28431 Zip Code (Chadbourn, NC) Detailed Profile

Estimated zip code population in 2022: 6,651
Zip code population in 2010: 7,102
Zip code population in 2000: 7,289

Houses and condos: 3,507
Renter-occupied apartments: 927
March 2022 cost of living index in zip code 28431: 80.1 (low, U.S. average is 100)

Land area: 75.6 sq. mi.
Water area: 0.2 sq. mi.

Population density: 88 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,137 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $812 (0.8%)

For population 25 years and over in 28431:

• High school or higher: 84.0%
• Bachelor's degree or higher: 13.2%
• Graduate or professional degree: 4.2%
• Unemployed: 1.8%
• Mean travel time to work (commute): 30.6 minutes

For population 15 years and over in 28431:

• Never married: 36.3%
• Now married: 38.7%
• Separated: 1.4%
• Widowed: 12.1%
• Divorced: 11.5%

• 
• • 3,99060.0%White
  • 2,22933.5%Black
  • 1502.3%American Indian
  • 1191.8%Two or more races
  • 791.2%Asian
  • 811.2%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 28431, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $40,404 (Individual Income Tax Returns)

Here:	$40,404
State:	$70,020

Salary/wage: $36,635 (reported on 84.2% of returns)

Here:	$36,635
State:	$58,387

(% of AGI for various income ranges: 1249.9% for AGIs below $25k, 3791.3% for AGIs $25k-50k, 7687.0% for AGIs $50k-75k, 11675.0% for AGIs $75k-100k, 15382.5% for AGIs $100k-200k)

Taxable interest for individuals: $809 (reported on 19.8% of returns)

This zip code:	$809
North Carolina:	$1,479

(% of AGI for various income ranges: 5.0% for AGIs below $25k, 15.8% for AGIs $25k-50k, 31.0% for AGIs $50k-75k, 94.0% for AGIs $75k-100k, 115.0% for AGIs $100k-200k)

Ordinary dividends: $4,421 (reported on 7.0% of returns)

Here:	$4,421
State:	$7,888

(% of AGI for various income ranges: 5.3% for AGIs below $25k, 14.5% for AGIs $25k-50k, 73.0% for AGIs $50k-75k, 104.0% for AGIs $75k-100k, 376.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$6,028 (reported on 6.6% of returns)

Here:	+$6,028
State:	+$23,652

(% of AGI for various income ranges: 24.0% for AGIs $25k-50k, 72.5% for AGIs $50k-75k, 106.0% for AGIs $75k-100k, 595.0% for AGIs $100k-200k)

Profit/loss from business: +$3,020 (reported on 18.3% of returns)

Here:	+$3,020
State:	+$11,710

(% of AGI for various income ranges: 85.7% for AGIs below $25k, 95.0% for AGIs $50k-75k, 180.0% for AGIs $75k-100k, 353.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,887 (reported on 5.5% of returns)

28431:	$11,887
North Carolina:	$20,247

(% of AGI for various income ranges: 23.9% for AGIs below $25k, 49.3% for AGIs $25k-50k, 184.5% for AGIs $50k-75k, 237.0% for AGIs $75k-100k, 543.3% for AGIs $100k-200k)

Total itemized deductions: $33,400 (reported on 2.2% of returns)

Here:	$33,400
State:	$34,549

(% of AGI for various income ranges: 606.0% for AGIs $50k-75k, 660.0% for AGIs $100k-200k)

Charity contributions: $12,620 (reported on 1.8% of returns)

Here:	$12,620
State:	$13,360

(% of AGI for various income ranges: 111.5% for AGIs $50k-75k, 340.0% for AGIs $100k-200k)

Taxes paid: $5,771 (reported on 2.6% of returns)

28431:	$5,771
State:	$7,586

(% of AGI for various income ranges: 100.5% for AGIs $50k-75k, 169.2% for AGIs $100k-200k)

Earned income credit: $2,843 (reported on 34.1% of returns)

Here:	$2,843
State:	$2,337

(% of AGI for various income ranges: 205.4% for AGIs below $25k, 112.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.0%

Here:	93%
State:	93%

(% for various income ranges: 93.5% for AGIs below $25k, 91.0% for AGIs $25k-50k, 93.8% for AGIs $50k-75k, 94.4% for AGIs $75k-100k, 94.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 28431, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $34,166 (Individual Income Tax Returns)

Here:	$34,166
State:	$54,937

Salary/wage: $30,596 (reported on 85.0% of returns)

Here:	$30,596
State:	$46,336

(% of AGI for various income ranges: 77.1% for AGIs below $25k, 79.1% for AGIs $25k-50k, 77.5% for AGIs $50k-75k, 75.2% for AGIs $75k-100k, 70.2% for AGIs $100k-200k)

