28682 Zip Code (Lake Norman of Catawba, NC) Detailed Profile

Estimated zip code population in 2022: 1,487
Zip code population in 2010: 1,129
Zip code population in 2000: 860

Houses and condos: 720
Renter-occupied apartments: 120
March 2022 cost of living index in zip code 28682: 85.3 (less than average, U.S. average is 100)

Land area: 3.2 sq. mi.
Water area: 3.0 sq. mi.

Population density: 458 people per square mile

(low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,859 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,712 (0.7%)

For population 25 years and over in 28682:

• High school or higher: 95.4%
• Bachelor's degree or higher: 42.8%
• Graduate or professional degree: 16.3%
• Unemployed: 3.7%
• Mean travel time to work (commute): 36.5 minutes

For population 15 years and over in 28682:

• Never married: 6.7%
• Now married: 84.0%
• Separated: 0.6%
• Widowed: 2.1%
• Divorced: 6.5%

• 
• • 1,43396.4%White
  • 543.6%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 28682, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $126,767 (Individual Income Tax Returns)

Here:	$126,767
State:	$70,020

Salary/wage: $99,263 (reported on 74.2% of returns)

Here:	$99,263
State:	$58,387

(% of AGI for various income ranges: 1134.0% for AGIs below $25k, 4485.0% for AGIs $25k-50k, 6300.0% for AGIs $50k-75k, 7003.3% for AGIs $75k-100k, 14674.4% for AGIs $100k-200k)

Taxable interest for individuals: $2,277 (reported on 47.0% of returns)

This zip code:	$2,277
North Carolina:	$1,479

(% of AGI for various income ranges: 9.0% for AGIs below $25k, 85.0% for AGIs $25k-50k, 67.5% for AGIs $50k-75k, 526.7% for AGIs $75k-100k, 156.7% for AGIs $100k-200k)

Ordinary dividends: $9,004 (reported on 40.9% of returns)

Here:	$9,004
State:	$7,888

(% of AGI for various income ranges: 72.0% for AGIs below $25k, 101.2% for AGIs $25k-50k, 267.5% for AGIs $50k-75k, 673.3% for AGIs $75k-100k, 776.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$39,609 (reported on 34.8% of returns)

Here:	+$39,609
State:	+$23,652

(% of AGI for various income ranges: 40.0% for AGIs below $25k, 27.5% for AGIs $25k-50k, 177.5% for AGIs $50k-75k, 303.3% for AGIs $75k-100k, 956.7% for AGIs $100k-200k)

Profit/loss from business: +$20,069 (reported on 19.7% of returns)

Here:	+$20,069
State:	+$11,710

(% of AGI for various income ranges: 149.0% for AGIs below $25k, 476.2% for AGIs $25k-50k, 1094.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $24,338 (reported on 19.7% of returns)

28682:	$24,338
North Carolina:	$20,247

(% of AGI for various income ranges: 339.0% for AGIs below $25k, 1642.5% for AGIs $50k-75k, 2408.9% for AGIs $100k-200k)

Total itemized deductions: $38,477 (reported on 19.7% of returns)

Here:	$38,477
State:	$34,549

(% of AGI for various income ranges: 2462.5% for AGIs $50k-75k, 1686.7% for AGIs $100k-200k)

Charity contributions: $11,760 (reported on 15.2% of returns)

Here:	$11,760
State:	$13,360

(% of AGI for various income ranges: 105.0% for AGIs $25k-50k, 193.3% for AGIs $100k-200k)

Taxes paid: $8,846 (reported on 19.7% of returns)

28682:	$8,846
State:	$7,586

(% of AGI for various income ranges: 495.0% for AGIs $50k-75k, 451.1% for AGIs $100k-200k)

Earned income credit: $1,925 (reported on 6.1% of returns)

Here:	$1,925
State:	$2,337

(% of AGI for various income ranges: 77.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.9%

Here:	94%
State:	93%

(% for various income ranges: 93.3% for AGIs below $25k, 100.0% for AGIs $25k-50k, 87.5% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 87.5% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 28682, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $84,516 (Individual Income Tax Returns)

Here:	$84,516
State:	$54,937

Salary/wage: $72,018 (reported on 77.2% of returns)

