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12188 Zip Code (Waterford, NY) Detailed Profile




City: Waterford, NY (2.55%)
County: Saratoga County, NY
Estimated zip code population in 2022: 11,430
Zip code population in 2010: 10,980
Zip code population in 2000: 10,610

Houses and condos: 5,522
Renter-occupied apartments: 1,542
% of renters here:

30%
State:

46%
March 2022 cost of living index in zip code 12188: 106.0 (more than average, U.S. average is 100)

Land area: 13.0 sq. mi.
Water area: 1.1 sq. mi.
Population density: 881 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 12188
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Real estate property taxes paid for housing units in 2022:
This zip code:

1.6% ($4,374)
New York:

1.5% ($6,180)
Median real estate property taxes paid for housing units with mortgages in 2022: $4,628 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,236 (1.7%)

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Males: 5,603  (49.0%)
Females: 5,827  (51.0%)

For population 25 years and over in 12188:

  • High school or higher: 94.6%
  • Bachelor's degree or higher: 35.2%
  • Graduate or professional degree: 12.6%
  • Unemployed: 3.3%
  • Mean travel time to work (commute): 24.8 minutes

For population 15 years and over in 12188:

  • Never married: 27.3%
  • Now married: 49.7%
  • Separated: 1.9%
  • Widowed: 7.5%
  • Divorced: 13.6%

Zip code 12188 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Number of college students below state average.
  • Races in zip code 12188 (2022)
    • 10,35890.6%White
    • 4754.2%Hispanic or Latino
    • 3172.8%Two or more races
    • 1641.4%Asian
    • 870.8%Black
    • 180.2%Some other race
    • 80.07%American Indian
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Urban population: 10,068
Rural population: 1,361

Estimated median house/condo value in 2022: $282,188
12188:

$282,188
New York:

$400,400



According to our research of New York and other state lists, there were 6 registered sex offenders living in 12188 zip code as of June 08, 2024.
The ratio of all residents to sex offenders in zip code 12188 is 1,850 to 1.
The ratio of registered sex offenders to all residents in this zip code is lower than the state average.


Median resident age:
This zip code:

45.2 years
New York median age:

40.0 years
Average household size:
This zip code:

2.2 people
New York:

2.5 people

Averages for the 2020 tax year for zip code 12188, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $75,909 (Individual Income Tax Returns)
Here:

$75,909
State:

$90,930

Salary/wage: $67,009 (reported on 82.7% of returns)
Here:

$67,009
State:

$72,104
(% of AGI for various income ranges: 1075.5% for AGIs below $25k, 3562.4% for AGIs $25k-50k, 6225.1% for AGIs $50k-75k, 9186.7% for AGIs $75k-100k, 16264.0% for AGIs $100k-200k, 87140.0% for AGIs over 200k)

Taxable interest for individuals: $853 (reported on 39.8% of returns)
This zip code:

$853
New York:

$3,075
(% of AGI for various income ranges: 14.3% for AGIs below $25k, 16.3% for AGIs $25k-50k, 26.1% for AGIs $50k-75k, 61.4% for AGIs $75k-100k, 94.3% for AGIs $100k-200k, 638.9% for AGIs over 200k)

Ordinary dividends: $2,758 (reported on 22.6% of returns)
Here:

$2,758
State:

$11,095
(% of AGI for various income ranges: 28.1% for AGIs below $25k, 31.4% for AGIs $25k-50k, 52.4% for AGIs $50k-75k, 116.0% for AGIs $75k-100k, 191.3% for AGIs $100k-200k, 947.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$8,566 (reported on 17.3% of returns)
Here:

+$8,566
State:

+$44,925
(% of AGI for various income ranges: 11.8% for AGIs below $25k, 25.4% for AGIs $25k-50k, 42.9% for AGIs $50k-75k, 158.1% for AGIs $75k-100k, 315.4% for AGIs $100k-200k, 5854.4% for AGIs over 200k)

Profit/loss from business: +$14,038 (reported on 11.0% of returns)
Here:

+$14,038
State:

+$14,940
(% of AGI for various income ranges: 63.7% for AGIs below $25k, 71.5% for AGIs $25k-50k, 126.9% for AGIs $50k-75k, 276.7% for AGIs $75k-100k, 370.3% for AGIs $100k-200k, 3350.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,686 (reported on 9.8% of returns)
12188:

