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28757 Zip Code (Montreat, NC) Detailed Profile




Estimated zip code population in 2022: 451
Zip code population in 2010: 280
Zip code population in 2000: 448

Houses and condos: 781
Renter-occupied apartments: 18
% of renters here:

100%
State:

33%
March 2022 cost of living index in zip code 28757: 87.6 (less than average, U.S. average is 100)

Land area: 1.2 sq. mi.
Water area: 0.0 sq. mi.
Population density: 370 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28757
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Males: 328  (72.7%)
Females: 122  (27.3%)

For population 25 years and over in 28757:

  • High school or higher: 90.8%
  • Bachelor's degree or higher: 0.0%
  • Graduate or professional degree: 0.0%
  • Unemployed: 9.5%
  • Mean travel time to work (commute): 10.2 minutes

For population 15 years and over in 28757:

  • Never married: 99.1%
  • Now married: 0.9%
  • Separated: 0.0%
  • Widowed: 0.0%
  • Divorced: 0.0%

Zip code 28757 compared to state average:

  • Median household income significantly below state average.
  • Median house value significantly below state average.
  • Unemployed percentage above state average.
  • Median age significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly above state average.
  • Number of rooms per house above state average.
  • House age significantly above state average.
  • Number of college students significantly above state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 28757 (2022)
    • 28763.8%White
    • 8218.2%Black
    • 6714.9%Hispanic or Latino
    • 71.6%Two or more races
    • 40.9%Some other race
    • 30.7%Asian
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Data:
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Based on 2000-2022 data
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123
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28757, NC forum
Recent posts about zip code 28757 area on our local forum with over 2,400,000 registered users:
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Urban population: 425
Rural population: 25

Median resident age:
This zip code:

20.6 years
North Carolina median age:

39.2 years
Average household size:
This zip code:

5.6 people
North Carolina:

2.4 people

Averages for the 2004 tax year for zip code 28757, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $59,742 (Individual Income Tax Returns)
Here:

$59,742
State:

$45,376

Salary/wage: $41,937 (reported on 61.2% of returns)
Here:

$41,937
State:

$39,442
(% of AGI for various income ranges: 58.9% for AGIs $10k-25k, 53.0% for AGIs $25k-50k, 32.0% for AGIs $50k-75k, 39.9% for AGIs $75k-100k, 37.2% for AGIs over 100k)

Taxable interest for individuals: $2,628 (reported on 76.5% of returns)
This zip code:

$2,628
North Carolina:

$1,515
(% of AGI for various income ranges: 6.1% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 3.5% for AGIs over 100k)

Taxable dividends: $8,204 (reported on 62.3% of returns)
Here:

$8,204
State:

$4,016
(% of AGI for various income ranges: 5.8% for AGIs $10k-25k, 4.3% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 8.6% for AGIs $75k-100k, 8.3% for AGIs over 100k)

Net capital gain/loss: +$10,733 (reported on 50.4% of returns)
Here:

+$10,733
State:

+$11,152
(% of AGI for various income ranges: 7.0% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 14.4% for AGIs over 100k)

Profit/loss from business: +$2,569 (reported on 19.6% of returns)
Here:

+$2,569
State:

+$9,490

Total itemized deductions: $28,615 (30% of AGI, reported on 60.0% of returns)
Here:

$28,615
State:

$19,464

Here:

30.3% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 41.4% for AGIs $10k-25k, 22.0% for AGIs $25k-50k, 32.8% for AGIs $50k-75k, 30.5% for AGIs $75k-100k, 24.1% for AGIs over 100k)

Charity contributions deductions: $11,472 (12% of AGI, reported on 55.4% of returns)
Here:

$11,472
State:

$4,035

Here:

11.6% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 4.7% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 11.3% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 10.7% for AGIs over 100k)

Total tax: $8,800 (reported on 78.8% of returns)
28757:

$8,800
State:

$7,257
(% of AGI for various income ranges: 5.7% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 8.4% for AGIs $75k-100k, 14.1% for AGIs over 100k)

Earned income credit: $1,923 (reported on 5.0% of returns)
Here:

$1,923
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 65.0%
Here:

65%
State:

62%
(% for various income ranges: 53.2% for AGIs below $10k, 64.2% for AGIs $10k-25k, 66.7% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 73.0% for AGIs over 100k)

Montreat, NC (28757) map Nearest zip codes: 28711, 28762, 28778, 28709, 28730, 28805.
Montreat Zip Code Map

Percentage of family households:
This zip code:

98.8%
North Carolina:

46.1%
Percentage of households with unmarried partners:
This zip code:

0.0%
North Carolina:

47.9%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 18


Women who did not have a birth in the past 12 months: 122 (0 now married, 121 unmarried)


  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
Year house built
  • Year house built (houses)
  • 02020 or later
  • 02010 to 2019
  • 542000 to 2009
  • 491990 to 1999
  • 1011980 to 1989
  • 661970 to 1979
  • 641960 to 1969
  • 691950 to 1959
  • 371940 to 1949
  • 2971939 or earlier

Zip code 28757 satellite photo by USGS

Bedrooms in renter-occupied apartments in Montreat, NC (28757)
  • Bedrooms in renter-occupied apartments in Montreat, NC (28757)
  • 0no bedroom
  • 01 bedroom
  • 182 bedrooms
  • 03 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Cars and other vehicles available in Montreat, NC (28757) in renter-occupied apartments
  • Cars and other vehicles available in Montreat, NC (28757) in renter-occupied apartments
  • 0no vehicle
  • 01 vehicle
  • 192 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $231,576

Mean price in 2022:

Detached houses: $543,806
Here:

$543,806
State:

$375,326

Townhouses or other attached units: $269,007
Here:

$269,007
State:

$317,935

In 2-unit structures: $323,672
Here:

$323,672
State:

$250,488

In 3-to-4-unit structures: $382,109
Here:

$382,109
State:

$254,939

In 5-or-more-unit structures: $789,855
Here:

$789,855
State:

$329,290

Mobile homes: $142,307
Here:

$142,307
State:

$124,933

Occupied boats, RVs, vans, etc.: $61,546
Here:

$61,546
State:

$107,261
Owners and renters by unit type in zip code 28757

Housing units in structures:

  • One, detached: 775
  • 3 or 4: 8

Unemployment: 9.5%

  • Means of transportation to work in zip code 28757

  • Means of transportation to work in zip code 28757
  • 44.7%112Drove a car alone
  • 37.6%94Walked
  • 20.8%52Worked at home
  • Travel time to work (commute) in zip code 28757

  • Travel time to work (commute) in zip code 28757
  • 8Less than 5 minutes
  • 1175 to 9 minutes
  • 3110 to 14 minutes
  • 315 to 19 minutes
  • 3520 to 24 minutes
  • 290 or more minutes

Percentage of zip code residents living and working in this county: 65.6%

Household type by relationship:

Households: 451
  • Male householders: 19 (0 living alone), Female householders: 0 (0 living alone)
  • 0 spouses (0 opposite-sex spouses), 0 unmarried partners, (0 opposite-sex unmarried partners), 0 children (0 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 82 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 0 non-relatives
  • In group quarters: 345 (-1 institutionalized population)

Size of family households: 19 2-persons

83.2% of residents of 28757 zip code speak English at home.
15.0% of residents speak Spanish at home (32% very well, 68% well).
0.9% of residents speak other Indo-European language at home (100% well).

