10524 Zip Code (NY) Detailed Profile

Estimated zip code population in 2022: 4,275
Zip code population in 2010: 4,421
Zip code population in 2000: 4,232

Houses and condos: 1,848
Renter-occupied apartments: 196
March 2022 cost of living index in zip code 10524: 119.3 (more than average, U.S. average is 100)

Land area: 20.8 sq. mi.
Water area: 0.3 sq. mi.

Population density: 206 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $9,858 (1.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $9,638 (1.8%)

For population 25 years and over in 10524:

• High school or higher: 96.8%
• Bachelor's degree or higher: 54.0%
• Graduate or professional degree: 32.6%
• Unemployed: 4.0%
• Mean travel time to work (commute): 39.8 minutes

For population 15 years and over in 10524:

• Never married: 30.0%
• Now married: 55.5%
• Separated: 1.4%
• Widowed: 5.5%
• Divorced: 7.6%

• 
• • 3,60184.3%White
  • 3377.9%Hispanic or Latino
  • 1323.1%Two or more races
  • 902.1%Black
  • 681.6%Asian
  • 431.0%Some other race

Urban population: 1,835
Rural population: 2,439

Averages for the 2020 tax year for zip code 10524, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $177,110 (Individual Income Tax Returns)

Here:	$177,110
State:	$90,930

Salary/wage: $121,738 (reported on 77.5% of returns)

Here:	$121,738
State:	$72,104

(% of AGI for various income ranges: 1280.8% for AGIs below $25k, 3396.8% for AGIs $25k-50k, 6600.0% for AGIs $50k-75k, 8957.9% for AGIs $75k-100k, 18138.5% for AGIs $100k-200k, 156667.5% for AGIs over 200k)

Taxable interest for individuals: $4,420 (reported on 54.6% of returns)

This zip code:	$4,420
New York:	$3,075

(% of AGI for various income ranges: 38.1% for AGIs below $25k, 55.0% for AGIs $25k-50k, 104.0% for AGIs $50k-75k, 87.1% for AGIs $75k-100k, 175.0% for AGIs $100k-200k, 5383.8% for AGIs over 200k)

Ordinary dividends: $18,975 (reported on 40.8% of returns)

Here:	$18,975
State:	$11,095

(% of AGI for various income ranges: 83.1% for AGIs below $25k, 171.4% for AGIs $25k-50k, 274.7% for AGIs $50k-75k, 357.9% for AGIs $75k-100k, 764.2% for AGIs $100k-200k, 16743.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$73,337 (reported on 36.2% of returns)

Here:	+$73,337
State:	+$44,925

(% of AGI for various income ranges: 52.7% for AGIs below $25k, 86.4% for AGIs $25k-50k, 422.0% for AGIs $50k-75k, 269.3% for AGIs $75k-100k, 919.2% for AGIs $100k-200k, 67761.2% for AGIs over 200k)

Profit/loss from business: +$32,111 (reported on 21.6% of returns)

Here:	+$32,111
State:	+$14,940

(% of AGI for various income ranges: 201.9% for AGIs below $25k, 254.5% for AGIs $25k-50k, 402.7% for AGIs $50k-75k, 545.0% for AGIs $75k-100k, 884.2% for AGIs $100k-200k, 12926.2% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $34,635 (reported on 14.2% of returns)

10524:	$34,635
New York:	$19,609

(% of AGI for various income ranges: 76.9% for AGIs below $25k, 197.3% for AGIs $25k-50k, 455.3% for AGIs $50k-75k, 597.1% for AGIs $75k-100k, 1081.9% for AGIs $100k-200k, 7213.8% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $41,867 (reported on 2.8% of returns)

10524:	$41,867
New York:	$32,497

(% of AGI for various income ranges: 3140.0% for AGIs over 200k)

Total itemized deductions: $39,271 (reported on 22.5% of returns)

Here:	$39,271
State:	$39,326

(% of AGI for various income ranges: 538.2% for AGIs $25k-50k, 796.0% for AGIs $50k-75k, 1008.6% for AGIs $75k-100k, 1596.2% for AGIs $100k-200k, 14128.8% for AGIs over 200k)

Charity contributions: $14,268 (reported on 18.8% of returns)

Here:	$14,268
State:	$15,420

(% of AGI for various income ranges: 58.6% for AGIs $25k-50k, 82.0% for AGIs $50k-75k, 92.9% for AGIs $75k-100k, 201.9% for AGIs $100k-200k, 6178.8% for AGIs over 200k)

Taxes paid: $9,331 (reported on 22.5% of returns)

