32431 Zip Code (Jacob City, FL) Detailed Profile

Estimated zip code population in 2022: 4,642
Zip code population in 2010: 4,983
Zip code population in 2000: 4,575

Houses and condos: 2,322
Renter-occupied apartments: 405
March 2022 cost of living index in zip code 32431: 80.4 (low, U.S. average is 100)

Land area: 106.2 sq. mi.
Water area: 7.4 sq. mi.

Population density: 44 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,100 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $533 (0.5%)

For population 25 years and over in 32431:

• High school or higher: 87.7%
• Bachelor's degree or higher: 16.0%
• Graduate or professional degree: 5.7%
• Unemployed: 3.0%
• Mean travel time to work (commute): 23.9 minutes

For population 15 years and over in 32431:

• Never married: 21.7%
• Now married: 52.9%
• Separated: 1.7%
• Widowed: 8.8%
• Divorced: 14.9%

• 
• • 3,97085.6%White
  • 49010.6%Black
  • 1122.4%Two or more races
  • 621.3%Hispanic or Latino
  • 60.1%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 32431, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $42,543 (Individual Income Tax Returns)

Here:	$42,543
State:	$82,200

Salary/wage: $37,333 (reported on 82.1% of returns)

Here:	$37,333
State:	$58,347

(% of AGI for various income ranges: 1174.5% for AGIs below $25k, 3562.8% for AGIs $25k-50k, 6838.1% for AGIs $50k-75k, 9690.0% for AGIs $75k-100k, 13941.1% for AGIs $100k-200k)

Taxable interest for individuals: $798 (reported on 17.9% of returns)

This zip code:	$798
Florida:	$4,272

(% of AGI for various income ranges: 10.4% for AGIs below $25k, 13.1% for AGIs $25k-50k, 25.2% for AGIs $50k-75k, 20.0% for AGIs $75k-100k, 106.7% for AGIs $100k-200k)

Ordinary dividends: $1,175 (reported on 5.4% of returns)

Here:	$1,175
State:	$15,863

(% of AGI for various income ranges: 3.4% for AGIs below $25k, 10.9% for AGIs $25k-50k, 10.5% for AGIs $50k-75k, 37.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$7,500 (reported on 5.8% of returns)

Here:	+$7,500
State:	+$62,983

(% of AGI for various income ranges: 2.5% for AGIs below $25k, 7.4% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 1011.1% for AGIs $100k-200k)

Profit/loss from business: +$5,726 (reported on 17.0% of returns)

Here:	+$5,726
State:	+$9,719

(% of AGI for various income ranges: 136.8% for AGIs below $25k, 76.5% for AGIs $25k-50k, 21.0% for AGIs $50k-75k, 147.0% for AGIs $75k-100k, 591.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,650 (reported on 4.5% of returns)

32431:	$11,650
Florida:	$24,823

(% of AGI for various income ranges: 25.0% for AGIs below $25k, 72.4% for AGIs $25k-50k, 584.0% for AGIs $75k-100k)

Total itemized deductions: $32,540 (reported on 2.2% of returns)

Here:	$32,540
State:	$45,393

(% of AGI for various income ranges: 133.1% for AGIs $25k-50k, 1008.9% for AGIs $100k-200k)

Charity contributions: $13,900 (reported on 1.8% of returns)

Here:	$13,900
State:	$20,178

(% of AGI for various income ranges: 22.4% for AGIs below $25k, 428.9% for AGIs $100k-200k)

Taxes paid: $3,360 (reported on 2.2% of returns)

32431:	$3,360
State:	$6,967

(% of AGI for various income ranges: 8.1% for AGIs $25k-50k, 137.8% for AGIs $100k-200k)

Earned income credit: $2,651 (reported on 29.1% of returns)

Here:	$2,651
State:	$2,306

(% of AGI for various income ranges: 154.6% for AGIs below $25k, 101.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.1%

Here:	95%
State:	92%

(% for various income ranges: 94.7% for AGIs below $25k, 95.5% for AGIs $25k-50k, 93.3% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 93.3% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 32431, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,947 (Individual Income Tax Returns)

Here:	$35,947
State:	$60,316

Salary/wage: $32,316 (reported on 81.9% of returns)

Here:	$32,316
State:	$45,277

(% of AGI for various income ranges: 76.2% for AGIs below $25k, 79.8% for AGIs $25k-50k, 77.0% for AGIs $50k-75k, 74.0% for AGIs $75k-100k, 58.0% for AGIs $100k-200k)

Taxable interest for individuals: $1,022 (reported on 19.2% of returns)

