10986 Zip Code (NY) Detailed Profile

Estimated zip code population in 2022: 1,504
Zip code population in 2010: 1,974
Zip code population in 2000: 1,739

Houses and condos: 579
Renter-occupied apartments: 62
March 2022 cost of living index in zip code 10986: 131.6 (high, U.S. average is 100)

Land area: 10.8 sq. mi.
Water area: 0.2 sq. mi.

Population density: 139 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $9,858 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $9,755 (1.9%)

For population 25 years and over in 10986:

• High school or higher: 94.5%
• Bachelor's degree or higher: 38.8%
• Graduate or professional degree: 20.9%
• Unemployed: 5.8%
• Mean travel time to work (commute): 28.2 minutes

For population 15 years and over in 10986:

• Never married: 27.3%
• Now married: 53.5%
• Separated: 2.4%
• Widowed: 7.1%
• Divorced: 9.7%

• 
• • 1,22681.6%White
  • 17011.3%Hispanic or Latino
  • 503.3%Black
  • 412.7%Asian
  • 161.1%Two or more races

Urban population: 912
Rural population: 591

Averages for the 2020 tax year for zip code 10986, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $96,713 (Individual Income Tax Returns)

Here:	$96,713
State:	$90,930

Salary/wage: $76,311 (reported on 80.2% of returns)

Here:	$76,311
State:	$72,104

(% of AGI for various income ranges: 1139.4% for AGIs below $25k, 3390.0% for AGIs $25k-50k, 6621.0% for AGIs $50k-75k, 8690.0% for AGIs $75k-100k, 19312.7% for AGIs $100k-200k, 70983.3% for AGIs over 200k)

Taxable interest for individuals: $2,593 (reported on 41.6% of returns)

This zip code:	$2,593
New York:	$3,075

(% of AGI for various income ranges: 6.9% for AGIs below $25k, 33.6% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 28.6% for AGIs $75k-100k, 752.7% for AGIs $100k-200k, 393.3% for AGIs over 200k)

Ordinary dividends: $3,657 (reported on 27.7% of returns)

Here:	$3,657
State:	$11,095

(% of AGI for various income ranges: 12.5% for AGIs below $25k, 54.3% for AGIs $25k-50k, 110.0% for AGIs $50k-75k, 90.0% for AGIs $75k-100k, 494.5% for AGIs $100k-200k, 703.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$22,058 (reported on 25.7% of returns)

Here:	+$22,058
State:	+$44,925

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 74.3% for AGIs $25k-50k, 108.0% for AGIs $50k-75k, 244.3% for AGIs $75k-100k, 457.3% for AGIs $100k-200k, 16143.3% for AGIs over 200k)

Profit/loss from business: +$9,969 (reported on 15.8% of returns)

Here:	+$9,969
State:	+$14,940

(% of AGI for various income ranges: 46.2% for AGIs below $25k, 127.1% for AGIs $25k-50k, 181.0% for AGIs $50k-75k, 555.5% for AGIs $100k-200k, 1836.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $19,422 (reported on 8.9% of returns)

10986:	$19,422
New York:	$19,609

(% of AGI for various income ranges: 105.6% for AGIs below $25k, 409.0% for AGIs $50k-75k, 1063.6% for AGIs $100k-200k)

Total itemized deductions: $27,837 (reported on 18.8% of returns)

Here:	$27,837
State:	$39,326

(% of AGI for various income ranges: 1147.0% for AGIs $50k-75k, 930.0% for AGIs $75k-100k, 1785.5% for AGIs $100k-200k, 5090.0% for AGIs over 200k)

Charity contributions: $4,356 (reported on 15.8% of returns)

Here:	$4,356
State:	$15,420

(% of AGI for various income ranges: 83.0% for AGIs $50k-75k, 128.6% for AGIs $75k-100k, 225.5% for AGIs $100k-200k, 920.0% for AGIs over 200k)

Taxes paid: $9,942 (reported on 18.8% of returns)

10986:	$9,942
State:	$9,183

(% of AGI for various income ranges: 491.0% for AGIs $50k-75k, 344.3% for AGIs $75k-100k, 619.1% for AGIs $100k-200k, 1586.7% for AGIs over 200k)

Earned income credit: $1,888 (reported on 7.9% of returns)

Here:	$1,888
State:	$2,138

(% of AGI for various income ranges: 55.0% for AGIs below $25k, 45.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.1%

Here:	94%
State:	95%

(% for various income ranges: 96.0% for AGIs below $25k, 94.7% for AGIs $25k-50k, 86.7% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 90.9% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 10986, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $85,689 (Individual Income Tax Returns)

Here:	$85,689
State:	$77,088

Salary/wage: $73,607 (reported on 82.2% of returns)

Here:	$73,607
State:	$60,593

(% of AGI for various income ranges: 69.5% for AGIs below $25k, 74.0% for AGIs $25k-50k, 77.0% for AGIs $50k-75k, 67.7% for AGIs $75k-100k, 74.1% for AGIs $100k-200k, 65.9% for AGIs over 200k)

Taxable interest for individuals: $1,298 (reported on 44.4% of returns)

