16403 Zip Code (Cambridge Springs, PA) Detailed Profile

Estimated zip code population in 2022: 6,970
Zip code population in 2010: 7,029
Zip code population in 2000: 6,460

Houses and condos: 2,632
Renter-occupied apartments: 396
March 2022 cost of living index in zip code 16403: 90.5 (less than average, U.S. average is 100)

Land area: 92.6 sq. mi.
Water area: 0.4 sq. mi.

Population density: 75 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,259 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,797 (1.3%)

For population 25 years and over in 16403:

• High school or higher: 84.9%
• Bachelor's degree or higher: 23.3%
• Graduate or professional degree: 9.2%
• Unemployed: 3.0%
• Mean travel time to work (commute): 25.2 minutes

For population 15 years and over in 16403:

• Never married: 29.1%
• Now married: 50.7%
• Separated: 2.8%
• Widowed: 6.8%
• Divorced: 10.7%

• 
• • 6,49593.3%White
  • 1812.6%Hispanic or Latino
  • 1612.3%Black
  • 821.2%Two or more races
  • 240.3%Asian
  • 130.2%Native Hawaiian and Other
    Pacific Islander
  • 50.07%Some other race
  • 30.04%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 16403, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $52,569 (Individual Income Tax Returns)

Here:	$52,569
State:	$75,707

Salary/wage: $47,362 (reported on 74.3% of returns)

Here:	$47,362
State:	$62,806

(% of AGI for various income ranges: 1046.7% for AGIs below $25k, 3227.7% for AGIs $25k-50k, 5772.3% for AGIs $50k-75k, 8873.7% for AGIs $75k-100k, 13690.5% for AGIs $100k-200k)

Taxable interest for individuals: $709 (reported on 29.5% of returns)

This zip code:	$709
Pennsylvania:	$1,633

(% of AGI for various income ranges: 25.1% for AGIs below $25k, 18.8% for AGIs $25k-50k, 27.3% for AGIs $50k-75k, 41.6% for AGIs $75k-100k, 50.9% for AGIs $100k-200k)

Ordinary dividends: $2,335 (reported on 14.9% of returns)

Here:	$2,335
State:	$7,382

(% of AGI for various income ranges: 15.1% for AGIs below $25k, 20.7% for AGIs $25k-50k, 48.3% for AGIs $50k-75k, 106.3% for AGIs $75k-100k, 149.1% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$7,479 (reported on 12.7% of returns)

Here:	+$7,479
State:	+$23,522

(% of AGI for various income ranges: 10.0% for AGIs below $25k, 26.8% for AGIs $25k-50k, 88.0% for AGIs $50k-75k, 226.3% for AGIs $75k-100k, 747.3% for AGIs $100k-200k)

Profit/loss from business: +$13,619 (reported on 13.4% of returns)

Here:	+$13,619
State:	+$16,274

(% of AGI for various income ranges: 128.7% for AGIs below $25k, 157.3% for AGIs $25k-50k, 171.0% for AGIs $50k-75k, 266.3% for AGIs $75k-100k, 1043.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $14,826 (reported on 13.1% of returns)

16403:	$14,826
Pennsylvania:	$18,583

(% of AGI for various income ranges: 90.9% for AGIs below $25k, 156.6% for AGIs $25k-50k, 338.7% for AGIs $50k-75k, 398.9% for AGIs $75k-100k, 926.4% for AGIs $100k-200k)

Total itemized deductions: $28,267 (reported on 2.2% of returns)

Here:	$28,267
State:	$34,850

(% of AGI for various income ranges: 162.7% for AGIs $25k-50k, 356.8% for AGIs $100k-200k)

Charity contributions: $11,567 (reported on 1.1% of returns)

Here:	$11,567
State:	$12,392

(% of AGI for various income ranges: 182.6% for AGIs $75k-100k)

Taxes paid: $6,680 (reported on 1.9% of returns)

16403:	$6,680
State:	$8,200

(% of AGI for various income ranges: 23.9% for AGIs $25k-50k, 90.9% for AGIs $100k-200k)

Earned income credit: $2,181 (reported on 11.9% of returns)

Here:	$2,181
State:	$2,100

(% of AGI for various income ranges: 70.9% for AGIs below $25k, 55.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.0%

Here:	91%
State:	92%

(% for various income ranges: 85.9% for AGIs below $25k, 93.0% for AGIs $25k-50k, 95.1% for AGIs $50k-75k, 92.6% for AGIs $75k-100k, 93.9% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 16403, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $44,419 (Individual Income Tax Returns)

