Estimated zip code population in 2022: 9,886 Zip code population in 2010: 5,676 Zip code population in 2000: 4,606
Houses and condos: 8,658 Renter-occupied apartments: 916
% of renters here:
22%
State:
33%
March 2022 cost of living index in zip code 28445: 83.2 (low, U.S. average is 100)
Land area: 53.1 sq. mi. Water area: 4.0 sq. mi.
Population density: 186 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
0.6% ($2,097)
North Carolina:
0.6% ($1,769)
Median real estate property taxes paid for housing units with mortgages in 2022: $2,038 (0.6%) Median real estate property taxes paid for housing units with no mortgage in 2022: $2,221 (0.8%)
Averages for the 2020 tax year for zip code 28445, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $74,869 (Individual Income Tax Returns)
Here:
$74,869
State:
$70,020
Salary/wage: $61,068 (reported on 80.0% of returns)
Here:
$61,068
State:
$58,387
(% of AGI for various income ranges: 1223.8% for AGIs below $25k, 3659.8% for AGIs $25k-50k, 6349.5% for AGIs $50k-75k, 8833.6% for AGIs $75k-100k, 17674.3% for AGIs $100k-200k, 60505.6% for AGIs over 200k)
Taxable interest for individuals: $1,103 (reported on 35.0% of returns)
This zip code:
$1,103
North Carolina:
$1,479
(% of AGI for various income ranges: 19.1% for AGIs below $25k, 25.4% for AGIs $25k-50k, 30.8% for AGIs $50k-75k, 29.7% for AGIs $75k-100k, 108.5% for AGIs $100k-200k, 876.7% for AGIs over 200k)
Ordinary dividends: $5,290 (reported on 22.5% of returns)
Here:
$5,290
State:
$7,888
(% of AGI for various income ranges: 32.5% for AGIs below $25k, 39.3% for AGIs $25k-50k, 93.3% for AGIs $50k-75k, 103.3% for AGIs $75k-100k, 347.4% for AGIs $100k-200k, 3284.4% for AGIs over 200k)
Net capital gain/loss in AGI: +$19,002 (reported on 23.2% of returns)
Here:
+$19,002
State:
+$23,652
(% of AGI for various income ranges: 15.2% for AGIs below $25k, 36.5% for AGIs $25k-50k, 161.6% for AGIs $50k-75k, 313.1% for AGIs $75k-100k, 840.2% for AGIs $100k-200k, 18428.9% for AGIs over 200k)
Profit/loss from business: +$14,606 (reported on 19.0% of returns)
Here:
+$14,606
State:
+$11,710
(% of AGI for various income ranges: 156.9% for AGIs below $25k, 175.1% for AGIs $25k-50k, 314.0% for AGIs $50k-75k, 347.4% for AGIs $75k-100k, 734.1% for AGIs $100k-200k, 5187.8% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $25,032 (reported on 9.5% of returns)
28445:
$25,032
North Carolina:
$20,247
(% of AGI for various income ranges: 57.4% for AGIs below $25k, 126.5% for AGIs $25k-50k, 166.7% for AGIs $50k-75k, 351.0% for AGIs $75k-100k, 815.7% for AGIs $100k-200k, 5100.0% for AGIs over 200k)
Self-employed (Keogh) retirement plans: $24,133 (reported on 0.6% of returns)
28445:
$24,133
North Carolina:
$26,749
(% of AGI for various income ranges: 157.4% for AGIs $100k-200k)
Total itemized deductions: $31,124 (reported on 9.3% of returns)
Here:
$31,124
State:
$34,549
(% of AGI for various income ranges: 61.4% for AGIs below $25k, 125.5% for AGIs $25k-50k, 257.8% for AGIs $50k-75k, 332.6% for AGIs $75k-100k, 1065.2% for AGIs $100k-200k, 6270.0% for AGIs over 200k)
Charity contributions: $9,976 (reported on 7.0% of returns)
Here:
$9,976
State:
$13,360
(% of AGI for various income ranges: 19.0% for AGIs $25k-50k, 44.4% for AGIs $50k-75k, 45.1% for AGIs $75k-100k, 223.7% for AGIs $100k-200k, 2256.7% for AGIs over 200k)
Taxes paid: $8,166 (reported on 9.0% of returns)
28445:
$8,166
State:
$7,586
(% of AGI for various income ranges: 11.0% for AGIs below $25k, 27.6% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 104.1% for AGIs $75k-100k, 300.7% for AGIs $100k-200k, 1448.9% for AGIs over 200k)
Earned income credit: $1,999 (reported on 13.3% of returns)
Here:
$1,999
State:
$2,337
(% of AGI for various income ranges: 80.2% for AGIs below $25k, 60.9% for AGIs $25k-50k, 2.1% for AGIs $50k-75k)
