21545 Zip Code (Mount Savage, MD) Detailed Profile

Estimated zip code population in 2022: 1,693
Zip code population in 2010: 1,940
Zip code population in 2000: 2,272

Houses and condos: 844
Renter-occupied apartments: 155
March 2022 cost of living index in zip code 21545: 89.1 (less than average, U.S. average is 100)

Land area: 14.4 sq. mi.
Water area: 0.0 sq. mi.

Population density: 118 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $948 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,136 (1.1%)

For population 25 years and over in 21545:

• High school or higher: 89.0%
• Bachelor's degree or higher: 14.8%
• Graduate or professional degree: 7.8%
• Unemployed: 8.8%
• Mean travel time to work (commute): 22.4 minutes

For population 15 years and over in 21545:

• Never married: 25.7%
• Now married: 51.5%
• Separated: 1.9%
• Widowed: 3.6%
• Divorced: 17.3%

• 
• • 1,62095.7%White
  • 503.0%Two or more races
  • 90.5%Hispanic or Latino
  • 70.4%Black
  • 50.3%American Indian
  • 20.1%Native Hawaiian and Other
    Pacific Islander

Urban population: 567
Rural population: 1,125

Averages for the 2020 tax year for zip code 21545, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $45,899 (Individual Income Tax Returns)

Here:	$45,899
State:	$86,905

Salary/wage: $43,412 (reported on 80.2% of returns)

Here:	$43,412
State:	$73,953

(% of AGI for various income ranges: 1116.4% for AGIs below $25k, 3437.1% for AGIs $25k-50k, 5450.8% for AGIs $50k-75k, 9073.3% for AGIs $75k-100k, 16590.0% for AGIs $100k-200k)

Taxable interest for individuals: $388 (reported on 30.2% of returns)

This zip code:	$388
Maryland:	$1,528

(% of AGI for various income ranges: 9.1% for AGIs below $25k, 12.9% for AGIs $25k-50k, 13.3% for AGIs $50k-75k, 25.0% for AGIs $75k-100k, 46.0% for AGIs $100k-200k)

Ordinary dividends: $744 (reported on 10.5% of returns)

Here:	$744
State:	$8,028

(% of AGI for various income ranges: 5.5% for AGIs below $25k, 10.0% for AGIs $25k-50k, 56.7% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$1,480 (reported on 5.8% of returns)

Here:	+$1,480
State:	+$25,238

(% of AGI for various income ranges: 5.7% for AGIs $25k-50k, 103.3% for AGIs $75k-100k)

Profit/loss from business: +$8,125 (reported on 9.3% of returns)

Here:	+$8,125
State:	+$11,398

(% of AGI for various income ranges: 60.5% for AGIs below $25k, 163.3% for AGIs $25k-50k, 290.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $9,683 (reported on 7.0% of returns)

21545:	$9,683
Maryland:	$20,944

(% of AGI for various income ranges: 150.5% for AGIs below $25k, 208.3% for AGIs $50k-75k)

Earned income credit: $2,185 (reported on 15.1% of returns)

Here:	$2,185
State:	$2,151

(% of AGI for various income ranges: 83.2% for AGIs below $25k, 48.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.2%

Here:	94%
State:	90%

(% for various income ranges: 93.3% for AGIs below $25k, 92.3% for AGIs $25k-50k, 92.9% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 21545, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,182 (Individual Income Tax Returns)

Here:	$38,182
State:	$72,703

Salary/wage: $35,505 (reported on 84.4% of returns)

Here:	$35,505
State:	$62,228

(% of AGI for various income ranges: 73.0% for AGIs below $25k, 78.6% for AGIs $25k-50k, 83.8% for AGIs $50k-75k, 78.3% for AGIs $75k-100k, 74.7% for AGIs $100k-200k)

Taxable interest for individuals: $426 (reported on 37.8% of returns)

This zip code:	$426
Maryland:	$1,413

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $860 (reported on 11.1% of returns)

Here:	$860
State:	$6,933

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.6% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$1,014 (reported on 7.8% of returns)

