Estimated zip code population in 2022: 2,194 Zip code population in 2010: 1,990 Zip code population in 2000: 2,258
Houses and condos: 884 Renter-occupied apartments: 36
% of renters here:
4%
State:
31%
March 2022 cost of living index in zip code 40109: 79.9 (low, U.S. average is 100)
Land area: 9.4 sq. mi. Water area: 0.0 sq. mi.
Population density: 234 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
0.7% ($1,707)
Kentucky:
0.7% ($1,456)
Median real estate property taxes paid for housing units with mortgages in 2022: $1,776 (0.8%) Median real estate property taxes paid for housing units with no mortgage in 2022: $1,555 (0.6%)
Averages for the 2020 tax year for zip code 40109, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $60,944 (Individual Income Tax Returns)
Here:
$60,944
State:
$61,342
Salary/wage: $51,647 (reported on 77.8% of returns)
Here:
$51,647
State:
$50,827
(% of AGI for various income ranges: 998.0% for AGIs below $25k, 3355.6% for AGIs $25k-50k, 6361.3% for AGIs $50k-75k, 8613.0% for AGIs $75k-100k, 15671.8% for AGIs $100k-200k)
Taxable interest for individuals: $1,488 (reported on 25.4% of returns)
This zip code:
$1,488
Kentucky:
$1,441
(% of AGI for various income ranges: 18.0% for AGIs below $25k, 29.3% for AGIs $25k-50k, 44.0% for AGIs $50k-75k, 57.0% for AGIs $75k-100k, 60.9% for AGIs $100k-200k)
Ordinary dividends: $2,294 (reported on 12.7% of returns)
Here:
$2,294
State:
$7,388
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 21.9% for AGIs $25k-50k, 44.0% for AGIs $50k-75k, 24.0% for AGIs $75k-100k, 192.7% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$14,957 (reported on 11.1% of returns)
Here:
+$14,957
State:
+$19,475
(% of AGI for various income ranges: 34.8% for AGIs $25k-50k, 196.7% for AGIs $50k-75k, 1550.0% for AGIs $100k-200k)
Profit/loss from business: +$8,924 (reported on 16.7% of returns)
Here:
+$8,924
State:
+$11,386
(% of AGI for various income ranges: 113.2% for AGIs below $25k, 211.9% for AGIs $25k-50k, 260.0% for AGIs $50k-75k, 227.0% for AGIs $75k-100k, 365.5% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $16,100 (reported on 9.5% of returns)
40109:
$16,100
Kentucky:
$18,941
(% of AGI for various income ranges: 57.2% for AGIs below $25k, 164.4% for AGIs $25k-50k, 438.0% for AGIs $50k-75k, 625.5% for AGIs $100k-200k)
Total itemized deductions: $22,429 (reported on 5.6% of returns)
Here:
$22,429
State:
$32,473
(% of AGI for various income ranges: 796.0% for AGIs $75k-100k, 703.6% for AGIs $100k-200k)
Charity contributions: $8,400 (reported on 3.2% of returns)
Here:
$8,400
State:
$13,472
(% of AGI for various income ranges: 68.0% for AGIs $50k-75k, 212.7% for AGIs $100k-200k)
Taxes paid: $7,129 (reported on 5.6% of returns)
40109:
$7,129
State:
$7,830
(% of AGI for various income ranges: 259.0% for AGIs $75k-100k, 218.2% for AGIs $100k-200k)
Earned income credit: $1,944 (reported on 12.7% of returns)
Here:
$1,944
State:
$2,336
(% of AGI for various income ranges: 60.0% for AGIs below $25k, 59.6% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2020 taxes: 93.7%
Here:
94%
State:
94%
(% for various income ranges: 94.1% for AGIs below $25k, 91.7% for AGIs $25k-50k, 95.2% for AGIs $50k-75k, 92.9% for AGIs $75k-100k, 94.4% for AGIs $100k-200k, 100.0% for AGIs over 200k)
Averages for the 2012 tax year for zip code 40109, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $47,866 (Individual Income Tax Returns)
Here:
$47,866
State:
$50,814
Salary/wage: $39,705 (reported on 86.6% of returns)
Here:
$39,705
State:
$42,723
(% of AGI for various income ranges: 72.4% for AGIs below $25k, 73.2% for AGIs $25k-50k, 79.4% for AGIs $50k-75k, 79.9% for AGIs $75k-100k, 62.6% for AGIs $100k-200k)
Taxable interest for individuals: $876 (reported on 30.6% of returns)
This zip code:
$876
Kentucky:
$1,381
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)
Ordinary dividends: $1,675 (reported on 11.9% of returns)
Here:
$1,675
State:
$6,239
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.6% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$5,727 (reported on 8.2% of returns)
Here:
+$5,727
State:
+$11,336
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 2.8% for AGIs $100k-200k)
