38560 Zip Code (TN) Detailed Profile

Estimated zip code population in 2022: 1,559
Zip code population in 2010: 1,425
Zip code population in 2000: 1,278

Houses and condos: 593
Renter-occupied apartments: 131
March 2022 cost of living index in zip code 38560: 79.7 (low, U.S. average is 100)

Land area: 34.0 sq. mi.
Water area: 3.9 sq. mi.

Population density: 46 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $973 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $621 (0.3%)

For population 25 years and over in 38560:

• High school or higher: 83.7%
• Bachelor's degree or higher: 10.8%
• Graduate or professional degree: 2.7%
• Unemployed: 5.1%
• Mean travel time to work (commute): 47.9 minutes

For population 15 years and over in 38560:

• Never married: 36.7%
• Now married: 47.9%
• Separated: 2.1%
• Widowed: 3.6%
• Divorced: 9.8%

• 
• • 1,49195.8%White
  • 342.2%Two or more races
  • 241.5%Asian
  • 80.5%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 38560, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $49,754 (Individual Income Tax Returns)

Here:	$49,754
State:	$69,014

Salary/wage: $47,306 (reported on 82.0% of returns)

Here:	$47,306
State:	$55,872

(% of AGI for various income ranges: 1068.8% for AGIs below $25k, 3483.3% for AGIs $25k-50k, 5806.7% for AGIs $50k-75k, 8926.0% for AGIs $75k-100k, 17572.5% for AGIs $100k-200k)

Taxable interest for individuals: $438 (reported on 26.2% of returns)

This zip code:	$438
Tennessee:	$1,945

(% of AGI for various income ranges: 19.4% for AGIs below $25k, 8.7% for AGIs $25k-50k, 16.7% for AGIs $50k-75k, 8.0% for AGIs $75k-100k, 17.5% for AGIs $100k-200k)

Ordinary dividends: $980 (reported on 8.2% of returns)

Here:	$980
State:	$8,105

(% of AGI for various income ranges: 54.4% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$4,920 (reported on 8.2% of returns)

Here:	+$4,920
State:	+$33,664

(% of AGI for various income ranges: 19.3% for AGIs $25k-50k, 434.0% for AGIs $75k-100k)

Profit/loss from business: +$9,456 (reported on 14.8% of returns)

Here:	+$9,456
State:	+$18,991

(% of AGI for various income ranges: 335.6% for AGIs below $25k, 348.9% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $8,875 (reported on 6.6% of returns)

38560:	$8,875
Tennessee:	$20,036

(% of AGI for various income ranges: 236.7% for AGIs $25k-50k)

Earned income credit: $2,431 (reported on 21.3% of returns)

Here:	$2,431
State:	$2,391

(% of AGI for various income ranges: 120.6% for AGIs below $25k, 82.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.1%

Here:	95%
State:	93%

(% for various income ranges: 95.2% for AGIs below $25k, 94.1% for AGIs $25k-50k, 90.9% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 38560, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $40,159 (Individual Income Tax Returns)

Here:	$40,159
State:	$53,767

Salary/wage: $35,850 (reported on 86.3% of returns)

Here:	$35,850
State:	$45,421

(% of AGI for various income ranges: 71.4% for AGIs below $25k, 89.6% for AGIs $25k-50k, 78.9% for AGIs $50k-75k, 79.0% for AGIs $75k-100k, 59.6% for AGIs $100k-200k)

Taxable interest for individuals: $481 (reported on 31.4% of returns)

This zip code:	$481
Tennessee:	$1,732

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Ordinary dividends: $1,950 (reported on 7.8% of returns)

Here:	$1,950
State:	$6,739

Net capital gain/loss in AGI: +$1,757 (reported on 13.7% of returns)

Here:	+$1,757
State:	+$19,082

Profit/loss from business: +$7,657 (reported on 13.7% of returns)

Here:	+$7,657
State:	+$15,240

Taxable individual retirement arrangement distribution: $5,325 (reported on 7.8% of returns)

38560:	$5,325
Tennessee:	$15,505

Total itemized deductions: $15,933 (21% of AGI, reported on 11.8% of returns)

Here:	$15,933
State:	$21,976

Here:	21.0% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 7.7% for AGIs $25k-50k, 15.9% for AGIs $75k-100k)

Charity contributions: $3,650 (reported on 7.8% of returns)

Here:	$3,650
State:	$6,709

Taxes paid: $2,467 (reported on 11.8% of returns)

