12778 Zip Code (Smallwood, NY) Detailed Profile

Estimated zip code population in 2022: 395
Zip code population in 2010: 633
Zip code population in 2000: 735

Houses and condos: 1,062
Renter-occupied apartments: 43
March 2022 cost of living index in zip code 12778: 93.1 (less than average, U.S. average is 100)

Land area: 5.7 sq. mi.
Water area: 0.1 sq. mi.

Population density: 69 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,174 (1.6%)

For population 25 years and over in 12778:

• High school or higher: 93.4%
• Bachelor's degree or higher: 28.6%
• Graduate or professional degree: 9.6%
• Mean travel time to work (commute): 142.9 minutes

For population 15 years and over in 12778:

• Never married: 10.2%
• Now married: 64.2%
• Separated: 0.0%
• Widowed: 7.3%
• Divorced: 18.2%

• 
• • 38497.5%White
  • 102.5%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 12778, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $73,230 (Individual Income Tax Returns)

Here:	$73,230
State:	$90,930

Salary/wage: $63,464 (reported on 70.0% of returns)

Here:	$63,464
State:	$72,104

(% of AGI for various income ranges: 1141.2% for AGIs below $25k, 3082.9% for AGIs $25k-50k, 4937.5% for AGIs $50k-75k, 8673.3% for AGIs $75k-100k, 13263.3% for AGIs $100k-200k)

Taxable interest for individuals: $533 (reported on 37.5% of returns)

This zip code:	$533
New York:	$3,075

(% of AGI for various income ranges: 17.5% for AGIs below $25k, 5.7% for AGIs $25k-50k, 20.0% for AGIs $50k-75k, 40.0% for AGIs $75k-100k, 106.7% for AGIs $100k-200k)

Ordinary dividends: $2,922 (reported on 22.5% of returns)

Here:	$2,922
State:	$11,095

(% of AGI for various income ranges: 56.2% for AGIs below $25k, 112.5% for AGIs $50k-75k, 576.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,214 (reported on 17.5% of returns)

Here:	+$9,214
State:	+$44,925

(% of AGI for various income ranges: 24.3% for AGIs $25k-50k, 2093.3% for AGIs $100k-200k)

Profit/loss from business: +$8,429 (reported on 17.5% of returns)

Here:	+$8,429
State:	+$14,940

(% of AGI for various income ranges: 130.0% for AGIs below $25k, 242.9% for AGIs $25k-50k, 1053.3% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $12,175 (reported on 10.0% of returns)

12778:	$12,175
New York:	$19,609

(% of AGI for various income ranges: 1217.5% for AGIs $50k-75k)

Total itemized deductions: $22,825 (reported on 10.0% of returns)

Here:	$22,825
State:	$39,326

(% of AGI for various income ranges: 3043.3% for AGIs $100k-200k)

Charity contributions: $4,567 (reported on 7.5% of returns)

Here:	$4,567
State:	$15,420

(% of AGI for various income ranges: 456.7% for AGIs $75k-100k)

Taxes paid: $7,775 (reported on 10.0% of returns)

12778:	$7,775
State:	$9,183

(% of AGI for various income ranges: 1036.7% for AGIs $100k-200k)

Earned income credit: $1,650 (reported on 15.0% of returns)

Here:	$1,650
State:	$2,138

(% of AGI for various income ranges: 71.2% for AGIs below $25k, 60.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 97.5%

Here:	98%
State:	95%

(% for various income ranges: 91.7% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 12778, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $44,214 (Individual Income Tax Returns)

Here:	$44,214
State:	$59,519

Salary/wage: $41,077 (reported on 75.5% of returns)

Here:	$41,077
State:	$50,673

(% of AGI for various income ranges: 99.0% for AGIs below $10k, 56.0% for AGIs $10k-25k, 73.9% for AGIs $25k-50k, 79.7% for AGIs $50k-75k, 83.2% for AGIs $75k-100k, 57.6% for AGIs over 100k)

Taxable interest for individuals: $944 (reported on 55.0% of returns)

This zip code:	$944
New York:	$2,377

(% of AGI for various income ranges: 7.9% for AGIs below $10k, 4.1% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $1,379 (reported on 26.6% of returns)

Here:	$1,379
State:	$5,394

(% of AGI for various income ranges: 7.2% for AGIs below $10k, 2.9% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Profit/loss from business: +$8,227 (reported on 13.5% of returns)

Here:	+$8,227
State:	+$13,809

(% of AGI for various income ranges: 15.8% for AGIs below $10k, 20.8% for AGIs $10k-25k, 1.8% for AGIs $50k-75k)

Total itemized deductions: $16,597 (23% of AGI, reported on 44.0% of returns)