Percentage of individuals using paid preparers for their 2020 taxes: 94.1%
Here:
94%
State:
93%
(% for various income ranges: 92.7% for AGIs below $25k, 94.9% for AGIs $25k-50k, 95.3% for AGIs $50k-75k, 92.9% for AGIs $75k-100k, 95.4% for AGIs $100k-200k, 92.9% for AGIs over 200k)
Averages for the 2012 tax year for zip code 28445, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $49,982 (Individual Income Tax Returns)
Here:
$49,982
State:
$54,937
Salary/wage: $43,015 (reported on 80.2% of returns)
Here:
$43,015
State:
$46,336
(% of AGI for various income ranges: 69.4% for AGIs below $25k, 79.9% for AGIs $25k-50k, 75.9% for AGIs $50k-75k, 70.8% for AGIs $75k-100k, 62.7% for AGIs $100k-200k, 55.2% for AGIs over 200k)
Taxable interest for individuals: $1,530 (reported on 35.1% of returns)
This zip code:
$1,530
North Carolina:
$1,298
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 2.8% for AGIs over 200k)
Ordinary dividends: $3,300 (reported on 18.0% of returns)
Here:
$3,300
State:
$6,213
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 0.9% for AGIs over 200k)
Net capital gain/loss in AGI: +$7,790 (reported on 14.7% of returns)
Here:
+$7,790
State:
+$12,740
(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 7.9% for AGIs over 200k)
Profit/loss from business: +$11,422 (reported on 17.1% of returns)
Here:
+$11,422
State:
+$10,311
(% of AGI for various income ranges: 9.3% for AGIs below $25k, 2.7% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 4.3% for AGIs $100k-200k, 4.7% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $14,458 (reported on 9.7% of returns)
28445:
$14,458
North Carolina:
$15,575
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 5.1% for AGIs $100k-200k)
Total itemized deductions: $22,170 (25% of AGI, reported on 32.7% of returns)
Here:
$22,170
State:
$23,438
Here:
24.9% of AGI
State:
21.5% of AGI
(% of AGI for various income ranges: 12.7% for AGIs below $25k, 12.6% for AGIs $25k-50k, 13.6% for AGIs $50k-75k, 13.9% for AGIs $75k-100k, 17.2% for AGIs $100k-200k, 16.0% for AGIs over 200k)
Charity contributions: $3,017 (reported on 24.5% of returns)
Here:
$3,017
State:
$4,687
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 1.9% for AGIs over 200k)
Taxes paid: $8,059 (reported on 32.2% of returns)
28445:
$8,059
State:
$8,823
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 2.5% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 6.5% for AGIs $100k-200k, 10.0% for AGIs over 200k)
Earned income credit: $2,117 (reported on 19.5% of returns)
Here:
$2,117
State:
$2,376
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 0.9% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 53.1%
Here:
53%
State:
53%
(% for various income ranges: 52.3% for AGIs below $25k, 45.8% for AGIs $25k-50k, 55.1% for AGIs $50k-75k, 59.3% for AGIs $75k-100k, 66.7% for AGIs $100k-200k, 75.0% for AGIs over 200k)
Averages for the 2004 tax year for zip code 28445, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $50,120 (Individual Income Tax Returns)
Here:
$50,120
State:
$45,376
Salary/wage: $31,670 (reported on 75.2% of returns)
Here:
$31,670
State:
$39,442
(% of AGI for various income ranges: 128.0% for AGIs below $10k, 67.1% for AGIs $10k-25k, 69.5% for AGIs $25k-50k, 60.4% for AGIs $50k-75k, 56.2% for AGIs $75k-100k, 26.8% for AGIs over 100k)
Taxable interest for individuals: $1,656 (reported on 43.6% of returns)
This zip code:
$1,656
North Carolina:
$1,515
(% of AGI for various income ranges: 5.5% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.4% for AGIs over 100k)
Taxable dividends: $2,804 (reported on 22.2% of returns)
Here:
$2,804
State:
$4,016
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 0.8% for AGIs over 100k)
Net capital gain/loss: +$28,409 (reported on 20.2% of returns)