$14,686
New York:

$19,609
(% of AGI for various income ranges: 87.7% for AGIs below $25k, 78.6% for AGIs $25k-50k, 176.4% for AGIs $50k-75k, 239.3% for AGIs $75k-100k, 537.6% for AGIs $100k-200k, 784.4% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $26,167 (reported on 0.5% of returns)
12188:

$26,167
New York:

$32,497
(% of AGI for various income ranges: 112.1% for AGIs $100k-200k)

Total itemized deductions: $24,911 (reported on 7.7% of returns)
Here:

$24,911
State:

$39,326
(% of AGI for various income ranges: 59.7% for AGIs below $25k, 57.7% for AGIs $25k-50k, 240.9% for AGIs $50k-75k, 479.3% for AGIs $75k-100k, 591.6% for AGIs $100k-200k, 2381.1% for AGIs over 200k)

Charity contributions: $4,877 (reported on 5.8% of returns)
Here:

$4,877
State:

$15,420
(% of AGI for various income ranges: 3.3% for AGIs $25k-50k, 17.5% for AGIs $50k-75k, 35.3% for AGIs $75k-100k, 94.6% for AGIs $100k-200k, 801.1% for AGIs over 200k)

Taxes paid: $8,783 (reported on 7.7% of returns)
12188:

$8,783
State:

$9,183
(% of AGI for various income ranges: 9.6% for AGIs below $25k, 22.1% for AGIs $25k-50k, 93.9% for AGIs $50k-75k, 195.3% for AGIs $75k-100k, 218.3% for AGIs $100k-200k, 666.7% for AGIs over 200k)

Earned income credit: $1,916 (reported on 9.2% of returns)
Here:

$1,916
State:

$2,138
(% of AGI for various income ranges: 58.8% for AGIs below $25k, 37.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.7%
Here:

95%
State:

95%
(% for various income ranges: 93.7% for AGIs below $25k, 94.9% for AGIs $25k-50k, 95.1% for AGIs $50k-75k, 93.8% for AGIs $75k-100k, 95.5% for AGIs $100k-200k, 95.8% for AGIs over 200k)

Averages for the 2012 tax year for zip code 12188, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $56,296 (Individual Income Tax Returns)
Here:

$56,296
State:

$77,088

Salary/wage: $52,285 (reported on 84.9% of returns)
Here:

$52,285
State:

$60,593
(% of AGI for various income ranges: 73.6% for AGIs below $25k, 79.5% for AGIs $25k-50k, 78.2% for AGIs $50k-75k, 79.1% for AGIs $75k-100k, 84.4% for AGIs $100k-200k, 65.8% for AGIs over 200k)

Taxable interest for individuals: $730 (reported on 43.7% of returns)
This zip code:

$730
New York:

$3,125
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Ordinary dividends: $2,315 (reported on 23.2% of returns)
Here:

$2,315
State:

$10,299
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,107 (reported on 14.1% of returns)
Here:

+$4,107
State:

+$42,474
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 7.5% for AGIs over 200k)

Profit/loss from business: +$12,923 (reported on 10.8% of returns)
Here:

+$12,923
State:

+$16,168
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 2.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 6.9% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $12,000 (reported on 10.0% of returns)
12188:

$12,000
New York:

$17,621
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 2.6% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 3.6% for AGIs over 200k)

Self-employment retirement plans: $25,267 (reported on 0.5% of returns)
12188:

$25,267
New York:

$27,330

Total itemized deductions: $20,207 (21% of AGI, reported on 34.1% of returns)
Here:

$20,207
State:

$34,985

Here:

20.6% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 7.8% for AGIs below $25k, 7.9% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 13.4% for AGIs $75k-100k, 15.3% for AGIs $100k-200k, 13.6% for AGIs over 200k)

Charity contributions: $2,141 (reported on 26.6% of returns)
Here:

$2,141
State:

$5,572
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxes paid: $9,595 (reported on 33.7% of returns)
12188:

$9,595
State:

$18,656
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 2.4% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 8.2% for AGIs $100k-200k, 8.6% for AGIs over 200k)

Earned income credit: $1,932 (reported on 10.7% of returns)
Here:

$1,932
State:

$2,230
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 46.6%
Here:

47%
State:

