32064 Zip Code (Live Oak, FL) Detailed Profile

Estimated zip code population in 2022: 7,856

Houses and condos: 3,620
Renter-occupied apartments: 1,520
March 2022 cost of living index in zip code 32064: 82.8 (low, U.S. average is 100)

Land area: 7.7 sq. mi.
Water area: 0.0 sq. mi.

Population density: 1,021 people per square mile

(low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,517 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,304 (0.9%)

For population 25 years and over in 32064:

• High school or higher: 90.2%
• Bachelor's degree or higher: 15.8%
• Graduate or professional degree: 5.2%
• Unemployed: 10.7%
• Mean travel time to work (commute): 19.3 minutes

For population 15 years and over in 32064:

• Never married: 28.7%
• Now married: 42.4%
• Separated: 1.1%
• Widowed: 12.6%
• Divorced: 15.2%

100% urban population.

Averages for the 2020 tax year for zip code 32064, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $40,772 (Individual Income Tax Returns)

Here:	$40,772
State:	$82,200

Salary/wage: $33,225 (reported on 76.6% of returns)

Here:	$33,225
State:	$58,347

(% of AGI for various income ranges: 1228.5% for AGIs below $25k, 3668.8% for AGIs $25k-50k, 5745.5% for AGIs $50k-75k, 8467.0% for AGIs $75k-100k, 13122.0% for AGIs $100k-200k)

Taxable interest for individuals: $2,220 (reported on 19.0% of returns)

This zip code:	$2,220
Florida:	$4,272

(% of AGI for various income ranges: 10.2% for AGIs below $25k, 14.2% for AGIs $25k-50k, 125.0% for AGIs $50k-75k, 173.0% for AGIs $75k-100k, 365.0% for AGIs $100k-200k)

Ordinary dividends: $6,903 (reported on 10.3% of returns)

Here:	$6,903
State:	$15,863

(% of AGI for various income ranges: 14.6% for AGIs below $25k, 19.3% for AGIs $25k-50k, 118.2% for AGIs $50k-75k, 236.0% for AGIs $75k-100k, 833.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,455 (reported on 10.3% of returns)

Here:	+$9,455
State:	+$62,983

(% of AGI for various income ranges: 7.8% for AGIs below $25k, 13.3% for AGIs $25k-50k, 90.0% for AGIs $50k-75k, 450.0% for AGIs $75k-100k, 1035.0% for AGIs $100k-200k)

Profit/loss from business: +$6,610 (reported on 16.2% of returns)

Here:	+$6,610
State:	+$9,719

(% of AGI for various income ranges: 137.0% for AGIs below $25k, 98.6% for AGIs $25k-50k, 86.8% for AGIs $50k-75k, 1010.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,527 (reported on 8.1% of returns)

32064:	$13,527
Florida:	$24,823

(% of AGI for various income ranges: 28.8% for AGIs below $25k, 60.8% for AGIs $25k-50k, 317.7% for AGIs $50k-75k, 483.0% for AGIs $75k-100k, 1554.0% for AGIs $100k-200k)

Total itemized deductions: $35,208 (reported on 3.7% of returns)

Here:	$35,208
State:	$45,393

(% of AGI for various income ranges: 155.3% for AGIs $25k-50k, 616.4% for AGIs $50k-75k, 1751.0% for AGIs $100k-200k)

Charity contributions: $14,267 (reported on 3.7% of returns)

Here:	$14,267
State:	$20,178

(% of AGI for various income ranges: 43.2% for AGIs $25k-50k, 212.7% for AGIs $50k-75k, 933.0% for AGIs $100k-200k)

Taxes paid: $3,909 (reported on 3.4% of returns)

32064:	$3,909
State:	$6,967

(% of AGI for various income ranges: 12.5% for AGIs $25k-50k, 59.1% for AGIs $50k-75k, 210.0% for AGIs $100k-200k)

Earned income credit: $2,746 (reported on 32.4% of returns)

