12957 Zip Code (NY) Detailed Profile

Estimated zip code population in 2022: 1,620
Zip code population in 2010: 1,726
Zip code population in 2000: 1,798

Houses and condos: 868
Renter-occupied apartments: 351
March 2022 cost of living index in zip code 12957: 93.7 (less than average, U.S. average is 100)

Land area: 32.0 sq. mi.
Water area: 0.0 sq. mi.

Population density: 51 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $4,649 (2.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,393 (1.6%)

For population 25 years and over in 12957:

• High school or higher: 80.0%
• Bachelor's degree or higher: 24.9%
• Graduate or professional degree: 21.6%
• Unemployed: 9.6%
• Mean travel time to work (commute): 23.0 minutes

For population 15 years and over in 12957:

• Never married: 20.8%
• Now married: 41.9%
• Separated: 5.2%
• Widowed: 13.5%
• Divorced: 18.6%

• 
• • 1,61099.4%White
  • 90.6%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 12957, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $44,640 (Individual Income Tax Returns)

Here:	$44,640
State:	$90,930

Salary/wage: $41,184 (reported on 81.4% of returns)

Here:	$41,184
State:	$72,104

(% of AGI for various income ranges: 1031.7% for AGIs below $25k, 3241.6% for AGIs $25k-50k, 5792.2% for AGIs $50k-75k, 8356.0% for AGIs $75k-100k, 15170.0% for AGIs $100k-200k)

Taxable interest for individuals: $282 (reported on 24.3% of returns)

This zip code:	$282
New York:	$3,075

(% of AGI for various income ranges: 7.2% for AGIs below $25k, 3.7% for AGIs $25k-50k, 6.7% for AGIs $50k-75k, 34.0% for AGIs $75k-100k, 12.5% for AGIs $100k-200k)

Ordinary dividends: $380 (reported on 7.1% of returns)

Here:	$380
State:	$11,095

(% of AGI for various income ranges: 10.0% for AGIs $25k-50k)

Net capital gain/loss in AGI: +$1,025 (reported on 5.7% of returns)

Here:	+$1,025
State:	+$44,925

(% of AGI for various income ranges: 21.6% for AGIs $25k-50k)

Profit/loss from business: +$5,357 (reported on 10.0% of returns)

Here:	+$5,357
State:	+$14,940

(% of AGI for various income ranges: 216.1% for AGIs below $25k)

Taxable individual retirement arrangement distribution: $9,267 (reported on 4.3% of returns)

12957:	$9,267
New York:	$19,609

(% of AGI for various income ranges: 146.3% for AGIs $25k-50k)

Earned income credit: $2,429 (reported on 20.0% of returns)

Here:	$2,429
State:	$2,138

(% of AGI for various income ranges: 92.8% for AGIs below $25k, 91.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 97.1%

Here:	97%
State:	95%

(% for various income ranges: 95.7% for AGIs below $25k, 95.8% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 12957, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,921 (Individual Income Tax Returns)

Here:	$35,921
State:	$77,088

Salary/wage: $34,998 (reported on 80.6% of returns)

Here:	$34,998
State:	$60,593

(% of AGI for various income ranges: 73.0% for AGIs below $25k, 76.7% for AGIs $25k-50k, 78.5% for AGIs $50k-75k, 85.0% for AGIs $75k-100k, 79.5% for AGIs $100k-200k)

Taxable interest for individuals: $400 (reported on 25.0% of returns)

This zip code:	$400
New York:	$3,125

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Ordinary dividends: $517 (reported on 8.3% of returns)

Here:	$517
State:	$10,299

Net capital gain/loss in AGI: +$967 (reported on 4.2% of returns)

Here:	+$967
State:	+$42,474

Profit/loss from business: +$2,500 (reported on 12.5% of returns)

Here:	+$2,500
State:	+$16,168

Taxable individual retirement arrangement distribution: $11,575 (reported on 5.6% of returns)

12957:	$11,575
New York:	$17,621

Total itemized deductions: $15,943 (22% of AGI, reported on 9.7% of returns)

