Jump to a detailed profile or search site with Google Custom Search

12156 Zip Code (NY) Detailed Profile




Counties: Rensselaer County, NY (72.40%), Columbia County, NY (27.60%)
Estimated zip code population in 2022: 817
Zip code population in 2010: 848
Zip code population in 2000: 923

Houses and condos: 313
Renter-occupied apartments: 19
% of renters here:

7%
State:

46%
March 2022 cost of living index in zip code 12156: 92.6 (less than average, U.S. average is 100)

Land area: 14.3 sq. mi.
Water area: 0.7 sq. mi.
Population density: 57 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 12156
  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2022:
This zip code:

2.1% ($4,591)
New York:

1.5% ($6,180)
Median real estate property taxes paid for housing units with mortgages in 2022: $4,687 (2.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,485 (2.0%)

Business Search - 14 Million verified businesses
Search for: near:  

Males: 440  (53.8%)
Females: 377  (46.2%)

For population 25 years and over in 12156:

  • High school or higher: 98.0%
  • Bachelor's degree or higher: 33.9%
  • Graduate or professional degree: 8.8%
  • Unemployed: 4.1%
  • Mean travel time to work (commute): 33.9 minutes

For population 15 years and over in 12156:

  • Never married: 30.4%
  • Now married: 53.1%
  • Separated: 0.0%
  • Widowed: 10.6%
  • Divorced: 5.9%

Zip code 12156 compared to state average:

  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • Number of rooms per house above state average.
  • Races in zip code 12156 (2022)
    • 68984.5%White
    • 9912.1%Hispanic or Latino
    • 151.8%Black
    • 121.5%Two or more races
Settings
X
Data:
Loading data...
Based on 2000-2022 data
Loading data...

123
Hide US histogram

100% rural population.

Estimated median house/condo value in 2022: $217,348
12156:

$217,348
New York:

$400,400



According to our research of New York and other state lists, there was 1 registered sex offender living in 12156 zip code as of May 28, 2024.
The ratio of all residents to sex offenders in zip code 12156 is 1,148 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.


Median resident age:
This zip code:

44.3 years
New York median age:

40.0 years
Average household size:
This zip code:

2.9 people
New York:

2.5 people

Averages for the 2020 tax year for zip code 12156, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $74,393 (Individual Income Tax Returns)
Here:

$74,393
State:

$90,930

Salary/wage: $65,824 (reported on 73.3% of returns)
Here:

$65,824
State:

$72,104
(% of AGI for various income ranges: 1090.0% for AGIs below $25k, 3115.7% for AGIs $25k-50k, 6068.0% for AGIs $50k-75k, 8265.0% for AGIs $75k-100k, 20911.7% for AGIs $100k-200k)

Taxable interest for individuals: $648 (reported on 46.7% of returns)
This zip code:

$648
New York:

$3,075
(% of AGI for various income ranges: 23.3% for AGIs below $25k, 8.6% for AGIs $25k-50k, 26.0% for AGIs $50k-75k, 35.0% for AGIs $75k-100k, 148.3% for AGIs $100k-200k)

Ordinary dividends: $4,600 (reported on 24.4% of returns)
Here:

$4,600
State:

$11,095
(% of AGI for various income ranges: 30.0% for AGIs below $25k, 494.0% for AGIs $50k-75k, 401.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$8,230 (reported on 22.2% of returns)
Here:

+$8,230
State:

+$44,925
(% of AGI for various income ranges: 210.0% for AGIs below $25k, 124.0% for AGIs $50k-75k, 1058.3% for AGIs $100k-200k)

Profit/loss from business: +$13,329 (reported on 15.6% of returns)
Here:

+$13,329
State:

+$14,940
(% of AGI for various income ranges: 158.3% for AGIs below $25k, 498.6% for AGIs $25k-50k, 815.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,975 (reported on 8.9% of returns)
12156:

$9,975
New York:

$19,609
(% of AGI for various income ranges: 798.0% for AGIs $50k-75k)

Total itemized deductions: $24,200 (reported on 8.9% of returns)
Here:

$24,200
State:

$39,326
(% of AGI for various income ranges: 911.7% for AGIs below $25k, 1052.5% for AGIs $75k-100k)

Taxes paid: $9,500 (reported on 8.9% of returns)
12156:

$9,500
State:

$9,183
(% of AGI for various income ranges: 950.0% for AGIs $75k-100k)

Earned income credit: $1,533 (reported on 6.7% of returns)
Here:

$1,533
State:

$2,138
(% of AGI for various income ranges: 76.7% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.1%
Here:

91%
State:

95%
(% for various income ranges: 88.9% for AGIs below $25k, 90.0% for AGIs $25k-50k, 87.5% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 91.7% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 12156, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $59,032 (Individual Income Tax Returns)
Here:

$59,032
State:

$77,088

Salary/wage: $52,525 (reported on 81.8% of returns)
Here:

$52,525
State:

$60,593
(% of AGI for various income ranges: 66.7% for AGIs below $25k, 76.1% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 75.1% for AGIs $75k-100k, 72.7% for AGIs $100k-200k)

Taxable interest for individuals: $476 (reported on 47.7% of returns)
This zip code:

$476
New York:

$3,125
(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $1,838 (reported on 29.5% of returns)
Here:

$1,838
State:

$10,299
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.4% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$4,657 (reported on 15.9% of returns)
Here:

+$4,657
State:

+$42,474
(% of AGI for various income ranges: 6.1% for AGIs below $25k, 3.2% for AGIs $50k-75k, 0.7% for AGIs $100k-200k)

Profit/loss from business: +$10,040 (reported on 11.4% of returns)
Here:

+$10,040
State:

+$16,168

Taxable individual retirement arrangement distribution: $10,440 (reported on 11.4% of returns)
12156:

$10,440
New York:

$17,621

Total itemized deductions: $22,637 (24% of AGI, reported on 43.2% of returns)
Here:

$22,637
State:

$34,985

Here:

24.3% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 16.5% for AGIs $25k-50k, 16.8% for AGIs $50k-75k, 15.2% for AGIs $75k-100k, 19.9% for AGIs $100k-200k)

Charity contributions: $1,973 (reported on 34.1% of returns)
Here:

$1,973
State:

$5,572
(% of AGI for various income ranges: 0.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxes paid: $12,905 (reported on 43.2% of returns)
12156:

$12,905
State:

$18,656
(% of AGI for various income ranges: 8.2% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 12.2% for AGIs $100k-200k)

Earned income credit: $1,300 (reported on 9.1% of returns)
Here:

$1,300
State:

$2,230
(% of AGI for various income ranges: 3.1% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 54.5%
Here:

55%
State:

66%
(% for various income ranges: 42.9% for AGIs below $25k, 60.0% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12156, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $48,326 (Individual Income Tax Returns)
Here:

$48,326
State:

$59,519

Salary/wage: $44,206 (reported on 84.5% of returns)
Here:

$44,206
State:

$50,673
(% of AGI for various income ranges: 103.0% for AGIs below $10k, 74.1% for AGIs $10k-25k, 83.6% for AGIs $25k-50k, 84.6% for AGIs $50k-75k, 82.9% for AGIs $75k-100k, 67.3% for AGIs over 100k)

Taxable interest for individuals: $635 (reported on 60.7% of returns)
This zip code:

$635
New York:

$2,377
(% of AGI for various income ranges: 6.6% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $2,993 (reported on 32.9% of returns)
Here:

$2,993
State:

$5,394
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 3.7% for AGIs over 100k)

Net capital gain/loss: +$2,453 (reported on 22.6% of returns)
Here:

+$2,453
State:

+$23,581
(% of AGI for various income ranges: -1.8% for AGIs below $10k, 1.0% for AGIs $25k-50k, -0.3% for AGIs $50k-75k, 2.8% for AGIs over 100k)

Profit/loss from business: +$6,830 (reported on 11.2% of returns)
Here:

+$6,830
State:

+$13,809

Total itemized deductions: $17,250 (21% of AGI, reported on 41.0% of returns)
Here:

$17,250
State:

$25,864

Here:

21.1% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 33.8% for AGIs below $10k, 13.1% for AGIs $25k-50k, 16.9% for AGIs $50k-75k, 16.3% for AGIs $75k-100k, 15.3% for AGIs over 100k)

Charity contributions deductions: $1,911 (2% of AGI, reported on 37.4% of returns)
Here:

$1,911
State:

$4,439

Here:

2.3% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.0% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $7,009 (reported on 77.4% of returns)
12156:

$7,009
State:

$11,730
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 4.7% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Earned income credit: $1,463 (reported on 9.8% of returns)
Here:

$1,463
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 52.6%
Here:

53%
State:

67%
(% for various income ranges: 37.9% for AGIs below $10k, 59.7% for AGIs $10k-25k, 45.6% for AGIs $25k-50k, 65.2% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 59.6% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$99,871
New York:

$79,557
12156 map Nearest zip codes: 12045, 12124, 12033, 12158, 12130, 12106.
Percentage of family households:
This zip code:

55.6%
New York:

41.3%
Percentage of households with unmarried partners:
This zip code:

2.9%
New York:

42.3%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 10
Household did not receive Food Stamps/SNAP in the past 12 months: 269


Women who did not have a birth in the past 12 months: 184 (83 now married, 99 unmarried)


Housing units in zip code 12156 with a mortgage: 153 (33 second mortgage, 34 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,920
Median monthly owner costs for units without a mortgage: $760

Residents with income below the poverty level in 2022:
This zip code:

4.9%
Whole state:

14.3%
Residents with income below 50% of the poverty level in 2022:
This zip code:

1.3%
Whole state:

6.8%
Median number of rooms in houses and condos:
Here:

6.1
State:

6.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12156: Harrier Fields Farm (A), Goose Pond Christmas Tree Farm (B). Display/hide their locations on the map

    Church in zip code 12156: Schodack Landing Reformed Church (A). Display/hide its location on the map

    Streams, rivers, and creeks: Vlockie Kill (A), Muitzes Kill (B), Hell Gate (C). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 02020 or later
  • 82010 to 2019
  • 202000 to 2009
  • 401990 to 1999
  • 01980 to 1989
  • 101970 to 1979
  • 161960 to 1969
  • 281950 to 1959
  • 331940 to 1949
  • 1511939 or earlier

Zip code 12156 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in 12156
  • Bedrooms in owner-occupied houses and condos in 12156
  • 0no bedroom
  • 51 bedroom
  • 672 bedrooms
  • 1493 bedrooms
  • 254 bedrooms
  • 185+ bedrooms
Bedrooms in renter-occupied apartments in 12156
  • Bedrooms in renter-occupied apartments in 12156
  • 0no bedroom
  • 01 bedroom
  • 102 bedrooms
  • 93 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in 12156 in owner-occupied houses/condos
  • Cars and other vehicles available in 12156 in owner-occupied houses/condos
  • 0no vehicle
  • 221 vehicle
  • 1582 vehicles
  • 253 vehicles
  • 444 vehicles
  • 95+ vehicles
Cars and other vehicles available in 12156 in renter-occupied apartments
  • Cars and other vehicles available in 12156 in renter-occupied apartments
  • 0no vehicle
  • 201 vehicle
  • 02 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 12156 household income distribution in 2022

  • Zip code 12156 household income distribution in 2022
  • 10$10,000 to $14,999
  • 10$40,000 to $44,999
  • 28$45,000 to $49,999
  • 13$50,000 to $59,999
  • 5$60,000 to $74,999
  • 56$75,000 to $99,999
  • 14$100,000 to $124,999
  • 22$125,000 to $149,999
  • 71$150,000 to $199,999
  • 42$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12156

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12156
  • 36$60,000 to $69,999
  • 3$125,000 to $149,999
  • 57$150,000 to $174,999
  • 27$175,000 to $199,999
  • 62$200,000 to $249,999
  • 11$250,000 to $299,999
  • 54$300,000 to $399,999
  • 16$400,000 to $499,999
  • Rent paid by renters in 2022 in zip code 12156

  • Rent paid by renters in 2022 in zip code 12156
  • 10$750 to $799
  • 8$1,250 to $1,499

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $183,309
  • Black or African American householders: $143,598
  • Two or more races householders: $115,233

Estimated median house or condo value in 2022: $217,348
12156:

$217,348
New York:

$400,400
Lower value quartile - upper value quartile: $175,823 - $310,344
Owners and renters by unit type in zip code 12156
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 291
  • Two: 9
  • 5 to 9: 9

Unemployment: 4.1%

  • Means of transportation to work in zip code 12156

  • Means of transportation to work in zip code 12156
  • 62.2%219Drove a car alone
  • 23.3%82Carpooled
  • 2.6%9Walked
  • 12.5%44Worked at home
  • Travel time to work (commute) in zip code 12156

  • Travel time to work (commute) in zip code 12156
  • 95 to 9 minutes
  • 2410 to 14 minutes
  • 4620 to 24 minutes
  • 3125 to 29 minutes
  • 11330 to 34 minutes
  • 935 to 39 minutes
  • 3040 to 44 minutes
  • 2245 to 59 minutes
  • 1890 or more minutes

Percentage of zip code residents living and working in this county: 30.4%

Household type by relationship:

Households: 817
  • Male householders: 149 (32 living alone), Female householders: 134 (33 living alone)
  • 158 spouses (158 opposite-sex spouses), 30 unmarried partners, (30 opposite-sex unmarried partners), 251 children (179 natural, 0 adopted, 68 stepchildren), 30 grandchildren, 9 brothers or sisters, 0 parents, 0 foster children, 8 other relatives, 43 non-relatives

Size of family households: 69 2-persons, 49 3-persons, 53 4-persons, 42 5-persons

Size of nonfamily households: 65 1-person

144 married couples with children.
62 single-parent households (44 men, 18 women).