Here:	$2,746
State:	$2,306

(% of AGI for various income ranges: 176.6% for AGIs below $25k, 104.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.3%

Here:	91%
State:	92%

(% for various income ranges: 90.3% for AGIs below $25k, 91.3% for AGIs $25k-50k, 94.1% for AGIs $50k-75k, 88.2% for AGIs $75k-100k, 94.4% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 32064, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,432 (Individual Income Tax Returns)

Here:	$38,432
State:	$60,316

Salary/wage: $28,431 (reported on 79.1% of returns)

Here:	$28,431
State:	$45,277

(% of AGI for various income ranges: 79.3% for AGIs below $25k, 75.2% for AGIs $25k-50k, 65.2% for AGIs $50k-75k, 61.0% for AGIs $75k-100k, 68.6% for AGIs $100k-200k)

Taxable interest for individuals: $3,210 (reported on 20.5% of returns)

This zip code:	$3,210
Florida:	$3,587

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Ordinary dividends: $7,311 (reported on 11.9% of returns)

Here:	$7,311
State:	$12,831

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 8.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$10,424 (reported on 9.6% of returns)

Here:	+$10,424
State:	+$33,493

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 16.0% for AGIs $100k-200k)

Profit/loss from business: +$8,657 (reported on 14.6% of returns)

Here:	+$8,657
State:	+$10,012

(% of AGI for various income ranges: 5.8% for AGIs below $25k, 1.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 11.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,200 (reported on 8.6% of returns)

32064:	$11,200
Florida:	$21,544

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 5.7% for AGIs $100k-200k)

Total itemized deductions: $22,593 (21% of AGI, reported on 13.9% of returns)

Here:	$22,593
State:	$25,533

Here:	20.9% of AGI
State:	18.0% of AGI

(% of AGI for various income ranges: 4.4% for AGIs below $25k, 7.6% for AGIs $25k-50k, 11.4% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 10.5% for AGIs $100k-200k, 6.9% for AGIs over 200k)

Charity contributions: $7,533 (reported on 11.9% of returns)

Here:	$7,533
State:	$5,698

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 3.7% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Taxes paid: $3,233 (reported on 13.9% of returns)

32064:	$3,233
State:	$6,203

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Earned income credit: $2,788 (reported on 34.4% of returns)

Here:	$2,788
State:	$2,372

(% of AGI for various income ranges: 10.9% for AGIs below $25k, 1.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 60.3%

Here:	60%
State:	54%

(% for various income ranges: 58.1% for AGIs below $25k, 58.1% for AGIs $25k-50k, 62.5% for AGIs $50k-75k, 69.2% for AGIs $75k-100k, 76.9% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 32064, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,504 (Individual Income Tax Returns)

Here:	$34,504
State:	$50,523

Salary/wage: $26,569 (reported on 79.0% of returns)

Here:	$26,569
State:	$39,563

(% of AGI for various income ranges: 144.3% for AGIs below $10k, 75.3% for AGIs $10k-25k, 76.0% for AGIs $25k-50k, 69.7% for AGIs $50k-75k, 57.9% for AGIs $75k-100k, 31.3% for AGIs over 100k)

Taxable interest for individuals: $3,250 (reported on 32.5% of returns)

This zip code:	$3,250
Florida:	$3,211

(% of AGI for various income ranges: 7.2% for AGIs below $10k, 2.3% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 4.7% for AGIs over 100k)

Taxable dividends: $3,960 (reported on 17.2% of returns)

Here:	$3,960
State:	$6,129

(% of AGI for various income ranges: 4.9% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Net capital gain/loss: +$24,798 (reported on 13.2% of returns)

Here:	+$24,798
State:	+$27,205

(% of AGI for various income ranges: -3.5% for AGIs below $10k, -0.4% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 27.7% for AGIs over 100k)

Profit/loss from business: +$10,501 (reported on 12.6% of returns)

Here:	+$10,501
State:	+$10,634

(% of AGI for various income ranges: 6.0% for AGIs below $10k, 3.0% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 5.7% for AGIs over 100k)

