12495 Zip Code (NY) Detailed Profile

Estimated zip code population in 2022: 85
Zip code population in 2010: 265
Zip code population in 2000: 189

Houses and condos: 183
Renter-occupied apartments: 26
March 2022 cost of living index in zip code 12495: 96.9 (near average, U.S. average is 100)

Land area: 9.1 sq. mi.
Water area: 0.0 sq. mi.

Population density: 9 people per square mile

(very low).

For population 25 years and over in 12495:

• High school or higher: 102.9%
• Bachelor's degree or higher: 47.2%
• Graduate or professional degree: 33.1%
• Unemployed: 12.7%
• Mean travel time to work (commute): 93.1 minutes

For population 15 years and over in 12495:

• Never married: 57.1%
• Now married: 16.3%
• Separated: 0.0%
• Widowed: 26.6%
• Divorced: 0.0%

100% rural population.

Averages for the 2020 tax year for zip code 12495, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $102,550 (Individual Income Tax Returns)

Here:	$102,550
State:	$90,930

Salary/wage: $96,600 (reported on 57.1% of returns)

Here:	$96,600
State:	$72,104

(% of AGI for various income ranges: 4340.0% for AGIs $25k-50k)

Taxable interest for individuals: $4,280 (reported on 71.4% of returns)

This zip code:	$4,280
New York:	$3,075

(% of AGI for various income ranges: 120.0% for AGIs $50k-75k)

Ordinary dividends: $7,825 (reported on 57.1% of returns)

Here:	$7,825
State:	$11,095

(% of AGI for various income ranges: 410.0% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$10,971 (reported on 50.0% of returns)

Here:	+$10,971
State:	+$44,925

(% of AGI for various income ranges: 283.3% for AGIs $50k-75k)

Profit/loss from business: +$25,367 (reported on 42.9% of returns)

Here:	+$25,367
State:	+$14,940

(% of AGI for various income ranges: 1537.5% for AGIs $25k-50k)

Total itemized deductions: $31,767 (reported on 21.4% of returns)

Here:	$31,767
State:	$39,326

(% of AGI for various income ranges: 3176.7% for AGIs $50k-75k)

Charity contributions: $13,200 (reported on 14.3% of returns)

Here:	$13,200
State:	$15,420

(% of AGI for various income ranges: 880.0% for AGIs $50k-75k)

Taxes paid: $8,700 (reported on 21.4% of returns)

12495:	$8,700
State:	$9,183

(% of AGI for various income ranges: 870.0% for AGIs $50k-75k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.9%

Here:	93%
State:	95%

(% for various income ranges: 100.0% for AGIs below $25k, 100.0% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 12495, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $65,494 (Individual Income Tax Returns)

Here:	$65,494
State:	$77,088

Salary/wage: $41,367 (reported on 56.2% of returns)

Here:	$41,367
State:	$60,593

Taxable interest for individuals: $1,133 (reported on 56.2% of returns)

This zip code:	$1,133
New York:	$3,125

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 2.0% for AGIs $50k-75k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $7,233 (reported on 37.5% of returns)

Here:	$7,233
State:	$10,299

Net capital gain/loss in AGI: +$5,975 (reported on 25.0% of returns)

Here:	+$5,975
State:	+$42,474

Profit/loss from business: +$9,840 (reported on 31.2% of returns)

Here:	+$9,840
State:	+$16,168

Taxable individual retirement arrangement distribution: $12,450 (reported on 12.5% of returns)

12495:	$12,450
New York:	$17,621

Total itemized deductions: $22,400 (22% of AGI, reported on 43.8% of returns)

Here:	$22,400
State:	$34,985

Here:	22.4% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 38.8% for AGIs below $25k, 17.1% for AGIs $50k-75k, 12.5% for AGIs $100k-200k)

Charity contributions: $1,800 (reported on 37.5% of returns)

Here:	$1,800
State:	$5,572

Taxes paid: $10,600 (reported on 43.8% of returns)

12495:	$10,600
State:	$18,656

(% of AGI for various income ranges: 15.7% for AGIs below $25k, 7.7% for AGIs $50k-75k, 6.6% for AGIs $100k-200k)

Percentage of individuals using paid preparers for their 2012 taxes: 62.5%

Here:	62%
State:	66%

(% for various income ranges: 83.3% for AGIs below $25k, 60.0% for AGIs $50k-75k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12495, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $59,780 (Individual Income Tax Returns)

Here:	$59,780
State:	$59,519

Salary/wage: $41,333 (reported on 56.0% of returns)

Here:	$41,333
State:	$50,673

(% of AGI for various income ranges: 73.9% for AGIs below $10k, 49.7% for AGIs $10k-25k, 48.0% for AGIs $25k-50k, 47.6% for AGIs $50k-75k, 53.2% for AGIs $75k-100k, 29.3% for AGIs over 100k)

Taxable interest for individuals: $1,178 (reported on 60.0% of returns)

This zip code:	$1,178
New York:	$2,377

(% of AGI for various income ranges: 5.4% for AGIs below $10k, 2.2% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.9% for AGIs over 100k)

Taxable dividends: $4,879 (reported on 44.0% of returns)