Here:	+$1,014
State:	+$14,830

Profit/loss from business: +$4,760 (reported on 11.1% of returns)

Here:	+$4,760
State:	+$12,606

(% of AGI for various income ranges: 4.9% for AGIs below $25k, 1.0% for AGIs $25k-50k, 2.1% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $7,943 (reported on 7.8% of returns)

21545:	$7,943
Maryland:	$17,065

(% of AGI for various income ranges: 2.4% for AGIs below $25k, 2.5% for AGIs $25k-50k, 2.3% for AGIs $50k-75k)

Total itemized deductions: $17,524 (24% of AGI, reported on 18.9% of returns)

Here:	$17,524
State:	$27,886

Here:	24.4% of AGI
State:	22.8% of AGI

(% of AGI for various income ranges: 5.2% for AGIs below $25k, 6.1% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 12.5% for AGIs $100k-200k)

Charity contributions: $2,454 (reported on 14.4% of returns)

Here:	$2,454
State:	$4,452

(% of AGI for various income ranges: 1.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.2% for AGIs $100k-200k)

Taxes paid: $6,276 (reported on 18.9% of returns)

21545:	$6,276
State:	$11,690

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.8% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 6.9% for AGIs $100k-200k)

Earned income credit: $2,075 (reported on 17.8% of returns)

Here:	$2,075
State:	$2,199

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 54.4%

Here:	54%
State:	52%

(% for various income ranges: 46.2% for AGIs below $25k, 56.0% for AGIs $25k-50k, 64.3% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 50.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 21545, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $32,575 (Individual Income Tax Returns)

Here:	$32,575
State:	$60,339

Salary/wage: $30,689 (reported on 86.3% of returns)

Here:	$30,689
State:	$52,211

(% of AGI for various income ranges: 78.2% for AGIs below $10k, 78.8% for AGIs $10k-25k, 82.3% for AGIs $25k-50k, 88.0% for AGIs $50k-75k, 86.9% for AGIs $75k-100k, 63.3% for AGIs over 100k)

Taxable interest for individuals: $931 (reported on 40.0% of returns)

This zip code:	$931
Maryland:	$1,701

(% of AGI for various income ranges: 1.2% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $569 (reported on 12.8% of returns)

Here:	$569
State:	$4,235

(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.0% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Net capital gain/loss: +$827 (reported on 8.3% of returns)

Here:	+$827
State:	+$15,888

(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 1.5% for AGIs $75k-100k)

Profit/loss from business: +$5,292 (reported on 11.7% of returns)

Here:	+$5,292
State:	+$12,221

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 3.6% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, -0.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k)

IRA payment deduction: $2,000 (reported on 1.9% of returns)

21545:	$2,000
Maryland:	$2,968

Total itemized deductions: $14,629 (21% of AGI, reported on 16.6% of returns)

Here:	$14,629
State:	$22,960

Here:	21.2% of AGI
State:	23.3% of AGI

(% of AGI for various income ranges: 3.9% for AGIs $10k-25k, 5.3% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 13.0% for AGIs over 100k)

Charity contributions deductions: $2,203 (3% of AGI, reported on 13.0% of returns)

Here:	$2,203
State:	$4,031

Here:	3.0% of AGI
State:	3.9% of AGI

(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $3,553 (reported on 72.2% of returns)

21545:	$3,553
State:	$10,167

(% of AGI for various income ranges: 1.9% for AGIs below $10k, 3.5% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 17.6% for AGIs over 100k)

Earned income credit: $1,746 (reported on 18.6% of returns)

Here:	$1,746
State:	$1,700

Percentage of individuals using paid preparers for their 2004 taxes: 57.9%

Here:	58%
State:	55%

(% for various income ranges: 42.3% for AGIs below $10k, 59.2% for AGIs $10k-25k, 62.6% for AGIs $25k-50k, 65.5% for AGIs $50k-75k, 64.4% for AGIs $75k-100k, 61.9% for AGIs over 100k)