IRA payment deduction: $2,265 (reported on 1.2% of returns)

32064:	$2,265
Florida:	$3,082

Total itemized deductions: $17,386 (22% of AGI, reported on 14.9% of returns)

Here:	$17,386
State:	$20,370

Here:	22.1% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 5.8% for AGIs below $10k, 7.9% for AGIs $10k-25k, 8.3% for AGIs $25k-50k, 7.7% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 5.7% for AGIs over 100k)

Charity contributions deductions: $6,427 (8% of AGI, reported on 13.1% of returns)

Here:	$6,427
State:	$4,064

Here:	7.8% of AGI
State:	3.8% of AGI

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 1.7% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Total tax: $6,087 (reported on 62.3% of returns)

32064:	$6,087
State:	$9,431

(% of AGI for various income ranges: 4.0% for AGIs below $10k, 2.9% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 11.1% for AGIs $75k-100k, 20.2% for AGIs over 100k)

Earned income credit: $1,907 (reported on 31.6% of returns)

Here:	$1,907
State:	$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 70.8%

Here:	71%
State:	60%

(% for various income ranges: 69.6% for AGIs below $10k, 74.2% for AGIs $10k-25k, 68.1% for AGIs $25k-50k, 63.6% for AGIs $50k-75k, 68.9% for AGIs $75k-100k, 86.1% for AGIs over 100k)

Nearest zip codes: 32060, 32062, 32094, 32052, 32071, 32059.
Live Oak Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 743
Household did not receive Food Stamps/SNAP in the past 12 months: 2,226

Women who had a birth in the past 12 months: 384 (0 now married, 350 unmarried)
Women who did not have a birth in the past 12 months: 1,092 (444 now married, 648 unmarried)

Housing units in zip code 32064 with a mortgage: 595 (130 second mortgage, 115 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,205
Median monthly owner costs for units without a mortgage: $421

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 32064 household income distribution in 2022

• 412Less than $10,000
• 315$10,000 to $14,999
• 158$15,000 to $19,999
• 105$20,000 to $24,999
• 61$25,000 to $29,999
• 178$30,000 to $34,999
• 259$35,000 to $39,999
• 77$40,000 to $44,999
• 115$45,000 to $49,999
• 223$50,000 to $59,999
• 326$60,000 to $74,999
• 421$75,000 to $99,999
• 110$100,000 to $124,999
• 149$125,000 to $149,999
• 10$150,000 to $199,999
• 50$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 32064

• 25Less than $10,000
• 22$10,000 to $14,999
• 3$25,000 to $29,999
• 131$30,000 to $34,999
• 31$35,000 to $39,999
• 13$40,000 to $49,999
• 54$50,000 to $59,999
• 12$60,000 to $69,999
• 56$70,000 to $79,999
• 64$80,000 to $89,999
• 14$90,000 to $99,999
• 105$100,000 to $124,999
• 25$125,000 to $149,999
• 190$150,000 to $174,999
• 141$175,000 to $199,999
• 109$200,000 to $249,999
• 77$250,000 to $299,999
• 88$300,000 to $399,999

• Rent paid by renters in 2022 in zip code 32064

• 152Less than $100
• 32$100 to $149
• 16$150 to $199
• 22$200 to $249
• 22$250 to $299
• 18$400 to $449
• 55$450 to $499
• 70$500 to $549
• 5$550 to $599
• 153$600 to $649
• 34$650 to $699
• 11$750 to $799
• 222$800 to $899
• 83$900 to $999
• 48$1,000 to $1,249
• 36$1,250 to $1,499
• 48$1,500 to $1,999
• 37$3,500 or more
• 392No cash rent

Median gross rent in 2022: $881.

Median price asked for vacant for-sale houses and condos in 2022: $383,781.