This zip code:	$1,298
New York:	$3,125

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $2,711 (reported on 31.1% of returns)

Here:	$2,711
State:	$10,299

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$220 (reported on 22.2% of returns)

Here:	+$220
State:	+$42,474

(% of AGI for various income ranges: 0.1% for AGIs over 200k)

Profit/loss from business: +$8,607 (reported on 15.6% of returns)

Here:	+$8,607
State:	+$16,168

(% of AGI for various income ranges: 18.7% for AGIs below $25k, 3.3% for AGIs $50k-75k, 2.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $15,936 (reported on 12.2% of returns)

10986:	$15,936
New York:	$17,621

(% of AGI for various income ranges: 11.2% for AGIs below $25k, 7.3% for AGIs $50k-75k, 3.6% for AGIs $100k-200k)

Total itemized deductions: $33,502 (25% of AGI, reported on 53.3% of returns)

Here:	$33,502
State:	$34,985

Here:	24.9% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 17.4% for AGIs below $25k, 22.4% for AGIs $25k-50k, 20.4% for AGIs $50k-75k, 21.0% for AGIs $75k-100k, 23.0% for AGIs $100k-200k, 18.6% for AGIs over 200k)

Charity contributions: $2,844 (reported on 47.8% of returns)

Here:	$2,844
State:	$5,572

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxes paid: $18,729 (reported on 53.3% of returns)

10986:	$18,729
State:	$18,656

(% of AGI for various income ranges: 6.2% for AGIs below $25k, 10.8% for AGIs $25k-50k, 10.6% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 12.6% for AGIs $100k-200k, 11.7% for AGIs over 200k)

Earned income credit: $1,729 (reported on 7.8% of returns)

Here:	$1,729
State:	$2,230

(% of AGI for various income ranges: 4.1% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 72.2%

Here:	72%
State:	66%

(% for various income ranges: 61.5% for AGIs below $25k, 75.0% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 80.0% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 10986, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $72,349 (Individual Income Tax Returns)

Here:	$72,349
State:	$59,519

Salary/wage: $65,858 (reported on 83.4% of returns)

Here:	$65,858
State:	$50,673

(% of AGI for various income ranges: 87.3% for AGIs below $10k, 69.3% for AGIs $10k-25k, 79.3% for AGIs $25k-50k, 78.2% for AGIs $50k-75k, 85.3% for AGIs $75k-100k, 73.0% for AGIs over 100k)

Taxable interest for individuals: $1,158 (reported on 62.2% of returns)

This zip code:	$1,158
New York:	$2,377

(% of AGI for various income ranges: 6.3% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $1,649 (reported on 39.8% of returns)

Here:	$1,649
State:	$5,394

(% of AGI for various income ranges: 4.9% for AGIs below $10k, 2.4% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$2,944 (reported on 28.7% of returns)

Here:	+$2,944
State:	+$23,581

(% of AGI for various income ranges: -4.0% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, -0.4% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Profit/loss from business: +$12,871 (reported on 14.3% of returns)

Here:	+$12,871
State:	+$13,809

(% of AGI for various income ranges: 15.5% for AGIs below $10k, 5.4% for AGIs $10k-25k, 3.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 5.3% for AGIs $75k-100k, 1.6% for AGIs over 100k)

IRA payment deduction: $3,567 (reported on 3.5% of returns)

10986:	$3,567
New York:	$3,115

Total itemized deductions: $28,020 (24% of AGI, reported on 52.9% of returns)

Here:	$28,020
State:	$25,864

Here:	24.2% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 21.1% for AGIs $10k-25k, 17.3% for AGIs $25k-50k, 22.7% for AGIs $50k-75k, 24.7% for AGIs $75k-100k, 19.9% for AGIs over 100k)

Charity contributions deductions: $2,800 (2% of AGI, reported on 50.9% of returns)

Here:	$2,800
State:	$4,439

Here:	2.4% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $12,794 (reported on 80.0% of returns)

10986:	$12,794
State:	$11,730

(% of AGI for various income ranges: 3.7% for AGIs below $10k, 4.5% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Earned income credit: $1,684 (reported on 6.6% of returns)

Here:	$1,684
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 71.9%

Here:	72%
State:	67%

(% for various income ranges: 65.2% for AGIs below $10k, 71.3% for AGIs $10k-25k, 63.0% for AGIs $25k-50k, 70.7% for AGIs $50k-75k, 78.2% for AGIs $75k-100k, 81.7% for AGIs over 100k)

Nearest zip codes: 10911, 10922, 10596, 10511, 10928, 10980.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 38
Household did not receive Food Stamps/SNAP in the past 12 months: 519

Women who had a birth in the past 12 months: 22 (22 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 282 (110 now married, 172 unmarried)

Housing units in zip code 10986 with a mortgage: 334 (53 second mortgage, 53 both second mortgage and home equity loan)
Houses without a mortgage: 9

Median monthly owner costs for units with a mortgage: $3,314
Median monthly owner costs for units without a mortgage: $1,120

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 10986 household income distribution in 2022