Here:	$16,597
State:	$25,864

Here:	22.9% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 21.4% for AGIs $10k-25k, 14.9% for AGIs $25k-50k, 18.2% for AGIs $50k-75k, 19.7% for AGIs $75k-100k, 14.8% for AGIs over 100k)

Charity contributions deductions: $2,313 (3% of AGI, reported on 40.1% of returns)

Here:	$2,313
State:	$4,439

Here:	3.0% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 2.7% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $7,025 (reported on 74.0% of returns)

12778:	$7,025
State:	$11,730

(% of AGI for various income ranges: 3.4% for AGIs below $10k, 4.6% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 19.6% for AGIs over 100k)

Earned income credit: $1,358 (reported on 16.2% of returns)

Here:	$1,358
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 70.9%

Here:	71%
State:	67%

(% for various income ranges: 59.5% for AGIs below $10k, 67.6% for AGIs $10k-25k, 68.8% for AGIs $25k-50k, 79.6% for AGIs $50k-75k, 95.7% for AGIs $75k-100k, 80.0% for AGIs over 100k)

Nearest zip codes: 12762, 12786, 12749, 12720, 12743, 12783.
Smallwood Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 15
Household did not receive Food Stamps/SNAP in the past 12 months: 191

Women who did not have a birth in the past 12 months: 40 (39 now married, 0 unmarried)

Housing units in zip code 12778 with a mortgage: 49
Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12778 household income distribution in 2022

• 52Less than $10,000
• 10$10,000 to $14,999
• 10$15,000 to $19,999
• 14$20,000 to $24,999
• 67$60,000 to $74,999
• 40$75,000 to $99,999
• 15$125,000 to $149,999
• 10$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12778

• 10$80,000 to $89,999
• 36$100,000 to $124,999
• 70$150,000 to $174,999
• 34$200,000 to $249,999
• 10$250,000 to $299,999

Median price asked for vacant for-sale houses and condos in 2022: $396,624.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $167,395
• Black or African American householders: $182,886

Estimated median house or condo value in 2022: $168,041 Lower value quartile - upper value quartile: $126,840 - $208,731

Mean price in 2022:

Detached houses: $304,061

Here:	$304,061
State:	$476,719

Housing units in structures:

• One, detached: 1,041
• Mobile homes: 11

• Travel time to work (commute) in zip code 12778

• 2915 to 19 minutes
• 820 to 24 minutes
• 2990 or more minutes

Percentage of zip code residents living and working in this county: 43.5%

Household type by relationship:

Households: 395

• Male householders: 106 (68 living alone), Female householders: 103 (21 living alone)

• 78 spouses (78 opposite-sex spouses), 0 unmarried partners, (0 opposite-sex unmarried partners), 112 children (112 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 0 non-relatives

Size of family households: 80 2-persons, 41 4-persons

Size of nonfamily households: 89 1-person

85.1% of residents of 12778 zip code speak English at home.
15.9% of residents speak other Indo-European language at home (44% not well, 56% not at all).

Housing units lacking complete plumbing facilities: 4.1%
Housing units lacking complete kitchen facilities: 2.0%

Place of birth for U.S.-born residents:

• This state: 266
• Northeast: 10

70% of the 12778 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 40% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

100% of the 12778 zip code residents lived in the same house 1 year ago.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 64

Top industries in this zip code by the number of employees in 2005:

• Utilities: Water Supply and Irrigation Systems (1-4 employees: 1 establishment)
• Other Services (except Public Administration): Home and Garden Equipment Repair and Maintenance (1-4: 1)
• Construction: Painting and Wall Covering Contractors (1-4: 1)
• Information: Periodical Publishers (1-4: 1)
• Other Services (except Public Administration): Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) (1-4: 1)
• Professional, Scientific, and Technical Services: Computer Systems Design Services (1-4: 1)

Most common first names in zip code 12778 among deceased individuals
Name	Count	Lived (average)
John	19	74.1 years
Frank	9	73.7 years
Mary	9	80.2 years
Charles	8	71.5 years
William	8	60.9 years
George	7	78.9 years
Joseph	7	78.9 years
Edward	6	68.2 years
Harry	5	75.2 years
Anna	5	81.4 years

Most common last names in zip code 12778 among deceased individuals
Last name	Count	Lived (average)
Lapolt	5	77.0 years
Murphy	5	71.8 years
Percaccio	5	79.6 years
Smith	4	79.5 years
Hirth	3	70.7 years
Podest	3	72.3 years
Alquist	2	80.0 years
Dietrich	2	77.5 years
Carnevale	2	81.5 years
Komatz	2	73.0 years