Here:
+$28,409
State:
+$11,152
(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 6.8% for AGIs $75k-100k, 21.6% for AGIs over 100k)
Profit/loss from business: +$15,230 (reported on 23.2% of returns)
Here:
+$15,230
State:
+$9,490
(% of AGI for various income ranges: 22.5% for AGIs below $10k, 9.9% for AGIs $10k-25k, 4.8% for AGIs $25k-50k, 7.1% for AGIs $50k-75k, 5.6% for AGIs $75k-100k, 7.2% for AGIs over 100k)
IRA payment deduction: $3,371 (reported on 3.2% of returns)
28445:
$3,371
North Carolina:
$2,967
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs over 100k)
Self-employed pension: $19,056 (reported on 0.8% of returns)
Here:
$19,056
North Carolina:
$14,754
Total itemized deductions: $19,743 (20% of AGI, reported on 33.4% of returns)
Here:
$19,743
State:
$19,464
Here:
20.2% of AGI
State:
22.7% of AGI
(% of AGI for various income ranges: 22.8% for AGIs below $10k, 11.7% for AGIs $10k-25k, 15.6% for AGIs $25k-50k, 17.5% for AGIs $50k-75k, 18.8% for AGIs $75k-100k, 9.5% for AGIs over 100k)
Charity contributions deductions: $3,030 (3% of AGI, reported on 28.4% of returns)
Here:
$3,030
State:
$4,035
Here:
2.7% of AGI
State:
4.5% of AGI
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.6% for AGIs over 100k)
Total tax: $8,299 (reported on 75.3% of returns)
28445:
$8,299
State:
$7,257
(% of AGI for various income ranges: 5.3% for AGIs below $10k, 4.4% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 17.9% for AGIs over 100k)
Earned income credit: $1,740 (reported on 18.8% of returns)
Here:
$1,740
State:
$1,851
Percentage of individuals using paid preparers for their 2004 taxes: 67.6%
Here:
68%
State:
62%
(% for various income ranges: 60.9% for AGIs below $10k, 69.0% for AGIs $10k-25k, 67.7% for AGIs $25k-50k, 70.4% for AGIs $50k-75k, 67.1% for AGIs $75k-100k, 75.9% for AGIs over 100k)
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
Lesbian couples: 0.6% of all households
Gay men: 0.0% of all households
Household received Food Stamps/SNAP in the past 12 months: 409 Household did not receive Food Stamps/SNAP in the past 12 months: 3,656
Women who had a birth in the past 12 months: 219 (184 now married, 37 unmarried) Women who did not have a birth in the past 12 months: 1,974 (1,276 now married, 707 unmarried)
Housing units in zip code 28445 with a mortgage: 2,162 (37 second mortgage, 1 home equity loan, 35 both second mortgage and home equity loan) Houses without a mortgage: 28
Median monthly owner costs for units with a mortgage: $1,808 Median monthly owner costs for units without a mortgage: $580
Residents with income below the poverty level in 2022:
This zip code:
7.6%
Whole state:
12.8%
Residents with income below 50% of the poverty level in 2022:
This zip code:
1.6%
Whole state:
6.8%
Median number of rooms in houses and condos:
Here:
6.2
State:
6.4
Median number of rooms in apartments:
Here:
4.9
State:
4.4
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 28445: Morris Landing (A), Sears Landing (B), Surf City Police Department (C), Topsail Beach Police Department (D), Holly Ridge Police Department (E). Display/hide their locations on the map
Churches in zip code 28445 include: Providence Church (A), New Life Christian Center (B), Holly Ridge Church of God (C), Stump Sound Church (D), Folkstone Free Will Baptist Church (E). Display/hide their locations on the map
Streams, rivers, and creeks: Cypress Branch (A), County Line Branch (B), Big Shakey Swamp (C), Flat Swamp (D), Old Mill Creek (E), Kings Creek (F). Display/hide their locations on the map
Size of family households: 1,412 2-persons, 678 3-persons, 367 4-persons, 84 5-persons, 123 6-persons, 23 7-or-more-persons
Size of nonfamily households: 1,052 1-person, 308 2-persons, 38 3-persons
1,518 married couples with children.
