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28644 Zip Code (NC) Detailed Profile




Counties: Alleghany County, NC (54.69%), Ashe County, NC (44.72%), Wilkes County, NC (0.58%)
Estimated zip code population in 2022: 1,158
Zip code population in 2010: 1,494
Zip code population in 2000: 1,478

Houses and condos: 1,135
Renter-occupied apartments: 136
% of renters here:

22%
State:

33%
March 2022 cost of living index in zip code 28644: 81.4 (low, U.S. average is 100)

Land area: 68.4 sq. mi.
Water area: 0.3 sq. mi.
Population density: 17 people per square mile 
 
  (very low).

Age and Sex of Residents in zip code 28644
  • OSM Map
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Real estate property taxes paid for housing units in 2022:
This zip code:

0.5% ($1,012)
North Carolina:

0.6% ($1,769)
Median real estate property taxes paid for housing units with no mortgage in 2022: $956 (0.5%)

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Males: 500  (43.2%)
Females: 658  (56.8%)

For population 25 years and over in 28644:

  • High school or higher: 78.9%
  • Bachelor's degree or higher: 16.1%
  • Graduate or professional degree: 10.2%
  • Unemployed: 2.2%
  • Mean travel time to work (commute): 29.5 minutes

For population 15 years and over in 28644:

  • Never married: 15.0%
  • Now married: 71.4%
  • Separated: 0.0%
  • Widowed: 7.6%
  • Divorced: 6.0%

Zip code 28644 compared to state average:

  • Median household income below state average.
  • Unemployed percentage below state average.
  • Black race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Length of stay since moving in significantly below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 28644 (2022)
    • 1,04790.5%White
    • 706.1%Hispanic or Latino
    • 403.5%American Indian
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Discuss zip code 28644 area on our local forum with over 2,400,000 registered users
100% rural population.

Estimated median house/condo value in 2022: $215,258
28644:

$215,258
North Carolina:

$280,600



According to our research of North Carolina and other state lists, there were 2 registered sex offenders living in 28644 zip code as of May 28, 2024.
The ratio of all residents to sex offenders in zip code 28644 is 443 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.


Median resident age:
This zip code:

53.6 years
North Carolina median age:

39.2 years
Average household size:
This zip code:

1.9 people
North Carolina:

2.4 people

Averages for the 2020 tax year for zip code 28644, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $51,071 (Individual Income Tax Returns)
Here:

$51,071
State:

$70,020

Salary/wage: $43,152 (reported on 74.3% of returns)
Here:

$43,152
State:

$58,387
(% of AGI for various income ranges: 1282.5% for AGIs below $25k, 3600.7% for AGIs $25k-50k, 6181.4% for AGIs $50k-75k, 14605.0% for AGIs $75k-100k, 16196.0% for AGIs $100k-200k)

Taxable interest for individuals: $1,158 (reported on 34.3% of returns)
This zip code:

$1,158
North Carolina:

$1,479
(% of AGI for various income ranges: 12.5% for AGIs below $25k, 22.9% for AGIs $25k-50k, 35.7% for AGIs $50k-75k, 165.0% for AGIs $75k-100k, 336.0% for AGIs $100k-200k)

Ordinary dividends: $4,455 (reported on 15.7% of returns)
Here:

$4,455
State:

$7,888
(% of AGI for various income ranges: 42.9% for AGIs $25k-50k, 160.0% for AGIs $50k-75k, 636.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$15,864 (reported on 15.7% of returns)
Here:

+$15,864
State:

+$23,652
(% of AGI for various income ranges: 13.1% for AGIs below $25k, 7.9% for AGIs $25k-50k, 138.6% for AGIs $50k-75k, 3232.0% for AGIs $100k-200k)

Profit/loss from business: +$11,527 (reported on 15.7% of returns)
Here:

+$11,527
State:

+$11,710
(% of AGI for various income ranges: 233.1% for AGIs below $25k, 306.4% for AGIs $25k-50k, 340.0% for AGIs $50k-75k, 456.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $21,314 (reported on 10.0% of returns)
28644:

$21,314
North Carolina:

$20,247
(% of AGI for various income ranges: 441.4% for AGIs $25k-50k, 1748.0% for AGIs $100k-200k)

Total itemized deductions: $30,700 (reported on 2.9% of returns)
Here:

$30,700
State:

$34,549
(% of AGI for various income ranges: 438.6% for AGIs $25k-50k)

Taxes paid: $8,450 (reported on 2.9% of returns)
28644:

$8,450
State:

$7,586
(% of AGI for various income ranges: 105.6% for AGIs below $25k)

Earned income credit: $1,954 (reported on 18.6% of returns)
Here:

$1,954
State:

$2,337
(% of AGI for various income ranges: 91.9% for AGIs below $25k, 76.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.3%
Here:

94%
State:

93%
(% for various income ranges: 92.0% for AGIs below $25k, 100.0% for AGIs $25k-50k, 90.9% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 90.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 28644, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,692 (Individual Income Tax Returns)
Here:

$38,692
State:

$54,937

Salary/wage: $30,073 (reported on 76.3% of returns)
Here:

$30,073
State:

$46,336
(% of AGI for various income ranges: 67.7% for AGIs below $25k, 70.1% for AGIs $25k-50k, 68.7% for AGIs $50k-75k, 69.5% for AGIs $75k-100k, 33.5% for AGIs $100k-200k)

Taxable interest for individuals: $1,027 (reported on 37.3% of returns)
This zip code:

$1,027
North Carolina:

$1,298
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Ordinary dividends: $1,689 (reported on 15.3% of returns)
Here:

$1,689
State:

$6,213
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.1% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$11,825 (reported on 13.6% of returns)
Here:

+$11,825
State:

+$12,740
(% of AGI for various income ranges: 0.2% for AGIs below $25k, 2.1% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 9.9% for AGIs $100k-200k)

Profit/loss from business: +$6,483 (reported on 20.3% of returns)
Here:

+$6,483
State:

+$10,311
(% of AGI for various income ranges: 10.4% for AGIs below $25k, 5.4% for AGIs $25k-50k, 2.5% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $9,700 (reported on 10.2% of returns)
28644:

$9,700
North Carolina:

$15,575

Total itemized deductions: $17,425 (25% of AGI, reported on 20.3% of returns)
Here:

$17,425
State:

$23,438

Here:

24.7% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 9.9% for AGIs $25k-50k, 12.5% for AGIs $50k-75k, 12.9% for AGIs $75k-100k, 9.6% for AGIs $100k-200k)

Charity contributions: $4,640 (reported on 16.9% of returns)
Here:

$4,640
State:

$4,687
(% of AGI for various income ranges: 2.2% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Taxes paid: $4,983 (reported on 20.3% of returns)
28644:

$4,983
State:

$8,823
(% of AGI for various income ranges: 1.5% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 4.3% for AGIs $100k-200k)

Earned income credit: $2,082 (reported on 18.6% of returns)
Here:

$2,082
State:

$2,376
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 66.1%
Here:

66%
State:

53%
(% for various income ranges: 65.5% for AGIs below $25k, 60.0% for AGIs $25k-50k, 71.4% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28644, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,457 (Individual Income Tax Returns)
Here:

$30,457
State:

$45,376

Salary/wage: $26,600 (reported on 78.7% of returns)
Here:

$26,600
State:

$39,442
(% of AGI for various income ranges: 69.4% for AGIs $10k-25k, 81.2% for AGIs $25k-50k, 71.8% for AGIs $50k-75k, 58.0% for AGIs $75k-100k, 33.5% for AGIs over 100k)

Taxable interest for individuals: $1,312 (reported on 47.4% of returns)
This zip code:

$1,312
North Carolina:

$1,515
(% of AGI for various income ranges: 2.5% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $1,000 (reported on 19.4% of returns)
Here:

$1,000
State:

$4,016
(% of AGI for various income ranges: 1.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.5% for AGIs over 100k)

Net capital gain/loss: +$17,509 (reported on 19.2% of returns)
Here:

+$17,509
State:

+$11,152
(% of AGI for various income ranges: 4.0% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 51.3% for AGIs $75k-100k)

Profit/loss from business: +$1,126 (reported on 16.3% of returns)
Here:

+$1,126
State:

+$9,490
(% of AGI for various income ranges: 3.3% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, -0.4% for AGIs $50k-75k)

IRA payment deduction: $2,250 (reported on 2.1% of returns)
28644:

$2,250
North Carolina:

$2,967

Total itemized deductions: $16,212 (29% of AGI, reported on 19.4% of returns)
Here:

$16,212
State:

$19,464

Here:

28.7% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 9.9% for AGIs $10k-25k, 11.1% for AGIs $25k-50k, 10.2% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 9.4% for AGIs over 100k)

Charity contributions deductions: $2,637 (5% of AGI, reported on 15.6% of returns)
Here:

$2,637
State:

$4,035

Here:

4.8% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 3.4% for AGIs $75k-100k)

Total tax: $3,723 (reported on 70.6% of returns)
28644:

$3,723
State:

$7,257
(% of AGI for various income ranges: 3.2% for AGIs $10k-25k, 5.5% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 18.3% for AGIs over 100k)

Earned income credit: $1,564 (reported on 20.1% of returns)
Here:

$1,564
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 72.0%
Here:

72%
State:

62%
(% for various income ranges: 58.8% for AGIs below $10k, 79.2% for AGIs $10k-25k, 76.8% for AGIs $25k-50k, 70.3% for AGIs $50k-75k, 76.9% for AGIs $75k-100k, 75.0% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$32,116
North Carolina:

$67,481
28644 map Nearest zip codes: 28672, 28617, 28663, 28649, 28629, 28651.
Percentage of family households:
This zip code:

39.3%
North Carolina:

46.1%
Percentage of households with unmarried partners:
This zip code:

0.0%
North Carolina:

47.9%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 20
Household did not receive Food Stamps/SNAP in the past 12 months: 589


Women who had a birth in the past 12 months: 8 (8 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 176 (105 now married, 71 unmarried)


Housing units in zip code 28644 with a mortgage: 195 (9 second mortgage, 10 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,384
Median monthly owner costs for units without a mortgage: $350

Residents with income below the poverty level in 2022:
This zip code:

23.8%
Whole state:

12.8%
Residents with income below 50% of the poverty level in 2022:
This zip code:

10.8%
Whole state:

6.8%
Median number of rooms in houses and condos:
Here:

5.5
State:

6.4
Median number of rooms in apartments:
Here:

5.2
State:

4.4

  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders

  • Notable locations in zip code 28644: Bluff Mountain Overlook (A), Millers Camping (B). Display/hide their locations on the map

    Churches in zip code 28644 include: Laurel Fork Church (A), Laurel Springs Baptist Church (B), Transou Church (C), Belview Church (D), Meadow Fork Primitive Baptist Church (E), Mount Carmel Church of the Brethren (F), New Hope Baptist Church (G), Peak Creek Church of the Brethren (H), Cranberry Primitive Baptist Church (I). Display/hide their locations on the map

    Cemeteries: Matt Carson Cemetery (1), New Hope Cemetery (2), Mount Zion Cemetery (3), Mount Carmel Cemetery (4), Stamper Cemetery (5). Display/hide their locations on the map

    Reservoir: Moravian Camp Lake (A). Display/hide its location on the map

    Streams, rivers, and creeks: Cranberry Creek (A), Crab Fork (B), Beaver Branch (C), Wolf Branch (D), Silas Branch (E), Reeves Branch (F), Piney Fork (G), Piney Branch (H), Peak Creek (I). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 302020 or later
  • 942010 to 2019
  • 1592000 to 2009
  • 651990 to 1999
  • 801980 to 1989
  • 1681970 to 1979
  • 1881960 to 1969
  • 1421950 to 1959
  • 651940 to 1949
  • 1051939 or earlier

Zip code 28644 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in 28644
  • Bedrooms in owner-occupied houses and condos in 28644
  • 27no bedroom
  • 251 bedroom
  • 1062 bedrooms
  • 2463 bedrooms
  • 674 bedrooms
  • 75+ bedrooms
Bedrooms in renter-occupied apartments in 28644
  • Bedrooms in renter-occupied apartments in 28644
  • 0no bedroom
  • 511 bedroom
  • 752 bedrooms
  • 93 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in 28644 in owner-occupied houses/condos
  • Cars and other vehicles available in 28644 in owner-occupied houses/condos
  • 25no vehicle
  • 1231 vehicle
  • 1562 vehicles
  • 843 vehicles
  • 634 vehicles
  • 305+ vehicles
Cars and other vehicles available in 28644 in renter-occupied apartments
  • Cars and other vehicles available in 28644 in renter-occupied apartments
  • 0no vehicle
  • 761 vehicle
  • 612 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 28644 household income distribution in 2022

  • Zip code 28644 household income distribution in 2022
  • 140Less than $10,000
  • 14$10,000 to $14,999
  • 82$15,000 to $19,999
  • 24$20,000 to $24,999
  • 24$25,000 to $29,999
  • 35$30,000 to $34,999
  • 26$35,000 to $39,999
  • 14$40,000 to $44,999
  • 7$45,000 to $49,999
  • 31$50,000 to $59,999
  • 71$60,000 to $74,999
  • 48$75,000 to $99,999
  • 21$100,000 to $124,999
  • 17$125,000 to $149,999
  • 46$150,000 to $199,999
  • 8$200,000 or more

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28644

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28644
  • 8Less than $10,000
  • 25$40,000 to $49,999
  • 18$70,000 to $79,999
  • 46$80,000 to $89,999
  • 18$90,000 to $99,999
  • 7$100,000 to $124,999
  • 7$125,000 to $149,999
  • 57$150,000 to $174,999
  • 22$175,000 to $199,999
  • 29$200,000 to $249,999
  • 96$250,000 to $299,999
  • 26$300,000 to $399,999
  • 10$400,000 to $499,999
  • 54$500,000 to $749,999
  • 30$2,000,000 or more

