28745 Zip Code (Lake Junaluska, NC) Detailed Profile

Estimated zip code population in 2022: 496
Zip code population in 2010: 551
Zip code population in 2000: 563

Houses and condos: 581
Renter-occupied apartments: 21
March 2022 cost of living index in zip code 28745: 88.1 (less than average, U.S. average is 100)

Land area: 0.6 sq. mi.
Water area: 0.2 sq. mi.

Population density: 796 people per square mile

(low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,617 (0.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,272 (0.6%)

For population 25 years and over in 28745:

• High school or higher: 99.3%
• Bachelor's degree or higher: 72.7%
• Graduate or professional degree: 38.7%
• Mean travel time to work (commute): 14.3 minutes

For population 15 years and over in 28745:

• Never married: 12.4%
• Now married: 63.0%
• Separated: 0.0%
• Widowed: 12.6%
• Divorced: 11.9%

• 
• • 43988.5%White
  • 5711.5%American Indian

100% urban population.

Averages for the 2020 tax year for zip code 28745, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $73,481 (Individual Income Tax Returns)

Here:	$73,481
State:	$70,020

Salary/wage: $58,374 (reported on 63.5% of returns)

Here:	$58,374
State:	$58,387

(% of AGI for various income ranges: 1182.5% for AGIs below $25k, 3489.0% for AGIs $25k-50k, 5945.7% for AGIs $50k-75k, 7237.5% for AGIs $75k-100k, 16740.0% for AGIs $100k-200k)

Taxable interest for individuals: $1,269 (reported on 47.3% of returns)

This zip code:	$1,269
North Carolina:	$1,479

(% of AGI for various income ranges: 40.8% for AGIs below $25k, 37.0% for AGIs $25k-50k, 105.7% for AGIs $50k-75k, 42.5% for AGIs $75k-100k, 444.0% for AGIs $100k-200k)

Ordinary dividends: $6,709 (reported on 31.1% of returns)

Here:	$6,709
State:	$7,888

(% of AGI for various income ranges: 55.0% for AGIs below $25k, 114.0% for AGIs $25k-50k, 252.9% for AGIs $50k-75k, 627.5% for AGIs $75k-100k, 1106.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$15,043 (reported on 31.1% of returns)

Here:	+$15,043
State:	+$23,652

(% of AGI for various income ranges: 1.7% for AGIs below $25k, 30.0% for AGIs $25k-50k, 262.9% for AGIs $50k-75k, 527.5% for AGIs $75k-100k, 1606.0% for AGIs $100k-200k)

Profit/loss from business: +$6,431 (reported on 17.6% of returns)

Here:	+$6,431
State:	+$11,710

(% of AGI for various income ranges: 206.7% for AGIs below $25k, 77.0% for AGIs $25k-50k, 474.3% for AGIs $50k-75k, 358.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $17,167 (reported on 20.3% of returns)

28745:	$17,167
North Carolina:	$20,247

(% of AGI for various income ranges: 223.3% for AGIs below $25k, 337.0% for AGIs $25k-50k, 1140.0% for AGIs $50k-75k, 2344.0% for AGIs $100k-200k)

Total itemized deductions: $34,760 (reported on 13.5% of returns)

Here:	$34,760
State:	$34,549

(% of AGI for various income ranges: 1604.3% for AGIs $50k-75k, 4706.0% for AGIs $100k-200k)

Charity contributions: $17,688 (reported on 10.8% of returns)

Here:	$17,688
State:	$13,360

(% of AGI for various income ranges: 390.0% for AGIs $50k-75k, 2284.0% for AGIs $100k-200k)

Taxes paid: $6,760 (reported on 13.5% of returns)

28745:	$6,760
State:	$7,586

(% of AGI for various income ranges: 297.1% for AGIs $50k-75k, 936.0% for AGIs $100k-200k)

Earned income credit: $2,133 (reported on 8.1% of returns)

Here:	$2,133
State:	$2,337

(% of AGI for various income ranges: 106.7% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 90.5%

Here:	91%
State:	93%

(% for various income ranges: 90.5% for AGIs below $25k, 93.3% for AGIs $25k-50k, 92.3% for AGIs $50k-75k, 85.7% for AGIs $75k-100k, 92.3% for AGIs $100k-200k, 80.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 28745, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $53,806 (Individual Income Tax Returns)

Here:	$53,806
State:	$54,937

Salary/wage: $44,348 (reported on 64.8% of returns)