10524:	$9,331
State:	$9,183

(% of AGI for various income ranges: 149.1% for AGIs $25k-50k, 258.7% for AGIs $50k-75k, 372.9% for AGIs $75k-100k, 538.8% for AGIs $100k-200k, 2416.2% for AGIs over 200k)

Earned income credit: $1,458 (reported on 5.5% of returns)

Here:	$1,458
State:	$2,138

(% of AGI for various income ranges: 35.4% for AGIs below $25k, 37.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.6%

Here:	94%
State:	95%

(% for various income ranges: 89.4% for AGIs below $25k, 93.8% for AGIs $25k-50k, 95.8% for AGIs $50k-75k, 91.3% for AGIs $75k-100k, 96.2% for AGIs $100k-200k, 95.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 10524, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $134,911 (Individual Income Tax Returns)

Here:	$134,911
State:	$77,088

Salary/wage: $109,707 (reported on 80.7% of returns)

Here:	$109,707
State:	$60,593

(% of AGI for various income ranges: 66.2% for AGIs below $25k, 66.2% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 68.3% for AGIs $75k-100k, 73.0% for AGIs $100k-200k, 62.1% for AGIs over 200k)

Taxable interest for individuals: $3,083 (reported on 56.0% of returns)

This zip code:	$3,083
New York:	$3,125

(% of AGI for various income ranges: 2.7% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Ordinary dividends: $10,116 (reported on 40.1% of returns)

Here:	$10,116
State:	$10,299

(% of AGI for various income ranges: 5.1% for AGIs below $25k, 3.8% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$23,191 (reported on 32.4% of returns)

Here:	+$23,191
State:	+$42,474

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.6% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 9.1% for AGIs over 200k)

Profit/loss from business: +$21,715 (reported on 19.3% of returns)

Here:	+$21,715
State:	+$16,168

(% of AGI for various income ranges: 5.7% for AGIs below $25k, 4.4% for AGIs $25k-50k, 6.1% for AGIs $50k-75k, 4.7% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $23,443 (reported on 14.5% of returns)

10524:	$23,443
New York:	$17,621

(% of AGI for various income ranges: 4.1% for AGIs below $25k, 3.7% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Self-employment retirement plans: $24,250 (reported on 1.9% of returns)

10524:	$24,250
New York:	$27,330

(% of AGI for various income ranges: 1.6% for AGIs $50k-75k, 0.5% for AGIs over 200k)

Total itemized deductions: $45,419 (22% of AGI, reported on 59.9% of returns)

Here:	$45,419
State:	$34,985

Here:	22.3% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 28.4% for AGIs below $25k, 21.0% for AGIs $25k-50k, 21.1% for AGIs $50k-75k, 22.6% for AGIs $75k-100k, 22.1% for AGIs $100k-200k, 18.6% for AGIs over 200k)

Charity contributions: $7,394 (reported on 52.2% of returns)

Here:	$7,394
State:	$5,572

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 3.8% for AGIs over 200k)

Taxes paid: $25,494 (reported on 59.4% of returns)

10524:	$25,494
State:	$18,656

(% of AGI for various income ranges: 8.6% for AGIs below $25k, 9.8% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 11.2% for AGIs $100k-200k, 11.7% for AGIs over 200k)

Earned income credit: $1,433 (reported on 5.8% of returns)

Here:	$1,433
State:	$2,230

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 70.0%

Here:	70%
State:	66%

(% for various income ranges: 58.2% for AGIs below $25k, 64.3% for AGIs $25k-50k, 76.0% for AGIs $50k-75k, 70.8% for AGIs $75k-100k, 77.1% for AGIs $100k-200k, 81.5% for AGIs over 200k)

Averages for the 2004 tax year for zip code 10524, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $99,310 (Individual Income Tax Returns)

Here:	$99,310
State:	$59,519

Salary/wage: $73,968 (reported on 81.8% of returns)

Here:	$73,968
State:	$50,673

(% of AGI for various income ranges: 167.3% for AGIs below $10k, 68.7% for AGIs $10k-25k, 70.1% for AGIs $25k-50k, 74.2% for AGIs $50k-75k, 78.8% for AGIs $75k-100k, 55.3% for AGIs over 100k)

Taxable interest for individuals: $2,410 (reported on 72.2% of returns)

This zip code:	$2,410
New York:	$2,377

(% of AGI for various income ranges: 24.7% for AGIs below $10k, 5.2% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $5,097 (reported on 46.3% of returns)

Here:	$5,097
State:	$5,394

(% of AGI for various income ranges: 15.7% for AGIs below $10k, 3.2% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Net capital gain/loss: +$34,769 (reported on 37.5% of returns)