Here:	$72,018
State:	$46,336

(% of AGI for various income ranges: 64.9% for AGIs below $25k, 75.5% for AGIs $25k-50k, 66.1% for AGIs $50k-75k, 67.9% for AGIs $75k-100k, 64.7% for AGIs $100k-200k, 63.9% for AGIs over 200k)

Taxable interest for individuals: $1,490 (reported on 50.9% of returns)

This zip code:	$1,490
North Carolina:	$1,298

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Ordinary dividends: $5,252 (reported on 40.4% of returns)

Here:	$5,252
State:	$6,213

(% of AGI for various income ranges: 3.6% for AGIs below $25k, 3.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$3,493 (reported on 26.3% of returns)

Here:	+$3,493
State:	+$12,740

(% of AGI for various income ranges: 2.5% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Profit/loss from business: +$12,067 (reported on 15.8% of returns)

Here:	+$12,067
State:	+$10,311

(% of AGI for various income ranges: 4.8% for AGIs below $25k, 5.7% for AGIs $50k-75k, 4.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $18,736 (reported on 19.3% of returns)

28682:	$18,736
North Carolina:	$15,575

(% of AGI for various income ranges: 19.8% for AGIs below $25k, 11.2% for AGIs $50k-75k, 6.5% for AGIs $100k-200k)

Total itemized deductions: $28,890 (23% of AGI, reported on 52.6% of returns)

Here:	$28,890
State:	$23,438

Here:	22.9% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 22.2% for AGIs below $25k, 16.3% for AGIs $25k-50k, 15.1% for AGIs $50k-75k, 17.7% for AGIs $75k-100k, 19.7% for AGIs $100k-200k, 16.7% for AGIs over 200k)

Charity contributions: $4,915 (reported on 47.4% of returns)

Here:	$4,915
State:	$4,687

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.6% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Taxes paid: $11,207 (reported on 52.6% of returns)

28682:	$11,207
State:	$8,823

(% of AGI for various income ranges: 5.3% for AGIs below $25k, 4.8% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 7.3% for AGIs $100k-200k, 8.6% for AGIs over 200k)

Earned income credit: $2,217 (reported on 10.5% of returns)

Here:	$2,217
State:	$2,376

(% of AGI for various income ranges: 6.5% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.2%

Here:	63%
State:	53%

(% for various income ranges: 58.8% for AGIs below $25k, 60.0% for AGIs $25k-50k, 71.4% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 61.5% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28682, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $73,482 (Individual Income Tax Returns)

Here:	$73,482
State:	$45,376

Salary/wage: $67,209 (reported on 79.3% of returns)

Here:	$67,209
State:	$39,442

(% of AGI for various income ranges: 62.5% for AGIs $10k-25k, 69.8% for AGIs $25k-50k, 72.9% for AGIs $50k-75k, 65.4% for AGIs $75k-100k, 73.4% for AGIs over 100k)

Taxable interest for individuals: $1,536 (reported on 59.4% of returns)

This zip code:	$1,536
North Carolina:	$1,515

(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $3,014 (reported on 39.9% of returns)

Here:	$3,014
State:	$4,016

(% of AGI for various income ranges: 2.7% for AGIs $10k-25k, 3.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$6,579 (reported on 28.3% of returns)

Here:	+$6,579
State:	+$11,152

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Profit/loss from business: +$9,116 (reported on 17.7% of returns)

Here:	+$9,116
State:	+$9,490

(% of AGI for various income ranges: 8.3% for AGIs $10k-25k, 4.3% for AGIs $50k-75k, 1.7% for AGIs over 100k)

IRA payment deduction: $3,200 (reported on 3.7% of returns)

28682:	$3,200
North Carolina:	$2,967

Total itemized deductions: $25,325 (22% of AGI, reported on 53.3% of returns)

Here:	$25,325
State:	$19,464

Here:	21.8% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 30.4% for AGIs $10k-25k, 14.3% for AGIs $25k-50k, 17.2% for AGIs $50k-75k, 16.9% for AGIs $75k-100k, 18.6% for AGIs over 100k)

Charity contributions deductions: $4,226 (3% of AGI, reported on 47.9% of returns)

Here:	$4,226
State:	$4,035

Here:	3.5% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 1.1% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Total tax: $12,838 (reported on 84.0% of returns)

28682:	$12,838
State:	$7,257

(% of AGI for various income ranges: 3.9% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 18.2% for AGIs over 100k)