Here:	$44,348
State:	$46,336

(% of AGI for various income ranges: 53.1% for AGIs below $25k, 62.6% for AGIs $25k-50k, 55.5% for AGIs $50k-75k, 48.1% for AGIs $75k-100k, 80.3% for AGIs $100k-200k)

Taxable interest for individuals: $1,457 (reported on 49.3% of returns)

This zip code:	$1,457
North Carolina:	$1,298

(% of AGI for various income ranges: 3.0% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Ordinary dividends: $5,086 (reported on 31.0% of returns)

Here:	$5,086
State:	$6,213

(% of AGI for various income ranges: 3.5% for AGIs below $25k, 2.8% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 3.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,606 (reported on 25.4% of returns)

Here:	+$1,606
State:	+$12,740

(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Profit/loss from business: +$5,114 (reported on 19.7% of returns)

Here:	+$5,114
State:	+$10,311

(% of AGI for various income ranges: 9.9% for AGIs below $25k, 6.2% for AGIs $25k-50k, 0.2% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $13,920 (reported on 21.1% of returns)

28745:	$13,920
North Carolina:	$15,575

(% of AGI for various income ranges: 4.8% for AGIs below $25k, 4.0% for AGIs $25k-50k, 5.8% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 10.4% for AGIs $100k-200k)

Total itemized deductions: $23,138 (26% of AGI, reported on 40.8% of returns)

Here:	$23,138
State:	$23,438

Here:	26.4% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 16.0% for AGIs below $25k, 16.2% for AGIs $25k-50k, 16.4% for AGIs $50k-75k, 19.6% for AGIs $75k-100k, 28.4% for AGIs $100k-200k)

Charity contributions: $6,172 (reported on 35.2% of returns)

Here:	$6,172
State:	$4,687

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 2.6% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 7.7% for AGIs $100k-200k)

Taxes paid: $6,646 (reported on 39.4% of returns)

28745:	$6,646
State:	$8,823

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 3.0% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 5.1% for AGIs $75k-100k, 10.0% for AGIs $100k-200k)

Earned income credit: $1,836 (reported on 15.5% of returns)

Here:	$1,836
State:	$2,376

(% of AGI for various income ranges: 4.2% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.4%

Here:	63%
State:	53%

(% for various income ranges: 55.6% for AGIs below $25k, 62.5% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 71.4% for AGIs $75k-100k, 87.5% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28745, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,721 (Individual Income Tax Returns)

Here:	$38,721
State:	$45,376

Salary/wage: $30,981 (reported on 70.8% of returns)

Here:	$30,981
State:	$39,442

(% of AGI for various income ranges: 91.9% for AGIs below $10k, 62.1% for AGIs $10k-25k, 64.8% for AGIs $25k-50k, 57.3% for AGIs $50k-75k, 51.8% for AGIs $75k-100k, 43.6% for AGIs over 100k)

Taxable interest for individuals: $1,672 (reported on 54.6% of returns)

This zip code:	$1,672
North Carolina:	$1,515

(% of AGI for various income ranges: 7.6% for AGIs below $10k, 2.6% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $3,528 (reported on 30.7% of returns)

Here:	$3,528
State:	$4,016

(% of AGI for various income ranges: 3.9% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Net capital gain/loss: +$2,985 (reported on 24.6% of returns)

Here:	+$2,985
State:	+$11,152

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 6.0% for AGIs over 100k)

Profit/loss from business: +$9,095 (reported on 18.0% of returns)

Here:	+$9,095
State:	+$9,490

(% of AGI for various income ranges: 20.3% for AGIs below $10k, 9.4% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 7.6% for AGIs $75k-100k)

IRA payment deduction: $1,870 (reported on 2.8% of returns)

28745:	$1,870
North Carolina:	$2,967

Total itemized deductions: $19,031 (30% of AGI, reported on 35.7% of returns)

Here:	$19,031
State:	$19,464

Here:	29.7% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 19.2% for AGIs $10k-25k, 16.1% for AGIs $25k-50k, 19.9% for AGIs $50k-75k, 17.6% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Charity contributions deductions: $5,538 (8% of AGI, reported on 33.5% of returns)

Here:	$5,538
State:	$4,035

Here:	8.4% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 3.1% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 5.6% for AGIs $75k-100k, 5.7% for AGIs over 100k)

Total tax: $4,951 (reported on 74.7% of returns)

28745:	$4,951
State:	$7,257

(% of AGI for various income ranges: 4.5% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Earned income credit: $1,912 (reported on 15.2% of returns)

