38469 Zip Code (Loretto, TN) Detailed Profile

Estimated zip code population in 2022: 4,427
Zip code population in 2010: 4,092
Zip code population in 2000: 3,921

Houses and condos: 1,872
Renter-occupied apartments: 215
March 2022 cost of living index in zip code 38469: 78.4 (low, U.S. average is 100)

Land area: 67.7 sq. mi.
Water area: 0.0 sq. mi.

Population density: 65 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $881 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $826 (0.6%)

For population 25 years and over in 38469:

• High school or higher: 82.9%
• Bachelor's degree or higher: 17.5%
• Graduate or professional degree: 5.0%
• Unemployed: 4.1%
• Mean travel time to work (commute): 27.0 minutes

For population 15 years and over in 38469:

• Never married: 23.3%
• Now married: 56.0%
• Separated: 1.2%
• Widowed: 8.2%
• Divorced: 11.2%

• 
• • 4,15593.9%White
  • 1483.3%Two or more races
  • 1232.8%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 38469, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $54,311 (Individual Income Tax Returns)

Here:	$54,311
State:	$69,014

Salary/wage: $46,913 (reported on 80.7% of returns)

Here:	$46,913
State:	$55,872

(% of AGI for various income ranges: 1238.2% for AGIs below $25k, 3371.8% for AGIs $25k-50k, 6525.0% for AGIs $50k-75k, 8496.2% for AGIs $75k-100k, 14584.3% for AGIs $100k-200k)

Taxable interest for individuals: $1,904 (reported on 27.3% of returns)

This zip code:	$1,904
Tennessee:	$1,945

(% of AGI for various income ranges: 21.1% for AGIs below $25k, 30.0% for AGIs $25k-50k, 80.5% for AGIs $50k-75k, 102.3% for AGIs $75k-100k, 177.1% for AGIs $100k-200k)

Ordinary dividends: $3,562 (reported on 9.1% of returns)

Here:	$3,562
State:	$8,105

(% of AGI for various income ranges: 6.1% for AGIs below $25k, 11.6% for AGIs $25k-50k, 15.5% for AGIs $50k-75k, 334.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$20,053 (reported on 9.7% of returns)

Here:	+$20,053
State:	+$33,664

(% of AGI for various income ranges: 2.5% for AGIs below $25k, 27.9% for AGIs $25k-50k, 103.0% for AGIs $50k-75k, 418.6% for AGIs $100k-200k)

Profit/loss from business: +$22,103 (reported on 17.0% of returns)

Here:	+$22,103
State:	+$18,991

(% of AGI for various income ranges: 170.2% for AGIs below $25k, 209.7% for AGIs $25k-50k, 307.0% for AGIs $50k-75k, 321.5% for AGIs $75k-100k, 2895.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,847 (reported on 8.5% of returns)

38469:	$9,847
Tennessee:	$20,036

(% of AGI for various income ranges: 48.4% for AGIs below $25k, 81.1% for AGIs $25k-50k, 245.5% for AGIs $50k-75k, 332.1% for AGIs $100k-200k)

Total itemized deductions: $32,400 (reported on 2.3% of returns)

Here:	$32,400
State:	$40,136

(% of AGI for various income ranges: 996.9% for AGIs $75k-100k)

Charity contributions: $18,333 (reported on 1.7% of returns)

Here:	$18,333
State:	$19,852

(% of AGI for various income ranges: 423.1% for AGIs $75k-100k)

Taxes paid: $4,750 (reported on 2.3% of returns)

38469:	$4,750
State:	$6,038

(% of AGI for various income ranges: 146.2% for AGIs $75k-100k)

Earned income credit: $2,645 (reported on 18.8% of returns)

Here:	$2,645
State:	$2,391

(% of AGI for various income ranges: 125.5% for AGIs below $25k, 84.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.5%