Earned income credit: $1,225 (reported on 7.4% of returns)

Here:	$1,225
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 69.5%

Here:	69%
State:	62%

(% for various income ranges: 55.7% for AGIs below $10k, 73.1% for AGIs $10k-25k, 71.2% for AGIs $25k-50k, 74.4% for AGIs $50k-75k, 58.8% for AGIs $75k-100k, 75.0% for AGIs over 100k)

Nearest zip codes: 28673, 28117, 28037, 28609, 28166, 28031.
Lake Norman of Catawba Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 8
Household did not receive Food Stamps/SNAP in the past 12 months: 581

Women who had a birth in the past 12 months: 23 (24 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 243 (213 now married, 32 unmarried)

Housing units in zip code 28682 with a mortgage: 267 (22 second mortgage, 23 both second mortgage and home equity loan)
Houses without a mortgage: 19

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 28682 household income distribution in 2022

• 21Less than $10,000
• 17$20,000 to $24,999
• 27$30,000 to $34,999
• 20$40,000 to $44,999
• 45$50,000 to $59,999
• 65$60,000 to $74,999
• 162$75,000 to $99,999
• 66$100,000 to $124,999
• 31$125,000 to $149,999
• 10$150,000 to $199,999
• 139$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28682

• 10$150,000 to $174,999
• 22$175,000 to $199,999
• 14$200,000 to $249,999
• 108$300,000 to $399,999
• 84$400,000 to $499,999
• 127$500,000 to $749,999
• 177$750,000 to $999,999
• 37$1,000,000 to $1,499,999
• 23$2,000,000 or more

• Rent paid by renters in 2022 in zip code 28682

• 29$650 to $699
• 28$900 to $999
• 42$1,000 to $1,249
• 20$1,500 to $1,999

Median gross rent in 2022: $1,282.

Median price asked for vacant for-sale houses and condos in 2022: $653,433.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $777,082

Estimated median house or condo value in 2022: $655,928 Lower value quartile - upper value quartile: $429,444 - $989,844

Mean price in 2022:

Detached houses: $726,608

Here:	$726,608
State:	$375,326

Housing units in structures:

• One, detached: 635
• 10 to 19: 15
• Mobile homes: 66

Unemployment: 3.7%

• Means of transportation to work in zip code 28682

• 60.3%404Drove a car alone
• 17.9%120Carpooled
• 24.0%161Worked at home

• Travel time to work (commute) in zip code 28682

• 25Less than 5 minutes
• 95 to 9 minutes
• 11115 to 19 minutes
• 720 to 24 minutes
• 6225 to 29 minutes
• 8930 to 34 minutes
• 2235 to 39 minutes
• 13845 to 59 minutes
• 3960 to 89 minutes
• 1490 or more minutes

Percentage of zip code residents living and working in this county: 62.2%

Household type by relationship:

Households: 1,487

• Male householders: 334 (0 living alone), Female householders: 262 (73 living alone)

• 463 spouses (463 opposite-sex spouses), 13 unmarried partners, (13 opposite-sex unmarried partners), 346 children (346 natural, 0 adopted, 0 stepchildren), 44 grandchildren, 8 brothers or sisters, 7 parents, 0 foster children, 27 other relatives, 0 non-relatives

Size of family households: 382 2-persons, 15 3-persons, 23 4-persons, 72 5-persons, 27 6-persons, 7 7-or-more-persons

Size of nonfamily households: 72 1-person

268 married couples with children.
0 single-parent households ().

92.5% of residents of 28682 zip code speak English at home.
3.7% of residents speak Spanish at home (57% very well, 20% not well, 22% not at all).
3.8% of residents speak other Indo-European language at home (71% very well, 29% well).