Here:	$1,912
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 69.1%

Here:	69%
State:	62%

(% for various income ranges: 60.9% for AGIs below $10k, 72.2% for AGIs $10k-25k, 73.4% for AGIs $25k-50k, 71.1% for AGIs $50k-75k, 65.6% for AGIs $75k-100k, 59.1% for AGIs over 100k)

Nearest zip codes: 28786, 28721, 28751, 28716, 28707, 28785.
Lake Junaluska Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 13
Household did not receive Food Stamps/SNAP in the past 12 months: 172

Women who did not have a birth in the past 12 months: 53 (53 now married, 0 unmarried)

Housing units in zip code 28745 with a mortgage: 106 (11 second mortgage, 12 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,732
Median monthly owner costs for units without a mortgage: $467

Residents with income below the poverty level in 2022:

• Zip code 28745 household income distribution in 2022

• 8Less than $10,000
• 12$45,000 to $49,999
• 35$50,000 to $59,999
• 15$60,000 to $74,999
• 42$75,000 to $99,999
• 37$100,000 to $124,999
• 13$125,000 to $149,999
• 24$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28745

• 9$20,000 to $24,999
• 9$175,000 to $199,999
• 13$200,000 to $249,999
• 13$250,000 to $299,999
• 59$300,000 to $399,999
• 79$400,000 to $499,999

Median price asked for vacant for-sale houses and condos in 2022: $249,490.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $418,710

Estimated median house or condo value in 2022: $436,369 Lower value quartile - upper value quartile: $318,733 - $509,399

Mean price in 2022:

Detached houses: $689,026

Here:	$689,026
State:	$375,326

Housing units in structures:

• One, detached: 469
• Two: 21
• 3 or 4: 26
• 5 to 9: 59

• Means of transportation to work in zip code 28745

• 78.9%139Drove a car alone
• 22.1%39Worked at home

• Travel time to work (commute) in zip code 28745

• 495 to 9 minutes
• 4910 to 14 minutes
• 1925 to 29 minutes
• 2035 to 39 minutes

Percentage of zip code residents living and working in this county: 88.6%

Household type by relationship:

Households: 496

• Male householders: 101 (10 living alone), Female householders: 86 (23 living alone)

• 122 spouses (122 opposite-sex spouses), 16 unmarried partners, (16 opposite-sex unmarried partners), 158 children (127 natural, 0 adopted, 31 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 14 non-relatives

Size of family households: 78 2-persons, 19 3-persons, 21 4-persons, 21 6-persons

Size of nonfamily households: 33 1-person, 12 3-persons

82 married couples with children.
0 single-parent households ().

97.7% of residents of 28745 zip code speak English at home.
3.4% of residents speak other Indo-European language at home (100% very well).

Housing units lacking complete plumbing facilities: 6.1%

Population in 1990: 539. Population change in the 1990s: +24 (+4.5%).

Place of birth for U.S.-born residents:

• This state: 282
• Northeast: 63
• Midwest: 31
• South: 90
• West: 26

54% of the 28745 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 45% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

88% of the 28745 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 31% moved from this county.
   Out of people who lived in different houses, 65% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): Religious Organizations (100-249 employees: 1 establishment, 50-99 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1)
• Accommodation and Food Services: Food Service Contractors (10-19: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1, 1-4: 1)
• Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (5-9: 1, 1-4: 1)
• Health Care and Social Assistance: Offices of Dentists (5-9: 1)
• Professional, Scientific, and Technical Services: Architectural Services (1-4: 1)

Detailed HMDA statistics for the following Tracts: 9806.00


Detailed PMIC statistics for the following Tracts: 9806.00

Most common first names in zip code 28745 among deceased individuals
Name	Count	Lived (average)
James	15	74.1 years
Mary	15	80.0 years
John	12	79.3 years
William	12	73.1 years
Robert	8	72.7 years
Edward	7	75.9 years
David	7	72.6 years
Elizabeth	6	82.1 years
Joseph	5	77.6 years
Charles	4	64.7 years

Most common last names in zip code 28745 among deceased individuals
Last name	Count	Lived (average)
Rogers	7	82.7 years
Smith	6	73.0 years
Jones	5	84.5 years
Reeves	5	74.2 years
Hipps	4	84.7 years
Kirkpatrick	4	58.5 years
Clark	4	80.3 years
Green	4	85.5 years
Moody	4	74.2 years
Potts	4	80.0 years