Taxable interest for individuals: $914 (reported on 23.8% of returns)

This zip code:	$914
North Carolina:	$1,298

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $3,233 (reported on 7.7% of returns)

Here:	$3,233
State:	$6,213

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,683 (reported on 11.0% of returns)

Here:	+$1,683
State:	+$12,740

(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Profit/loss from business: +$6,212 (reported on 15.4% of returns)

Here:	+$6,212
State:	+$10,311

(% of AGI for various income ranges: 8.9% for AGIs below $25k, 1.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 4.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,140 (reported on 5.5% of returns)

28431:	$10,140
North Carolina:	$15,575

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 6.1% for AGIs $75k-100k)

Total itemized deductions: $18,927 (28% of AGI, reported on 20.1% of returns)

Here:	$18,927
State:	$23,438

Here:	28.0% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 4.8% for AGIs below $25k, 11.4% for AGIs $25k-50k, 11.6% for AGIs $50k-75k, 12.0% for AGIs $75k-100k, 16.0% for AGIs $100k-200k)

Charity contributions: $4,842 (reported on 16.5% of returns)

Here:	$4,842
State:	$4,687

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.4% for AGIs $100k-200k)

Taxes paid: $5,436 (reported on 19.4% of returns)

28431:	$5,436
State:	$8,823

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.8% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 6.3% for AGIs $100k-200k)

Earned income credit: $2,560 (reported on 36.6% of returns)

Here:	$2,560
State:	$2,376

(% of AGI for various income ranges: 11.7% for AGIs below $25k, 1.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 69.6%

Here:	70%
State:	53%

(% for various income ranges: 68.6% for AGIs below $25k, 64.5% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 81.2% for AGIs $75k-100k, 84.6% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28431, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $28,997 (Individual Income Tax Returns)

Here:	$28,997
State:	$45,376

Salary/wage: $26,255 (reported on 86.2% of returns)

Here:	$26,255
State:	$39,442

(% of AGI for various income ranges: 98.1% for AGIs below $10k, 83.3% for AGIs $10k-25k, 82.3% for AGIs $25k-50k, 85.8% for AGIs $50k-75k, 77.3% for AGIs $75k-100k, 48.4% for AGIs over 100k)

Taxable interest for individuals: $1,293 (reported on 28.6% of returns)

This zip code:	$1,293
North Carolina:	$1,515

(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Taxable dividends: $3,333 (reported on 9.8% of returns)

Here:	$3,333
State:	$4,016

(% of AGI for various income ranges: 0.7% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Net capital gain/loss: +$6,927 (reported on 8.0% of returns)

Here:	+$6,927
State:	+$11,152

(% of AGI for various income ranges: 0.5% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 9.7% for AGIs over 100k)

Profit/loss from business: +$6,032 (reported on 14.7% of returns)

Here:	+$6,032
State:	+$9,490

(% of AGI for various income ranges: 13.5% for AGIs below $10k, 3.9% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 3.8% for AGIs over 100k)

IRA payment deduction: $3,095 (reported on 0.8% of returns)

28431:	$3,095
North Carolina:	$2,967

Total itemized deductions: $15,836 (26% of AGI, reported on 21.4% of returns)

Here:	$15,836
State:	$19,464

Here:	26.2% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 6.2% for AGIs below $10k, 5.6% for AGIs $10k-25k, 12.7% for AGIs $25k-50k, 14.0% for AGIs $50k-75k, 17.1% for AGIs $75k-100k, 12.6% for AGIs over 100k)

Charity contributions deductions: $3,710 (6% of AGI, reported on 18.8% of returns)

Here:	$3,710
State:	$4,035

Here:	5.9% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.8% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 4.1% for AGIs over 100k)

Total tax: $3,692 (reported on 60.4% of returns)

28431:	$3,692
State:	$7,257

(% of AGI for various income ranges: 3.4% for AGIs below $10k, 2.9% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 15.9% for AGIs over 100k)

Earned income credit: $2,065 (reported on 37.2% of returns)

Here:	$2,065
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 80.1%

Here:	80%
State:	62%

(% for various income ranges: 79.8% for AGIs below $10k, 83.1% for AGIs $10k-25k, 76.6% for AGIs $25k-50k, 76.9% for AGIs $50k-75k, 80.6% for AGIs $75k-100k, 85.3% for AGIs over 100k)

Nearest zip codes: 28430, 28438, 28424, 28472, 28439, 28432.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 0.2% of all households

Household received Food Stamps/SNAP in the past 12 months: 961
Household did not receive Food Stamps/SNAP in the past 12 months: 2,042