Facilities with environmental interests located in this zip code:

• DUKE POWER MARSHALL PLT (8320 EAST NC HIGHWAY 150 in TERRELL, NC)

  AIR MAJOR (AIRS/AFS)
  AIR PROGRAM (Clean Air Markets Division Business System)
  (Integrated Compliance Information System) - ICIS-04-2000-0278, FORMAL ENFORCEMENT ACTION
  STATE MASTER (North Carolina facility info) - AIR PROGRAM, -115DA4YG00T6SW64FBEPR8N8S7, WASTEWATER FACILITY, -000118676, DRINKING WATER PROGRAM, -NC0118676,
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
  TRI REPORTER (Tracking of toxic chemicals releasing facilities)
  Business SIC classification: ELECTRIC SERVICES; NONCLASSIFIABLE ESTABLISHMENTS
  Organizations: DUKE POWER CO (CONTACT/OPERATOR) , DUKE ENERGY CORPORATION (OWNER/OPERATOR)
  Alternative names: DUKE ENERGY ATTN: J. ED HOGAN, DUKE ENERGY CAROLINAS LLC - MARSHALL ST, DUKE ENERGY MARSHALL STEAM STATION, DUKE POWER CO., MARSHALL S.E., DUKE POWER-MARSHALL STEAM

• BORAL MATERIAL TECHNOLOGIES, INCORPORATED, MARSH (8356 EAST HIGHWAY 150 in TERRELL, NC)

  AIR SYNTHETIC MINOR (AIRS/AFS)
  STATE MASTER (North Carolina facility info) - AIR PROGRAM
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: BRICK, STONE, AND RELATED CONSTRUCTION MATERIALS
  

Population in 1990: 440. Population change in the 1990s: +420 (+95.5%).

Place of birth for U.S.-born residents:

• This state: 819
• Northeast: 313
• Midwest: 51
• South: 222
• West: 11

53% of the 28682 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 37% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

93% of the 28682 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 37% moved from this county.
   Out of people who lived in different houses, 20% moved from different county within same state.
   Out of people who lived in different houses, 49% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 57
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Companies with federal contracts located in this zip code:

• IOMAX USA, INC (3920 LONGVIEW COVE in TERRELL, NC; small business) : $13,526,888 in 36 contracts from 2002 to 2006

  Contracts for ADP Components, ADPE System Configuration, ADP System Acquisition Support Services. Includes preparation of statement of work, benchmarks, specifications, etc., Other ADP and Telecommunications Services (includes data storage on tapes, compact disks, etc.), and more by Army, Navy, Department of Veterans Affairs, Department of Defense, and others
  Signed by year: 2000: $0; 2001: $0; 2002: $709,342; 2003: $4,321,076; 2004: $8,846,814; 2005: -$394,491; 2006: $44,147.
  
  Biggest contracts:
  $2,469,595 with Army for ADP Components. Signed on 2004-09-29. Completion date: 2005-05-20.
  $1,999,595 with Army for ADPE System Configuration. Signed on 2003-09-29. Completion date: 2004-09-28.
  $999,440 with Army for ADP System Acquisition Support Services. Includes preparation of statement of work, benchmarks, specifications, etc.. Signed on 2004-08-20. Completion date: 2005-02-28.
  $930,631 with Army for Other ADP and Telecommunications Services (includes data storage on tapes, compact disks, etc.). Signed on 2003-01-02. Completion date: 2003-12-31.
  

Top industries in this zip code by the number of employees in 2005:

• Utilities: Electric Power Distribution (100-249 employees: 1 establishment)
• Professional, Scientific, and Technical Services: Other Scientific and Technical Consulting Services (20-49: 1, 1-4: 1)
• Professional, Scientific, and Technical Services: Other Accounting Services (10-19: 1)
• Other Services (except Public Administration): Other Automotive Mechanical and Electrical Repair and Maintenance (10-19: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19: 1)
• Arts, Entertainment, and Recreation: Marinas (10-19: 1)
• Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (1-4: 2)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 2)

Detailed HMDA statistics for the following Tracts: 0115.02


Detailed PMIC statistics for the following Tracts: 0115.02

Most common first names in zip code 28682 among deceased individuals
Name	Count	Lived (average)
Annie	5	78.8 years
Robert	4	78.5 years
James	3	74.3 years
Ernest	3	73.0 years
Mary	3	71.7 years
Ann	2	88.5 years
Doris	2	83.5 years
Nancy	2	62.5 years
Thad	2	88.0 years

Most common last names in zip code 28682 among deceased individuals
Last name	Count	Lived (average)
Gabriel	5	88.4 years
Smith	5	71.4 years
Farrer	4	78.2 years
Hale	3	90.3 years
Beatty	3	80.3 years
Howard	3	90.0 years
Pope	3	73.7 years
Sherrill	3	78.4 years
Yount	3	72.4 years
Drum	2	84.0 years