• 84Less than $10,000
• 4$10,000 to $14,999
• 31$25,000 to $29,999
• 7$40,000 to $44,999
• 13$45,000 to $49,999
• 7$50,000 to $59,999
• 98$60,000 to $74,999
• 10$75,000 to $99,999
• 30$125,000 to $149,999
• 61$150,000 to $199,999
• 223$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 10986

• 6$125,000 to $149,999
• 8$200,000 to $249,999
• 59$300,000 to $399,999
• 131$400,000 to $499,999
• 236$500,000 to $749,999
• 76$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 10986

• 6$900 to $999
• 10$1,000 to $1,249
• 7$2,000 to $2,499
• 9$3,000 to $3,499
• 27No cash rent

Median gross rent in 2022: $2,020.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $561,287
• Black or African American householders: $524,023
• Asian householders: $524,023
• Two or more races householders: $436,686
• Hispanic or Latino householders: $854,042

Estimated median house or condo value in 2022: $566,877 Lower value quartile - upper value quartile: $468,219 - $700,390

Housing units in structures:

• One, detached: 472
• One, attached: 15
• Two: 49
• 3 or 4: 10
• 5 to 9: 26

Unemployment: 5.8%

• Means of transportation to work in zip code 10986

• 76.7%625Drove a car alone
• 6.0%49Carpooled
• 0.9%7Subway or elevated
• 1.5%12Walked
• 15.1%123Worked at home

• Travel time to work (commute) in zip code 10986

• 125 to 9 minutes
• 12210 to 14 minutes
• 17715 to 19 minutes
• 4620 to 24 minutes
• 2425 to 29 minutes
• 6430 to 34 minutes
• 3135 to 39 minutes
• 3740 to 44 minutes
• 12845 to 59 minutes
• 3560 to 89 minutes
• 990 or more minutes

Percentage of zip code residents living and working in this county: 66.2%

Household type by relationship:

Households: 1,504

• Male householders: 273 (79 living alone), Female householders: 291 (110 living alone)

• 329 spouses (329 opposite-sex spouses), 33 unmarried partners, (33 opposite-sex unmarried partners), 448 children (449 natural, 0 adopted, 0 stepchildren), 60 grandchildren, 0 brothers or sisters, 27 parents, 0 foster children, 14 other relatives, 29 non-relatives

Size of family households: 126 2-persons, 73 3-persons, 106 4-persons, 46 5-persons, 18 7-or-more-persons

Size of nonfamily households: 189 1-person

147 married couples with children.
0 single-parent households ().

86.6% of residents of 10986 zip code speak English at home.
8.1% of residents speak Spanish at home (52% very well, 41% well, 8% not well).
1.6% of residents speak other Indo-European language at home (100% not well).
3.1% of residents speak Asian or Pacific Island language at home (69% very well, 31% not well).

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 1.6%

Population in 1990: 1,615. Population change in the 1990s: +124 (+7.7%).

Place of birth for U.S.-born residents:

• This state: 1,007
• Northeast: 218
• South: 36
• West: 42

59% of the 10986 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

92% of the 10986 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 74% moved from this county.
   Out of people who lived in different houses, 23% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 12
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 33

Companies with federal contracts located in this zip code:

• COVE EXCAVATING COMPANY INCORP (RT 9 W in TOMKINS COVE, NY; small business)

  $48,766 with Army for Carpet Laying and Cleaning. Signed on 2003-09-30. Completion date: 2003-10-30.

Top industries in this zip code by the number of employees in 2005:

• Utilities: Electric Power Distribution (100-249 employees: 1 establishment)
• Construction: Residential Remodelers (20-49: 1, 1-4: 2)
• Accommodation and Food Services: Food Service Contractors (20-49: 1)
• Mining: Crushed and Broken Limestone Mining and Quarrying (10-19: 1)
• Accommodation and Food Services: Full-Service Restaurants (5-9: 1, 1-4: 1)
• Construction: Other Foundation, Structure, and Building Exterior Contractors (5-9: 1)
• Construction: Site Preparation Contractors (5-9: 1)
• Wholesale Trade: Fresh Fruit and Vegetable Merchant Wholesalers (1-4: 3)
• Professional, Scientific, and Technical Services: Administrative Management and General Management Consulting Services (1-4: 2)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 2)

Detailed HMDA statistics for the following Tracts: 0101.01


Detailed PMIC statistics for the following Tracts: 0101.01

Most common first names in zip code 10986 among deceased individuals
Name	Count	Lived (average)
Mary	13	82.3 years
John	8	65.9 years
Henry	8	70.1 years
Robert	8	72.6 years
Helen	7	79.8 years
James	7	74.7 years
George	6	73.7 years
Frank	6	78.3 years
William	6	74.5 years
Elizabeth	6	89.7 years

Most common last names in zip code 10986 among deceased individuals
Last name	Count	Lived (average)
Clark	9	88.1 years
Rose	7	78.7 years
Hansen	6	75.3 years
James	6	77.2 years
Mcgovern	5	72.3 years
Johnson	4	80.0 years
Lodini	4	69.5 years
Benincasa	3	63.6 years
Avery	3	71.4 years
Donato	3	76.6 years