66%
(% for various income ranges: 41.9% for AGIs below $25k, 44.4% for AGIs $25k-50k, 50.5% for AGIs $50k-75k, 49.2% for AGIs $75k-100k, 53.2% for AGIs $100k-200k, 58.3% for AGIs over 200k)

Averages for the 2004 tax year for zip code 12188, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $45,504 (Individual Income Tax Returns)
Here:

$45,504
State:

$59,519

Salary/wage: $42,811 (reported on 86.9% of returns)
Here:

$42,811
State:

$50,673
(% of AGI for various income ranges: 85.7% for AGIs below $10k, 74.0% for AGIs $10k-25k, 83.8% for AGIs $25k-50k, 85.1% for AGIs $50k-75k, 87.4% for AGIs $75k-100k, 75.5% for AGIs over 100k)

Taxable interest for individuals: $809 (reported on 57.0% of returns)
This zip code:

$809
New York:

$2,377
(% of AGI for various income ranges: 4.8% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $1,625 (reported on 26.5% of returns)
Here:

$1,625
State:

$5,394
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$3,909 (reported on 18.2% of returns)
Here:

+$3,909
State:

+$23,581
(% of AGI for various income ranges: -2.1% for AGIs below $10k, -0.0% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 4.5% for AGIs over 100k)

Profit/loss from business: +$11,367 (reported on 10.1% of returns)
Here:

+$11,367
State:

+$13,809
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 3.1% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 5.0% for AGIs over 100k)

IRA payment deduction: $2,664 (reported on 2.1% of returns)
12188:

$2,664
New York:

$3,115
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $13,824 (reported on 0.6% of returns)
Here:

$13,824
New York:

$19,016

Total itemized deductions: $16,246 (20% of AGI, reported on 32.3% of returns)
Here:

$16,246
State:

$25,864

Here:

19.8% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 7.5% for AGIs below $10k, 4.5% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 12.6% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 14.6% for AGIs over 100k)

Charity contributions deductions: $1,790 (2% of AGI, reported on 29.7% of returns)
Here:

$1,790
State:

$4,439

Here:

2.1% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $5,962 (reported on 81.9% of returns)
12188:

$5,962
State:

$11,730
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 4.4% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 17.0% for AGIs over 100k)

Earned income credit: $1,498 (reported on 9.5% of returns)
Here:

$1,498
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 51.9%
Here:

52%
State:

67%
(% for various income ranges: 41.5% for AGIs below $10k, 53.2% for AGIs $10k-25k, 50.2% for AGIs $25k-50k, 56.5% for AGIs $50k-75k, 57.6% for AGIs $75k-100k, 59.4% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$81,620
New York:

$79,557
Waterford, NY (12188) map Nearest zip codes: 12047, 12182, 12183, 12189, 12118, 12121.
Percentage of family households:
This zip code:

43.6%
New York:

41.3%
Percentage of households with unmarried partners:
This zip code:

9.3%
New York:

42.3%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.5% of all households
  • Gay men: 0.3% of all households

Household received Food Stamps/SNAP in the past 12 months: 529
Household did not receive Food Stamps/SNAP in the past 12 months: 4,557


Women who had a birth in the past 12 months: 167 (140 now married, 25 unmarried)
Women who did not have a birth in the past 12 months: 2,377 (959 now married, 1,412 unmarried)


Housing units in zip code 12188 with a mortgage: 2,183 (357 second mortgage, 25 home equity loan, 324 both second mortgage and home equity loan)
Houses without a mortgage: 90

Median monthly owner costs for units with a mortgage: $1,820
Median monthly owner costs for units without a mortgage: $636

Residents with income below the poverty level in 2022:
This zip code:

4.3%
Whole state:

14.3%
Residents with income below 50% of the poverty level in 2022:
This zip code:

2.8%
Whole state:

6.8%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.3
Median number of rooms in apartments:
Here:

4.5
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12188: Waterford Wastewater Treatment Plant (A), Guard Gate Number 2 (B), Guard Gate Number 1 (C), Niagara-Mohawk Power Corporation Waterford Sub-Station (D), Town of Waterford Water Works (E), Dock Number Three (F), Lock One Marina (G), F B Peck Hose Company (H), Waterford Volunteer Fire Department Knickerbocker Engine Company (I), Waterford Volunteer Fire Department Kavanaugh Hook and Ladder Company (J), Waterford Town Hall (K), Waterford Volunteer Fire Department J W Ford Hose Company (L), Ahana House Assisted Living Center (M), Waterford Public Library (N), Waterford Historical Museum (O), Halfmoon - Waterford Fire District Station 1 (P). Display/hide their locations on the map

