28763 Zip Code (NC) Detailed Profile

Estimated zip code population in 2022: 2,718
Zip code population in 2010: 2,725
Zip code population in 2000: 2,467

Houses and condos: 1,738
Renter-occupied apartments: 270
March 2022 cost of living index in zip code 28763: 81.5 (low, U.S. average is 100)

Land area: 55.5 sq. mi.
Water area: 0.1 sq. mi.

Population density: 49 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,028 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,082 (0.3%)

For population 25 years and over in 28763:

• High school or higher: 91.0%
• Bachelor's degree or higher: 23.2%
• Graduate or professional degree: 6.0%
• Unemployed: 2.5%
• Mean travel time to work (commute): 21.6 minutes

For population 15 years and over in 28763:

• Never married: 19.2%
• Now married: 58.9%
• Separated: 1.3%
• Widowed: 5.1%
• Divorced: 15.5%

• 
• • 2,64097.2%White
  • 552.0%Some other race
  • 220.8%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 28763, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $45,288 (Individual Income Tax Returns)

Here:	$45,288
State:	$70,020

Salary/wage: $38,633 (reported on 72.9% of returns)

Here:	$38,633
State:	$58,387

(% of AGI for various income ranges: 1209.7% for AGIs below $25k, 3419.3% for AGIs $25k-50k, 6120.8% for AGIs $50k-75k, 7981.4% for AGIs $75k-100k, 20802.0% for AGIs $100k-200k)

Taxable interest for individuals: $815 (reported on 31.0% of returns)

This zip code:	$815
North Carolina:	$1,479

(% of AGI for various income ranges: 19.0% for AGIs below $25k, 34.4% for AGIs $25k-50k, 23.3% for AGIs $50k-75k, 77.1% for AGIs $75k-100k, 184.0% for AGIs $100k-200k)

Ordinary dividends: $3,664 (reported on 17.1% of returns)

Here:	$3,664
State:	$7,888

(% of AGI for various income ranges: 15.5% for AGIs below $25k, 55.6% for AGIs $25k-50k, 49.2% for AGIs $50k-75k, 194.3% for AGIs $75k-100k, 826.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,606 (reported on 13.2% of returns)

Here:	+$5,606
State:	+$23,652

(% of AGI for various income ranges: 10.6% for AGIs below $25k, 32.6% for AGIs $25k-50k, 82.5% for AGIs $50k-75k, 127.1% for AGIs $75k-100k, 1288.0% for AGIs $100k-200k)

Profit/loss from business: +$10,646 (reported on 18.6% of returns)

Here:	+$10,646
State:	+$11,710

(% of AGI for various income ranges: 228.4% for AGIs below $25k, 313.0% for AGIs $25k-50k, 460.0% for AGIs $50k-75k, 642.9% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $15,408 (reported on 10.1% of returns)

28763:	$15,408
North Carolina:	$20,247

(% of AGI for various income ranges: 92.6% for AGIs below $25k, 134.8% for AGIs $25k-50k, 600.8% for AGIs $50k-75k, 1262.0% for AGIs $100k-200k)

Total itemized deductions: $30,600 (reported on 3.1% of returns)

Here:	$30,600
State:	$34,549

(% of AGI for various income ranges: 178.9% for AGIs $25k-50k, 1058.6% for AGIs $75k-100k)

Charity contributions: $8,567 (reported on 2.3% of returns)

Here:	$8,567
State:	$13,360

(% of AGI for various income ranges: 214.2% for AGIs $50k-75k)

Taxes paid: $4,975 (reported on 3.1% of returns)

28763:	$4,975
State:	$7,586

(% of AGI for various income ranges: 165.8% for AGIs $50k-75k)

Earned income credit: $2,117 (reported on 18.6% of returns)

Here:	$2,117
State:	$2,337

(% of AGI for various income ranges: 98.7% for AGIs below $25k, 74.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.5%

Here:	91%
State:	93%

(% for various income ranges: 90.0% for AGIs below $25k, 92.1% for AGIs $25k-50k, 94.7% for AGIs $50k-75k, 90.0% for AGIs $75k-100k, 91.7% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 28763, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $37,608 (Individual Income Tax Returns)

Here:	$37,608
State:	$54,937

Salary/wage: $30,574 (reported on 73.9% of returns)

Here:	$30,574
State:	$46,336

(% of AGI for various income ranges: 66.1% for AGIs below $25k, 68.6% for AGIs $25k-50k, 61.8% for AGIs $50k-75k, 62.1% for AGIs $75k-100k, 41.6% for AGIs $100k-200k)

Taxable interest for individuals: $886 (reported on 32.4% of returns)

This zip code:	$886
North Carolina:	$1,298

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $2,839 (reported on 16.2% of returns)

Here:	$2,839
State:	$6,213

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.2% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$646 (reported on 11.7% of returns)

Here:	+$646
State:	+$12,740

(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k)

Profit/loss from business: +$5,445 (reported on 19.8% of returns)

Here:	+$5,445
State:	+$10,311

(% of AGI for various income ranges: 10.6% for AGIs below $25k, 3.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $15,779 (reported on 12.6% of returns)