Here:	$44,419
State:	$61,346

Salary/wage: $39,669 (reported on 82.4% of returns)

Here:	$39,669
State:	$51,902

(% of AGI for various income ranges: 68.7% for AGIs below $25k, 71.1% for AGIs $25k-50k, 77.8% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 76.1% for AGIs $100k-200k, 42.9% for AGIs over 200k)

Taxable interest for individuals: $940 (reported on 33.3% of returns)

This zip code:	$940
Pennsylvania:	$1,588

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Ordinary dividends: $1,770 (reported on 17.6% of returns)

Here:	$1,770
State:	$5,827

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,855 (reported on 11.9% of returns)

Here:	+$1,855
State:	+$14,495

(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Profit/loss from business: +$11,362 (reported on 14.9% of returns)

Here:	+$11,362
State:	+$16,268

(% of AGI for various income ranges: 5.3% for AGIs below $25k, 5.0% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 6.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,656 (reported on 12.3% of returns)

16403:	$10,656
Pennsylvania:	$14,550

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 2.7% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 3.6% for AGIs $100k-200k)

Total itemized deductions: $17,311 (20% of AGI, reported on 18.0% of returns)

Here:	$17,311
State:	$23,538

Here:	20.1% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 4.3% for AGIs below $25k, 5.9% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 12.5% for AGIs $100k-200k)

Charity contributions: $3,638 (reported on 12.3% of returns)

Here:	$3,638
State:	$4,025

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.2% for AGIs $100k-200k)

Taxes paid: $6,409 (reported on 18.0% of returns)

16403:	$6,409
State:	$9,982

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 6.2% for AGIs $100k-200k)

Earned income credit: $2,074 (reported on 16.5% of returns)

Here:	$2,074
State:	$2,106

(% of AGI for various income ranges: 5.3% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 55.2%

Here:	55%
State:	53%

(% for various income ranges: 50.0% for AGIs below $25k, 56.1% for AGIs $25k-50k, 60.5% for AGIs $50k-75k, 58.6% for AGIs $75k-100k, 70.6% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 16403, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,741 (Individual Income Tax Returns)

Here:	$35,741
State:	$48,049

Salary/wage: $32,445 (reported on 83.6% of returns)

Here:	$32,445
State:	$42,646

(% of AGI for various income ranges: 110.7% for AGIs below $10k, 68.9% for AGIs $10k-25k, 81.6% for AGIs $25k-50k, 83.7% for AGIs $50k-75k, 80.8% for AGIs $75k-100k, 47.9% for AGIs over 100k)

Taxable interest for individuals: $812 (reported on 48.0% of returns)

This zip code:	$812
Pennsylvania:	$1,657

(% of AGI for various income ranges: 6.0% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $1,453 (reported on 20.0% of returns)

Here:	$1,453
State:	$3,566

(% of AGI for various income ranges: 2.7% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$3,621 (reported on 15.0% of returns)

Here:	+$3,621
State:	+$9,716

(% of AGI for various income ranges: -1.0% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Profit/loss from business: +$9,237 (reported on 15.6% of returns)

Here:	+$9,237
State:	+$14,267

(% of AGI for various income ranges: 4.3% for AGIs below $10k, 5.4% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 4.4% for AGIs $75k-100k, 5.2% for AGIs over 100k)

IRA payment deduction: $2,680 (reported on 2.9% of returns)

16403:	$2,680
Pennsylvania:	$2,903

(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Total itemized deductions: $13,504 (20% of AGI, reported on 21.1% of returns)

Here:	$13,504
State:	$18,804

Here:	19.9% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 5.8% for AGIs below $10k, 4.5% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 9.0% for AGIs over 100k)

Charity contributions deductions: $2,893 (4% of AGI, reported on 16.1% of returns)

Here:	$2,893
State:	$3,337

Here:	4.0% of AGI
State:	3.3% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $4,518 (reported on 72.6% of returns)

16403:	$4,518
State:	$8,008

(% of AGI for various income ranges: 2.8% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 19.8% for AGIs over 100k)

Earned income credit: $1,578 (reported on 15.6% of returns)

Here:	$1,578
State:	$1,643

Percentage of individuals using paid preparers for their 2004 taxes: 57.8%

Here:	58%
State:	56%

(% for various income ranges: 54.8% for AGIs below $10k, 56.9% for AGIs $10k-25k, 57.8% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 61.0% for AGIs $75k-100k, 67.1% for AGIs over 100k)