    Churches in zip code 12188 include: Saint Mary's Roman Catholic Church (A), First Methodist Church (B), Waterford Wesleyan Church (C), Saint Paul Roman Catholic Church (D), First Methodist Church (E), First Baptist Church (F), Grace Episcopal Church (G), First United Church of Waterford (H), Saint Mary's Roman Catholic Church (I). Display/hide their locations on the map

    Cemeteries: Waterford Rural Cemetery (1), Saint Josephs Cemetery (2), Saint Marys Cemetery (3), Saint Michaels Cemetery (4), Halfmoon-Middletown Cemetery (5), Union Cemetery (6). Display/hide their locations on the map

    Parks in zip code 12188 include: Peebles Island State Park (1), Memorial Park (2). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 02020 or later
  • 3762010 to 2019
  • 3542000 to 2009
  • 3271990 to 1999
  • 1,1891980 to 1989
  • 4131970 to 1979
  • 6771960 to 1969
  • 3581950 to 1959
  • 1751940 to 1949
  • 1,6541939 or earlier

Zip code 12188 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Waterford, NY (12188)
  • Bedrooms in owner-occupied houses and condos in Waterford, NY (12188)
  • 0no bedroom
  • 231 bedroom
  • 9232 bedrooms
  • 1,4903 bedrooms
  • 8844 bedrooms
  • 2455+ bedrooms
Bedrooms in renter-occupied apartments in Waterford, NY (12188)
  • Bedrooms in renter-occupied apartments in Waterford, NY (12188)
  • 46no bedroom
  • 3481 bedroom
  • 7202 bedrooms
  • 3933 bedrooms
  • 64 bedrooms
  • 145+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Waterford, NY (12188) in owner-occupied houses/condos
  • Cars and other vehicles available in Waterford, NY (12188) in owner-occupied houses/condos
  • 235no vehicle
  • 7611 vehicle
  • 1,8442 vehicles
  • 4773 vehicles
  • 1754 vehicles
  • 615+ vehicles
Cars and other vehicles available in Waterford, NY (12188) in renter-occupied apartments
  • Cars and other vehicles available in Waterford, NY (12188) in renter-occupied apartments
  • 238no vehicle
  • 8291 vehicle
  • 4052 vehicles
  • 713 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 12188 household income distribution in 2022

  • Zip code 12188 household income distribution in 2022
  • 96Less than $10,000
  • 236$10,000 to $14,999
  • 42$15,000 to $19,999
  • 179$20,000 to $24,999
  • 208$25,000 to $29,999
  • 168$30,000 to $34,999
  • 99$35,000 to $39,999
  • 275$40,000 to $44,999
  • 185$45,000 to $49,999
  • 250$50,000 to $59,999
  • 559$60,000 to $74,999
  • 539$75,000 to $99,999
  • 628$100,000 to $124,999
  • 598$125,000 to $149,999
  • 342$150,000 to $199,999
  • 674$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12188

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12188
  • 18Less than $10,000
  • 14$15,000 to $19,999
  • 24$20,000 to $24,999
  • 6$30,000 to $34,999
  • 3$70,000 to $79,999
  • 23$80,000 to $89,999
  • 6$90,000 to $99,999
  • 82$100,000 to $124,999
  • 133$125,000 to $149,999
  • 245$150,000 to $174,999
  • 96$175,000 to $199,999
  • 663$200,000 to $249,999
  • 952$250,000 to $299,999
  • 578$300,000 to $399,999
  • 344$400,000 to $499,999
  • 279$500,000 to $749,999
  • 23$750,000 to $999,999
  • 38$2,000,000 or more
  • Rent paid by renters in 2022 in zip code 12188

  • Rent paid by renters in 2022 in zip code 12188
  • 76$150 to $199
  • 101$250 to $299
  • 58$300 to $349
  • 32$350 to $399
  • 28$500 to $549
  • 27$550 to $599
  • 65$600 to $649
  • 6$650 to $699
  • 73$700 to $749
  • 64$750 to $799
  • 84$800 to $899
  • 183$900 to $999
  • 386$1,000 to $1,249
  • 174$1,250 to $1,499
  • 98$1,500 to $1,999
  • 77No cash rent

Median gross rent in 2022: $1,097.