This zip code:	$1,022
Florida:	$3,587

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $2,292 (reported on 6.7% of returns)

Here:	$2,292
State:	$12,831

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.2% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$3,633 (reported on 4.7% of returns)

Here:	+$3,633
State:	+$33,493

Profit/loss from business: +$9,990 (reported on 16.1% of returns)

Here:	+$9,990
State:	+$10,012

(% of AGI for various income ranges: 9.2% for AGIs below $25k, 1.2% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 16.3% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $14,200 (reported on 4.7% of returns)

32431:	$14,200
Florida:	$21,544

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.3% for AGIs $25k-50k, 5.9% for AGIs $50k-75k)

Total itemized deductions: $18,436 (27% of AGI, reported on 13.0% of returns)

Here:	$18,436
State:	$25,533

Here:	26.6% of AGI
State:	18.0% of AGI

(% of AGI for various income ranges: 2.4% for AGIs below $25k, 6.5% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 7.6% for AGIs $75k-100k, 8.7% for AGIs $100k-200k)

Charity contributions: $5,100 (reported on 9.8% of returns)

Here:	$5,100
State:	$5,698

(% of AGI for various income ranges: 1.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.9% for AGIs $100k-200k)

Taxes paid: $2,825 (reported on 12.4% of returns)

32431:	$2,825
State:	$6,203

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.7% for AGIs $100k-200k)

Earned income credit: $2,540 (reported on 32.1% of returns)

Here:	$2,540
State:	$2,372

(% of AGI for various income ranges: 10.1% for AGIs below $25k, 1.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 55.4%

Here:	55%
State:	54%

(% for various income ranges: 53.3% for AGIs below $25k, 55.2% for AGIs $25k-50k, 56.5% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 70.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 32431, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $29,097 (Individual Income Tax Returns)

Here:	$29,097
State:	$50,523

Salary/wage: $27,174 (reported on 85.9% of returns)

Here:	$27,174
State:	$39,563

(% of AGI for various income ranges: 111.9% for AGIs below $10k, 85.0% for AGIs $10k-25k, 85.0% for AGIs $25k-50k, 84.4% for AGIs $50k-75k, 72.6% for AGIs $75k-100k, 50.1% for AGIs over 100k)

Taxable interest for individuals: $1,027 (reported on 27.9% of returns)

This zip code:	$1,027
Florida:	$3,211

(% of AGI for various income ranges: 5.8% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Taxable dividends: $888 (reported on 8.6% of returns)

Here:	$888
State:	$6,129

(% of AGI for various income ranges: 0.5% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Net capital gain/loss: +$6,551 (reported on 8.0% of returns)

Here:	+$6,551
State:	+$27,205

(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.2% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 4.5% for AGIs over 100k)

Profit/loss from business: +$6,300 (reported on 15.0% of returns)

Here:	+$6,300
State:	+$10,634

(% of AGI for various income ranges: 0.5% for AGIs below $10k, 4.6% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 6.6% for AGIs $75k-100k)

IRA payment deduction: $2,583 (reported on 1.2% of returns)

32431:	$2,583
Florida:	$3,082

Total itemized deductions: $15,908 (27% of AGI, reported on 11.6% of returns)

Here:	$15,908
State:	$20,370

Here:	27.0% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 4.9% for AGIs $10k-25k, 5.5% for AGIs $25k-50k, 7.8% for AGIs $50k-75k, 7.4% for AGIs $75k-100k, 9.2% for AGIs over 100k)

Charity contributions deductions: $4,356 (7% of AGI, reported on 9.0% of returns)

Here:	$4,356
State:	$4,064

Here:	7.0% of AGI
State:	3.8% of AGI

(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $3,488 (reported on 64.8% of returns)

32431:	$3,488
State:	$9,431

(% of AGI for various income ranges: 3.9% for AGIs below $10k, 3.0% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 11.8% for AGIs $75k-100k, 16.9% for AGIs over 100k)

Earned income credit: $1,964 (reported on 30.6% of returns)

Here:	$1,964
State:	$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 61.0%

Here:	61%
State:	60%

(% for various income ranges: 55.9% for AGIs below $10k, 62.2% for AGIs $10k-25k, 62.9% for AGIs $25k-50k, 58.7% for AGIs $50k-75k, 67.5% for AGIs $75k-100k, 75.6% for AGIs over 100k)

Nearest zip codes: 32420, 32447, 32426, 32440, 32446, 32448.
Cottondale Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.3% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 311
Household did not receive Food Stamps/SNAP in the past 12 months: 1,640

Women who had a birth in the past 12 months: 14 (15 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 919 (457 now married, 462 unmarried)