Here:	$15,943
State:	$34,985

Here:	21.8% of AGI
State:	21.3% of AGI

Charity contributions: $1,500 (reported on 6.9% of returns)

Here:	$1,500
State:	$5,572

Taxes paid: $6,000 (reported on 9.7% of returns)

12957:	$6,000
State:	$18,656

Earned income credit: $2,311 (reported on 25.0% of returns)

Here:	$2,311
State:	$2,230

(% of AGI for various income ranges: 7.5% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 61.1%

Here:	61%
State:	66%

(% for various income ranges: 54.3% for AGIs below $25k, 58.8% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 83.3% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12957, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $29,258 (Individual Income Tax Returns)

Here:	$29,258
State:	$59,519

Salary/wage: $27,863 (reported on 86.4% of returns)

Here:	$27,863
State:	$50,673

(% of AGI for various income ranges: 84.4% for AGIs below $10k, 81.2% for AGIs $10k-25k, 82.0% for AGIs $25k-50k, 84.1% for AGIs $50k-75k, 82.8% for AGIs $75k-100k, 77.5% for AGIs over 100k)

Taxable interest for individuals: $805 (reported on 33.1% of returns)

This zip code:	$805
New York:	$2,377

(% of AGI for various income ranges: 5.2% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 1.3% for AGIs $75k-100k)

Taxable dividends: $468 (reported on 10.8% of returns)

Here:	$468
State:	$5,394

Profit/loss from business: +$711 (reported on 10.7% of returns)

Here:	+$711
State:	+$13,809

(% of AGI for various income ranges: 3.0% for AGIs below $10k, 2.8% for AGIs $10k-25k, -0.6% for AGIs $25k-50k, -0.8% for AGIs $50k-75k)

Total itemized deductions: $13,656 (23% of AGI, reported on 13.1% of returns)

Here:	$13,656
State:	$25,864

Here:	22.9% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 2.7% for AGIs $10k-25k, 5.0% for AGIs $25k-50k, 7.7% for AGIs $50k-75k, 14.6% for AGIs $75k-100k)

Charity contributions deductions: $1,537 (3% of AGI, reported on 11.5% of returns)

Here:	$1,537
State:	$4,439

Here:	2.6% of AGI
State:	3.6% of AGI

Total tax: $3,073 (reported on 69.2% of returns)

12957:	$3,073
State:	$11,730

(% of AGI for various income ranges: 1.9% for AGIs below $10k, 3.4% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 14.6% for AGIs over 100k)

Earned income credit: $1,908 (reported on 22.9% of returns)

Here:	$1,908
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 74.9%

Here:	75%
State:	67%

(% for various income ranges: 66.7% for AGIs below $10k, 69.0% for AGIs $10k-25k, 83.1% for AGIs $25k-50k, 84.4% for AGIs $50k-75k, 105.9% for AGIs $75k-100k)

Nearest zip codes: 12916, 12914, 12967, 12930, 12937, 13655.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 223
Household did not receive Food Stamps/SNAP in the past 12 months: 580

Women who had a birth in the past 12 months: 12 (12 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 279 (165 now married, 111 unmarried)

Housing units in zip code 12957 with a mortgage: 224 (28 second mortgage, 13 both second mortgage and home equity loan)
Houses without a mortgage: 35

Median monthly owner costs for units with a mortgage: $1,502
Median monthly owner costs for units without a mortgage: $454

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12957 household income distribution in 2022

• 68Less than $10,000
• 12$10,000 to $14,999
• 31$15,000 to $19,999
• 206$20,000 to $24,999
• 6$25,000 to $29,999
• 37$30,000 to $34,999
• 3$35,000 to $39,999
• 19$40,000 to $44,999
• 45$45,000 to $49,999
• 72$50,000 to $59,999
• 110$60,000 to $74,999
• 90$75,000 to $99,999
• 32$100,000 to $124,999
• 37$125,000 to $149,999
• 22$150,000 to $199,999