Profit/loss from business: +$6,636 (reported on 16.4% of returns)
Here:
+$6,636
State:
+$10,862
(% of AGI for various income ranges: 6.8% for AGIs below $25k, 3.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $13,791 (reported on 8.2% of returns)
40109:
$13,791
Kentucky:
$14,296
(% of AGI for various income ranges: 2.6% for AGIs below $25k, 3.2% for AGIs $25k-50k, 9.1% for AGIs $75k-100k)
Total itemized deductions: $18,319 (22% of AGI, reported on 32.1% of returns)
Here:
$18,319
State:
$21,160
Here:
22.3% of AGI
State:
20.0% of AGI
(% of AGI for various income ranges: 8.4% for AGIs below $25k, 11.1% for AGIs $25k-50k, 12.6% for AGIs $50k-75k, 15.2% for AGIs $75k-100k, 12.5% for AGIs $100k-200k)
Charity contributions: $2,991 (reported on 24.6% of returns)
Here:
$2,991
State:
$4,303
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)
Taxes paid: $6,751 (reported on 32.1% of returns)
40109:
$6,751
State:
$8,496
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 2.8% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 5.9% for AGIs $100k-200k)
Earned income credit: $2,061 (reported on 17.2% of returns)
Here:
$2,061
State:
$2,273
(% of AGI for various income ranges: 5.9% for AGIs below $25k, 0.8% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 59.0%
Here:
59%
State:
60%
(% for various income ranges: 51.9% for AGIs below $25k, 61.8% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 60.0% for AGIs $100k-200k)
Averages for the 2004 tax year for zip code 40109, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $41,692 (Individual Income Tax Returns)
Here:
$41,692
State:
$41,540
Salary/wage: $37,516 (reported on 87.1% of returns)
Here:
$37,516
State:
$36,432
(% of AGI for various income ranges: 145.1% for AGIs below $10k, 71.7% for AGIs $10k-25k, 80.1% for AGIs $25k-50k, 81.8% for AGIs $50k-75k, 86.7% for AGIs $75k-100k, 66.0% for AGIs over 100k)
Taxable interest for individuals: $743 (reported on 41.2% of returns)
This zip code:
$743
Kentucky:
$1,571
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 2.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.7% for AGIs over 100k)
Taxable dividends: $630 (reported on 16.1% of returns)
Here:
$630
State:
$3,453
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.5% for AGIs over 100k)
Net capital gain/loss: +$3,603 (reported on 10.7% of returns)
Here:
+$3,603
State:
+$9,663
(% of AGI for various income ranges: -1.2% for AGIs below $10k, 0.4% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, -0.0% for AGIs $75k-100k, 2.0% for AGIs over 100k)
Profit/loss from business: +$5,771 (reported on 16.3% of returns)
Here:
+$5,771
State:
+$9,233
(% of AGI for various income ranges: -11.2% for AGIs below $10k, 6.2% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.4% for AGIs over 100k)
IRA payment deduction: $2,611 (reported on 2.7% of returns)
40109:
$2,611
Kentucky:
$2,955
Total itemized deductions: $15,708 (23% of AGI, reported on 37.8% of returns)
Here:
$15,708
State:
$17,474
Here:
23.3% of AGI
State:
21.0% of AGI
(% of AGI for various income ranges: 11.9% for AGIs $10k-25k, 12.5% for AGIs $25k-50k, 16.3% for AGIs $50k-75k, 16.5% for AGIs $75k-100k, 14.1% for AGIs over 100k)
Charity contributions deductions: $2,155 (3% of AGI, reported on 33.5% of returns)
Here:
$2,155
State:
$3,494
Here:
3.1% of AGI
State:
4.0% of AGI
(% of AGI for various income ranges: 1.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.5% for AGIs over 100k)
Total tax: $5,324 (reported on 78.7% of returns)
40109:
$5,324
State:
$6,162
(% of AGI for various income ranges: 5.3% for AGIs below $10k, 4.5% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 17.6% for AGIs over 100k)
Earned income credit: $1,541 (reported on 14.1% of returns)
Here:
$1,541
State:
$1,723
Percentage of individuals using paid preparers for their 2004 taxes: 63.0%
Here:
63%
State:
66%
(% for various income ranges: 58.5% for AGIs below $10k, 63.8% for AGIs $10k-25k, 62.9% for AGIs $25k-50k, 64.8% for AGIs $50k-75k, 60.5% for AGIs $75k-100k, 71.1% for AGIs over 100k)
Household received Food Stamps/SNAP in the past 12 months: 46 Household did not receive Food Stamps/SNAP in the past 12 months: 812
