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28445 Zip Code (Surf City, NC) Detailed Profile




Cities: Surf City, NC (12.09%), Holly Ridge, NC (6.61%), Topsail Beach, NC (3.41%), North Topsail Beach, NC (1.17%)
Counties: Onslow County, NC (85.00%), Pender County, NC (15.00%)
Estimated zip code population in 2022: 9,886
Zip code population in 2010: 5,676
Zip code population in 2000: 4,606

Houses and condos: 8,658
Renter-occupied apartments: 916
% of renters here:

22%
State:

33%
March 2022 cost of living index in zip code 28445: 83.2 (low, U.S. average is 100)

Land area: 53.1 sq. mi.
Water area: 4.0 sq. mi.
Population density: 186 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28445
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Real estate property taxes paid for housing units in 2022:
This zip code:

0.6% ($2,097)
North Carolina:

0.6% ($1,769)
Median real estate property taxes paid for housing units with mortgages in 2022: $2,038 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,221 (0.8%)

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Males: 5,025  (50.8%)
Females: 4,859  (49.2%)

For population 25 years and over in 28445:

  • High school or higher: 92.2%
  • Bachelor's degree or higher: 43.1%
  • Graduate or professional degree: 17.3%
  • Unemployed: 0.7%
  • Mean travel time to work (commute): 31.3 minutes

For population 15 years and over in 28445:

  • Never married: 16.7%
  • Now married: 64.0%
  • Separated: 0.3%
  • Widowed: 4.9%
  • Divorced: 14.2%

Zip code 28445 compared to state average:

  • Unemployed percentage significantly below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in significantly below state average.
  • House age below state average.
  • Races in zip code 28445 (2022)
    • 8,62987.3%White
    • 5525.6%Hispanic or Latino
    • 3213.2%Two or more races
    • 2632.7%Black
    • 540.5%American Indian
    • 350.4%Asian
    • 280.3%Some other race
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Data:
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Based on 2000-2022 data
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123
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100% rural population.

Estimated median house/condo value in 2022: $344,031
28445:

$344,031
North Carolina:

$280,600



According to our research of North Carolina and other state lists, there were 18 registered sex offenders living in 28445 zip code as of June 09, 2024.
The ratio of all residents to sex offenders in zip code 28445 is 368 to 1.


Median resident age:
This zip code:

35.7 years
North Carolina median age:

39.2 years
Average household size:
This zip code:

2.4 people
North Carolina:

2.4 people

Averages for the 2020 tax year for zip code 28445, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $74,869 (Individual Income Tax Returns)
Here:

$74,869
State:

$70,020

Salary/wage: $61,068 (reported on 80.0% of returns)
Here:

$61,068
State:

$58,387
(% of AGI for various income ranges: 1223.8% for AGIs below $25k, 3659.8% for AGIs $25k-50k, 6349.5% for AGIs $50k-75k, 8833.6% for AGIs $75k-100k, 17674.3% for AGIs $100k-200k, 60505.6% for AGIs over 200k)

Taxable interest for individuals: $1,103 (reported on 35.0% of returns)
This zip code:

$1,103
North Carolina:

$1,479
(% of AGI for various income ranges: 19.1% for AGIs below $25k, 25.4% for AGIs $25k-50k, 30.8% for AGIs $50k-75k, 29.7% for AGIs $75k-100k, 108.5% for AGIs $100k-200k, 876.7% for AGIs over 200k)

Ordinary dividends: $5,290 (reported on 22.5% of returns)
Here:

$5,290
State:

$7,888
(% of AGI for various income ranges: 32.5% for AGIs below $25k, 39.3% for AGIs $25k-50k, 93.3% for AGIs $50k-75k, 103.3% for AGIs $75k-100k, 347.4% for AGIs $100k-200k, 3284.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$19,002 (reported on 23.2% of returns)
Here:

+$19,002
State:

+$23,652
(% of AGI for various income ranges: 15.2% for AGIs below $25k, 36.5% for AGIs $25k-50k, 161.6% for AGIs $50k-75k, 313.1% for AGIs $75k-100k, 840.2% for AGIs $100k-200k, 18428.9% for AGIs over 200k)

Profit/loss from business: +$14,606 (reported on 19.0% of returns)
Here:

+$14,606
State:

+$11,710
(% of AGI for various income ranges: 156.9% for AGIs below $25k, 175.1% for AGIs $25k-50k, 314.0% for AGIs $50k-75k, 347.4% for AGIs $75k-100k, 734.1% for AGIs $100k-200k, 5187.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $25,032 (reported on 9.5% of returns)
28445:

$25,032
North Carolina:

$20,247
(% of AGI for various income ranges: 57.4% for AGIs below $25k, 126.5% for AGIs $25k-50k, 166.7% for AGIs $50k-75k, 351.0% for AGIs $75k-100k, 815.7% for AGIs $100k-200k, 5100.0% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $24,133 (reported on 0.6% of returns)
28445:

$24,133
North Carolina:

$26,749
(% of AGI for various income ranges: 157.4% for AGIs $100k-200k)

Total itemized deductions: $31,124 (reported on 9.3% of returns)
Here:

$31,124
State:

$34,549
(% of AGI for various income ranges: 61.4% for AGIs below $25k, 125.5% for AGIs $25k-50k, 257.8% for AGIs $50k-75k, 332.6% for AGIs $75k-100k, 1065.2% for AGIs $100k-200k, 6270.0% for AGIs over 200k)

Charity contributions: $9,976 (reported on 7.0% of returns)
Here:

$9,976
State:

$13,360
(% of AGI for various income ranges: 19.0% for AGIs $25k-50k, 44.4% for AGIs $50k-75k, 45.1% for AGIs $75k-100k, 223.7% for AGIs $100k-200k, 2256.7% for AGIs over 200k)

Taxes paid: $8,166 (reported on 9.0% of returns)
28445:

$8,166
State:

$7,586
(% of AGI for various income ranges: 11.0% for AGIs below $25k, 27.6% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 104.1% for AGIs $75k-100k, 300.7% for AGIs $100k-200k, 1448.9% for AGIs over 200k)

Earned income credit: $1,999 (reported on 13.3% of returns)
Here:

$1,999
State:

$2,337
(% of AGI for various income ranges: 80.2% for AGIs below $25k, 60.9% for AGIs $25k-50k, 2.1% for AGIs $50k-75k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.1%
Here:

94%
State:

93%
(% for various income ranges: 92.7% for AGIs below $25k, 94.9% for AGIs $25k-50k, 95.3% for AGIs $50k-75k, 92.9% for AGIs $75k-100k, 95.4% for AGIs $100k-200k, 92.9% for AGIs over 200k)

Averages for the 2012 tax year for zip code 28445, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $49,982 (Individual Income Tax Returns)
Here:

$49,982
State:

$54,937

Salary/wage: $43,015 (reported on 80.2% of returns)
Here:

$43,015
State:

$46,336
(% of AGI for various income ranges: 69.4% for AGIs below $25k, 79.9% for AGIs $25k-50k, 75.9% for AGIs $50k-75k, 70.8% for AGIs $75k-100k, 62.7% for AGIs $100k-200k, 55.2% for AGIs over 200k)

Taxable interest for individuals: $1,530 (reported on 35.1% of returns)
This zip code:

$1,530
North Carolina:

$1,298
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Ordinary dividends: $3,300 (reported on 18.0% of returns)
Here:

$3,300
State:

$6,213
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,790 (reported on 14.7% of returns)
Here:

+$7,790
State:

+$12,740
(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 7.9% for AGIs over 200k)

Profit/loss from business: +$11,422 (reported on 17.1% of returns)
Here:

+$11,422
State:

+$10,311
(% of AGI for various income ranges: 9.3% for AGIs below $25k, 2.7% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 4.3% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,458 (reported on 9.7% of returns)
28445:

$14,458
North Carolina:

$15,575
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 5.1% for AGIs $100k-200k)

Total itemized deductions: $22,170 (25% of AGI, reported on 32.7% of returns)
Here:

$22,170
State:

$23,438

Here:

24.9% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 12.7% for AGIs below $25k, 12.6% for AGIs $25k-50k, 13.6% for AGIs $50k-75k, 13.9% for AGIs $75k-100k, 17.2% for AGIs $100k-200k, 16.0% for AGIs over 200k)

Charity contributions: $3,017 (reported on 24.5% of returns)
Here:

$3,017
State:

$4,687
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Taxes paid: $8,059 (reported on 32.2% of returns)
28445:

$8,059
State:

$8,823
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 2.5% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 6.5% for AGIs $100k-200k, 10.0% for AGIs over 200k)

Earned income credit: $2,117 (reported on 19.5% of returns)
Here:

$2,117
State:

$2,376
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 53.1%
Here:

53%
State:

53%
(% for various income ranges: 52.3% for AGIs below $25k, 45.8% for AGIs $25k-50k, 55.1% for AGIs $50k-75k, 59.3% for AGIs $75k-100k, 66.7% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28445, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $50,120 (Individual Income Tax Returns)
Here:

$50,120
State:

$45,376

Salary/wage: $31,670 (reported on 75.2% of returns)
Here:

$31,670
State:

$39,442
(% of AGI for various income ranges: 128.0% for AGIs below $10k, 67.1% for AGIs $10k-25k, 69.5% for AGIs $25k-50k, 60.4% for AGIs $50k-75k, 56.2% for AGIs $75k-100k, 26.8% for AGIs over 100k)

Taxable interest for individuals: $1,656 (reported on 43.6% of returns)
This zip code:

$1,656
North Carolina:

$1,515
(% of AGI for various income ranges: 5.5% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $2,804 (reported on 22.2% of returns)
Here:

$2,804
State:

$4,016
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$28,409 (reported on 20.2% of returns)
Here:

+$28,409
State:

+$11,152
(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 6.8% for AGIs $75k-100k, 21.6% for AGIs over 100k)

Profit/loss from business: +$15,230 (reported on 23.2% of returns)
Here:

+$15,230
State:

+$9,490
(% of AGI for various income ranges: 22.5% for AGIs below $10k, 9.9% for AGIs $10k-25k, 4.8% for AGIs $25k-50k, 7.1% for AGIs $50k-75k, 5.6% for AGIs $75k-100k, 7.2% for AGIs over 100k)

IRA payment deduction: $3,371 (reported on 3.2% of returns)
28445:

$3,371
North Carolina:

$2,967
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs over 100k)

Self-employed pension: $19,056 (reported on 0.8% of returns)
Here:

$19,056
North Carolina:

$14,754

Total itemized deductions: $19,743 (20% of AGI, reported on 33.4% of returns)
Here:

$19,743
State:

$19,464

Here:

20.2% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 22.8% for AGIs below $10k, 11.7% for AGIs $10k-25k, 15.6% for AGIs $25k-50k, 17.5% for AGIs $50k-75k, 18.8% for AGIs $75k-100k, 9.5% for AGIs over 100k)

Charity contributions deductions: $3,030 (3% of AGI, reported on 28.4% of returns)
Here:

$3,030
State:

$4,035

Here:

2.7% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $8,299 (reported on 75.3% of returns)
28445:

$8,299
State:

$7,257
(% of AGI for various income ranges: 5.3% for AGIs below $10k, 4.4% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 17.9% for AGIs over 100k)

Earned income credit: $1,740 (reported on 18.8% of returns)
Here:

$1,740
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 67.6%
Here:

68%
State:

62%
(% for various income ranges: 60.9% for AGIs below $10k, 69.0% for AGIs $10k-25k, 67.7% for AGIs $25k-50k, 70.4% for AGIs $50k-75k, 67.1% for AGIs $75k-100k, 75.9% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$81,280
North Carolina:

$67,481
Surf City, NC (28445) map Nearest zip codes: 28443, 28460, 28454, 28547, 28540, 28411.
Surf City Zip Code Map

Percentage of family households:
This zip code:

48.5%
North Carolina:

46.1%
Percentage of households with unmarried partners:
This zip code:

4.4%
North Carolina:

47.9%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.6% of all households
  • Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 409
Household did not receive Food Stamps/SNAP in the past 12 months: 3,656


Women who had a birth in the past 12 months: 219 (184 now married, 37 unmarried)
Women who did not have a birth in the past 12 months: 1,974 (1,276 now married, 707 unmarried)


Housing units in zip code 28445 with a mortgage: 2,162 (37 second mortgage, 1 home equity loan, 35 both second mortgage and home equity loan)
Houses without a mortgage: 28

Median monthly owner costs for units with a mortgage: $1,808
Median monthly owner costs for units without a mortgage: $580

Residents with income below the poverty level in 2022:
This zip code:

7.6%
Whole state:

12.8%
Residents with income below 50% of the poverty level in 2022:
This zip code:

1.6%
Whole state:

6.8%
Median number of rooms in houses and condos:
Here:

6.2
State:

6.4
Median number of rooms in apartments:
Here:

4.9
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28445: Morris Landing (A), Sears Landing (B), Surf City Police Department (C), Topsail Beach Police Department (D), Holly Ridge Police Department (E). Display/hide their locations on the map

    Churches in zip code 28445 include: Providence Church (A), New Life Christian Center (B), Holly Ridge Church of God (C), Stump Sound Church (D), Folkstone Free Will Baptist Church (E). Display/hide their locations on the map

    Reservoir: Yow-Williams Pond (A). Display/hide its location on the map

    Streams, rivers, and creeks: Cypress Branch (A), County Line Branch (B), Big Shakey Swamp (C), Flat Swamp (D), Old Mill Creek (E), Kings Creek (F). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 1972020 or later
  • 2,4342010 to 2019
  • 2,2852000 to 2009
  • 1,2621990 to 1999
  • 1,0961980 to 1989
  • 5721970 to 1979
  • 4321960 to 1969
  • 4221950 to 1959
  • 1111940 to 1949
  • 171939 or earlier

Zip code 28445 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Surf City, NC (28445)
  • Bedrooms in owner-occupied houses and condos in Surf City, NC (28445)
  • 0no bedroom
  • 01 bedroom
  • 2902 bedrooms
  • 1,6433 bedrooms
  • 1,0514 bedrooms
  • 1995+ bedrooms
Bedrooms in renter-occupied apartments in Surf City, NC (28445)
  • Bedrooms in renter-occupied apartments in Surf City, NC (28445)
  • 0no bedroom
  • 611 bedroom
  • 2092 bedrooms
  • 4533 bedrooms
  • 2004 bedrooms
  • 15+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Surf City, NC (28445) in owner-occupied houses/condos
  • Cars and other vehicles available in Surf City, NC (28445) in owner-occupied houses/condos
  • 59no vehicle
  • 7691 vehicle
  • 1,5272 vehicles
  • 5783 vehicles
  • 2104 vehicles
  • 315+ vehicles
Cars and other vehicles available in Surf City, NC (28445) in renter-occupied apartments
  • Cars and other vehicles available in Surf City, NC (28445) in renter-occupied apartments
  • 23no vehicle
  • 3371 vehicle
  • 3242 vehicles
  • 1633 vehicles
  • 704 vehicles
  • 135+ vehicles