748 single-parent households (748 women).
94.2% of residents of 28445 zip code speak English at home.
3.9% of residents speak Spanish at home (99% very well, 1% well).
1.1% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak Asian or Pacific Island language at home (88% very well, 12% well).
Foreign born population: 248 (2.5%) (40.3% of them are naturalized citizens)
This zip code:
2.5%
Whole state:
8.6%
47%Honduras
9%Japan
8%Sweden
8%France
4%Denmark
2%North Macedonia (Macedonia)
2%Taiwan
16%English
12%Italian
12%American
11%German
9%Irish
8%Scottish
4%Scotch-Irish
Year of entry for the foreign-born population
362010 or later
1322000 to 2009
211990 to 1999
123Before 1990
Facilities with environmental interests located in this zip code:
DIXON HIGH SCHOOL (160 DIXON SCHOOL ROAD in HOLLY RIDGE, NC)
STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM (National Center for Education Statistics) - STATE ID-320 Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS Organizations: ONSLOW COUNTY SCHOOLS (SCHOOL DISTRICT)
DIXON MIDDLE SCHOOL (200 DIXON SCHOOL ROAD in HOLLY RIDGE, NC)
STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM (National Center for Education Statistics) - STATE ID-318 Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS Organizations: ONSLOW COUNTY SCHOOLS (SCHOOL DISTRICT)
DIXON ELEMENTARY (130 BETTY DIXON RD in HOLLY RIDGE, NC)
(National Center for Education Statistics) - STATE ID-314 Organizations: ONSLOW COUNTY SCHOOLS (SCHOOL DISTRICT)
BUSH MARINA (912 S SANDERSON BLVD in SURF CITY, NC)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: MARINAS Alternative names: BUSH REPAIR CENTER, TOPSAIL BEACH BUSH MARINA
ADVANCED FORMULAS COMPANY, INC. (309 TOPSAIL DR. in SURF CITY, NC)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
B & T PRODUCT SALES (520-B NEW RIVER in SURF CITY, NC)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Housing units lacking complete plumbing facilities: 0.9% Housing units lacking complete kitchen facilities: 0.9%
95.3%Electricity
1.6%Fuel oil, kerosene, etc.
1.4%Bottled, tank, or LP gas
1.2%Utility gas
Population in 1990: 1,279. Population change in the 1990s: +3,327 (+260.1%).
Place of birth for U.S.-born residents:
This state: 4,069
Northeast: 1,610
Midwest: 1,135
South: 1,915
West: 884
48% of the 28445 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 35% lived in this county. Out of people who lived in different counties, 50% lived in North Carolina.
83% of the 28445 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 22% moved from this county. Out of people who lived in different houses, 48% moved from different county within same state. Out of people who lived in different houses, 23% moved from different state. Out of people who lived in different houses, 8% moved from abroad.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 216
Here:
20.6%
North Carolina:
13.8%
Students in private schools in grades 9 to 12 (high school): 40
Here:
9.4%
North Carolina:
11.9%
Students in private undergraduate colleges: 17
Here:
6.1%
North Carolina:
19.3%
Occupation by median earnings in the past 12 months ($)
142,569Legal occupations
115,788Computer and mathematical occupations
103,058Business and financial operations occupations
99,722Management occupations
81,983Architecture and engineering occupations
72,548Sales and related occupations
Companies with federal contracts located in this zip code:
JAMIE F CANNADY (1111 N SHORE DRIVE in SURF CITY, NC; small business) : $399,835 in 11 contractsfrom 2000 to 2005
Contracts for Other Medical Services, Physical Medicine and Rehabilitation Services by Navy Signed by year:2000: $109,468; 2001: $39,492; 2002: $78,792; 2003: $63,632; 2004: $65,896; 2005: $42,555; 2006: $0.