Women who had a birth in the past 12 months: 8 (8 now married, 0 unmarried) Women who did not have a birth in the past 12 months: 487 (332 now married, 158 unmarried)
Housing units in zip code 40109 with a mortgage: 472 (119 second mortgage, 120 both second mortgage and home equity loan) Houses without a mortgage: 80
Median monthly owner costs for units with a mortgage: $1,365 Median monthly owner costs for units without a mortgage: $496
Residents with income below the poverty level in 2022:
This zip code:
6.0%
Whole state:
16.5%
Residents with income below 50% of the poverty level in 2022:
This zip code:
5.2%
Whole state:
9.0%
Median number of rooms in houses and condos:
Here:
6.5
State:
6.4
Notable locations in this zip code not listed on our city pages
Size of family households: 215 2-persons, 131 3-persons, 132 4-persons, 55 5-persons, 21 6-persons
Size of nonfamily households: 246 1-person, 57 2-persons
300 married couples with children.
18 single-parent households (13 men, 5 women).
99.1% of residents of 40109 zip code speak English at home.
0.2% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 0 (0.0%)
:
0.0%
Whole state:
4.0%
30%English
23%Irish
14%American
13%German
4%European
3%Italian
3%Scottish
Year of entry for the foreign-born population
02010 or later
02000 to 2009
211990 to 1999
0Before 1990
Facilities with environmental interests located in this zip code:
ADAMS RESIDENCE (481 KERR LN in BROOKS, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS Alternative names: PALMIERI RESIDENCE
ASPHALT OF KENTUCKIANA LLC (8500 PORT RD in LOUISVILLE, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: READY-MIXED CONCRETE Alternative names: CERTIFIED ASPHALT LLC
BROOKS CRUSHED STONE (4404 CORAL RIDGE RD in BROOKS, KY)
AIR MINOR (AIRS/AFS) CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources) Business SIC classification: CRUSHED AND BROKEN LIMESTONE Alternative names: BROOKS CRUSHED STONE LLC
CARLISLE RESIDENCE (70 STATION WAY in BROOKS, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
COUNTRY LIVING MHP (205 SARVER RD in BROOKS, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: OPERATORS OF RESIDENTIAL MOBILE HOME SITES
PHILLIPS RESIDENCE (7236 KNOB CREEK RD in BROOKS, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
PILOT TRAVEL CENTER #356 (2050 EAST BLUE LICK RD in BROOKS, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: GASOLINE SERVICE STATIONS
FINN RESIDENCE (598 WILDERNESS RD in BROOKS, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
MARTIN RESIDENCE (14 WOODS LN in BROOKS, KY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
A.L. TAYLOR (VALLEY OF DRUMS) (ST HWY 1020 in BROOKS, KY)
SUPERFUND NPL (Superfund database) Alternative names: TAYLOR A L SITE
Housing units lacking complete plumbing facilities: 0.7% Housing units lacking complete kitchen facilities: 2.1%
47.3%Electricity
26.9%Utility gas
17.9%Bottled, tank, or LP gas
6.9%Wood
1.4%Fuel oil, kerosene, etc.
Population in 1990: 4,447.
Place of birth for U.S.-born residents:
This state: 1,765
Northeast: 62
Midwest: 187
South: 102
West: 44
70% of the 40109 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 31% lived in this county. Out of people who lived in different counties, 50% lived in Kentucky.
96% of the 40109 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 97% moved from this county.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 116
Here:
59.2%
Kentucky:
17.2%
Students in private schools in grades 9 to 12 (high school): 32
Here:
23.6%
Kentucky:
15.2%
Students in private undergraduate colleges: 6
Here:
9.0%
Kentucky:
19.6%
Occupation by median earnings in the past 12 months ($)
95,869Management occupations
83,985Production occupations
55,840Fire fighting and prevention, and other protective service workers including supervisors
43,601Transportation occupations
43,045Office and administrative support occupations
40,014Business and financial operations occupations
Companies with federal contracts located in this zip code:
MATSUDA, INC (3201 CORAL RIDGE RD in BROOKS, KY; small business) : $4,076,638 in 52 contractsfrom 2000 to 2004
Contracts for Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing) by Army Signed by year:2000: $167,754; 2001: $2,963,044; 2002: $975,264; 2003: $0; 2004: -$29,424; 2005: $0; 2006: $0.