Women who had a birth in the past 12 months: 21 (10 now married, 10 unmarried)
Women who did not have a birth in the past 12 months: 1,382 (394 now married, 983 unmarried)

Housing units in zip code 28431 with a mortgage: 619 (39 second mortgage, 34 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $890
Median monthly owner costs for units without a mortgage: $441

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 28431 household income distribution in 2022

• 372Less than $10,000
• 349$10,000 to $14,999
• 125$15,000 to $19,999
• 261$20,000 to $24,999
• 210$25,000 to $29,999
• 204$30,000 to $34,999
• 162$35,000 to $39,999
• 122$40,000 to $44,999
• 124$45,000 to $49,999
• 166$50,000 to $59,999
• 210$60,000 to $74,999
• 236$75,000 to $99,999
• 70$100,000 to $124,999
• 81$125,000 to $149,999
• 116$150,000 to $199,999
• 82$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28431

• 39Less than $10,000
• 79$10,000 to $14,999
• 69$15,000 to $19,999
• 47$20,000 to $24,999
• 44$25,000 to $29,999
• 7$30,000 to $34,999
• 92$35,000 to $39,999
• 91$40,000 to $49,999
• 117$50,000 to $59,999
• 105$60,000 to $69,999
• 64$70,000 to $79,999
• 84$80,000 to $89,999
• 23$90,000 to $99,999
• 137$100,000 to $124,999
• 134$125,000 to $149,999
• 77$150,000 to $174,999
• 104$175,000 to $199,999
• 119$200,000 to $249,999
• 109$250,000 to $299,999
• 23$300,000 to $399,999
• 172$400,000 to $499,999
• 18$500,000 to $749,999

• Rent paid by renters in 2022 in zip code 28431

• 42Less than $100
• 13$100 to $149
• 30$150 to $199
• 7$250 to $299
• 73$300 to $349
• 107$350 to $399
• 46$400 to $449
• 95$450 to $499
• 58$500 to $549
• 85$550 to $599
• 5$600 to $649
• 3$650 to $699
• 36$700 to $749
• 31$800 to $899
• 192No cash rent

Median gross rent in 2022: $701.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $158,207
• Black or African American householders: $98,444
• American Indian or Alaska Native householders: $262,177

Estimated median house or condo value in 2022: $122,800 Lower value quartile - upper value quartile: $57,940 - $215,645

Mean price in 2022:

Detached houses: $163,253

Here:	$163,253
State:	$375,326

Mobile homes: $137,598

Here:	$137,598
State:	$124,933

Housing units in structures:

• One, detached: 2,260
• Two: 57
• 3 or 4: 55
• 5 to 9: 16
• 50 or more: 4
• Mobile homes: 1,042

Unemployment: 1.8%

• Means of transportation to work in zip code 28431

• 84.6%2,053Drove a car alone
• 6.9%167Carpooled
• 1.1%26Bicycle
• 1.7%42Walked
• 0.3%7Other means
• 0.6%15Worked at home

• Travel time to work (commute) in zip code 28431

• 85Less than 5 minutes
• 865 to 9 minutes
• 22810 to 14 minutes
• 52115 to 19 minutes
• 38220 to 24 minutes
• 10025 to 29 minutes
• 23930 to 34 minutes
• 4635 to 39 minutes
• 5240 to 44 minutes
• 19245 to 59 minutes
• 26460 to 89 minutes
• 9290 or more minutes

Percentage of zip code residents living and working in this county: 74.5%

Household type by relationship:

Households: 6,651

• Male householders: 1,392 (763 living alone), Female householders: 1,558 (473 living alone)

• 1,029 spouses (1,014 opposite-sex spouses), 66 unmarried partners, (60 opposite-sex unmarried partners), 1,835 children (1,761 natural, 4 adopted, 71 stepchildren), 356 grandchildren, 98 brothers or sisters, 61 parents, 3 foster children, 30 other relatives, 194 non-relatives

• In group quarters: 14 (-1 institutionalized population)

Size of family households: 796 2-persons, 492 3-persons, 172 4-persons, 86 5-persons, 67 6-persons, 12 7-or-more-persons

Size of nonfamily households: 1,238 1-person, 55 2-persons, 26 4-persons

519 married couples with children.
552 single-parent households (10 men, 542 women).

97.8% of residents of 28431 zip code speak English at home.
1.3% of residents speak Spanish at home (6% very well, 94% not well).
0.3% of residents speak other Indo-European language at home (100% very well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).