38560:	$2,467
State:	$4,829

Earned income credit: $2,225 (reported on 23.5% of returns)

Here:	$2,225
State:	$2,404

(% of AGI for various income ranges: 7.7% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 68.6%

Here:	69%
State:	52%

(% for various income ranges: 61.9% for AGIs below $25k, 73.3% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38560, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,324 (Individual Income Tax Returns)

Here:	$34,324
State:	$44,088

Salary/wage: $31,688 (reported on 87.3% of returns)

Here:	$31,688
State:	$38,825

(% of AGI for various income ranges: 76.2% for AGIs below $10k, 82.2% for AGIs $10k-25k, 88.6% for AGIs $25k-50k, 91.3% for AGIs $50k-75k, 139.5% for AGIs $75k-100k)

Taxable interest for individuals: $833 (reported on 38.6% of returns)

This zip code:	$833
Tennessee:	$1,802

(% of AGI for various income ranges: 5.4% for AGIs below $10k, 2.2% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.6% for AGIs $75k-100k)

Taxable dividends: $979 (reported on 9.4% of returns)

Here:	$979
State:	$3,727

Net capital gain/loss: +$1,429 (reported on 9.6% of returns)

Here:	+$1,429
State:	+$15,776

Profit/loss from business: +$3,723 (reported on 16.2% of returns)

Here:	+$3,723
State:	+$12,882

(% of AGI for various income ranges: 12.6% for AGIs below $10k, 8.0% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k)

IRA payment deduction: $3,400 (reported on 1.9% of returns)

38560:	$3,400
Tennessee:	$2,934

Total itemized deductions: $13,574 (24% of AGI, reported on 11.9% of returns)

Here:	$13,574
State:	$18,035

Here:	24.1% of AGI
State:	19.9% of AGI

Charity contributions deductions: $2,125 (4% of AGI, reported on 7.8% of returns)

Here:	$2,125
State:	$5,167

Here:	3.7% of AGI
State:	5.3% of AGI

Total tax: $4,107 (reported on 74.9% of returns)

38560:	$4,107
State:	$7,482

(% of AGI for various income ranges: 3.5% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 20.9% for AGIs over 100k)

Earned income credit: $1,655 (reported on 22.6% of returns)

Here:	$1,655
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 73.3%

Here:	73%
State:	60%

(% for various income ranges: 64.8% for AGIs below $10k, 74.4% for AGIs $10k-25k, 79.2% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 63.2% for AGIs $75k-100k, 91.7% for AGIs over 100k)

Nearest zip codes: 38552, 38548, 37030, 38567, 38569, 38564.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 72
Household did not receive Food Stamps/SNAP in the past 12 months: 379

Women who had a birth in the past 12 months: 5 (6 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 371 (204 now married, 166 unmarried)

Housing units in zip code 38560 with a mortgage: 149 (20 second mortgage, 9 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,233
Median monthly owner costs for units without a mortgage: $399

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 38560 household income distribution in 2022

• 18Less than $10,000
• 12$10,000 to $14,999
• 35$15,000 to $19,999
• 29$20,000 to $24,999
• 24$25,000 to $29,999
• 8$30,000 to $34,999
• 17$35,000 to $39,999
• 35$40,000 to $44,999
• 16$45,000 to $49,999
• 55$50,000 to $59,999
• 35$60,000 to $74,999
• 48$75,000 to $99,999
• 21$100,000 to $124,999
• 47$125,000 to $149,999
• 19$150,000 to $199,999
• 22$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 38560

• 21$60,000 to $69,999
• 8$70,000 to $79,999
• 6$80,000 to $89,999
• 18$90,000 to $99,999
• 21$100,000 to $124,999
• 20$125,000 to $149,999
• 16$150,000 to $174,999
• 13$175,000 to $199,999
• 53$200,000 to $249,999
• 23$250,000 to $299,999
• 27$300,000 to $399,999
• 9$400,000 to $499,999
• 21$500,000 to $749,999
• 11$1,000,000 to $1,499,999
• 8$2,000,000 or more

• Rent paid by renters in 2022 in zip code 38560

• 8$200 to $249
• 19$450 to $499
• 23$550 to $599
• 5$700 to $749
• 4$900 to $999
• 48No cash rent

Median gross rent in 2022: $867.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $232,223

Estimated median house or condo value in 2022: $217,925 Lower value quartile - upper value quartile: $126,463 - $302,814