Nearest zip codes: 15564, 21524, 21529, 21502, 21543, 26767.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 3.3% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 108
Household did not receive Food Stamps/SNAP in the past 12 months: 642

Women who had a birth in the past 12 months: 17 (17 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 350 (106 now married, 243 unmarried)

Housing units in zip code 21545 with a mortgage: 225 (9 second mortgage, 5 both second mortgage and home equity loan)
Houses without a mortgage: 15

Median monthly owner costs for units with a mortgage: $1,173
Median monthly owner costs for units without a mortgage: $434

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 21545 household income distribution in 2022

• 74Less than $10,000
• 38$10,000 to $14,999
• 7$15,000 to $19,999
• 30$20,000 to $24,999
• 60$25,000 to $29,999
• 58$30,000 to $34,999
• 25$35,000 to $39,999
• 32$40,000 to $44,999
• 45$45,000 to $49,999
• 24$50,000 to $59,999
• 41$60,000 to $74,999
• 94$75,000 to $99,999
• 115$100,000 to $124,999
• 70$125,000 to $149,999
• 17$150,000 to $199,999
• 27$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 21545

• 4$10,000 to $14,999
• 15$15,000 to $19,999
• 5$20,000 to $24,999
• 14$35,000 to $39,999
• 30$50,000 to $59,999
• 15$60,000 to $69,999
• 40$70,000 to $79,999
• 37$80,000 to $89,999
• 78$90,000 to $99,999
• 83$100,000 to $124,999
• 9$125,000 to $149,999
• 62$150,000 to $174,999
• 8$175,000 to $199,999
• 36$200,000 to $249,999
• 11$250,000 to $299,999
• 14$300,000 to $399,999
• 31$400,000 to $499,999
• 37$750,000 to $999,999
• 16$1,500,000 to $1,999,999

• Rent paid by renters in 2022 in zip code 21545

• 5$350 to $399
• 20$400 to $449
• 34$450 to $499
• 8$500 to $549
• 9$550 to $599
• 7$600 to $649
• 6$700 to $749
• 5$750 to $799
• 17$1,000 to $1,249
• 35No cash rent

Median gross rent in 2022: $712.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $110,497
• Some other race householders: $89,754
• Hispanic or Latino householders: $89,754

Estimated median house or condo value in 2022: $112,891 Lower value quartile - upper value quartile: $90,870 - $210,912

Mean price in 2022:

Detached houses: $266,070

Here:	$266,070
State:	$526,819

Housing units in structures:

• One, detached: 699
• One, attached: 11
• Two: 20
• 5 to 9: 37
• 10 to 19: 11
• 20 to 49: 5
• Mobile homes: 52

Unemployment: 8.8%

• Means of transportation to work in zip code 21545

• 78.7%662Drove a car alone
• 11.4%96Carpooled
• 0.7%6Bicycle
• 7.0%59Worked at home

• Travel time to work (commute) in zip code 21545

• 475 to 9 minutes
• 7710 to 14 minutes
• 9615 to 19 minutes
• 25920 to 24 minutes
• 11425 to 29 minutes
• 8630 to 34 minutes
• 2335 to 39 minutes
• 2445 to 59 minutes
• 460 to 89 minutes
• 1790 or more minutes

Percentage of zip code residents living and working in this county: 93.2%

Household type by relationship:

Households: 1,693

• Male householders: 379 (102 living alone), Female householders: 370 (83 living alone)

• 396 spouses (393 opposite-sex spouses), 56 unmarried partners, (56 opposite-sex unmarried partners), 263 children (263 natural, 0 adopted, 0 stepchildren), 48 grandchildren, 6 brothers or sisters, 16 parents, 0 foster children, 10 other relatives, 155 non-relatives

Size of family households: 254 2-persons, 101 3-persons, 43 4-persons, 10 5-persons, 16 6-persons, 5 7-or-more-persons

Size of nonfamily households: 185 1-person, 62 2-persons, 77 3-persons

118 married couples with children.
25 single-parent households (25 women).

98.1% of residents of 21545 zip code speak English at home.
1.2% of residents speak Asian or Pacific Island language at home (100% not well).