Median price asked for vacant for-sale houses and condos in 2022: $428,993.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $287,909
  • Black or African American householders: $451,500
  • Asian householders: $320,939
  • Two or more races householders: $292,590
  • Hispanic or Latino householders: $258,260

Estimated median house or condo value in 2022: $282,188
12188:

$282,188
New York:

$400,400
Lower value quartile - upper value quartile: $228,227 - $367,827

Mean price in 2022:

Detached houses: $355,498
Here:

$355,498
State:

$476,719

Townhouses or other attached units: $256,904
Here:

$256,904
State:

$699,270

In 2-unit structures: $259,289
Here:

$259,289
State:

$713,077

In 3-to-4-unit structures: $156,314
Here:

$156,314
State:

$764,568

Mobile homes: $71,961
Here:

$71,961
State:

$88,925
Owners and renters by unit type in zip code 12188
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 3,076
  • One, attached: 239
  • Two: 1,051
  • 3 or 4: 621
  • 5 to 9: 190
  • 10 to 19: 61
  • 20 to 49: 121
  • Mobile homes: 112

Unemployment: 3.3%

  • Means of transportation to work in zip code 12188

  • Means of transportation to work in zip code 12188
  • 79.8%5,029Drove a car alone
  • 5.0%315Carpooled
  • 0.1%8Bus or trolley bus
  • 2.6%163Walked
  • 0.1%9Other means
  • 12.5%786Worked at home
  • Travel time to work (commute) in zip code 12188

  • Travel time to work (commute) in zip code 12188
  • 158Less than 5 minutes
  • 1165 to 9 minutes
  • 59310 to 14 minutes
  • 88715 to 19 minutes
  • 1,05820 to 24 minutes
  • 71425 to 29 minutes
  • 1,05830 to 34 minutes
  • 9135 to 39 minutes
  • 27740 to 44 minutes
  • 37845 to 59 minutes
  • 10960 to 89 minutes
  • 4190 or more minutes

Percentage of zip code residents living and working in this county: 39.9%

Household type by relationship:

Households: 11,430
  • Male householders: 2,276 (769 living alone), Female householders: 2,850 (831 living alone)
  • 2,246 spouses (2,246 opposite-sex spouses), 524 unmarried partners, (524 opposite-sex unmarried partners), 2,752 children (2,577 natural, 51 adopted, 121 stepchildren), 212 grandchildren, 61 brothers or sisters, 176 parents, 0 foster children, 107 other relatives, 280 non-relatives
  • In group quarters: 17 (-1 institutionalized population)

Size of family households: 1,465 2-persons, 744 3-persons, 805 4-persons, 122 5-persons, 11 6-persons, 20 7-or-more-persons

Size of nonfamily households: 1,600 1-person, 336 2-persons, 19 3-persons

1,244 married couples with children.
544 single-parent households (78 men, 466 women).

95.8% of residents of 12188 zip code speak English at home.
0.8% of residents speak Spanish at home (100% very well).
2.7% of residents speak other Indo-European language at home (68% very well, 32% well).
0.5% of residents speak Asian or Pacific Island language at home (80% very well, 10% not well, 10% not at all).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 527 (4.6%)
(74.4% of them are naturalized citizens)
This zip code:

4.6%
Whole state:

22.7%
Most common places of birth for foreign-born residents
  • 19%Greece
  • 15%Afghanistan
  • 12%Dominica
  • 9%Malaysia
  • 6%Grenada
  • 6%North Macedonia (Macedonia)
  • 6%Serbia
Most common first ancestries reported in 12188
  • 17%Italian
  • 15%Irish
  • 13%American
  • 11%French Canadian
  • 6%English
  • 5%German
  • 4%Ukrainian
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 1222010 or later
  • 1132000 to 2009
  • 881990 to 1999
  • 337Before 1990

Facilities with environmental interests located in this zip code:

  • HENRY COMPANY (430 HUDSON RIVER ROAD in WATERFORD, NY)
    AIR MINOR (AIRS/AFS)
    STATE MASTER (New York facility tracking) - AIR PROGRAM,
    (Integrated Compliance Information System) - ICIS-02-1987-0245, FORMAL ENFORCEMENT ACTION
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: PAINTS, VARNISHES, LACQUERS, ENAMELS, AND ALLIED PRODUCTS; ASPHALT FELTS AND COATINGS
    Organizations: JOHN KINAST (FACILITY APPLICATION CONTACT) , MONSEY PRODUCTS CORP (LEGALLY RESPONSIBLE PARTY)
    Alternative names: AMERICAN SEAL MFG CO, HENRY CO. MONSEY DIV., MONSEY PRODS. CO.
  • BELL-FAB MFG CORP (380 HUDSON RIVER RD in WATERFORD, NY)
    SUPERFUND (Superfund database)
    (Integrated Compliance Information System) - ICIS-02-2001-2011, FORMAL ENFORCEMENT ACTION
    HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: FRANCIS E BELLEROSE (CONTACT/OPERATOR)
    Alternative names: BEL-FAB MFG. CORP.
  • ARCY PLASTIC LAMINATES INC (4 BELLS LANE in WATERFORD, NY)
    AIR MINOR (AIRS/AFS)
    STATE MASTER (New York facility tracking) - AIR PROGRAM
    Business SIC classification: WOOD OFFICE AND STORE FIXTURES, PARTITIONS, SHELVING, AND LOCKERS
  • 127 SECOND ST ( in WATERFORD, NY)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: WATER COMMSSIONERS OF THE (CONTACT/OWNER)
    Alternative names: WATERFORD WATER PLANT
  • AQUA CLEAR IND LLC (423 HUDSON RIVER RD in WATERFORD, NY)
    HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
    Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business NAICS classification: ALL OTHER MISCELLANEOUS CHEMICAL PRODUCT AND PREPARATION MANUFACTURING.
  • GRAND UNION SUBSTATION (RTE 4 in WATERFORD, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • HALFMOON TOWN CLERK (191 HARRIS RD in WATERFORD, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • CONTAINER MANAGEMENT CORPORATION (3 INDUSTRY DRIVE in WATERFORD, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))

Zip code 12188 marital status for males
Zip code 12188 marital status for females

Housing units lacking complete plumbing facilities: 2.6%
Housing units lacking complete kitchen facilities: 0.9%

Most commonly used house heating fuel
  • 79.6%Utility gas
  • 13.1%Electricity
  • 4.3%Fuel oil, kerosene, etc.
  • 2.8%Bottled, tank, or LP gas

Population in 1990: 11,576.

Place of birth for U.S.-born residents:

  • This state: 9,274
  • Northeast: 663
  • Midwest: 156
  • South: 378
  • West: 261

64% of the 12188 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 53% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

92% of the 12188 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 20% moved from this county.
   Out of people who lived in different houses, 66% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.

Year householders moved into unit in Waterford, NY (12188)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 30
Here:

3.1%
New York:

15.6%
Students in private schools in grades 9 to 12 (high school): 26
Here:

5.9%
New York:

15.0%
Students in private undergraduate colleges: 69
Here:

34.9%
New York:

39.2%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 124,360Architecture and engineering occupations
  • 112,624Law enforcement workers including supervisors
  • 103,422Computer and mathematical occupations
  • 97,493Management occupations
  • 91,193Health diagnosing and treating practitioners and other technical occupations
  • 71,413Life, physical, and social science occupations

Companies with federal contracts located in this zip code (WATERFORD, NY):

  • LAWRENCE CLOW (30 MOUNTAINVIEWDRIVE; small business)
    $257,632 with Department of Defense for Night Vision Equipment, Emitted and Reflected Radiation. Signed on 2003-07-07. Completion date: 2003-11-11.
  • CATALLO, JOSEPH M (63 TIMBER DR; small business) : $125,248 in 15 contracts from 2004 to 2005
    Contracts for Technical Representation Services -- Vehicular Equipment Components, Technical Representation Services -- Special Industry Machinery by Army
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $64,570; 2005: $60,678; 2006: $0.

