38328 Zip Code (TN) Detailed Profile

Estimated zip code population in 2022: 1,073
Zip code population in 2010: 730
Zip code population in 2000: 860

Houses and condos: 515
Renter-occupied apartments: 19
March 2022 cost of living index in zip code 38328: 75.6 (low, U.S. average is 100)

Land area: 25.0 sq. mi.
Water area: 0.6 sq. mi.

Population density: 43 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $665
Median real estate property taxes paid for housing units with no mortgage in 2022: $861

For population 25 years and over in 38328:

• High school or higher: 95.2%
• Bachelor's degree or higher: 18.4%
• Graduate or professional degree: 7.7%
• Unemployed: 4.0%
• Mean travel time to work (commute): 27.0 minutes

For population 15 years and over in 38328:

• Never married: 19.0%
• Now married: 64.5%
• Separated: 2.0%
• Widowed: 3.1%
• Divorced: 11.4%

• 
• • 95388.9%White
  • 10710.0%Two or more races
  • 121.1%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 38328, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $44,376 (Individual Income Tax Returns)

Here:	$44,376
State:	$69,014

Salary/wage: $45,013 (reported on 78.9% of returns)

Here:	$45,013
State:	$55,872

(% of AGI for various income ranges: 1104.5% for AGIs below $25k, 3296.2% for AGIs $25k-50k, 5362.0% for AGIs $50k-75k, 7735.0% for AGIs $75k-100k, 12923.3% for AGIs $100k-200k)

Taxable interest for individuals: $867 (reported on 31.6% of returns)

This zip code:	$867
Tennessee:	$1,945

(% of AGI for various income ranges: 10.0% for AGIs below $25k, 27.5% for AGIs $25k-50k, 62.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k)

Ordinary dividends: $1,067 (reported on 7.9% of returns)

Here:	$1,067
State:	$8,105

(% of AGI for various income ranges: 64.0% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$933 (reported on 7.9% of returns)

Here:	+$933
State:	+$33,664

(% of AGI for various income ranges: 56.0% for AGIs $50k-75k)

Profit/loss from business: +$9,083 (reported on 15.8% of returns)

Here:	+$9,083
State:	+$18,991

(% of AGI for various income ranges: 107.3% for AGIs below $25k, 368.8% for AGIs $25k-50k, 264.0% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $10,267 (reported on 7.9% of returns)

38328:	$10,267
Tennessee:	$20,036

(% of AGI for various income ranges: 385.0% for AGIs $25k-50k)

Earned income credit: $2,457 (reported on 18.4% of returns)

Here:	$2,457
State:	$2,391

(% of AGI for various income ranges: 95.5% for AGIs below $25k, 83.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.7%

Here:	95%
State:	93%

(% for various income ranges: 92.9% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 38328, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,929 (Individual Income Tax Returns)

Here:	$38,929
State:	$53,767

Salary/wage: $35,606 (reported on 88.6% of returns)

Here:	$35,606
State:	$45,421

(% of AGI for various income ranges: 71.1% for AGIs below $25k, 91.1% for AGIs $25k-50k, 86.3% for AGIs $50k-75k, 71.9% for AGIs $75k-100k)

Taxable interest for individuals: $1,082 (reported on 31.4% of returns)

This zip code:	$1,082
Tennessee:	$1,732

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Ordinary dividends: $800 (reported on 11.4% of returns)

Here:	$800
State:	$6,739

Net capital gain/loss in AGI: +$2,450 (reported on 5.7% of returns)

Here:	+$2,450
State:	+$19,082

Profit/loss from business: +$5,783 (reported on 17.1% of returns)

Here:	+$5,783
State:	+$15,240

Total itemized deductions: $16,960 (27% of AGI, reported on 14.3% of returns)

Here:	$16,960
State:	$21,976

Here:	27.2% of AGI
State:	17.8% of AGI

Charity contributions: $4,767 (reported on 8.6% of returns)

Here:	$4,767
State:	$6,709

Taxes paid: $2,120 (reported on 14.3% of returns)

38328:	$2,120
State:	$4,829

Earned income credit: $2,189 (reported on 25.7% of returns)

Here:	$2,189
State:	$2,404

(% of AGI for various income ranges: 7.1% for AGIs below $25k, 1.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 68.6%

Here:	69%
State:	52%

(% for various income ranges: 66.7% for AGIs below $25k, 70.0% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 75.0% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 38328, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,980 (Individual Income Tax Returns)

Here:	$30,980
State:	$44,088

Salary/wage: $31,872 (reported on 85.9% of returns)

Here:	$31,872
State:	$38,825

(% of AGI for various income ranges: 81.2% for AGIs below $10k, 77.1% for AGIs $10k-25k, 91.1% for AGIs $25k-50k, 95.8% for AGIs $50k-75k, 79.1% for AGIs $75k-100k)

Taxable interest for individuals: $906 (reported on 35.3% of returns)

This zip code:	$906
Tennessee:	$1,802

(% of AGI for various income ranges: 8.7% for AGIs below $10k, 2.0% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Taxable dividends: $444 (reported on 9.2% of returns)

Here:	$444
State:	$3,727

Net capital gain/loss: +$1,818 (reported on 8.4% of returns)

Here:	+$1,818
State:	+$15,776

Profit/loss from business: +$4,838 (reported on 20.5% of returns)

Here:	+$4,838
State:	+$12,882

(% of AGI for various income ranges: 7.2% for AGIs below $10k, 10.8% for AGIs $10k-25k, 4.1% for AGIs $25k-50k, -0.5% for AGIs $50k-75k)