Mean price in 2022:

Detached houses: $272,259

Here:	$272,259
State:	$374,382

Mobile homes: $498,720

Here:	$498,720
State:	$101,421

Housing units in structures:

• One, detached: 490
• Mobile homes: 89
• Boats, RVs, vans, etc.: 10

Unemployment: 5.1%

• Means of transportation to work in zip code 38560

• 80.2%484Drove a car alone
• 6.8%41Carpooled
• 1.7%10Other means
• 10.1%61Worked at home

• Travel time to work (commute) in zip code 38560

• 12Less than 5 minutes
• 275 to 9 minutes
• 6510 to 14 minutes
• 11315 to 19 minutes
• 3320 to 24 minutes
• 2825 to 29 minutes
• 2930 to 34 minutes
• 3535 to 39 minutes
• 1040 to 44 minutes
• 7845 to 59 minutes
• 3060 to 89 minutes
• 7490 or more minutes

Percentage of zip code residents living and working in this county: 76.8%

Household type by relationship:

Households: 1,559

• Male householders: 245 (61 living alone), Female householders: 208 (19 living alone)

• 254 spouses (254 opposite-sex spouses), 40 unmarried partners, (30 opposite-sex unmarried partners), 420 children (414 natural, 0 adopted, 6 stepchildren), 290 grandchildren, 0 brothers or sisters, 4 parents, 0 foster children, 79 other relatives, 17 non-relatives

Size of family households: 127 2-persons, 41 3-persons, 51 4-persons, 48 5-persons, 38 6-persons, 23 7-or-more-persons

Size of nonfamily households: 79 1-person, 34 2-persons, 9 3-persons

147 married couples with children.
59 single-parent households (36 men, 23 women).

95.9% of residents of 38560 zip code speak English at home.
1.4% of residents speak Spanish at home (36% very well, 14% well, 50% not well).
1.7% of residents speak Asian or Pacific Island language at home (100% very well).
0.4% of residents speak other language at home (83% very well, 17% well).

Facilities with environmental interests located in this zip code:

• FORKS RIVER ELEMENTARY SCHOOL (611 COOKEVILLE HW in ELMWOOD, TN)

  (Geographic Names Information System)
  (National Center for Education Statistics) - STATE ID-0020
  Organizations: SMITH COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  

Housing units lacking complete plumbing facilities: 5.3%
Housing units lacking complete kitchen facilities: 7.6%

Population in 1990: 937. Population change in the 1990s: +341 (+36.4%).

Place of birth for U.S.-born residents:

• This state: 1,134
• Northeast: 36
• Midwest: 236
• South: 96

57% of the 38560 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

86% of the 38560 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 13% moved from this county.
   Out of people who lived in different houses, 83% moved from different county within same state.
   Out of people who lived in different houses, 5% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): 32 Students in private undergraduate colleges: 5

Top industries in this zip code by the number of employees in 2005:

• Construction: Water and Sewer Line and Related Structures Construction (10-19 employees: 1 establishment)
• Other Services (except Public Administration): General Automotive Repair (1-4: 2)
• Accommodation and Food Services: Full-Service Restaurants (1-4: 1)
• Construction: Flooring Contractors (1-4: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
• Construction: Poured Concrete Foundation and Structure Contractors (1-4: 1)

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2003 - 2018 the average number of fires per year is 10. The highest number of fire incidents - 27 took place in 2012, and the least - 0 in 2017. The data has an increasing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (59.1%), and Outside Fires (32.3%).


• Fire incident types reported to NFIRS in Zip Code 38560
• 9759.1%Structure Fires
• 5332.3%Outside Fires
• 148.5%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 38560, Tennessee

Most common first names in zip code 38560 among deceased individuals
Name	Count	Lived (average)
James	11	75.6 years
John	10	83.7 years
Charlie	7	79.7 years
Willie	7	81.8 years
Robert	6	66.2 years
George	5	72.6 years
Mary	5	83.2 years
Ben	4	81.0 years
Lela	4	81.0 years
Vallie	4	79.5 years

Most common last names in zip code 38560 among deceased individuals
Last name	Count	Lived (average)
Woodard	19	81.3 years
Grisham	14	79.4 years
Bush	13	81.7 years
Overstreet	12	73.7 years
Armistead	10	77.7 years
Brown	10	68.5 years
Massey	8	77.1 years
White	8	82.0 years
Harville	7	80.3 years
Gentry	7	79.1 years