28528 Zip Code (Gloucester, NC) Detailed Profile

Estimated zip code population in 2022: 619
Zip code population in 2010: 644
Zip code population in 2000: 530

Houses and condos: 317
Renter-occupied apartments: 42
March 2022 cost of living index in zip code 28528: 77.8 (low, U.S. average is 100)

Land area: 2.9 sq. mi.
Water area: 0.9 sq. mi.

Population density: 214 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,205 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $597 (0.4%)

For population 25 years and over in 28528:

• High school or higher: 97.6%
• Bachelor's degree or higher: 31.5%
• Graduate or professional degree: 4.4%
• Unemployed: 2.0%
• Mean travel time to work (commute): 39.6 minutes

For population 15 years and over in 28528:

• Never married: 19.5%
• Now married: 65.7%
• Separated: 7.7%
• Widowed: 7.2%
• Divorced: 0.0%

• 
• • 57893.5%White
  • 213.4%Two or more races
  • 91.5%American Indian
  • 81.3%Hispanic or Latino
  • 20.3%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 28528, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $52,148 (Individual Income Tax Returns)

Here:	$52,148
State:	$70,020

Salary/wage: $40,065 (reported on 74.1% of returns)

Here:	$40,065
State:	$58,387

(% of AGI for various income ranges: 1067.1% for AGIs below $25k, 2933.3% for AGIs $25k-50k, 9300.0% for AGIs $50k-75k)

Taxable interest for individuals: $300 (reported on 29.6% of returns)

This zip code:	$300
North Carolina:	$1,479

(% of AGI for various income ranges: 35.0% for AGIs $25k-50k, 10.0% for AGIs $75k-100k)

Ordinary dividends: $3,533 (reported on 11.1% of returns)

Here:	$3,533
State:	$7,888

(% of AGI for various income ranges: 176.7% for AGIs $25k-50k)

Net capital gain/loss in AGI: +$8,300 (reported on 7.4% of returns)

Here:	+$8,300
State:	+$23,652

(% of AGI for various income ranges: 276.7% for AGIs $25k-50k)

Profit/loss from business: +$6,129 (reported on 25.9% of returns)

Here:	+$6,129
State:	+$11,710

(% of AGI for various income ranges: 248.6% for AGIs below $25k, 425.0% for AGIs $25k-50k)

Earned income credit: $1,983 (reported on 22.2% of returns)

Here:	$1,983
State:	$2,337

(% of AGI for various income ranges: 170.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 96.3%

Here:	96%
State:	93%

(% for various income ranges: 90.0% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 28528, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $36,246 (Individual Income Tax Returns)

Here:	$36,246
State:	$54,937

Salary/wage: $33,319 (reported on 75.0% of returns)

Here:	$33,319
State:	$46,336

(% of AGI for various income ranges: 63.8% for AGIs below $25k, 73.1% for AGIs $25k-50k, 73.4% for AGIs $50k-75k, 65.8% for AGIs $75k-100k)

Taxable interest for individuals: $350 (reported on 28.6% of returns)

This zip code:	$350
North Carolina:	$1,298

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k)

Ordinary dividends: $833 (reported on 10.7% of returns)

Here:	$833
State:	$6,213

Profit/loss from business: +$5,400 (reported on 17.9% of returns)

Here:	+$5,400
State:	+$10,311

Total itemized deductions: $18,850 (29% of AGI, reported on 21.4% of returns)

Here:	$18,850
State:	$23,438

Here:	28.8% of AGI
State:	21.5% of AGI

Charity contributions: $2,575 (reported on 14.3% of returns)

Here:	$2,575
State:	$4,687

Taxes paid: $4,717 (reported on 21.4% of returns)

28528:	$4,717
State:	$8,823

Earned income credit: $2,086 (reported on 25.0% of returns)

Here:	$2,086
State:	$2,376

(% of AGI for various income ranges: 8.7% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 57.1%

Here:	57%
State:	53%

(% for various income ranges: 53.8% for AGIs below $25k, 75.0% for AGIs $25k-50k, 75.0% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 28528, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,858 (Individual Income Tax Returns)

Here:	$35,858
State:	$45,376

Salary/wage: $35,411 (reported on 78.3% of returns)

Here:	$35,411
State:	$39,442

(% of AGI for various income ranges: 59.1% for AGIs below $10k, 70.5% for AGIs $10k-25k, 79.3% for AGIs $25k-50k, 86.9% for AGIs $50k-75k, 76.3% for AGIs $75k-100k, 68.0% for AGIs over 100k)

Taxable interest for individuals: $781 (reported on 36.0% of returns)

This zip code:	$781
North Carolina:	$1,515

(% of AGI for various income ranges: 2.9% for AGIs below $10k, 1.6% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $423 (reported on 9.7% of returns)

Here:	$423
State:	$4,016

Net capital gain/loss: +$4,318 (reported on 8.2% of returns)

Here:	+$4,318
State:	+$11,152

Profit/loss from business: +$7,627 (reported on 19.1% of returns)

Here:	+$7,627
State:	+$9,490

Total itemized deductions: $15,975 (26% of AGI, reported on 30.3% of returns)

Here:	$15,975
State:	$19,464

Here:	26.0% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 10.7% for AGIs $10k-25k, 10.7% for AGIs $25k-50k, 19.1% for AGIs $50k-75k, 21.8% for AGIs over 100k)