Facilities with environmental interests located in this zip code:

• CHADBOURN ELEMENTARY SCHOOL (409 EAST THIRD AVENUE in CHADBOURN, NC)

  (Geographic Names Information System)
  STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
  (National Center for Education Statistics) - STATE ID-332
  Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  Organizations: COLUMBUS COUNTY SCHOOLS (SCHOOL DISTRICT)
  

• CHADBOURN JUNIOR HIGH SCHOOL (801 W SMITH STREET in CHADBOURN, NC)

  (Geographic Names Information System)
  (National Center for Education Statistics) - STATE ID-330
  Organizations: COLUMBUS COUNTY SCHOOLS (SCHOOL DISTRICT)
  Alternative names: CHADBOURN MIDDLE

• BERRY VENEER (KIRKLAND STREET in CHADBOURN, NC)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: HARDWOOD VENEER AND PLYWOOD
  

• CHADBOURN BATTERY (1/4 MILE SOUTH OF THE INTERSECTION OF in CHADBOURN, NC)

  SUPERFUND (Superfund database)
  

• CHADBOURN WWTP (NC HWY 130 in CHADBOURN, NC)

  National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  Alternative names: CHADBOURN (TOWN) - WWTP

Housing units lacking complete plumbing facilities: 7.9%
Housing units lacking complete kitchen facilities: 3.7%

Population in 1990: 2,015. Population change in the 1990s: +5,274 (+261.7%).

Place of birth for U.S.-born residents:

• This state: 5,286
• Northeast: 142
• Midwest: 100
• South: 1,000
• West: 25

75% of the 28431 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 72% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

97% of the 28431 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 59% moved from this county.
   Out of people who lived in different houses, 64% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 69
Students in private schools in grades 9 to 12 (high school): 3 Students in private undergraduate colleges: 15

Companies with federal contracts located in this zip code:

• W E BAILEY & SON INC (210 MILLS ST in CHADBOURN, NC; small business) : $1,042,666 in 7 contracts from 2002 to 2005

  Contracts for Fruits and Vegetables by Agricultural Marketing Service (disused code), Agricultural Marketing Service, Defense Logistics Agency
  Signed by year: 2000: $0; 2001: $0; 2002: $573,000; 2003: $0; 2004: $7,648; 2005: $462,018; 2006: $0.
  
  Biggest contracts:
  $573,000 with Agricultural Marketing Service (disused code) for Fruits and Vegetables. Signed on 2002-09-15. Completion date: 2003-06-15.
  $375,402 with Agricultural Marketing Service for Fruits and Vegetables. Signed on 2005-01-11. Completion date: 2005-06-08.
  $75,400, same as above. Signed on 2005-11-30. Completion date: 2006-09-30.
  $5,952 with Defense Logistics Agency for Fruits and Vegetables. Signed on 2005-11-23. Completion date: 2005-11-23.
  

• J H HONEYCUTT AND SON INC (215 E HOLLAND ST in CHADBOURN, NC; small business) : $7,215 in 2 contracts from 2005 to 2006

  $4,329 with Defense Logistics Agency for Fruits and Vegetables. Signed on 2006-04-23. Completion date: 2006-04-23.
  $2,886, same as above. Signed on 2005-12-02. Completion date: 2005-12-11.
  

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Home Health Care Services (100-249 employees: 2 establishments, 1-4 employees: 1 establishment)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 2, 5-9: 1)
• Wholesale Trade: Fresh Fruit and Vegetable Merchant Wholesalers (20-49: 2)
• Health Care and Social Assistance: Ambulance Services (20-49: 1, 10-19: 1)
• Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 2, 1-4: 7)
• Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (10-19: 1, 5-9: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 41. The highest number of reported fires - 80 took place in 2004, and the least - 4 in 2002. The data has a rising trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (54.2%), and Outside Fires (29.3%).


• Fire incident types reported to NFIRS in Zip Code 28431
• 37454.2%Structure Fires
• 20229.3%Outside Fires
• 9814.2%Mobile Property/Vehicle Fires
• 162.3%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 28431, North Carolina

Most common first names in zip code 28431 among deceased individuals
Name	Count	Lived (average)
James	83	70.9 years
William	58	69.3 years
Mary	56	78.5 years
John	44	73.0 years
Robert	43	69.6 years
George	29	65.0 years
Willie	23	72.7 years
Joseph	21	68.8 years
Annie	21	77.3 years
Charles	18	68.5 years

Most common last names in zip code 28431 among deceased individuals
Last name	Count	Lived (average)
Nobles	72	73.4 years
Williamson	58	74.5 years
Ward	52	72.7 years
Mcpherson	50	72.1 years
Williams	41	70.8 years
Brown	34	69.8 years
Cartrette	33	70.8 years
Frink	33	70.2 years
Hinson	31	69.9 years
Smith	31	71.5 years

Businesses in zip code 28431
Name	Count		Name	Count
Burger King	1		U-Haul	1
FedEx	1		UPS	1
Subway	1