28763:	$15,779
North Carolina:	$15,575

(% of AGI for various income ranges: 3.3% for AGIs below $25k, 3.9% for AGIs $25k-50k, 5.7% for AGIs $50k-75k, 15.3% for AGIs $75k-100k)

Total itemized deductions: $17,950 (27% of AGI, reported on 23.4% of returns)

Here:	$17,950
State:	$23,438

Here:	26.9% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 9.0% for AGIs below $25k, 11.3% for AGIs $25k-50k, 11.7% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 12.3% for AGIs $100k-200k)

Charity contributions: $2,964 (reported on 19.8% of returns)

Here:	$2,964
State:	$4,687

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.2% for AGIs $100k-200k)

Taxes paid: $4,481 (reported on 23.4% of returns)

28763:	$4,481
State:	$8,823

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 4.6% for AGIs $100k-200k)

Earned income credit: $2,168 (reported on 22.5% of returns)

Here:	$2,168
State:	$2,376

(% of AGI for various income ranges: 6.3% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 55.0%

Here:	55%
State:	53%

(% for various income ranges: 49.1% for AGIs below $25k, 58.6% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 62.5% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28763, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,950 (Individual Income Tax Returns)

Here:	$34,950
State:	$45,376

Salary/wage: $29,902 (reported on 76.0% of returns)

Here:	$29,902
State:	$39,442

(% of AGI for various income ranges: 130.0% for AGIs below $10k, 68.1% for AGIs $10k-25k, 71.1% for AGIs $25k-50k, 71.4% for AGIs $50k-75k, 61.5% for AGIs $75k-100k, 41.3% for AGIs over 100k)

Taxable interest for individuals: $1,377 (reported on 44.9% of returns)

This zip code:	$1,377
North Carolina:	$1,515

(% of AGI for various income ranges: 6.1% for AGIs below $10k, 2.7% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $2,253 (reported on 21.2% of returns)

Here:	$2,253
State:	$4,016

(% of AGI for various income ranges: 8.3% for AGIs below $10k, 1.4% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Net capital gain/loss: +$5,497 (reported on 18.5% of returns)

Here:	+$5,497
State:	+$11,152

(% of AGI for various income ranges: -2.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 8.6% for AGIs over 100k)

Profit/loss from business: +$7,724 (reported on 22.5% of returns)

Here:	+$7,724
State:	+$9,490

(% of AGI for various income ranges: 27.6% for AGIs below $10k, 9.2% for AGIs $10k-25k, 4.7% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 4.0% for AGIs over 100k)

IRA payment deduction: $2,886 (reported on 3.3% of returns)

28763:	$2,886
North Carolina:	$2,967

Total itemized deductions: $15,483 (26% of AGI, reported on 28.2% of returns)

Here:	$15,483
State:	$19,464

Here:	26.2% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 36.6% for AGIs below $10k, 7.7% for AGIs $10k-25k, 11.2% for AGIs $25k-50k, 15.5% for AGIs $50k-75k, 14.6% for AGIs $75k-100k, 11.2% for AGIs over 100k)

Charity contributions deductions: $2,955 (5% of AGI, reported on 23.2% of returns)

Here:	$2,955
State:	$4,035

Here:	4.8% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 1.3% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $4,192 (reported on 75.3% of returns)

28763:	$4,192
State:	$7,257

(% of AGI for various income ranges: 8.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 16.7% for AGIs over 100k)

Earned income credit: $1,964 (reported on 18.4% of returns)

Here:	$1,964
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 70.6%

Here:	71%
State:	62%

(% for various income ranges: 64.4% for AGIs below $10k, 70.8% for AGIs $10k-25k, 73.0% for AGIs $25k-50k, 69.5% for AGIs $50k-75k, 72.5% for AGIs $75k-100k, 83.3% for AGIs over 100k)

Nearest zip codes: 30568, 30562, 28775, 30525, 30537, 28734.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 193
Household did not receive Food Stamps/SNAP in the past 12 months: 963

Women who had a birth in the past 12 months: 9 (0 now married, 8 unmarried)
Women who did not have a birth in the past 12 months: 498 (303 now married, 196 unmarried)

Housing units in zip code 28763 with a mortgage: 408 (22 second mortgage, 9 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,114
Median monthly owner costs for units without a mortgage: $289

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 28763 household income distribution in 2022

• 59Less than $10,000
• 32$10,000 to $14,999
• 47$15,000 to $19,999
• 65$20,000 to $24,999
• 19$25,000 to $29,999
• 56$30,000 to $34,999
• 52$35,000 to $39,999
• 96$40,000 to $44,999
• 12$45,000 to $49,999
• 83$50,000 to $59,999
• 220$60,000 to $74,999
• 243$75,000 to $99,999
• 61$100,000 to $124,999
• 9$125,000 to $149,999
• 65$150,000 to $199,999
• 32$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28763