  • Zip code 28445 household income distribution in 2022

  • Zip code 28445 household income distribution in 2022
  • 170Less than $10,000
  • 35$10,000 to $14,999
  • 346$15,000 to $19,999
  • 52$20,000 to $24,999
  • 169$25,000 to $29,999
  • 105$30,000 to $34,999
  • 162$35,000 to $39,999
  • 108$40,000 to $44,999
  • 151$45,000 to $49,999
  • 194$50,000 to $59,999
  • 333$60,000 to $74,999
  • 623$75,000 to $99,999
  • 603$100,000 to $124,999
  • 275$125,000 to $149,999
  • 246$150,000 to $199,999
  • 501$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28445

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28445
  • 30Less than $10,000
  • 19$10,000 to $14,999
  • 24$15,000 to $19,999
  • 6$25,000 to $29,999
  • 1$35,000 to $39,999
  • 19$50,000 to $59,999
  • 46$60,000 to $69,999
  • 1$90,000 to $99,999
  • 117$100,000 to $124,999
  • 98$125,000 to $149,999
  • 106$150,000 to $174,999
  • 76$175,000 to $199,999
  • 447$200,000 to $249,999
  • 520$250,000 to $299,999
  • 530$300,000 to $399,999
  • 245$400,000 to $499,999
  • 762$500,000 to $749,999
  • 284$750,000 to $999,999
  • 75$1,000,000 to $1,499,999
  • 9$1,500,000 to $1,999,999
  • 10$2,000,000 or more
  • Rent paid by renters in 2022 in zip code 28445

  • Rent paid by renters in 2022 in zip code 28445
  • 47$350 to $399
  • 16$450 to $499
  • 21$500 to $549
  • 101$650 to $699
  • 57$700 to $749
  • 6$750 to $799
  • 15$800 to $899
  • 49$900 to $999
  • 85$1,000 to $1,249
  • 185$1,250 to $1,499
  • 196$1,500 to $1,999
  • 1$2,000 to $2,499
  • 1$2,500 to $2,999
  • 10$3,000 to $3,499
  • 163No cash rent

Median gross rent in 2022: $1,421.


Median price asked for vacant for-sale houses and condos in 2022: $379,546.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $488,566
  • Black or African American householders: $214,126
  • American Indian or Alaska Native householders: $303,346
  • Asian householders: $624,536
  • Two or more races householders: $339,034

Estimated median house or condo value in 2022: $344,031
28445:

$344,031
North Carolina:

$280,600
Lower value quartile - upper value quartile: $246,807 - $589,259

Mean price in 2022:

Detached houses: $268,086
Here:

$268,086
State:

$375,326

Townhouses or other attached units: $192,998
Here:

$192,998
State:

$317,935

In 2-unit structures: $1,133,076
Here:

$1,133,076
State:

$250,488

In 5-or-more-unit structures: $408,466
Here:

$408,466
State:

$329,290

Mobile homes: $101,781
Here:

$101,781
State:

$124,933
Owners and renters by unit type in zip code 28445
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 5,857
  • One, attached: 547
  • Two: 169
  • 3 or 4: 157
  • 5 to 9: 125
  • 10 to 19: 167
  • 20 to 49: 145
  • 50 or more: 67
  • Mobile homes: 1,367

Unemployment: 0.7%

  • Means of transportation to work in zip code 28445

  • Means of transportation to work in zip code 28445
  • 69.7%3,689Drove a car alone
  • 4.4%235Carpooled
  • 0.1%6Bicycle
  • 0.9%50Walked
  • 0.8%40Other means
  • 27.2%1,438Worked at home
  • Travel time to work (commute) in zip code 28445

  • Travel time to work (commute) in zip code 28445
  • 169Less than 5 minutes
  • 1915 to 9 minutes
  • 29510 to 14 minutes
  • 61215 to 19 minutes
  • 24520 to 24 minutes
  • 36725 to 29 minutes
  • 49430 to 34 minutes
  • 26035 to 39 minutes
  • 40640 to 44 minutes
  • 66445 to 59 minutes
  • 16560 to 89 minutes
  • 14590 or more minutes

Percentage of zip code residents living and working in this county: 66.6%

Household type by relationship:

Households: 9,886
  • Male householders: 1,938 (565 living alone), Female householders: 2,141 (486 living alone)
  • 2,293 spouses (2,288 opposite-sex spouses), 528 unmarried partners, (454 opposite-sex unmarried partners), 2,662 children (2,627 natural, 8 adopted, 28 stepchildren), 122 grandchildren, 7 brothers or sisters, 28 parents, 0 foster children, 175 other relatives, 86 non-relatives

Size of family households: 1,412 2-persons, 678 3-persons, 367 4-persons, 84 5-persons, 123 6-persons, 23 7-or-more-persons

Size of nonfamily households: 1,052 1-person, 308 2-persons, 38 3-persons

1,518 married couples with children.
748 single-parent households (748 women).

94.2% of residents of 28445 zip code speak English at home.
3.9% of residents speak Spanish at home (99% very well, 1% well).
1.1% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak Asian or Pacific Island language at home (88% very well, 12% well).

Foreign born population: 248 (2.5%)
(40.3% of them are naturalized citizens)
This zip code:

2.5%
Whole state:

8.6%
Most common places of birth for foreign-born residents
  • 47%Honduras
  • 9%Japan
  • 8%Sweden
  • 8%France
  • 4%Denmark
  • 2%North Macedonia (Macedonia)
  • 2%Taiwan
Most common first ancestries reported in 28445
  • 16%English
  • 12%Italian
  • 12%American
  • 11%German
  • 9%Irish
  • 8%Scottish
  • 4%Scotch-Irish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 362010 or later
  • 1322000 to 2009
  • 211990 to 1999
  • 123Before 1990

Zip code 28445 topographic map

Facilities with environmental interests located in this zip code:

  • DIXON HIGH SCHOOL (160 DIXON SCHOOL ROAD in HOLLY RIDGE, NC)
    STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
    (National Center for Education Statistics) - STATE ID-320
    Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
    Organizations: ONSLOW COUNTY SCHOOLS (SCHOOL DISTRICT)
  • DIXON MIDDLE SCHOOL (200 DIXON SCHOOL ROAD in HOLLY RIDGE, NC)
    STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
    (National Center for Education Statistics) - STATE ID-318
    Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
    Organizations: ONSLOW COUNTY SCHOOLS (SCHOOL DISTRICT)
  • DIXON ELEMENTARY (130 BETTY DIXON RD in HOLLY RIDGE, NC)
    (National Center for Education Statistics) - STATE ID-314
    Organizations: ONSLOW COUNTY SCHOOLS (SCHOOL DISTRICT)
  • BUSH MARINA (912 S SANDERSON BLVD in SURF CITY, NC)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: MARINAS
    Alternative names: BUSH REPAIR CENTER, TOPSAIL BEACH BUSH MARINA
  • ADVANCED FORMULAS COMPANY, INC. (309 TOPSAIL DR. in SURF CITY, NC)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  • B & T PRODUCT SALES (520-B NEW RIVER in SURF CITY, NC)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)

Zip code 28445 marital status for males
Zip code 28445 marital status for females

Housing units lacking complete plumbing facilities: 0.9%
Housing units lacking complete kitchen facilities: 0.9%

Most commonly used house heating fuel
  • 95.3%Electricity
  • 1.6%Fuel oil, kerosene, etc.
  • 1.4%Bottled, tank, or LP gas
  • 1.2%Utility gas

Population in 1990: 1,279. Population change in the 1990s: +3,327 (+260.1%).

Place of birth for U.S.-born residents:

  • This state: 4,069
  • Northeast: 1,610
  • Midwest: 1,135
  • South: 1,915
  • West: 884

48% of the 28445 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 35% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

83% of the 28445 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 22% moved from this county.
   Out of people who lived in different houses, 48% moved from different county within same state.
   Out of people who lived in different houses, 23% moved from different state.
   Out of people who lived in different houses, 8% moved from abroad.