Charity contributions deductions: $2,433 (4% of AGI, reported on 25.1% of returns)

Here:	$2,433
State:	$4,035

Here:	3.8% of AGI
State:	4.5% of AGI

Total tax: $3,656 (reported on 78.3% of returns)

28528:	$3,656
State:	$7,257

(% of AGI for various income ranges: 3.3% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 7.8% for AGIs $50k-75k, 8.7% for AGIs $75k-100k, 13.4% for AGIs over 100k)

Earned income credit: $2,039 (reported on 19.1% of returns)

Here:	$2,039
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 66.7%

Here:	67%
State:	62%

(% for various income ranges: 52.0% for AGIs below $10k, 67.6% for AGIs $10k-25k, 67.1% for AGIs $25k-50k, 71.4% for AGIs $50k-75k, 83.3% for AGIs $75k-100k, 84.6% for AGIs over 100k)

Nearest zip codes: 28553, 28531, 28579, 28589, 28524, 28581.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 10
Household did not receive Food Stamps/SNAP in the past 12 months: 248

Women who did not have a birth in the past 12 months: 84 (53 now married, 31 unmarried)

Housing units in zip code 28528 with a mortgage: 71 (22 second mortgage, 9 home equity loan, 10 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,139
Median monthly owner costs for units without a mortgage: $395

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 28528 household income distribution in 2022

• 19Less than $10,000
• 16$10,000 to $14,999
• 8$20,000 to $24,999
• 25$30,000 to $34,999
• 7$35,000 to $39,999
• 14$40,000 to $44,999
• 23$45,000 to $49,999
• 14$50,000 to $59,999
• 44$60,000 to $74,999
• 54$75,000 to $99,999
• 16$100,000 to $124,999
• 9$125,000 to $149,999
• 7$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28528

• 10Less than $10,000
• 7$10,000 to $14,999
• 12$50,000 to $59,999
• 6$80,000 to $89,999
• 5$90,000 to $99,999
• 15$100,000 to $124,999
• 35$125,000 to $149,999
• 21$200,000 to $249,999
• 17$250,000 to $299,999
• 19$300,000 to $399,999
• 14$400,000 to $499,999
• 21$500,000 to $749,999
• 9$1,000,000 to $1,499,999

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $293,127

Estimated median house or condo value in 2022: $169,268 Lower value quartile - upper value quartile: $117,527 - $335,669

Mean price in 2022:

Detached houses: $321,297

Here:	$321,297
State:	$375,326

Mobile homes: $30,669

Here:	$30,669
State:	$124,933

Housing units in structures:

• One, detached: 194
• One, attached: 4
• Two: 45
• Mobile homes: 61
• Boats, RVs, vans, etc.: 11

Unemployment: 2.0%

• Means of transportation to work in zip code 28528

• 78.3%169Drove a car alone
• 3.2%7Carpooled
• 18.1%39Worked at home

• Travel time to work (commute) in zip code 28528

• 1110 to 14 minutes
• 3920 to 24 minutes
• 625 to 29 minutes
• 1730 to 34 minutes
• 2335 to 39 minutes
• 4545 to 59 minutes
• 2160 to 89 minutes
• 990 or more minutes

Percentage of zip code residents living and working in this county: 79.1%

Household type by relationship:

Households: 619

• Male householders: 84 (26 living alone), Female householders: 178 (53 living alone)

• 157 spouses (157 opposite-sex spouses), 21 unmarried partners, (21 opposite-sex unmarried partners), 138 children (136 natural, 0 adopted, 2 stepchildren), 0 grandchildren, 13 brothers or sisters, 0 parents, 0 foster children, 27 other relatives, 7 non-relatives

Size of family households: 69 2-persons, 46 3-persons, 44 4-persons, 9 6-persons

Size of nonfamily households: 79 1-person, 11 2-persons

97 married couples with children.
1 single-parent households (1 men).

99.7% of residents of 28528 zip code speak English at home.

Housing units lacking complete kitchen facilities: 8.8%

Place of birth for U.S.-born residents:

• This state: 370
• Northeast: 148
• South: 81
• West: 7

47% of the 28528 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 45% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

100% of the 28528 zip code residents lived in the same house 1 year ago.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school):

Top industries in this zip code by the number of employees in 2005:

• Construction: Finish Carpentry Contractors (1-4 employees: 1 establishment)
• Arts, Entertainment, and Recreation: Nature Parks and Other Similar Institutions (1-4: 1)

Most common first names in zip code 28528 among deceased individuals
Name	Count	Lived (average)
Robert	6	69.2 years
James	3	75.0 years
John	3	70.3 years
Edith	2	92.5 years
Emma	2	88.0 years
Barrett	2	73.4 years
Edward	2	77.0 years
David	2	69.1 years
Elizabeth	2	89.0 years
Leslie	2	71.5 years

Most common last names in zip code 28528 among deceased individuals
Last name	Count	Lived (average)
Chadwick	10	76.9 years
Pigott	9	73.8 years
Willis	7	82.4 years
Smith	5	87.2 years
Whitehurst	5	81.6 years
Davis	3	69.0 years
Gillikin	2	73.5 years
Hill	2	66.1 years
Martschenko	2	100.5 years
Bargh	2	72.0 years