Here:	95%
State:	93%

(% for various income ranges: 95.0% for AGIs below $25k, 97.9% for AGIs $25k-50k, 96.4% for AGIs $50k-75k, 94.1% for AGIs $75k-100k, 90.5% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 38469, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,901 (Individual Income Tax Returns)

Here:	$41,901
State:	$53,767

Salary/wage: $37,243 (reported on 84.7% of returns)

Here:	$37,243
State:	$45,421

(% of AGI for various income ranges: 73.9% for AGIs below $25k, 78.3% for AGIs $25k-50k, 83.6% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 63.4% for AGIs $100k-200k)

Taxable interest for individuals: $1,236 (reported on 28.8% of returns)

This zip code:	$1,236
Tennessee:	$1,732

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Ordinary dividends: $2,638 (reported on 9.8% of returns)

Here:	$2,638
State:	$6,739

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,114 (reported on 8.6% of returns)

Here:	+$2,114
State:	+$19,082

(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Profit/loss from business: +$13,241 (reported on 16.6% of returns)

Here:	+$13,241
State:	+$15,240

(% of AGI for various income ranges: 8.6% for AGIs below $25k, 3.9% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 6.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $6,287 (reported on 9.2% of returns)

38469:	$6,287
Tennessee:	$15,505

(% of AGI for various income ranges: 3.3% for AGIs below $25k, 1.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k)

Total itemized deductions: $18,748 (22% of AGI, reported on 16.6% of returns)

Here:	$18,748
State:	$21,976

Here:	22.4% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 5.3% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 9.9% for AGIs $100k-200k)

Charity contributions: $5,610 (reported on 12.9% of returns)

Here:	$5,610
State:	$6,709

(% of AGI for various income ranges: 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.2% for AGIs $100k-200k)

Taxes paid: $3,293 (reported on 16.6% of returns)

38469:	$3,293
State:	$4,829

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Earned income credit: $2,223 (reported on 23.9% of returns)

Here:	$2,223
State:	$2,404

(% of AGI for various income ranges: 7.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 69.3%

Here:	69%
State:	52%

(% for various income ranges: 62.2% for AGIs below $25k, 70.7% for AGIs $25k-50k, 79.2% for AGIs $50k-75k, 84.6% for AGIs $75k-100k, 72.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38469, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,228 (Individual Income Tax Returns)

Here:	$34,228
State:	$44,088

Salary/wage: $33,018 (reported on 85.7% of returns)

Here:	$33,018
State:	$38,825

(% of AGI for various income ranges: 93.0% for AGIs below $10k, 79.1% for AGIs $10k-25k, 85.3% for AGIs $25k-50k, 86.8% for AGIs $50k-75k, 82.7% for AGIs $75k-100k, 71.9% for AGIs over 100k)

Taxable interest for individuals: $1,365 (reported on 39.5% of returns)

This zip code:	$1,365
Tennessee:	$1,802

(% of AGI for various income ranges: 4.9% for AGIs below $10k, 3.7% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $2,215 (reported on 9.8% of returns)

Here:	$2,215
State:	$3,727

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Net capital gain/loss: +$2,292 (reported on 7.0% of returns)

Here:	+$2,292
State:	+$15,776

(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.4% for AGIs $10k-25k, -0.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Profit/loss from business: +$5,493 (reported on 18.5% of returns)

Here:	+$5,493
State:	+$12,882

(% of AGI for various income ranges: 9.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 1.6% for AGIs over 100k)

IRA payment deduction: $3,516 (reported on 1.9% of returns)

38469:	$3,516
Tennessee:	$2,934

Total itemized deductions: $15,634 (24% of AGI, reported on 16.4% of returns)

Here:	$15,634
State:	$18,035

Here:	24.2% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 5.5% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 8.4% for AGIs over 100k)

Charity contributions deductions: $4,089 (6% of AGI, reported on 14.6% of returns)

Here:	$4,089
State:	$5,167

Here:	6.1% of AGI
State:	5.3% of AGI

(% of AGI for various income ranges: 1.3% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $4,080 (reported on 70.8% of returns)