Year householders moved into unit in Surf City, NC (28445)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 216
Here:

20.6%
North Carolina:

13.8%
Students in private schools in grades 9 to 12 (high school): 40
Here:

9.4%
North Carolina:

11.9%
Students in private undergraduate colleges: 17
Here:

6.1%
North Carolina:

19.3%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 142,569Legal occupations
  • 115,788Computer and mathematical occupations
  • 103,058Business and financial operations occupations
  • 99,722Management occupations
  • 81,983Architecture and engineering occupations
  • 72,548Sales and related occupations

Companies with federal contracts located in this zip code:

  • JAMIE F CANNADY (1111 N SHORE DRIVE in SURF CITY, NC; small business) : $399,835 in 11 contracts from 2000 to 2005
    Contracts for Other Medical Services, Physical Medicine and Rehabilitation Services by Navy
    Signed by year: 2000: $109,468; 2001: $39,492; 2002: $78,792; 2003: $63,632; 2004: $65,896; 2005: $42,555; 2006: $0.

    Biggest contracts:
    $65,396 with Navy for Other Medical Services. Signed on 2004-10-26. Completion date: 2005-09-30.
    $63,632, same as above. Signed on 2003-10-01. Completion date: 2002-09-30.
    $60,968, same as above. Signed on 2002-10-01. Completion date: 2002-09-30.
    $55,702 with Navy for Physical Medicine and Rehabilitation Services. Signed on 2000-10-01. Completion date: 2001-09-30.
  • GULFSTREAM TRADING ASSOCIATES, (301 US HWY 17 S in HOLLY RIDGE, NC; small business) : $208,901 in 15 contracts from 2000 to 2005
    Contracts for Plate, Sheet, Strip, and Foil; Nonferrous Base Metal, Iron and Steel Primary and Semifinished Products, Nonwood Construction Lumber and Related Materials, Maintenance, Repair or Alteration of Real Property -- Other Industrial Buildings, and more by Navy, Army, U.S. Army Corps of Engineers - civil program financing only
    Signed by year: 2000: $13,290; 2001: $0; 2002: $0; 2003: $0; 2004: $160,873; 2005: $34,738; 2006: $0.

    Biggest contracts:
    $45,000 with Navy for Plate, Sheet, Strip, and Foil; Nonferrous Base Metal. Signed on 2004-09-21. Completion date: 2004-11-01.
    $39,500 with Navy for Iron and Steel Primary and Semifinished Products. Signed on 2004-03-10. Completion date: 2004-03-22.
    $26,193 with Navy for Plate, Sheet, Strip, and Foil; Nonferrous Base Metal. Signed on 2004-02-13. Completion date: 2004-02-15.
    $15,000 with Army for Nonwood Construction Lumber and Related Materials. Signed on 2004-09-22. Completion date: 2004-10-01.
  • COASTAL REFORESTATION, INC (2715 S SHORE DR in SURF CITY, NC; small business) : $94,642 in 3 contracts from 2000 to 2001
    $61,517 with Army for Forest Tree Planting Services. Signed on 2000-10-31. Completion date: 2001-01-31.
    $33,125, same as above. Signed on 2001-11-13. Completion date: 2001-12-13.
    $0, same as above. Signed on 2000-10-31. Completion date: 2001-01-31.
  • BENTON, JENNIFER (104 HORIZON CRT in SURF CITY, NC; small business) : $89,186 in 4 contracts in 2005
    $79,830 with Navy for Nursing Services. Signed on 2005-10-19. Completion date: 2010-09-30.
    $11,808, same as above. Signed on 2005-07-27. Completion date: 2010-09-30.
    $500, same as above. Signed on 2005-12-23. Completion date: 2010-09-30.
    -$2,952, same as above. Signed on 2005-08-29. Completion date: 2010-09-30.
  • DIESEL MARINE REPAIR (452 OLD FOLKSTONE RD in HOLLY RIDGE, NC; small business) : $73,320 in 2 contracts in 2004
    $36,660 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Plumbing, Heating, and Waste Disposal Equipment. Signed on 2004-03-17. Completion date: 2004-04-16.
    $36,660 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Special Industry Machinery. Signed on 2004-06-24. Completion date: 2004-07-06.
  • ADVANCED MACHINE GROUP INC (114 N HINES ST in HOLLY RIDGE, NC; small business)
    $17,000 with Army for Maintenance, Repair and Rebuilding of Equipment -- Engines, Turbines, and Components. Taking place in VA. Signed on 2004-09-21. Completion date: 2004-09-30.
  • BEASLEY, GENE (920 S SHORE DR in HOLLY RIDGE, NC; small business)
    $8,510 with Army for Environmental Chambers and Related Equipment. Signed on 2004-09-02. Completion date: 2004-07-30.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 5 establishments, 10-19 employees: 2 establishments, 5-9 employees: 2 establishments, 1-4 employees: 3 establishments)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 2, 10-19: 3, 5-9: 1, 1-4: 4)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (20-49: 1, 5-9: 5, 1-4: 11)
  • Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (10-19: 1, 5-9: 2, 1-4: 10)
  • Real Estate and Rental and Leasing: Residential Property Managers (10-19: 1, 5-9: 3)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 3 people in other noninstitutional facilities