Facilities with environmental interests located in this zip code:

• MT SAVAGE SPECIAL REFRACTORIES (15905 FOUNDRY ROW in MOUNT SAVAGE, MD)

  AIR MINOR (AIRS/AFS)
  STATE MASTER (Maryland Permits tracking) - NPDES STORMWATER PERMIT
  STATE MASTER (Maryland Air Emissions Database) - AIR MAJOR
  TRI REPORTER (Tracking of toxic chemicals releasing facilities)
  Business SIC classification: CLAY REFRACTORIES; MINERALS AND EARTHS, GROUND OR OTHERWISE TREATED
  Alternative names: MOUNT SAVAGE SPECIALTY REFRACTORIES CO, MOUNT SAVAGE SPECIALTY REFRACTORY, MT SAVAGE SPECIALTY REFRACTORIES

• MOUNT SAVAGE HIGH SCHOOL (13201 NEW SCHOOL ROAD NORTHWEST in MOUNT SAVAGE, MD)

  AIR MINOR (AIRS/AFS)
  STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
  Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
  Alternative names: MT SAVAGE HIGH SCHOOL

• MOUNT SAVAGE ELEMENTARY/MIDDLE (13201 NEW SCHOOL RD NW in MOUNT SAVAGE, MD)

  (National Center for Education Statistics) - STATE ID-011301
  Organizations: ALLEGANY COUNTY BOARD OF EDUCATON (SCHOOL DISTRICT)
  

• BARRELVILLE (13320 BARNEY ENGLE LANE NW in MOUNT SAVAGE, MD)

  (Integrated Compliance Information System) - ICIS-03-1997-0194, FORMAL ENFORCEMENT ACTION
  Business SIC classification: WATER SUPPLY
  

Housing units lacking complete plumbing facilities: 3.5%

Population in 1990: 2,067. Population change in the 1990s: +205 (+9.9%).

Place of birth for U.S.-born residents:

• This state: 1,279
• Northeast: 92
• Midwest: 27
• South: 219
• West: 6

78% of the 21545 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 78% lived in this county.
   Out of people who lived in different counties, 50% lived in Maryland.

98% of the 21545 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 70% moved from this county.
   Out of people who lived in different houses, 70% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): 6 Students in private undergraduate colleges: 4

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): Religious Organizations (1-4 employees: 4 establishments)
• Health Care and Social Assistance: Child Day Care Services (5-9: 1)
• Other Services (except Public Administration): Civic and Social Organizations (5-9: 1)
• Health Care and Social Assistance: Home Health Care Services (5-9: 1)
• Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (1-4: 2)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 1)
• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (1-4: 1)

Detailed HMDA statistics for the following Tracts: 0015.03 , 0016.00


Detailed PMIC statistics for the following Tracts: 0015.03 , 0016.00

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2003 - 2018 the average number of fire incidents per year is 13. The highest number of fires - 35 took place in 2009, and the least - 0 in 2006. The data has a rising trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (80.3%), and Outside Fires (11.3%).


• Fire incident types reported to NFIRS in Zip Code 21545
• 17180.3%Structure Fires
• 2411.3%Outside Fires
• 136.1%Mobile Property/Vehicle Fires
• 52.3%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 21545, Maryland

Most common first names in zip code 21545 among deceased individuals
Name	Count	Lived (average)
Mary	34	81.0 years
William	33	75.4 years
John	32	74.4 years
George	28	77.6 years
James	25	74.5 years
Charles	23	75.0 years
Margaret	20	78.2 years
Robert	18	69.9 years
Joseph	16	73.2 years
Anna	12	82.5 years

Most common last names in zip code 21545 among deceased individuals
Last name	Count	Lived (average)
Bridges	25	72.8 years
Blank	23	78.3 years
Winebrenner	22	75.0 years
Snyder	14	83.7 years
Frankenberry	12	74.3 years
Carter	11	73.4 years
Rice	10	75.2 years
Lashley	10	72.5 years
Crowe	10	81.6 years
Martin	10	72.7 years