38469:	$4,080
State:	$7,482

(% of AGI for various income ranges: 2.7% for AGIs below $10k, 3.8% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 18.9% for AGIs over 100k)

Earned income credit: $1,887 (reported on 20.3% of returns)

Here:	$1,887
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 72.1%

Here:	72%
State:	60%

(% for various income ranges: 61.8% for AGIs below $10k, 72.7% for AGIs $10k-25k, 77.4% for AGIs $25k-50k, 72.4% for AGIs $50k-75k, 75.3% for AGIs $75k-100k, 76.9% for AGIs over 100k)

Nearest zip codes: 38481, 35648, 38468, 38486, 38457, 35645.
St. Joseph Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 200
Household did not receive Food Stamps/SNAP in the past 12 months: 1,529

Women who had a birth in the past 12 months: 82 (52 now married, 29 unmarried)
Women who did not have a birth in the past 12 months: 935 (431 now married, 503 unmarried)

Housing units in zip code 38469 with a mortgage: 798 (106 second mortgage, 93 both second mortgage and home equity loan)
Houses without a mortgage: 11

Median monthly owner costs for units with a mortgage: $995
Median monthly owner costs for units without a mortgage: $347

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 38469 household income distribution in 2022

• 80Less than $10,000
• 84$10,000 to $14,999
• 108$15,000 to $19,999
• 74$20,000 to $24,999
• 135$25,000 to $29,999
• 57$30,000 to $34,999
• 23$35,000 to $39,999
• 65$40,000 to $44,999
• 96$45,000 to $49,999
• 144$50,000 to $59,999
• 238$60,000 to $74,999
• 163$75,000 to $99,999
• 120$100,000 to $124,999
• 125$125,000 to $149,999
• 144$150,000 to $199,999
• 55$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 38469

• 33Less than $10,000
• 13$10,000 to $14,999
• 20$15,000 to $19,999
• 18$20,000 to $24,999
• 15$25,000 to $29,999
• 9$30,000 to $34,999
• 18$40,000 to $49,999
• 34$50,000 to $59,999
• 41$60,000 to $69,999
• 58$80,000 to $89,999
• 98$90,000 to $99,999
• 149$100,000 to $124,999
• 73$125,000 to $149,999
• 140$150,000 to $174,999
• 52$175,000 to $199,999
• 147$200,000 to $249,999
• 138$250,000 to $299,999
• 85$300,000 to $399,999
• 6$400,000 to $499,999
• 101$500,000 to $749,999
• 17$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 38469

• 12$200 to $249
• 21$300 to $349
• 4$350 to $399
• 34$400 to $449
• 36$450 to $499
• 32$500 to $549
• 4$550 to $599
• 22$600 to $649
• 1$700 to $749
• 9$800 to $899
• 2$900 to $999
• 4$2,000 to $2,499
• 22No cash rent

Median gross rent in 2022: $694.

Median price asked for vacant for-sale houses and condos in 2022: $192,231.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $171,174
• American Indian or Alaska Native householders: $154,747
• Some other race householders: $327,350
• Two or more races householders: $107,132
• Hispanic or Latino householders: $244,024

Estimated median house or condo value in 2022: $171,174 Lower value quartile - upper value quartile: $113,368 - $268,636

Mean price in 2022:

Detached houses: $202,392

Here:	$202,392
State:	$374,382

Mobile homes: $44,847

Here:	$44,847
State:	$101,421

Housing units in structures:

• One, detached: 1,504
• One, attached: 5
• Two: 9
• 3 or 4: 1
• 5 to 9: 30
• 10 to 19: 4
• 20 to 49: 11
• Mobile homes: 290

Unemployment: 4.1%

• Means of transportation to work in zip code 38469

• 82.8%1,491Drove a car alone
• 8.1%146Carpooled
• 0.3%5Bus or trolley bus
• 0.4%7Walked
• 0.9%17Other means
• 4.4%80Worked at home