People in group quarters in 2000:

  • 33 people in other noninstitutional group quarters

Fatal accident statistics in 2014:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 3
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2013:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 3
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 28 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED261$200,077238$240,918789$225,23724$163,785444$265,28162$93,632
APPLICATIONS APPROVED, NOT ACCEPTED7$165,01418$251,83572$223,0160$042$258,0875$106,236
APPLICATIONS DENIED29$200,11862$210,421347$244,23520$181,134166$270,50137$95,268
APPLICATIONS WITHDRAWN20$189,16353$248,840205$221,17810$135,407113$247,99617$102,076
FILES CLOSED FOR INCOMPLETENESS1$345,96012$276,88555$268,5110$021$242,4856$101,760

Detailed HMDA statistics for the following Tracts: 0004.00 , 9801.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 28 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED17$230,5799$229,1576$214,572
APPLICATIONS APPROVED, NOT ACCEPTED7$166,6630$03$87,573
APPLICATIONS DENIED2$131,5353$394,5932$214,715
APPLICATIONS WITHDRAWN1$299,1400$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 0004.00 , 9801.00

Conventional Home Purchase Loans in zip code 28445
Conventional Home Purchase Loans in zip code 28445 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 65. The highest number of fires - 108 took place in 2011, and the least - 23 in 2006. The data has an increasing trend.
    Fire incident types in Zip Code 28445 When looking into fire subcategories, the most incidents belonged to: Structure Fires (49.3%), and Outside Fires (33.1%).

    • Fire incident types reported to NFIRS in Zip Code 28445
    • 54649.3%Structure Fires
    • 36633.1%Outside Fires
    • 1029.2%Other
    • 938.4%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 28445, North Carolina

Most common first names in zip code 28445 among deceased individuals
NameCountLived (average)
James3569.0 years
William3071.5 years
John2469.7 years
Robert1974.8 years
Charles1868.0 years
Mary1569.1 years
Ruth1176.1 years
Helen1076.5 years
David1060.7 years
Mildred1083.1 years
Most common last names in zip code 28445 among deceased individuals
Last nameCountLived (average)
Howard1580.4 years
Hines1473.4 years
Henderson1177.9 years
Padgett1174.6 years
Johnson1163.3 years
Ottaway982.9 years
Hobbs971.6 years
Parker973.1 years
Smith969.1 years
Sanders982.8 years
Businesses in zip code 28445
NameCountNameCount
Ace Hardware1FedEx2
CVS1H&R Block1
Curves1RadioShack1
Dairy Queen1Subway1
Domino's Pizza1UPS3
Dunkin Donuts1Vans1
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