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12957

• 19$10,000 to $14,999
• 17$25,000 to $29,999
• 5$40,000 to $49,999
• 23$50,000 to $59,999
• 2$60,000 to $69,999
• 108$80,000 to $89,999
• 15$90,000 to $99,999
• 31$100,000 to $124,999
• 6$125,000 to $149,999
• 56$175,000 to $199,999
• 49$200,000 to $249,999
• 25$300,000 to $399,999
• 30$500,000 to $749,999
• 19$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 12957

• 18$300 to $349
• 84$400 to $449
• 75$450 to $499
• 39$500 to $549
• 7$600 to $649
• 27$650 to $699
• 53$700 to $749
• 44No cash rent

Median gross rent in 2022: $677.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $135,468
• American Indian or Alaska Native householders: $125,952
• Some other race householders: $90,965
• Hispanic or Latino householders: $90,965

Estimated median house or condo value in 2022: $111,958 Lower value quartile - upper value quartile: $88,980 - $216,884

Mean price in 2022:

Detached houses: $284,832

Here:	$284,832
State:	$476,719

Mobile homes: $63,033

Here:	$63,033
State:	$88,925

Housing units in structures:

• One, detached: 457
• 10 to 19: 149
• Mobile homes: 261

Unemployment: 9.6%

• Means of transportation to work in zip code 12957

• 92.1%577Drove a car alone
• 1.9%12Carpooled
• 2.7%17Other means
• 1.0%6Worked at home

• Travel time to work (commute) in zip code 12957

• 22Less than 5 minutes
• 465 to 9 minutes
• 2310 to 14 minutes
• 16215 to 19 minutes
• 13620 to 24 minutes
• 8725 to 29 minutes
• 5630 to 34 minutes
• 2445 to 59 minutes
• 4260 to 89 minutes

Percentage of zip code residents living and working in this county: 68.4%

Household type by relationship:

Households: 1,620

• Male householders: 344 (118 living alone), Female householders: 450 (217 living alone)

• 242 spouses (229 opposite-sex spouses), 178 unmarried partners, (147 opposite-sex unmarried partners), 343 children (344 natural, 0 adopted, 0 stepchildren), 68 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 12 other relatives, 20 non-relatives

Size of family households: 123 2-persons, 111 3-persons, 77 4-persons, 4 5-persons, 28 6-persons

Size of nonfamily households: 335 1-person, 94 2-persons, 19 3-persons, 4 4-persons

138 married couples with children.
179 single-parent households (86 men, 93 women).

100.1% of residents of 12957 zip code speak English at home.
0.2% of residents speak other Indo-European language at home (100% well).

Population in 1990: 1,511. Population change in the 1990s: +287 (+19.0%).

Place of birth for U.S.-born residents:

• This state: 1,279
• Northeast: 199
• Midwest: 4
• South: 83
• West: 25

69% of the 12957 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 73% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

88% of the 12957 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 92% moved from this county.
   Out of people who lived in different houses, 4% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 1 establishment)
• Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (20-49: 1)
• Wholesale Trade: Home Furnishing Merchant Wholesalers (5-9: 1)
• Finance and Insurance: Insurance Agencies and Brokerages (1-4: 1)
• Accommodation and Food Services: Food Service Contractors (1-4: 1)
• Other Services (except Public Administration): General Automotive Repair (1-4: 1)

Most common first names in zip code 12957 among deceased individuals
Name	Count	Lived (average)
William	9	72.9 years
Robert	8	72.6 years
Joseph	7	71.9 years
Raymond	7	68.9 years
John	7	75.3 years
Kenneth	7	57.1 years
Donald	7	65.8 years
Grace	6	79.2 years
Michael	6	62.0 years
Charles	6	76.3 years

Most common last names in zip code 12957 among deceased individuals
Last name	Count	Lived (average)
Russell	15	73.3 years
Richards	9	76.8 years
Elmer	8	65.4 years
Snyder	7	81.0 years
Niles	7	71.6 years
Parent	6	78.5 years
Gale	5	71.0 years
Jock	5	61.8 years
Finnegan	5	78.2 years
Rockhill	5	67.6 years