Estimated median house or condo value in 2022: $189,411 Lower value quartile - upper value quartile: $97,671 - $230,761

Mean price in 2022:

Detached houses: $217,976

Here:	$217,976
State:	$500,941

Mobile homes: $49,973

Here:	$49,973
State:	$113,202

Housing units in structures:

• One, detached: 2,123
• One, attached: 99
• Two: 188
• 3 or 4: 36
• 5 to 9: 153
• 20 to 49: 169
• 50 or more: 124
• Mobile homes: 714

Unemployment: 10.7%

• Means of transportation to work in zip code 32064

• 76.1%2,345Drove a car alone
• 3.9%120Carpooled
• 0.6%18Motorcycle
• 2.3%72Bicycle
• 4.5%139Walked
• 1.1%33Other means
• 9.0%279Worked at home

• Travel time to work (commute) in zip code 32064

• 151Less than 5 minutes
• 6035 to 9 minutes
• 42010 to 14 minutes
• 62815 to 19 minutes
• 21120 to 24 minutes
• 20625 to 29 minutes
• 15930 to 34 minutes
• 9735 to 39 minutes
• 640 to 44 minutes
• 6745 to 59 minutes
• 15660 to 89 minutes
• 2490 or more minutes

Percentage of zip code residents living and working in this county: 80.8%

Household type by relationship:

Households: 7,856

• Male householders: 1,181 (224 living alone), Female householders: 1,820 (830 living alone)

• 1,340 spouses (1,340 opposite-sex spouses), 87 unmarried partners, (87 opposite-sex unmarried partners), 1,669 children (1,552 natural, 100 adopted, 22 stepchildren), 161 grandchildren, 335 brothers or sisters, 89 parents, 26 foster children, 22 other relatives, 384 non-relatives

• In group quarters: 710 (-1 institutionalized population)

Size of family households: 1,007 2-persons, 229 3-persons, 278 4-persons, 120 5-persons

Size of nonfamily households: 1,057 1-person, 300 2-persons

1,177 married couples with children.
359 single-parent households (359 women).

91.9% of residents of 32064 zip code speak English at home.
7.4% of residents speak Spanish at home (82% very well, 8% well, 9% not well, 2% not at all).
0.3% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• LIVE OAK - 77TH TRACE (LIVE OAK, FLORIDA in LIVE OAK, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: MICKEY MCSWAIN (CONTACT/OWNER)
  

• CITY OF LIVE OAK CONNER STREET (CONNER ST TO RETENTION AREA, N in LIVE OAK, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: ROBERT FARLEY (CONTACT/OWNER)
  

• KHAN & KHAN INC (1599 EAST COPANS RD in POMPANO BEACH, FL)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
  

• COLUMBIA READY MIX - LIVE OAK (300 E PALM STREET in LIVE OAK, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: READY-MIXED CONCRETE
  

• HOME HARDWARE (613 S OHIO AVE. in LIVE OAK, FL)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

Housing units lacking complete plumbing facilities: 1.5%
Housing units lacking complete kitchen facilities: 3.5%

Place of birth for U.S.-born residents:

• This state: 5,281
• Northeast: 737
• Midwest: 380
• South: 955
• West: 144

79% of the 32064 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 36% moved from this county.
   Out of people who lived in different houses, 57% moved from different county within same state.
   Out of people who lived in different houses, 3% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 254
Students in private schools in grades 9 to 12 (high school): 39 Students in private undergraduate colleges:

Companies with federal contracts located in this zip code (LIVE OAK, FL):

• FLORIDA ALLTEL INC (206 WHITE AVE SE) : $25,470 in 5 contracts from 2001 to 2002

  Contracts for ADP Telecommunications and Transmission Services by Department of Defense
  Signed by year: 2000: $0; 2001: $470; 2002: $25,000; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
  
  Biggest contracts:
  $9,000 with Department of Defense for ADP Telecommunications and Transmission Services. Signed on 2002-10-31. Completion date: 2012-10-12.
  $6,000, same as above. Signed on 2002-11-30. Completion date: 2012-11-12.
  $5,000, same as above. Signed on 2002-10-31. Completion date: 2012-10-12.
  $5,000, same as above. Signed on 2002-11-30. Completion date: 2012-11-12.
  