Biggest contracts:
$65,396 with Navy for Other Medical Services. Signed on 2004-10-26. Completion date: 2005-09-30.
$63,632, same as above.Signed on 2003-10-01. Completion date: 2002-09-30.
$60,968, same as above.Signed on 2002-10-01. Completion date: 2002-09-30.
$55,702 with Navy for Physical Medicine and Rehabilitation Services. Signed on 2000-10-01. Completion date: 2001-09-30.
GULFSTREAM TRADING ASSOCIATES, (301 US HWY 17 S in HOLLY RIDGE, NC; small business) : $208,901 in 15 contractsfrom 2000 to 2005
Contracts for Plate, Sheet, Strip, and Foil; Nonferrous Base Metal, Iron and Steel Primary and Semifinished Products, Nonwood Construction Lumber and Related Materials, Maintenance, Repair or Alteration of Real Property -- Other Industrial Buildings, and moreby Navy, Army, U.S. Army Corps of Engineers - civil program financing only Signed by year:2000: $13,290; 2001: $0; 2002: $0; 2003: $0; 2004: $160,873; 2005: $34,738; 2006: $0.
Biggest contracts:
$45,000 with Navy for Plate, Sheet, Strip, and Foil; Nonferrous Base Metal. Signed on 2004-09-21. Completion date: 2004-11-01.
$39,500 with Navy for Iron and Steel Primary and Semifinished Products. Signed on 2004-03-10. Completion date: 2004-03-22.
$26,193 with Navy for Plate, Sheet, Strip, and Foil; Nonferrous Base Metal. Signed on 2004-02-13. Completion date: 2004-02-15.
$15,000 with Army for Nonwood Construction Lumber and Related Materials. Signed on 2004-09-22. Completion date: 2004-10-01.
COASTAL REFORESTATION, INC (2715 S SHORE DR in SURF CITY, NC; small business) : $94,642 in 3 contractsfrom 2000 to 2001
$61,517 with Army for Forest Tree Planting Services. Signed on 2000-10-31. Completion date: 2001-01-31.
$33,125, same as above.Signed on 2001-11-13. Completion date: 2001-12-13.
$0, same as above.Signed on 2000-10-31. Completion date: 2001-01-31.
BENTON, JENNIFER (104 HORIZON CRT in SURF CITY, NC; small business) : $89,186 in 4 contractsin 2005
$79,830 with Navy for Nursing Services. Signed on 2005-10-19. Completion date: 2010-09-30.
$11,808, same as above.Signed on 2005-07-27. Completion date: 2010-09-30.
$500, same as above.Signed on 2005-12-23. Completion date: 2010-09-30.
-$2,952, same as above.Signed on 2005-08-29. Completion date: 2010-09-30.
DIESEL MARINE REPAIR (452 OLD FOLKSTONE RD in HOLLY RIDGE, NC; small business) : $73,320 in 2 contractsin 2004
$36,660 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Plumbing, Heating, and Waste Disposal Equipment. Signed on 2004-03-17. Completion date: 2004-04-16.
$36,660 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Special Industry Machinery. Signed on 2004-06-24. Completion date: 2004-07-06.
ADVANCED MACHINE GROUP INC (114 N HINES ST in HOLLY RIDGE, NC; small business)
$17,000 with Army for Maintenance, Repair and Rebuilding of Equipment -- Engines, Turbines, and Components. Taking place in VA. Signed on 2004-09-21. Completion date: 2004-09-30.
BEASLEY, GENE (920 S SHORE DR in HOLLY RIDGE, NC; small business)
$8,510 with Army for Environmental Chambers and Related Equipment. Signed on 2004-09-02. Completion date: 2004-07-30.
Top industries in this zip code by the number of employees in 2005:
Detailed PMIC statistics for the following Tracts:0004.00
, 9801.00
2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents
Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 65. The highest number of fires - 108 took place in 2011, and the least - 23 in 2006. The data has an increasing trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (49.3%), and Outside Fires (33.1%).
Fire incident types reported to NFIRS in Zip Code 28445