Here:	$4,879
State:	$5,394

(% of AGI for various income ranges: 15.2% for AGIs below $10k, 1.4% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 4.7% for AGIs over 100k)

Net capital gain/loss: +$14,852 (reported on 36.0% of returns)

Here:	+$14,852
State:	+$23,581

(% of AGI for various income ranges: -1.1% for AGIs below $10k, 1.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 16.0% for AGIs over 100k)

Profit/loss from business: +$12,791 (reported on 44.7% of returns)

Here:	+$12,791
State:	+$13,809

(% of AGI for various income ranges: 51.1% for AGIs below $10k, 25.3% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 26.9% for AGIs $50k-75k, 27.6% for AGIs $75k-100k)

Total itemized deductions: $24,481 (25% of AGI, reported on 52.7% of returns)

Here:	$24,481
State:	$25,864

Here:	25.1% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 35.0% for AGIs $10k-25k, 19.4% for AGIs $25k-50k, 22.8% for AGIs $50k-75k, 22.2% for AGIs $75k-100k, 20.6% for AGIs over 100k)

Charity contributions deductions: $2,060 (2% of AGI, reported on 44.7% of returns)

Here:	$2,060
State:	$4,439

Here:	2.2% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Total tax: $9,675 (reported on 84.0% of returns)

12495:	$9,675
State:	$11,730

(% of AGI for various income ranges: 18.5% for AGIs below $10k, 5.9% for AGIs $10k-25k, 8.9% for AGIs $25k-50k, 13.0% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Earned income credit: $556 (reported on 12.0% of returns)

Here:	$556
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 78.0%

Here:	78%
State:	67%

(% for various income ranges: 62.9% for AGIs below $10k, 90.3% for AGIs $10k-25k, 69.0% for AGIs $25k-50k, 81.0% for AGIs $50k-75k, 84.6% for AGIs $75k-100k, 90.5% for AGIs over 100k)

Nearest zip codes: 12457, 12416, 12450, 12409, 12448, 12412.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 80

Housing units in zip code 12495 with a mortgage: 19 (6 second mortgage, 6 both second mortgage and home equity loan)

• Zip code 12495 household income distribution in 2022

• 25$15,000 to $19,999
• 17$50,000 to $59,999
• 38$60,000 to $74,999

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12495

• 12$200,000 to $249,999
• 38$300,000 to $399,999
• 6$400,000 to $499,999

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $341,841

Estimated median house or condo value in 2022: $357,452 Lower value quartile - upper value quartile: $325,443 - $388,720

Mean price in 2022:

Detached houses: $325,074

Here:	$325,074
State:	$476,719

Housing units in structures:

• One, detached: 156
• Two: 25

Unemployment: 12.7%

• Means of transportation to work in zip code 12495

• 69.2%36Drove a car alone
• 32.7%17Worked at home

• Travel time to work (commute) in zip code 12495

• 115 to 9 minutes
• 2515 to 19 minutes

Percentage of zip code residents living and working in this county: 101.9%

Household type by relationship:

Households: 85

• Male householders: 47 (49 living alone), Female householders: 34 (27 living alone)

• 7 spouses (7 opposite-sex spouses), 0 unmarried partners, (0 opposite-sex unmarried partners), 0 children (0 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 0 non-relatives

Size of family households: 7 2-persons

Size of nonfamily households: 76 1-person

105.9% of residents of 12495 zip code speak English at home.

Population in 1990: 145. Population change in the 1990s: +44 (+30.3%).

Place of birth for U.S.-born residents:

• This state: 78

82% of the 12495 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 73% lived in this county.

100% of the 12495 zip code residents lived in the same house 1 year ago.

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): General Automotive Repair (1-4 employees: 1 establishment)
• Educational Services: Professional and Management Development Training (1-4: 1)
• Construction: Masonry Contractors (1-4: 1)
• Construction: Finish Carpentry Contractors (1-4: 1)
• Construction: Electrical Contractors (1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Employment Placement Agencies (1-4: 1)
• Mining: Construction Sand and Gravel Mining (1-4: 1)
• Real Estate and Rental and Leasing: Other Activities Related to Real Estate (1-4: 1)
• Arts, Entertainment, and Recreation: Musical Groups and Artists (1-4: 1)

Detailed HMDA statistics for the following Tracts: 9506.00


Detailed PMIC statistics for the following Tracts: 9506.00

Most common first names in zip code 12495 among deceased individuals
Name	Count	Lived (average)
Alice	4	79.0 years
Elizabeth	4	75.5 years
John	3	65.3 years
Marie	3	73.0 years
Albert	2	85.0 years
George	2	75.0 years
Anna	2	88.5 years
Harry	2	77.5 years
Harvey	2	87.5 years
Dorothy	2	80.5 years

Most common last names in zip code 12495 among deceased individuals
Last name	Count	Lived (average)
Ostrander	4	85.7 years
Smith	4	82.0 years
Sonnenberg	4	70.7 years
Vanwagner	4	72.3 years
Koester	3	72.0 years
Quick	3	64.9 years
Fessenden	2	81.0 years
Keenan	2	71.0 years
Ford	2	79.5 years
Laperuta	2	89.0 years