Here:	+$34,769
State:	+$23,581

(% of AGI for various income ranges: -12.7% for AGIs below $10k, -1.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, -0.4% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Profit/loss from business: +$31,531 (reported on 21.2% of returns)

Here:	+$31,531
State:	+$13,809

(% of AGI for various income ranges: 12.9% for AGIs below $10k, 10.3% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 7.7% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 6.9% for AGIs over 100k)

IRA payment deduction: $3,477 (reported on 4.4% of returns)

10524:	$3,477
New York:	$3,115

(% of AGI for various income ranges: 4.4% for AGIs below $10k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $17,327 (reported on 2.8% of returns)

Here:	$17,327
New York:	$19,016

Total itemized deductions: $31,854 (21% of AGI, reported on 60.3% of returns)

Here:	$31,854
State:	$25,864

Here:	21.3% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 53.3% for AGIs below $10k, 24.3% for AGIs $10k-25k, 23.8% for AGIs $25k-50k, 24.7% for AGIs $50k-75k, 24.2% for AGIs $75k-100k, 17.4% for AGIs over 100k)

Charity contributions deductions: $3,860 (2% of AGI, reported on 56.8% of returns)

Here:	$3,860
State:	$4,439

Here:	2.5% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 1.3% for AGIs below $10k, 2.0% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $19,313 (reported on 84.0% of returns)

10524:	$19,313
State:	$11,730

(% of AGI for various income ranges: 8.3% for AGIs below $10k, 5.4% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 19.2% for AGIs over 100k)

Earned income credit: $1,488 (reported on 4.3% of returns)

Here:	$1,488
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 71.1%

Here:	71%
State:	67%

(% for various income ranges: 65.4% for AGIs below $10k, 68.5% for AGIs $10k-25k, 63.7% for AGIs $25k-50k, 73.6% for AGIs $50k-75k, 71.1% for AGIs $75k-100k, 78.4% for AGIs over 100k)

Nearest zip codes: 10996, 10537, 10928, 10922, 10566, 12520.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.2% of all households
• Gay men: 0.7% of all households

Household received Food Stamps/SNAP in the past 12 months: 20
Household did not receive Food Stamps/SNAP in the past 12 months: 1,519

Women who had a birth in the past 12 months: 23 (23 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 911 (397 now married, 510 unmarried)

Housing units in zip code 10524 with a mortgage: 846 (156 second mortgage, 10 home equity loan, 101 both second mortgage and home equity loan)
Houses without a mortgage: 98

Median monthly owner costs for units with a mortgage: $3,215
Median monthly owner costs for units without a mortgage: $1,314

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 10524 household income distribution in 2022

• 59Less than $10,000
• 17$10,000 to $14,999
• 27$15,000 to $19,999
• 20$20,000 to $24,999
• 12$25,000 to $29,999
• 14$30,000 to $34,999
• 17$35,000 to $39,999
• 27$40,000 to $44,999
• 49$45,000 to $49,999
• 49$50,000 to $59,999
• 156$60,000 to $74,999
• 188$75,000 to $99,999
• 160$100,000 to $124,999
• 141$125,000 to $149,999
• 197$150,000 to $199,999
• 418$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 10524

• 8$15,000 to $19,999
• 4$70,000 to $79,999
• 4$80,000 to $89,999
• 4$90,000 to $99,999
• 20$200,000 to $249,999
• 59$250,000 to $299,999
• 237$300,000 to $399,999
• 326$400,000 to $499,999
• 291$500,000 to $749,999
• 157$750,000 to $999,999
• 120$1,000,000 to $1,499,999
• 51$1,500,000 to $1,999,999
• 105$2,000,000 or more

• Rent paid by renters in 2022 in zip code 10524

• 14$550 to $599
• 41$1,000 to $1,249
• 40$1,500 to $1,999
• 19$2,000 to $2,499
• 39$2,500 to $2,999
• 11$3,500 or more
• 23No cash rent

Median gross rent in 2022: $1,912.