Nearest zip codes: 16427, 16440, 16444, 16433, 16360, 16327.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.3% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 444
Household did not receive Food Stamps/SNAP in the past 12 months: 1,913

Women who had a birth in the past 12 months: 124 (118 now married, 11 unmarried)
Women who did not have a birth in the past 12 months: 1,906 (748 now married, 1,158 unmarried)

Housing units in zip code 16403 with a mortgage: 997 (100 second mortgage, 1 home equity loan, 97 both second mortgage and home equity loan)
Houses without a mortgage: 50

Median monthly owner costs for units with a mortgage: $1,209
Median monthly owner costs for units without a mortgage: $449

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 16403 household income distribution in 2022

• 75Less than $10,000
• 128$10,000 to $14,999
• 133$15,000 to $19,999
• 80$20,000 to $24,999
• 61$25,000 to $29,999
• 216$30,000 to $34,999
• 47$35,000 to $39,999
• 111$40,000 to $44,999
• 68$45,000 to $49,999
• 140$50,000 to $59,999
• 264$60,000 to $74,999
• 303$75,000 to $99,999
• 276$100,000 to $124,999
• 167$125,000 to $149,999
• 149$150,000 to $199,999
• 129$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 16403

• 33Less than $10,000
• 45$10,000 to $14,999
• 11$15,000 to $19,999
• 8$20,000 to $24,999
• 29$25,000 to $29,999
• 13$30,000 to $34,999
• 6$35,000 to $39,999
• 30$40,000 to $49,999
• 50$50,000 to $59,999
• 28$60,000 to $69,999
• 93$70,000 to $79,999
• 65$80,000 to $89,999
• 61$90,000 to $99,999
• 246$100,000 to $124,999
• 134$125,000 to $149,999
• 286$150,000 to $174,999
• 126$175,000 to $199,999
• 201$200,000 to $249,999
• 131$250,000 to $299,999
• 180$300,000 to $399,999
• 26$400,000 to $499,999
• 13$500,000 to $749,999
• 3$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 16403

• 5$100 to $149
• 12$200 to $249
• 20$300 to $349
• 16$350 to $399
• 47$400 to $449
• 30$450 to $499
• 59$500 to $549
• 17$550 to $599
• 31$600 to $649
• 29$650 to $699
• 16$700 to $749
• 2$750 to $799
• 11$800 to $899
• 9$900 to $999
• 5$1,000 to $1,249
• 96No cash rent

Median gross rent in 2022: $631.

Median price asked for vacant for-sale houses and condos in 2022: $121,330.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $155,975
• Black or African American householders: $117,194
• Asian householders: $346,257
• Hispanic or Latino householders: $255,698

Estimated median house or condo value in 2022: $162,581 Lower value quartile - upper value quartile: $106,340 - $228,103

Mean price in 2022:

Detached houses: $179,957

Here:	$179,957
State:	$317,202

Townhouses or other attached units: $182,204

Here:	$182,204
State:	$254,369

In 2-unit structures: $103,070

Here:	$103,070
State:	$249,182

Mobile homes: $90,141

Here:	$90,141
State:	$92,414

Housing units in structures:

• One, detached: 2,083
• One, attached: 34
• Two: 73
• 3 or 4: 38
• 5 to 9: 50
• 10 to 19: 29
• 20 to 49: 48
• Mobile homes: 263

Unemployment: 3.0%

• Means of transportation to work in zip code 16403

• 81.1%2,264Drove a car alone
• 7.5%210Carpooled
• 0.2%6Ferryboat
• 0.1%3Bicycle
• 2.1%59Walked
• 1.0%29Other means
• 6.3%176Worked at home

• Travel time to work (commute) in zip code 16403

• 120Less than 5 minutes
• 1745 to 9 minutes
• 35610 to 14 minutes
• 37315 to 19 minutes
• 34320 to 24 minutes
• 17025 to 29 minutes
• 36730 to 34 minutes
• 12435 to 39 minutes
• 18840 to 44 minutes
• 19445 to 59 minutes
• 9860 to 89 minutes
• 3990 or more minutes

Percentage of zip code residents living and working in this county: 64.1%

Household type by relationship:

Households: 6,970

• Male householders: 1,122 (294 living alone), Female householders: 1,230 (344 living alone)

• 1,330 spouses (1,326 opposite-sex spouses), 150 unmarried partners, (140 opposite-sex unmarried partners), 1,837 children (1,702 natural, 77 adopted, 57 stepchildren), 75 grandchildren, 14 brothers or sisters, 44 parents, 0 foster children, 80 other relatives, 194 non-relatives

• In group quarters: 904 (-1 institutionalized population)

Size of family households: 651 2-persons, 296 3-persons, 401 4-persons, 73 5-persons, 44 6-persons, 62 7-or-more-persons

Size of nonfamily households: 637 1-person, 176 2-persons, 3 3-persons, 1 4-persons

1,135 married couples with children.
207 single-parent households (104 men, 103 women).