• 32Less than $10,000
• 11$25,000 to $29,999
• 8$100,000 to $124,999
• 33$125,000 to $149,999
• 86$150,000 to $174,999
• 105$175,000 to $199,999
• 88$200,000 to $249,999
• 160$250,000 to $299,999
• 129$300,000 to $399,999
• 107$400,000 to $499,999
• 18$500,000 to $749,999
• 37$750,000 to $999,999
• 41$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 28763

• 8$450 to $499
• 29$550 to $599
• 31$600 to $649
• 65$700 to $749
• 19$800 to $899
• 24$900 to $999
• 59No cash rent

Median gross rent in 2022: $872.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $318,104

Estimated median house or condo value in 2022: $291,351 Lower value quartile - upper value quartile: $208,023 - $404,554

Mean price in 2022:

Detached houses: $404,481

Here:	$404,481
State:	$375,326

Mobile homes: $343,312

Here:	$343,312
State:	$124,933

Housing units in structures:

• One, detached: 1,410
• One, attached: 13
• 3 or 4: 35
• Mobile homes: 263

Unemployment: 2.5%

• Means of transportation to work in zip code 28763

• 79.7%886Drove a car alone
• 5.6%62Carpooled
• 10.3%114Other means

• Travel time to work (commute) in zip code 28763

• 64Less than 5 minutes
• 215 to 9 minutes
• 19310 to 14 minutes
• 31015 to 19 minutes
• 21320 to 24 minutes
• 4830 to 34 minutes
• 1140 to 44 minutes
• 14945 to 59 minutes
• 4160 to 89 minutes

Percentage of zip code residents living and working in this county: 60.2%

Household type by relationship:

Households: 2,718

• Male householders: 413 (51 living alone), Female householders: 744 (194 living alone)

• 719 spouses (719 opposite-sex spouses), 139 unmarried partners, (139 opposite-sex unmarried partners), 537 children (488 natural, 21 adopted, 28 stepchildren), 130 grandchildren, 0 brothers or sisters, 6 parents, 0 foster children, 0 other relatives, 55 non-relatives

Size of family households: 329 2-persons, 248 3-persons, 210 4-persons

Size of nonfamily households: 244 1-person, 83 2-persons, 31 3-persons

192 married couples with children.
179 single-parent households (179 women).

100.2% of residents of 28763 zip code speak English at home.

Facilities with environmental interests located in this zip code:

• BAKER, LLOYD F (466 COWEETA LAKE CIRCLE in OTTO, NC)

  STATE MASTER (North Carolina facility info) - -115DA4YG00NJYD64FBEP05AFS8, WASTEWATER FACILITY
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  Alternative names: BAKER LLOYD F - SFR, CASTELLANO, ORLANDO-RESIDENCE

• CEMEX-FRANKLIN-LITTLE TENNESSE (895 HICKORY KNOLL RD in OTTO, NC)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CONCRETE BLOCK AND BRICK
  Alternative names: CEMEX CNST MTRL LP CEMEX FRANK, METROMONT MATERIALS-FRANKLIN

Housing units lacking complete kitchen facilities: 1.7%

Population in 1990: 2,297. Population change in the 1990s: +170 (+7.4%).

Place of birth for U.S.-born residents:

• This state: 1,267
• Northeast: 167
• Midwest: 241
• South: 816
• West: 135

60% of the 28763 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 30% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

96% of the 28763 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 41% moved from this county.
   Out of people who lived in different houses, 78% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): 17

Top industries in this zip code by the number of employees in 2005:

• Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19 employees: 1 establishment, 1-4 employees: 2 establishments)
• Construction: Electrical Contractors (5-9: 1, 1-4: 1)
• Other Services (except Public Administration): Automotive Oil Change and Lubrication Shops (5-9: 1)
• Construction: Siding Contractors (5-9: 1)
• Accommodation and Food Services: Full-Service Restaurants (5-9: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)
• Construction: Site Preparation Contractors (1-4: 2)

2004 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2004 - 2018 the average number of fires per year is 16. The highest number of reported fire incidents - 42 took place in 2016, and the least - 2 in 2017. The data has a growing trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (46.2%), and Outside Fires (43.7%).


• Fire incident types reported to NFIRS in Zip Code 28763
• 11046.2%Structure Fires
• 10443.7%Outside Fires
• 218.8%Mobile Property/Vehicle Fires
• 31.3%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 28763, North Carolina

Most common first names in zip code 28763 among deceased individuals
Name	Count	Lived (average)
James	22	71.2 years
William	16	77.6 years
Robert	13	75.1 years
Mary	12	81.6 years
John	9	75.6 years
Charles	8	74.2 years
Joseph	7	75.3 years
Betty	7	70.1 years
Elizabeth	6	87.7 years
Dorothy	6	77.4 years

Most common last names in zip code 28763 among deceased individuals
Last name	Count	Lived (average)
Cabe	22	79.9 years
Carpenter	13	80.1 years
Norton	10	81.0 years
Shope	9	76.6 years
Bradley	9	83.1 years
Henson	8	81.6 years
Curtis	7	80.0 years
Brown	7	73.6 years
Vinson	7	80.6 years
Bell	7	82.1 years