Housing units in zip code 32431 with a mortgage: 587 (19 second mortgage, 19 both second mortgage and home equity loan)
Houses without a mortgage: 10

Median monthly owner costs for units with a mortgage: $1,302
Median monthly owner costs for units without a mortgage: $369

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 32431 household income distribution in 2022

• 129Less than $10,000
• 150$10,000 to $14,999
• 102$15,000 to $19,999
• 86$20,000 to $24,999
• 78$25,000 to $29,999
• 157$30,000 to $34,999
• 29$35,000 to $39,999
• 119$40,000 to $44,999
• 55$45,000 to $49,999
• 109$50,000 to $59,999
• 297$60,000 to $74,999
• 322$75,000 to $99,999
• 131$100,000 to $124,999
• 77$125,000 to $149,999
• 80$150,000 to $199,999
• 13$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 32431

• 31$10,000 to $14,999
• 1$20,000 to $24,999
• 58$25,000 to $29,999
• 3$30,000 to $34,999
• 55$35,000 to $39,999
• 43$40,000 to $49,999
• 97$50,000 to $59,999
• 128$60,000 to $69,999
• 109$70,000 to $79,999
• 47$80,000 to $89,999
• 34$90,000 to $99,999
• 99$100,000 to $124,999
• 39$125,000 to $149,999
• 68$150,000 to $174,999
• 83$175,000 to $199,999
• 74$200,000 to $249,999
• 77$250,000 to $299,999
• 161$300,000 to $399,999
• 33$400,000 to $499,999
• 57$500,000 to $749,999
• 17$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 32431

• 11Less than $100
• 3$100 to $149
• 1$150 to $199
• 6$200 to $249
• 8$300 to $349
• 50$350 to $399
• 20$400 to $449
• 26$450 to $499
• 20$500 to $549
• 4$550 to $599
• 4$600 to $649
• 8$650 to $699
• 4$750 to $799
• 12$800 to $899
• 34$1,000 to $1,249
• 5$1,500 to $1,999
• 170No cash rent

Median gross rent in 2022: $802.

Median price asked for vacant for-sale houses and condos in 2022: $173,157.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $149,451
• Black or African American householders: $119,466
• American Indian or Alaska Native householders: $153,465
• Two or more races householders: $76,732
• Hispanic or Latino householders: $153,465

Estimated median house or condo value in 2022: $136,938 Lower value quartile - upper value quartile: $78,672 - $255,785

Mean price in 2022:

Detached houses: $529,573

Here:	$529,573
State:	$500,941

Mobile homes: $48,124

Here:	$48,124
State:	$113,202

Housing units in structures:

• One, detached: 1,407
• One, attached: 8
• Two: 4
• 3 or 4: 36
• 5 to 9: 18
• 10 to 19: 1
• 20 to 49: 4
• 50 or more: 3
• Mobile homes: 815
• Boats, RVs, vans, etc.: 1

Unemployment: 3.0%

• Means of transportation to work in zip code 32431

• 73.2%1,364Drove a car alone
• 8.2%153Carpooled
• 0.1%2Bus or trolley bus
• 2.4%45Other means
• 15.5%289Worked at home

• Travel time to work (commute) in zip code 32431

• 80Less than 5 minutes
• 945 to 9 minutes
• 25610 to 14 minutes
• 31615 to 19 minutes
• 25020 to 24 minutes
• 6925 to 29 minutes
• 21430 to 34 minutes
• 3235 to 39 minutes
• 2240 to 44 minutes
• 8845 to 59 minutes
• 11560 to 89 minutes
• 2490 or more minutes

Percentage of zip code residents living and working in this county: 68.5%

Household type by relationship:

Households: 4,642

• Male householders: 912 (213 living alone), Female householders: 1,045 (265 living alone)

• 947 spouses (941 opposite-sex spouses), 109 unmarried partners, (109 opposite-sex unmarried partners), 1,160 children (1,040 natural, 0 adopted, 115 stepchildren), 173 grandchildren, 42 brothers or sisters, 70 parents, 4 foster children, 116 other relatives, 74 non-relatives

Size of family households: 680 2-persons, 350 3-persons, 143 4-persons, 144 5-persons, 5 6-persons, 9 7-or-more-persons

Size of nonfamily households: 478 1-person, 125 2-persons, 10 3-persons, 2 4-persons

410 married couples with children.
316 single-parent households (41 men, 275 women).

