12781 Zip Code (NY) Detailed Profile

Estimated zip code population in 2022: 198

March 2022 cost of living index in zip code 12781: 98.0 (near average, U.S. average is 100)

Land area: 4.3 sq. mi.
Water area: 0.0 sq. mi.

Population density: 46 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $8,625

For population 25 years and over in 12781:

• High school or higher: 75.6%
• Bachelor's degree or higher: 24.5%
• Graduate or professional degree: 0.0%
• Mean travel time to work (commute): 18.7 minutes

For population 15 years and over in 12781:

• Never married: 9.9%
• Now married: 75.1%
• Separated: 0.0%
• Widowed: 10.1%
• Divorced: 5.0%

100% urban population.

Averages for the 2004 tax year for zip code 12781, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $39,868 (Individual Income Tax Returns)

Here:	$39,868
State:	$59,519

Salary/wage: $37,250 (reported on 85.1% of returns)

Here:	$37,250
State:	$50,673

(% of AGI for various income ranges: 69.2% for AGIs below $10k, 62.1% for AGIs $10k-25k, 89.0% for AGIs $25k-50k, 89.9% for AGIs $50k-75k, 150.1% for AGIs $75k-100k)

Taxable interest for individuals: $283 (reported on 52.9% of returns)

This zip code:	$283
New York:	$2,377

(% of AGI for various income ranges: 3.0% for AGIs below $10k, 1.6% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Taxable dividends: $172 (reported on 16.7% of returns)

Here:	$172
State:	$5,394

Net capital gain/loss: +$6,471 (reported on 9.8% of returns)

Here:	+$6,471
State:	+$23,581

Total itemized deductions: $17,284 (26% of AGI, reported on 38.5% of returns)

Here:	$17,284
State:	$25,864

Here:	26.4% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 17.2% for AGIs $25k-50k, 19.5% for AGIs $50k-75k, 20.9% for AGIs $75k-100k, 18.8% for AGIs over 100k)

Charity contributions deductions: $1,435 (2% of AGI, reported on 35.6% of returns)

Here:	$1,435
State:	$4,439

Here:	2.2% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 1.6% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Total tax: $4,791 (reported on 77.0% of returns)

12781:	$4,791
State:	$11,730

(% of AGI for various income ranges: 5.1% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 12.1% for AGIs over 100k)

Earned income credit: $1,619 (reported on 12.1% of returns)

Here:	$1,619
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 71.3%

Here:	71%
State:	67%

(% for various income ranges: 60.0% for AGIs below $10k, 70.3% for AGIs $10k-25k, 76.1% for AGIs $25k-50k, 81.2% for AGIs $50k-75k, 114.3% for AGIs $75k-100k)

Nearest zip codes: 12769, 12721, 12790, 12483, 12763, 12722.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 86

Women who did not have a birth in the past 12 months: 20 (19 now married, 0 unmarried)

Housing units in zip code 12781 with a mortgage: 29

• Zip code 12781 household income distribution in 2022

• 36$30,000 to $34,999
• 8$50,000 to $59,999
• 24$60,000 to $74,999
• 10$75,000 to $99,999
• 10$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12781

• 20$175,000 to $199,999
• 10$300,000 to $399,999
• 50$400,000 to $499,999

Estimated median house or condo value in 2022: $436,677

Mean price in 2022:

Detached houses: $371,486

Here:	$371,486
State:	$476,719

Housing units in structures:

• One, detached: 119

• Travel time to work (commute) in zip code 12781

• 195 to 9 minutes
• 3015 to 19 minutes
• 2220 to 24 minutes
• 1730 to 34 minutes
• 935 to 39 minutes

Percentage of zip code residents living and working in this county: 63.7%

Household type by relationship:

Households: 198

• Male householders: 43 (0 living alone), Female householders: 44 (0 living alone)

• 75 spouses (75 opposite-sex spouses), 0 unmarried partners, (0 opposite-sex unmarried partners), 19 children (19 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 19 parents, 0 foster children, 0 other relatives, 0 non-relatives

Size of family households: 69 2-persons, 8 3-persons, 9 4-persons

9 married couples with children.
0 single-parent households ().

97.0% of residents of 12781 zip code speak English at home.
4.5% of residents speak Spanish at home (100% well).

Place of birth for U.S.-born residents:

• This state: 130
• Northeast: 58

100% of the 12781 zip code residents lived in the same house 1 year ago.

Students in private schools in grades 9 to 12 (high school):

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (5-9 employees: 1 establishment)
• Administrative and Support and Waste Management and Remediation Services: Locksmiths (1-4: 1)
• Other Services (except Public Administration): Religious Organizations (1-4: 1)
• Construction: Residential Remodelers (1-4: 1)

Most common first names in zip code 12781 among deceased individuals
Name	Count	Lived (average)
George	7	76.1 years
John	5	66.4 years
Joseph	5	73.0 years
Robert	5	72.6 years
Charles	4	72.8 years
William	4	74.5 years
Elizabeth	3	77.0 years
Anna	3	67.0 years
James	3	60.7 years
Mary	3	86.3 years

Most common last names in zip code 12781 among deceased individuals
Last name	Count	Lived (average)
Lybolt	4	80.5 years
Ferguson	3	65.0 years
Finkle	3	72.4 years
Connors	2	75.5 years
Allen	2	86.0 years
Cram	2	70.0 years
Hoar	2	76.0 years
Brown	2	63.0 years
Donnelly	2	76.6 years
Budd	2	87.5 years