99.0% of residents of 12156 zip code speak English at home.
1.0% of residents speak other Indo-European language at home (100% well).

Foreign born population: 19 (2.3%)
(0.0% of them are naturalized citizens)
:

2.3%
Whole state:

22.7%
Most common first ancestries reported in 12156
  • 18%English
  • 13%Italian
  • 9%German
  • 7%Dutch
  • 6%French Canadian
  • 2%Irish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 181990 to 1999
  • 0Before 1990

Zip code 12156 topographic map

Facilities with environmental interests located in this zip code:

  • CROCCO RESIDENCE (421 CROCCO LANE in SCHODACK LANDING, NY)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: CHANCY CROCCO (CONTACT/OWNER)

Zip code 12156 marital status for males
Zip code 12156 marital status for females

Housing units lacking complete plumbing facilities: 9.4%
Housing units lacking complete kitchen facilities: 9.5%

Most commonly used house heating fuel
  • 77.6%Fuel oil, kerosene, etc.
  • 10.5%Electricity
  • 6.9%Wood
  • 3.6%Utility gas
  • 2.2%Bottled, tank, or LP gas

Population in 1990: 902. Population change in the 1990s: +21 (+2.3%).

Place of birth for U.S.-born residents:

  • This state: 589
  • Northeast: 67
  • South: 136

63% of the 12156 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 27% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

98% of the 12156 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 80% moved from this county.

Year householders moved into unit in 12156

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
New York:

15.6%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
New York:

15.0%
Students in private undergraduate colleges: 18
Here:

42.5%
New York:

39.2%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 70,412Management occupations
  • 35,187Office and administrative support occupations

Companies with federal contracts located in this zip code:

  • C E J J INC (939 RT 9 in SCHODACK LANDI, NY; small business)
    $46,151 with Army for Miscellaneous Service and Trade Equipment. Signed on 2006-03-08. Completion date: 2006-04-10.

Top industries in this zip code by the number of employees in 2005:

  • Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (20-49 employees: 1 establishment, 10-19 employees: 1 establishment)
  • Real Estate and Rental and Leasing: Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing (10-19: 1)
  • Administrative and Support and Waste Management and Remediation Services: Janitorial Services (10-19: 1)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1)
  • Professional, Scientific, and Technical Services: Other Accounting Services (1-4: 3)
  • Professional, Scientific, and Technical Services: Title Abstract and Settlement Offices (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED12$197,45414$173,83379$164,8709$32,9671$106,1500$0
APPLICATIONS APPROVED, NOT ACCEPTED3$202,2871$190,5506$212,2982$18,1250$01$12,950
APPLICATIONS DENIED2$97,3452$100,19526$179,2786$84,4021$103,5600$0
APPLICATIONS WITHDRAWN2$162,3302$181,75016$179,2560$01$79,7400$0
FILES CLOSED FOR INCOMPLETENESS1$89,0600$02$154,5651$6,2100$00$0

Detailed HMDA statistics for the following Tracts: 0525.01

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$177,0883$199,180
APPLICATIONS APPROVED, NOT ACCEPTED1$68,8701$91,130
APPLICATIONS DENIED1$207,6402$230,680
APPLICATIONS WITHDRAWN1$83,8801$166,210
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0525.01

Conventional Home Purchase Loans in zip code 12156
Conventional Home Purchase Loans in zip code 12156 - Value
Most common first names in zip code 12156 among deceased individuals
NameCountLived (average)
John1073.5 years
William878.7 years
Joseph775.0 years
Helen683.8 years
Margaret677.5 years
George673.6 years
Elizabeth567.4 years
Richard469.3 years
Anna476.0 years
Lillian485.3 years
Most common last names in zip code 12156 among deceased individuals
Last nameCountLived (average)
Johnson677.9 years
Miller579.0 years
Hoke572.4 years
Downey467.0 years
Smith481.0 years
Jewett458.5 years
Kleinhans478.3 years
Adams367.7 years
Drost380.3 years
Lantz371.4 years
Discuss , New York (NY) on our hugely popular New York forum.
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2024 Advameg, Inc.