 or more

• Rent paid by renters in 2022 in zip code 05845

• 3$300 to $349
• 2$450 to $499
• 11$500 to $549
• 4$600 to $649
• 26$750 to $799
• 2$900 to $999
• 8No cash rent

Median gross rent in 2022: $908.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $230,772
• Asian householders: $327,389
• Two or more races householders: $94,579

Estimated median house or condo value in 2022: $249,107 Lower value quartile - upper value quartile: $182,885 - $295,020

Mean price in 2022:

Detached houses: $241,917

Here:	$241,917
State:	$378,260

Mobile homes: $130,942

Here:	$130,942
State:	$98,266

Housing units in structures:

• One, detached: 516
• One, attached: 11
• Two: 25
• 3 or 4: 9
• 10 to 19: 3
• Mobile homes: 72

Unemployment: 0.4%

• Means of transportation to work in zip code 05845

• 74.6%540Drove a car alone
• 6.8%49Carpooled
• 4.0%29Walked
• 0.1%1Other means
• 13.7%99Worked at home

• Travel time to work (commute) in zip code 05845

• 36Less than 5 minutes
• 565 to 9 minutes
• 9910 to 14 minutes
• 7815 to 19 minutes
• 14120 to 24 minutes
• 4825 to 29 minutes
• 4630 to 34 minutes
• 1935 to 39 minutes
• 4245 to 59 minutes
• 2760 to 89 minutes
• 2390 or more minutes

Percentage of zip code residents living and working in this county: 87.0%

Household type by relationship:

Households: 1,324

• Male householders: 329 (78 living alone), Female householders: 226 (31 living alone)

• 348 spouses (337 opposite-sex spouses), 24 unmarried partners, (24 opposite-sex unmarried partners), 381 children (361 natural, 5 adopted, 13 stepchildren), 0 grandchildren, 0 brothers or sisters, 32 parents, 0 foster children, 2 other relatives, 1 non-relatives

Size of family households: 184 2-persons, 155 3-persons, 37 4-persons, 54 5-persons, 4 7-or-more-persons

Size of nonfamily households: 109 1-person, 11 2-persons

273 married couples with children.
86 single-parent households (68 men, 18 women).

87.3% of residents of 05845 zip code speak English at home.
0.7% of residents speak Spanish at home (100% very well).
11.0% of residents speak other Indo-European language at home (100% very well).
1.0% of residents speak Asian or Pacific Island language at home (100% very well).

Facilities with environmental interests located in this zip code:

• DAVES SLED SHOP INC (77 RTE 58 EAST in IRASBURG, VT)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: DAVID LARAMEE (CONTACT/OPERATOR)
  

• EASTMAN RICHARD TRUCKING (RTE 14 in IRASBURG, VT)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: RICHARD EASTMAN (CONTACT/OWNER)
  

• NYNEX CTRL OFFICE (IRASBURG ST in IRASBURG, VT)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• S B COLLINS INC IRASBURG GENERAL STORE (RTE 14 in IRASBURG, VT)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: JOLLEY ASSOC (CONTACT/OWNER)
  

• B & B TRUCKING INC (COOK RD in IRASBURG, VT)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: JOHN & RONA BRUNEAU (CONTACT/OWNER)
  

• VT AGENCY OF TRANSPORTATION (RTE 14 in IRASBURG, VT)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: STATE OF VT (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 0.9%

Population in 1990: 907. Population change in the 1990s: +206 (+22.7%).

Place of birth for U.S.-born residents:

• This state: 948
• Northeast: 141
• Midwest: 28
• South: 32
• West: 7

74% of the 05845 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 50% lived in Vermont.

91% of the 05845 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 64% moved from this county.
   Out of people who lived in different houses, 34% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 11
Students in private schools in grades 9 to 12 (high school): 34 Students in private undergraduate colleges:

Companies with federal contracts located in this zip code:

• ROUND HILL FENCE INC (5925 RT 14 in IRASBURG, VT; small business) : $153,738 in 8 contracts from 2002 to 2005

  Contracts for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities, Construction of Structures and Facilities -- Other Non-Building Facilities, Construction of Structures and Facilities -- Ammunition Facilities by U.S. Coast Guard, United States Coast Guard (disused code: now 7008), Army
  Signed by year: 2000: $0; 2001: $0; 2002: $62,000; 2003: $85,741; 2004: $5,997; 2005: $0; 2006: $0.
  
  Biggest contracts:
  $75,015 with U.S. Coast Guard for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Signed on 2003-09-15. Completion date: 2004-01-15.
  $61,000 with United States Coast Guard (disused code: now 7008) for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Taking place in ME. Signed on 2002-04-15. Completion date: 2002-08-15.
  $7,019 with Army for Construction of Structures and Facilities -- Other Non-Building Facilities. Taking place in NH. Signed on 2003-01-13. Completion date: 2002-11-20.
  $5,997 with U.S. Coast Guard for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Signed on 2004-02-10. Completion date: 2004-09-30.
  

Top industries in this zip code by the number of employees in 2005:

• Wholesale Trade: Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers (10-19 employees: 1 establishment)
• Wholesale Trade: Farm and Garden Machinery and Equipment Merchant Wholesalers (10-19: 1)
• Construction: Commercial and Institutional Building Construction (5-9: 1, 1-4: 2)
• Construction: All Other Specialty Trade Contractors (5-9: 1, 1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Janitorial Services (5-9: 1)
• Construction: Framing Contractors (5-9: 1)

Most common first names in zip code 05845 among deceased individuals
Name	Count	Lived (average)
Arthur	5	74.5 years
Dorothy	5	78.0 years
Mary	5	77.4 years
Harold	4	82.8 years
Marcel	4	68.5 years
Margaret	4	82.5 years
Ruth	4	85.8 years
Earl	3	70.7 years
Doris	3	84.0 years
Kenneth	3	72.7 years

Most common last names in zip code 05845 among deceased individuals
Last name	Count	Lived (average)
Locke	7	71.7 years
Sanville	5	79.0 years
Coderre	4	66.0 years
Wells	4	72.2 years
Beaudry	3	73.0 years
Kennison	3	84.0 years
Dutton	3	81.3 years
Mason	3	77.3 years
Smith	3	78.6 years
Lawrence	3	87.3 years