Median price asked for vacant for-sale houses and condos in 2022: $1,673,924.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $516,584
• Black or African American householders: $408,689
• Asian householders: $42,285
• Two or more races householders: $762,887
• Hispanic or Latino householders: $399,099

Estimated median house or condo value in 2022: $532,060 Lower value quartile - upper value quartile: $432,712 - $913,503

Housing units in structures:

• One, detached: 1,727
• One, attached: 30
• Two: 28
• 3 or 4: 34
• 5 to 9: 11

Unemployment: 4.0%

• Means of transportation to work in zip code 10524

• 66.4%1,387Drove a car alone
• 1.7%35Carpooled
• 0.7%14Bus or trolley bus
• 1.3%27Streetcar or trolley car
• 4.9%102Subway or elevated
• 2.7%56Walked
• 1.0%20Other means
• 22.5%470Worked at home

• Travel time to work (commute) in zip code 10524

• 55Less than 5 minutes
• 1175 to 9 minutes
• 21310 to 14 minutes
• 9115 to 19 minutes
• 6520 to 24 minutes
• 9125 to 29 minutes
• 22030 to 34 minutes
• 3635 to 39 minutes
• 5240 to 44 minutes
• 34045 to 59 minutes
• 18560 to 89 minutes
• 18390 or more minutes

Percentage of zip code residents living and working in this county: 37.9%

Household type by relationship:

Households: 4,275

• Male householders: 935 (174 living alone), Female householders: 627 (163 living alone)

• 882 spouses (882 opposite-sex spouses), 87 unmarried partners, (79 opposite-sex unmarried partners), 1,170 children (1,165 natural, 0 adopted, 7 stepchildren), 70 grandchildren, 16 brothers or sisters, 23 parents, 0 foster children, 24 other relatives, 65 non-relatives

• In group quarters: 399 (-1 institutionalized population)

Size of family households: 536 2-persons, 170 3-persons, 250 4-persons, 104 5-persons, 35 6-persons, 13 7-or-more-persons

Size of nonfamily households: 337 1-person, 91 2-persons, 21 3-persons

688 married couples with children.
23 single-parent households (23 women).

89.9% of residents of 10524 zip code speak English at home.
5.2% of residents speak Spanish at home (71% very well, 20% well, 8% not well).
3.9% of residents speak other Indo-European language at home (89% very well, 9% well, 2% not well).
0.7% of residents speak Asian or Pacific Island language at home (100% very well).
0.4% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• HIGHLANDS COUNTRY CLUB INC (RTE 9D CROSS ST RTE 403 in GARRISON, NY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 1.6%

Population in 1990: 3,572. Population change in the 1990s: +660 (+18.5%).

Place of birth for U.S.-born residents:

• This state: 2,958
• Northeast: 321
• Midwest: 294
• South: 182
• West: 63

71% of the 10524 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 28% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

88% of the 10524 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 20% moved from this county.
   Out of people who lived in different houses, 77% moved from different county within same state.
   Out of people who lived in different houses, 4% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 24
Students in private schools in grades 9 to 12 (high school): 11 Students in private undergraduate colleges: 104

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): Religious Organizations (100-249 employees: 1 establishment, 20-49 employees: 1 establishment, 10-19 employees: 2 establishments)
• Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (100-249: 1)
• Health Care and Social Assistance: Temporary Shelters (50-99: 1)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 5-9: 1, 1-4: 2)
• Other Services (except Public Administration): Environment, Conservation and Wildlife Organizations (20-49: 1, 1-4: 1)
• Professional, Scientific, and Technical Services: Research and Development in the Social Sciences and Humanities (20-49: 1, 1-4: 1)
• Educational Services: Sports and Recreation Instruction (20-49: 1)
• Educational Services: Elementary and Secondary Schools (20-49: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1, 1-4: 4)

Detailed HMDA statistics for the following Tracts: 0106.00 , 0108.00


Detailed PMIC statistics for the following Tracts: 0106.00 , 0108.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 23. The highest number of fire incidents - 45 took place in 2016, and the least - 10 in 2011. The data has a constant trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (41.3%), and Structure Fires (40.1%).


• Fire incident types reported to NFIRS in Zip Code 10524
• 16441.3%Outside Fires
• 15940.1%Structure Fires
• 5714.4%Mobile Property/Vehicle Fires
• 174.3%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 10524, New York

Most common first names in zip code 10524 among deceased individuals
Name	Count	Lived (average)
Mary	32	83.8 years
Margaret	22	84.0 years
John	20	74.7 years
Robert	20	68.6 years
William	17	72.5 years
Elizabeth	12	84.1 years
George	12	74.8 years
Joseph	10	77.4 years
Thomas	10	76.8 years
Helen	10	82.1 years

Most common last names in zip code 10524 among deceased individuals
Last name	Count	Lived (average)
Smith	8	81.0 years
Bosco	7	74.3 years
Anderson	6	66.2 years
Murphy	5	87.6 years
Nelson	5	62.8 years
Spence	4	71.2 years
Cullen	3	77.0 years
Keane	3	78.0 years
Benjamin	3	87.4 years
Flynn	3	86.0 years