IRA payment deduction: $1,800 (reported on 2.6% of returns)

38328:	$1,800
Tennessee:	$2,934

Total itemized deductions: $14,370 (26% of AGI, reported on 11.8% of returns)

Here:	$14,370
State:	$18,035

Here:	26.1% of AGI
State:	19.9% of AGI

Charity contributions deductions: $3,097 (5% of AGI, reported on 7.9% of returns)

Here:	$3,097
State:	$5,167

Here:	5.0% of AGI
State:	5.3% of AGI

Total tax: $3,221 (reported on 73.9% of returns)

38328:	$3,221
State:	$7,482

(% of AGI for various income ranges: 2.8% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 14.4% for AGIs $75k-100k)

Earned income credit: $1,687 (reported on 21.2% of returns)

Here:	$1,687
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 73.7%

Here:	74%
State:	60%

(% for various income ranges: 73.2% for AGIs below $10k, 76.5% for AGIs $10k-25k, 71.8% for AGIs $25k-50k, 74.1% for AGIs $50k-75k, 72.2% for AGIs $75k-100k)

Nearest zip codes: 38363, 38388, 38374, 38329, 38351, 38387.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 49
Household did not receive Food Stamps/SNAP in the past 12 months: 321

Women who had a birth in the past 12 months: 57 (58 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 207 (96 now married, 110 unmarried)

Housing units in zip code 38328 with a mortgage: 147 (6 second mortgage, 6 both second mortgage and home equity loan)
Houses without a mortgage: 19

Median monthly owner costs for units with a mortgage: $1,145
Median monthly owner costs for units without a mortgage: $333

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 38328 household income distribution in 2022

• 5$10,000 to $14,999
• 6$15,000 to $19,999
• 24$20,000 to $24,999
• 48$25,000 to $29,999
• 13$40,000 to $44,999
• 15$45,000 to $49,999
• 33$60,000 to $74,999
• 66$75,000 to $99,999
• 60$100,000 to $124,999
• 15$125,000 to $149,999
• 58$150,000 to $199,999
• 21$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 38328

• 14$20,000 to $24,999
• 3$35,000 to $39,999
• 24$60,000 to $69,999
• 52$70,000 to $79,999
• 24$80,000 to $89,999
• 10$90,000 to $99,999
• 33$125,000 to $149,999
• 13$150,000 to $174,999
• 8$175,000 to $199,999
• 33$200,000 to $249,999
• 27$250,000 to $299,999
• 25$300,000 to $399,999
• 34$400,000 to $499,999

• Rent paid by renters in 2022 in zip code 38328

• 12$350 to $399
• 8$500 to $549

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $173,972

Estimated median house or condo value in 2022: $165,653 Lower value quartile - upper value quartile: $94,211 - $277,599

Mean price in 2022:

Detached houses: $229,824

Here:	$229,824
State:	$374,382

Mobile homes: $85,624

Here:	$85,624
State:	$101,421

Housing units in structures:

• One, detached: 379
• Mobile homes: 130

Unemployment: 4.0%

• Means of transportation to work in zip code 38328

• 79.4%382Drove a car alone
• 2.3%11Carpooled
• 19.3%93Worked at home

• Travel time to work (commute) in zip code 38328

• 5Less than 5 minutes
• 155 to 9 minutes
• 5510 to 14 minutes
• 8515 to 19 minutes
• 5820 to 24 minutes
• 3325 to 29 minutes
• 6630 to 34 minutes
• 3045 to 59 minutes
• 4060 to 89 minutes
• 890 or more minutes

Percentage of zip code residents living and working in this county: 46.8%

Household type by relationship:

Households: 1,073

• Male householders: 209 (40 living alone), Female householders: 162 (57 living alone)

• 246 spouses (246 opposite-sex spouses), 0 unmarried partners, (0 opposite-sex unmarried partners), 312 children (183 natural, 0 adopted, 121 stepchildren), 51 grandchildren, 0 brothers or sisters, 34 parents, 0 foster children, 51 other relatives, 0 non-relatives

Size of family households: 139 2-persons, 43 3-persons, 51 4-persons, 19 5-persons, 18 6-persons

Size of nonfamily households: 97 1-person

122 married couples with children.
0 single-parent households ().

99.8% of residents of 38328 zip code speak English at home.

Housing units lacking complete plumbing facilities: 1.0%
Housing units lacking complete kitchen facilities: 1.0%

Population in 1990: 533. Population change in the 1990s: +327 (+61.4%).

Place of birth for U.S.-born residents:

• This state: 776
• Northeast: 6
• Midwest: 184
• South: 73
• West: 13

67% of the 38328 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 34% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

101% of the 38328 zip code residents lived in the same house 1 year ago.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Construction: Drywall and Insulation Contractors (10-19 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (1-4: 2)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)

Most common first names in zip code 38328 among deceased individuals
Name	Count	Lived (average)
James	17	72.5 years
John	6	78.0 years
Mary	6	66.3 years
William	6	72.5 years
Charles	4	65.7 years
Joe	4	71.5 years
Lucille	4	72.3 years
Robert	4	79.7 years
Ruth	4	80.2 years
Carl	3	76.7 years

Most common last names in zip code 38328 among deceased individuals
Last name	Count	Lived (average)
Reeves	19	75.6 years
Duke	16	74.6 years
Hayes	13	80.5 years
Carrington	9	83.8 years
Hays	8	74.1 years
Davis	8	79.1 years
Tubbs	8	76.4 years
Flowers	8	71.4 years
Blankenship	7	73.3 years
Wood	6	81.5 years