98.4% of residents of 32431 zip code speak English at home.
0.9% of residents speak Spanish at home (17% very well, 36% well, 48% not well).
0.3% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• MRO INC (3053 BARNES LA in COTTONDALE, FL)

  STATE MASTER (FDM) - CHAZ-FLD981752041, HAZARDOUS WASTE REGULATION PROGRAM
  USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business SIC classification: PRODUCTS OF PETROLEUM AND COAL
  Business NAICS classification: ALL OTHER PETROLEUM AND COAL PRODUCTS MANUFACTURING.
  Organizations: JAMES E MERRIFIELD OWNER (CONTACT/OWNER)
  Alternative names: SRO INC, SRO INC

• COTTONDALE ELEMENTARY SCHOOL (2766 LEVY ST in COTTONDALE, FL)

  (Geographic Names Information System)
  (National Center for Education Statistics) - STATE ID-0271
  Organizations: JACKSON COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• COTTONDALE HIGH SCHOOL (2680 LEVY STREET in COTTONDALE, FL)

  (Geographic Names Information System)
  (National Center for Education Statistics) - STATE ID-0251
  Organizations: JACKSON COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• SAPP BATTERY SALVAGE (COUNTY RD C-280 in COTTONDALE, FL)

  SUPERFUND NPL (Superfund database)
  (Integrated Compliance Information System) - ICIS-04-1998-0080, FORMAL ENFORCEMENT ACTION
  Business SIC classification: METALS SERVICE CENTERS AND OFFICES
  

• SAPP BATTERY (HIGHWAY 280 in COTTONDALE, FL)

  (Integrated Compliance Information System) - ICIS-04-1998-0456, FORMAL ENFORCEMENT ACTION, ICIS-04-1994-0251, ICIS-04-1995-0376, ICIS-04-1991-0028,
  

• JACKSON CO JOB NO JACO1PNTE (PEANUT RD CR 169 in COTTONDALE, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: DAVID SLOAN (CONTACT/OWNER)
  Alternative names: SUMMER PINES SUBDIVISION

• PHILS GARAGE (3559 VETERANS RD in COTTONDALE, FL)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: GENERAL AUTOMOTIVE REPAIR.
  Organizations: PHIL MEADOWS (CONTACT/OWNER)
  

• CR 162 FROM US 231 TO SR 273 I ( in JACOB, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: EUGENE STRICKLAND (CONTACT/OWNER)
  

• SAPP BATTERY SITE (2452 CR 280 in COTTONDALE, FL)

  Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: JERRY D SAPP (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 9.2%
Housing units lacking complete kitchen facilities: 4.8%

Population in 1990: 3,333. Population change in the 1990s: +1,242 (+37.3%).

Place of birth for U.S.-born residents:

• This state: 2,927
• Northeast: 85
• Midwest: 161
• South: 1,287
• West: 107

62% of the 32431 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 51% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

94% of the 32431 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 23% moved from this county.
   Out of people who lived in different houses, 62% moved from different county within same state.
   Out of people who lived in different houses, 22% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 124
Students in private schools in grades 9 to 12 (high school): 22 Students in private undergraduate colleges: 8

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (20-49 employees: 1 establishment, 1-4 employees: 1 establishment)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19: 1, 5-9: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 4)
• Wholesale Trade: Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers (10-19: 1)
• Professional, Scientific, and Technical Services: Engineering Services (5-9: 1, 1-4: 2)
• Wholesale Trade: Other Grocery and Related Products Merchant Wholesalers (5-9: 1, 1-4: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 44. The highest number of fires - 87 took place in 2016, and the least - 21 in 2008. The data has a decreasing trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (44.0%), and Structure Fires (32.9%).


• Fire incident types reported to NFIRS in Zip Code 32431
• 32644.0%Outside Fires
• 24432.9%Structure Fires
• 12717.1%Mobile Property/Vehicle Fires
• 445.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 32431, Florida

Most common first names in zip code 32431 among deceased individuals
Name	Count	Lived (average)
James	40	69.2 years
Mary	36	77.5 years
William	36	72.8 years
John	31	76.0 years
Robert	27	72.2 years
George	22	71.2 years
Henry	14	75.0 years
Willie	12	74.9 years
Joseph	12	68.6 years
Thomas	11	67.5 years

Most common last names in zip code 32431 among deceased individuals
Last name	Count	Lived (average)
Kent	23	76.4 years
White	22	76.2 years
Pittman	20	77.5 years
Russ	18	79.1 years
Gray	17	80.6 years
Long	16	73.1 years
Johnson	16	71.9 years
Dilmore	15	79.0 years
Smith	15	70.7 years
Corbin	14	75.2 years

Businesses in zip code 32431
Name	Count		Name	Count
Hardee's	1		Subway	1
Kroger	1		U-Haul	1