• Travel time to work (commute) in zip code 38469

• 141Less than 5 minutes
• 1305 to 9 minutes
• 18810 to 14 minutes
• 19915 to 19 minutes
• 18520 to 24 minutes
• 26825 to 29 minutes
• 19130 to 34 minutes
• 3035 to 39 minutes
• 3840 to 44 minutes
• 9745 to 59 minutes
• 15460 to 89 minutes
• 4590 or more minutes

Percentage of zip code residents living and working in this county: 69.9%

Household type by relationship:

Households: 4,427

• Male householders: 839 (159 living alone), Female householders: 891 (239 living alone)

• 1,008 spouses (1,008 opposite-sex spouses), 95 unmarried partners, (94 opposite-sex unmarried partners), 1,335 children (1,173 natural, 88 adopted, 74 stepchildren), 80 grandchildren, 20 brothers or sisters, 101 parents, 2 foster children, 20 other relatives, 44 non-relatives

Size of family households: 586 2-persons, 372 3-persons, 214 4-persons, 83 5-persons, 11 6-persons, 7 7-or-more-persons

Size of nonfamily households: 399 1-person, 50 2-persons, 3 3-persons

718 married couples with children.
221 single-parent households (50 men, 171 women).

99.2% of residents of 38469 zip code speak English at home.
0.5% of residents speak Spanish at home (100% very well).

Facilities with environmental interests located in this zip code:

• ENTERPRISE FABRICATORS INC (MILITARY ST in LORETTO, TN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: BURIAL CASKET MANUFACTURING.
  

Housing units lacking complete plumbing facilities: 2.4%
Housing units lacking complete kitchen facilities: 1.5%

Population in 1990: 3,369. Population change in the 1990s: +552 (+16.4%).

Place of birth for U.S.-born residents:

• This state: 2,706
• Northeast: 35
• Midwest: 537
• South: 889
• West: 175

65% of the 38469 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 74% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

94% of the 38469 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 87% moved from this county.
   Out of people who lived in different houses, 5% moved from different county within same state.
   Out of people who lived in different houses, 2% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 67
Students in private schools in grades 9 to 12 (high school): 51 Students in private undergraduate colleges: 13

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 2 establishments, 10-19 employees: 1 establishment)
• Information: Wired Telecommunications Carriers (20-49: 1)
• Finance and Insurance: Commercial Banking (10-19: 1, 5-9: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fire incidents per year is 28. The highest number of reported fire incidents - 53 took place in 2006, and the least - 2 in 2002. The data has a growing trend.
When looking into fire subcategories, the most reports belonged to: Outside Fires (48.3%), and Structure Fires (39.4%).


• Fire incident types reported to NFIRS in Zip Code 38469
• 22748.3%Outside Fires
• 18539.4%Structure Fires
• 326.8%Mobile Property/Vehicle Fires
• 265.5%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 38469, Tennessee

Most common first names in zip code 38469 among deceased individuals
Name	Count	Lived (average)
William	49	73.3 years
James	47	69.3 years
John	32	77.0 years
Mary	24	77.9 years
Robert	21	71.3 years
George	12	75.2 years
Thomas	11	62.3 years
Willie	11	77.1 years
Charles	11	67.6 years
Frank	10	72.6 years

Most common last names in zip code 38469 among deceased individuals
Last name	Count	Lived (average)
Smith	36	76.5 years
Brown	25	69.5 years
Neidert	18	78.8 years
Hughes	17	78.9 years
Fowler	13	80.1 years
Augustin	13	76.9 years
Walters	13	70.1 years
Beckman	13	77.3 years
Williams	13	65.6 years
Wilson	13	74.8 years

Businesses in zip code 38469
Name	Count		Name	Count
H&R Block	1		SONIC Drive-In	1
Hardee's	1		Subway	1
La-Z-Boy	1