Foreign born population: 14 (3.2%)
(0.0% of them are naturalized citizens)
:

3.2%
Whole state:

8.6%
Most common places of birth for foreign-born residents
  • 36%Azores Islands
  • 29%Bolivia
  • 14%Dominica
Most common first ancestries reported in 28757
  • 40%American
  • 13%Jamaican
  • 2%Swiss
  • 2%Welsh
  • 2%Brazilian
  • 1%German
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 122010 or later
  • 62000 to 2009
  • 41990 to 1999
  • 0Before 1990

Zip code 28757 topographic map


Zip code 28757 marital status for males
Zip code 28757 marital status for females

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 0.8%


Place of birth for U.S.-born residents:

  • This state: 252
  • Northeast: 24
  • Midwest: 16
  • South: 88
  • West: 45

29% of the 28757 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 12% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

5% of the 28757 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 100% moved from different county within same state.

Year householders moved into unit in Montreat, NC (28757)
Students in private undergraduate colleges: 194
Here:

61.5%
North Carolina:

19.3%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 34,025Material moving occupations
  • 11,388Personal care and service occupations
  • 8,756Office and administrative support occupations
  • 6,530Food preparation and serving related occupations
  • 4,111Sales and related occupations
  • 2,603Farming, fishing, and forestry occupations

Companies with federal contracts located in this zip code:

  • MOUNTAIN RETREAT ASSOCIATION (401 ASSEMBLY DRIVE in MONTREAT, NC; small business) : $31,629 in 4 contracts from 2005 to 2006
    $11,289 with Army for Lodging - Hotel/Motel. Taking place in SC. Signed on 2005-11-14. Completion date: 2005-11-18.
    $9,381, same as above. Signed on 2006-05-04. Completion date: 2006-05-05.
    $7,599 with Army for Lodging - Hotel/Motel. Signed on 2005-04-12. Completion date: 2005-04-08.
    $3,360 with Army for Lodging - Hotel/Motel. Taking place in SC. Signed on 2006-05-02. Completion date: 2005-11-18.

Top industries in this zip code by the number of employees in 2005:

  • Educational Services: Junior Colleges (250-499 employees: 1 establishment)
  • Other Services (except Public Administration): Religious Organizations (50-99: 1, 20-49: 1, 1-4: 1)
  • Accommodation and Food Services: Food Service Contractors (20-49: 1)
  • Information: Libraries and Archives (10-19: 1)
  • Accommodation and Food Services: Rooming and Boarding Houses (1-4: 2)
  • Accommodation and Food Services: Bed-and-Breakfast Inns (1-4: 1)
  • Other Services (except Public Administration): Civic and Social Organizations (1-4: 1)
  • Construction: Residential Remodelers (1-4: 1)
  • Professional, Scientific, and Technical Services: Other Scientific and Technical Consulting Services (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2000:

  • 230 people in college dormitories (includes college quarters off campus)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$192,9603$233,24712$203,0930$04$253,4120$0
APPLICATIONS APPROVED, NOT ACCEPTED0$00$01$139,2400$00$00$0
APPLICATIONS DENIED0$01$104,2505$199,3021$65,2701$237,0101$38,720
APPLICATIONS WITHDRAWN0$00$02$208,5900$01$180,1800$0
FILES CLOSED FOR INCOMPLETENESS0$00$01$196,6900$00$00$0

Detailed HMDA statistics for the following Tracts: 0031.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2008
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED1$133,560
APPLICATIONS APPROVED, NOT ACCEPTED0$0
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0

Detailed PMIC statistics for the following Tracts: 0031.02

Conventional Home Purchase Loans in zip code 28757
Conventional Home Purchase Loans in zip code 28757 - Value
Most common first names in zip code 28757 among deceased individuals
NameCountLived (average)
John978.1 years
William977.1 years
Elizabeth579.6 years
Virginia582.0 years
Nancy473.3 years
Russell466.5 years
Alice375.4 years
George377.3 years
Arthur376.7 years
Jean376.0 years
Most common last names in zip code 28757 among deceased individuals
Last nameCountLived (average)
Hoyt380.6 years
Whitaker384.7 years
Abernethy277.4 years
Canon283.5 years
Floyd273.5 years
Shoenfelt279.5 years
Solomon281.0 years
Cooper282.4 years
Thomas272.1 years
Walker287.0 years
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