95.2% of residents of 16403 zip code speak English at home.
1.2% of residents speak Spanish at home (64% very well, 3% well, 33% not well).
2.9% of residents speak other Indo-European language at home (72% very well, 25% well, 3% not well).
0.1% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• AA ROBBINS (260 RAILROAD STREET in CAMBRIDGE SPRINGS, PA)

  AIR MINOR (AIRS/AFS)
  STATE MASTER (Pennsylvania database) - AFS-25-1296503-1, AIR PROGRAM, PCS-PAR218309, National Pollutant Discharge Elimination System Permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CONCRETE BLOCK AND BRICK
  Alternative names: A. A. ROBBINS INC, A A ROBBINS INC CONCRETE BLOCKS, A A ROBINS INC, AA ROBBINS INCORPORATED CAMBRIDGE SPRINGS

• ALEX & SALLY A TOROK SFTF (24529 STATE HWY 408 in CAMBRIDGE SPRINGS, PA)

  STATE MASTER (Pennsylvania database) - PCS-PAG048757, National Pollutant Discharge Elimination System Permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
  Alternative names: ALEX & SALLY A TOROK PROP, TOROK, ALEX & SALLY A, TOROK SFSTF

• BHB INDUSTRIES (123 RAILROAD ST in CAMBRIDGE SPRINGS, PA)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: PLASTICS FOAM PRODUCTS
  Alternative names: B H B INDUSTRIES

• AG-CHEM (14341 RT. 19N in CAMBRIDGE SPRINGS, PA)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

Housing units lacking complete plumbing facilities: 2.9%
Housing units lacking complete kitchen facilities: 4.9%

Population in 1990: 5,770. Population change in the 1990s: +690 (+12.0%).

Place of birth for U.S.-born residents:

• This state: 5,758
• Northeast: 335
• Midwest: 359
• South: 289
• West: 54

64% of the 16403 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 49% lived in this county.
   Out of people who lived in different counties, 50% lived in Pennsylvania.

90% of the 16403 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 26% moved from this county.
   Out of people who lived in different houses, 67% moved from different county within same state.
   Out of people who lived in different houses, 3% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 147
Students in private schools in grades 9 to 12 (high school): 36 Students in private undergraduate colleges: 32

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Nursing Care Facilities (50-99 employees: 1 establishment)
• Utilities: Electric Power Distribution (50-99: 1)
• Arts, Entertainment, and Recreation: Skiing Facilities (50-99: 1)
• Health Care and Social Assistance: Other Residential Care Facilities (50-99: 1)
• Mining: Construction Sand and Gravel Mining (20-49: 1)
• Educational Services: Elementary and Secondary Schools (20-49: 1)
• Finance and Insurance: Insurance Agencies and Brokerages (10-19: 1, 5-9: 1, 1-4: 1)

2007 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2007 - 2018 the average number of fire incidents per year is 16. The highest number of reported fires - 28 took place in 2018, and the least - 1 in 2007. The data has a growing trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (75.5%), and Outside Fires (10.7%).


• Fire incident types reported to NFIRS in Zip Code 16403
• 14875.5%Structure Fires
• 2110.7%Outside Fires
• 178.7%Other
• 105.1%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 16403, Pennsylvania

Most common first names in zip code 16403 among deceased individuals
Name	Count	Lived (average)
John	56	77.3 years
Mary	51	81.8 years
Robert	37	68.4 years
James	34	74.4 years
Charles	33	76.4 years
William	33	72.5 years
George	32	77.0 years
Joseph	26	76.0 years
Helen	26	78.9 years
Anna	25	82.8 years

Most common last names in zip code 16403 among deceased individuals
Last name	Count	Lived (average)
Smith	24	76.7 years
Humes	20	73.8 years
Brown	15	77.9 years
Mitchell	14	80.1 years
Caldwell	14	76.0 years
Williams	12	78.4 years
Johnson	11	78.3 years
Styborski	10	70.8 years
Jones	9	80.0 years
Stanford	9	82.6 years

Businesses in zip code 16403

• True Value: 1