    Biggest contracts:
    $27,000 with Army for Technical Representation Services -- Vehicular Equipment Components. Signed on 2005-03-21. Completion date: 2004-12-27.
    $25,000, same as above. Signed on 2005-06-16. Completion date: 2004-12-27.
    $20,280 with Army for Technical Representation Services -- Special Industry Machinery. Signed on 2004-01-27. Completion date: 2004-05-28.
    $19,200 with Army for Technical Representation Services -- Vehicular Equipment Components. Signed on 2004-08-24. Completion date: 2004-12-27.
  • TODD BAUER (4 BIRDS GLENN DR; small business)
    6 employees, $740000 revenue.
    $76,000 with National Park Service for Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2002-07-15. Completion date: 2002-08-15.
  • BURCH CONTAINER & PACKAGING, I (430 HUDSON RIVER RD; small business) : $43,877 in 2 contracts from 2002 to 2004
    $39,837 with Army for Fire Fighting Equipment. Signed on 2002-05-08. Completion date: 2002-06-30.
    $4,040, same as above. Signed on 2004-07-12. Completion date: 2004-10-13.
  • ALLTEK ENERGY SYSTEMS INC (58 HUDSON RIVER RD; small business)
    $7,588 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2004-09-29. Completion date: 2004-11-18.

Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Religious Organizations (20-49 employees: 1 establishment, 5-9 employees: 4 establishments, 1-4 employees: 1 establishment)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 1, 10-19: 1, 5-9: 1, 1-4: 2)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 5-9: 1, 1-4: 2)
  • Wholesale Trade: Metal Service Centers and Other Metal Merchant Wholesalers (20-49: 1, 5-9: 1)
  • Construction: Commercial and Institutional Building Construction (20-49: 1, 1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 9 people in group homes intended for adults
  • 2 people in other noninstitutional facilities

People in group quarters in 2000:

  • 38 people in other noninstitutional group quarters
  • 13 people in homes for the mentally retarded
  • 12 people in hospitals/wards and hospices for chronically ill
  • 12 people in hospices or homes for chronically ill
  • 3 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED78$185,065144$182,835342$172,14528$48,27420$140,8562$51,230
APPLICATIONS APPROVED, NOT ACCEPTED5$196,39418$214,99749$202,5060$02$33,4202$45,715
APPLICATIONS DENIED8$161,03814$145,986141$161,49025$62,5856$151,1783$28,983
APPLICATIONS WITHDRAWN10$206,78411$188,75665$165,7413$16,1103$163,0500$0
FILES CLOSED FOR INCOMPLETENESS1$148,4804$161,14519$161,7540$00$00$0

Detailed HMDA statistics for the following Tracts: 0624.03 , 0624.04, 0627.00, 0628.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED36$231,50811$236,980
APPLICATIONS APPROVED, NOT ACCEPTED8$129,4755$165,256
APPLICATIONS DENIED6$159,4372$171,500
APPLICATIONS WITHDRAWN2$66,7900$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0624.03 , 0624.04, 0627.00, 0628.00

Conventional Home Purchase Loans in zip code 12188
Conventional Home Purchase Loans in zip code 12188 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year According to the data from the years 2002 - 2018 the average number of fires per year is 42. The highest number of reported fire incidents - 59 took place in 2007, and the least - 29 in 2011. The data has a declining trend.
    Fire incident types in Zip Code 12188 When looking into fire subcategories, the most reports belonged to: Structure Fires (52.6%), and Outside Fires (31.2%).

    • Fire incident types reported to NFIRS in Zip Code 12188
    • 37652.6%Structure Fires
    • 22331.2%Outside Fires
    • 588.1%Mobile Property/Vehicle Fires
    • 588.1%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 12188, New York

Most common first names in zip code 12188 among deceased individuals
NameCountLived (average)
John11873.3 years
Mary11178.1 years
William8673.2 years
Joseph6573.5 years
Robert6069.1 years
George5972.9 years
Helen5178.0 years
James4973.3 years
Thomas4370.4 years
Frank4375.9 years
Most common last names in zip code 12188 among deceased individuals
Last nameCountLived (average)
Smith2276.3 years
Baker1470.2 years
Cicchinelli1282.3 years
Clement1279.7 years
Roberts1271.7 years
Ryan1175.2 years
Lajeunesse1079.0 years
Thompson1078.4 years
Cassella1075.5 years
Clark1077.1 years

Businesses in zip code 12188

  • Curves: 1
  • FedEx: 1
  • McDonald's: 1

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