  • Rent paid by renters in 2022 in zip code 28644

  • Rent paid by renters in 2022 in zip code 28644
  • 18$550 to $599
  • 55$650 to $699
  • 62No cash rent

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $234,298

Estimated median house or condo value in 2022: $215,258
28644:

$215,258
North Carolina:

$280,600
Lower value quartile - upper value quartile: $107,772 - $330,181

Mean price in 2022:

Detached houses: $620,947
Here:

$620,947
State:

$375,326

Mobile homes: $111,519
Here:

$111,519
State:

$124,933
Owners and renters by unit type in zip code 28644
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 905
  • 3 or 4: 51
  • Mobile homes: 169

Unemployment: 2.2%

  • Means of transportation to work in zip code 28644

  • Means of transportation to work in zip code 28644
  • 68.3%374Drove a car alone
  • 25.2%138Carpooled
  • 2.7%15Worked at home

  • Travel time to work (commute) in zip code 28644

  • Travel time to work (commute) in zip code 28644
  • 13815 to 19 minutes
  • 11320 to 24 minutes
  • 2725 to 29 minutes
  • 13330 to 34 minutes
  • 2740 to 44 minutes
  • 945 to 59 minutes
  • 4760 to 89 minutes
  • 990 or more minutes

Percentage of zip code residents living and working in this county: 73.9%

Household type by relationship:

Households: 1,158
  • Male householders: 302 (22 living alone), Female householders: 314 (137 living alone)
  • 365 spouses (354 opposite-sex spouses), 17 unmarried partners, (17 opposite-sex unmarried partners), 106 children (106 natural, 0 adopted, 0 stepchildren), 12 grandchildren, 42 brothers or sisters, 22 parents, 0 foster children, 0 other relatives, 0 non-relatives

Size of family households: 337 2-persons, 88 3-persons, 17 4-persons

Size of nonfamily households: 158 1-person, 19 2-persons

93 married couples with children.
14 single-parent households (14 women).

94.2% of residents of 28644 zip code speak English at home.
6.1% of residents speak Spanish at home (100% very well).

Foreign born population: 8 (0.8%)
(100.0% of them are naturalized citizens)
This zip code:

0.8%
Whole state:

8.6%
Most common places of birth for foreign-born residents
  • 112%United Kingdom, excluding England and Scotland
  • 100%Sweden
Most common first ancestries reported in 28644
  • 41%American
  • 12%English
  • 3%French
  • 3%Italian
  • 2%Irish
  • 2%Scotch-Irish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 8Before 1990

Zip code 28644 topographic map


Zip code 28644 marital status for males
Zip code 28644 marital status for females

Housing units lacking complete plumbing facilities: 5.2%
Housing units lacking complete kitchen facilities: 3.1%

Most commonly used house heating fuel
  • 55.4%Electricity
  • 26.8%Bottled, tank, or LP gas
  • 11.3%Fuel oil, kerosene, etc.
  • 6.8%Wood

Population in 1990: 1,837.

Place of birth for U.S.-born residents:

  • This state: 737
  • Northeast: 95
  • Midwest: 28
  • South: 250
  • West: 31

61% of the 28644 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 42% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

94% of the 28644 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 85% moved from this county.
   Out of people who lived in different houses, 12% moved from different county within same state.

Year householders moved into unit in 28644

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 19
Here:

41.3%
North Carolina:

13.8%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
North Carolina:

11.9%
Students in private undergraduate colleges:
Here:

0.0%
North Carolina:

19.3%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 61,833Management occupations
  • 42,901Office and administrative support occupations
  • 42,396Production occupations
  • 25,118Construction and extraction occupations

Top industries in this zip code by the number of employees in 2005:

  • Construction: Land Subdivision (5-9 employees: 1 establishment)
  • Construction: Electrical Contractors (5-9: 1)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (1-4: 2)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 2)
  • Construction: Site Preparation Contractors (1-4: 1)
  • Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 6 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 25 people in other nonhousehold living situations

Fatal accident statistics in 2012:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 11
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Most common first names in zip code 28644 among deceased individuals
NameCountLived (average)
Robert1470.6 years
James1373.5 years
John1279.4 years
William879.3 years
George872.3 years
Mary875.8 years
Richard756.2 years
Bessie691.5 years
Paul674.5 years
Fred676.5 years
Most common last names in zip code 28644 among deceased individuals
Last nameCountLived (average)
Sheets2876.9 years
Miller2585.4 years
Jones1878.9 years
Taylor1775.7 years
Bare1777.5 years
Mabe1475.3 years
Wyatt1373.9 years
Cox1175.0 years
Woodie1177.0 years
Shepherd1079.5 years
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