• HOWARD STREET DRY CLEAN (705 HOWARD ST W; small business) : $18,445 in 6 contracts from 2001 to 2005

  Contracts for Maintenance, Repair and Rebuilding of Equipment -- Clothing, Individual Equipment, and Insignia, Laundry and DryCleaning Services by Army
  Signed by year: 2000: $0; 2001: $3,345; 2002: $3,758; 2003: $4,441; 2004: $3,520; 2005: $3,381; 2006: $0.
  
  Biggest contracts:
  $4,533 with Army for Maintenance, Repair and Rebuilding of Equipment -- Clothing, Individual Equipment, and Insignia. Signed on 2003-10-02. Completion date: 2004-09-30.
  $3,758, same as above. Signed on 2002-11-21. Completion date: 2003-09-30.
  $3,520 with Army for Laundry and DryCleaning Services. Taking place in AL. Signed on 2004-10-20. Completion date: 2005-09-30.
  $3,381 with Army for Laundry and DryCleaning Services. Signed on 2005-10-03. Completion date: 2006-09-30.
  

• TOWN & COUNTRY TIRES LLC (317 HOWARD ST E; small business)

  $5,717 with Army for Tires and Tubes, Pneumatic, Except Aircraft. Signed on 2004-08-23. Completion date: 2004-08-20.

• BONNEAU, THERESA (10022 HWY 129 S; small business)

  $2,820 with U.S. Army Corps of Engineers - civil program financing only for Other Management Support Services. Taking place in MA. Signed on 2003-07-11. Completion date: 2003-10-13.

Top industries in this zip code by the number of employees in 2005:

• Finance and Insurance: Savings Institutions (100-249 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 2, 10-19: 3, 5-9: 2, 1-4: 3)
• Other Services (except Public Administration): Religious Organizations (20-49: 2, 5-9: 4, 1-4: 6)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 1, 1-4: 1)
• Finance and Insurance: Insurance Agencies and Brokerages (10-19: 2, 5-9: 1, 1-4: 4)
• Health Care and Social Assistance: Child Day Care Services (10-19: 1, 5-9: 4)
• Professional, Scientific, and Technical Services: Title Abstract and Settlement Offices (20-49: 1)

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2003 - 2018 the average number of fire incidents per year is 48. The highest number of fires - 67 took place in 2010, and the least - 26 in 2008. The data has a growing trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (47.5%), and Structure Fires (27.5%).


• Fire incident types reported to NFIRS in Zip Code 32064
• 36447.5%Outside Fires
• 21127.5%Structure Fires
• 14218.5%Mobile Property/Vehicle Fires
• 506.5%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 32064, Florida

Most common first names in zip code 32064 among deceased individuals
Name	Count	Lived (average)
James	38	77.8 years
Mary	37	82.0 years
William	35	74.1 years
John	24	81.2 years
Robert	22	79.2 years
Helen	17	84.7 years
George	15	78.0 years
Elizabeth	15	83.3 years
Dorothy	15	88.5 years
Virginia	14	86.4 years

Most common last names in zip code 32064 among deceased individuals
Last name	Count	Lived (average)
Smith	22	79.8 years
Williams	19	81.2 years
Johnson	16	82.7 years
Jones	13	73.0 years
Thomas	9	70.3 years
Brown	9	78.9 years
Allen	8	78.5 years
Lee	7	79.3 years
Davis	7	72.9 years
Miller	7	81.8 years

Businesses in zip code 32064
Name	Count		Name	Count
Burger King	1		Publix Super Markets	1
Dairy Queen	1		RadioShack	1
Domino's Pizza	1		Sprint Nextel	1
FedEx	1		True Value	1
Hardee's	1		U-Haul	1
KFC	1		UPS	1
Little Caesars Pizza	1		Waffle House	1
Lowe's	1		Walgreens	1