Biggest contracts:
$585,000 with Army for Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2001-09-21. Completion date: 2001-08-12.
$416,272, same as above.Signed on 2001-09-21. Completion date: 2001-08-12.
$400,000, same as above.Signed on 2001-06-20. Completion date: 2001-08-12.
$298,460, same as above.Signed on 2002-11-18. Completion date: 2001-08-12.
Top industries in this zip code by the number of employees in 2005:
Construction: Commercial and Institutional Building Construction (50-99 employees: 1 establishment, 10-19 employees: 1 establishment)
Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (10-19: 5)
Mining: Crushed and Broken Limestone Mining and Quarrying (20-49: 2)
Administrative and Support and Waste Management and Remediation Services: Document Preparation Services (10-19: 1)
Construction: Glass and Glazing Contractors (10-19: 1)
Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 3)
Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1, 1-4: 1)
Fatal accident statistics in 2011:
Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 3
Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
4
$145,620
14
$96,527
62
$127,965
7
$30,184
6
$87,122
4
$80,580
APPLICATIONS APPROVED, NOT ACCEPTED
1
$49,260
1
$149,770
6
$117,732
0
$0
1
$75,560
1
$33,590
APPLICATIONS DENIED
3
$120,200
8
$95,049
36
$132,819
7
$57,514
4
$67,202
6
$64,657
APPLICATIONS WITHDRAWN
2
$123,125
3
$120,897
18
$151,468
1
$6,360
1
$52,020
1
$52,750
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
3
$143,647
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2008 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
9
$125,273
16
$114,322
41
$97,412
7
$62,759
4
$69,125
8
$76,761
APPLICATIONS APPROVED, NOT ACCEPTED
1
$139,760
2
$97,255
6
$127,243
0
$0
0
$0
1
$59,450
APPLICATIONS DENIED
2
$108,440
4
$69,995
44
$131,545
8
$40,576
0
$0
6
$75,502
APPLICATIONS WITHDRAWN
1
$147,440
4
$84,388
17
$146,709
3
$41,947
1
$498,230
2
$51,485
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$93,730
3
$109,813
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
3
$142,143
38
$121,387
52
$111,725
7
$24,724
6
$115,155
10
$64,922
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
7
$71,403
11
$91,434
1
$39,200
2
$60,045
2
$71,095
APPLICATIONS DENIED
4
$74,390
14
$96,852
38
$116,048
6
$62,623
1
$75,200
9
$57,704
APPLICATIONS WITHDRAWN
2
$88,810
8
$89,481
15
$129,694
1
$91,240
1
$96,700
1
$63,930
FILES CLOSED FOR INCOMPLETENESS
1
$87,330
1
$102,820
5
$170,714
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
6
$121,725
41
$109,650
64
$94,189
9
$34,504
9
$101,222
10
$73,517
APPLICATIONS APPROVED, NOT ACCEPTED
1
$86,340
9
$67,034
10
$124,121
2
$19,800
2
$103,350
6
$47,443
APPLICATIONS DENIED
1
$97,680
17
$55,885
41
$112,989
8
$29,284
2
$75,380
14
$39,322
APPLICATIONS WITHDRAWN
0
$0
7
$111,314
16
$110,222
1
$39,920
2
$73,210
2
$60,885
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$118,680
4
$131,630
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
6
$133,248
48
$103,991
91
$98,057
14
$60,431
12
$74,235
11
$68,432
APPLICATIONS APPROVED, NOT ACCEPTED
1
$80,050
8
$73,726
14
$118,930
2
$46,850
0
$0
5
$50,388
APPLICATIONS DENIED
3
$78,943
21
$89,709
61
$101,702
6
$43,598
1
$76,160
17
$68,303
APPLICATIONS WITHDRAWN
1
$49,820
10
$97,916
23
$99,797
7
$156,349
5
$103,638
2
$66,620
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$118,320
10
$110,066
0
$0
1
$27,990
0
$0
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
4
$111,860
31
$100,400
78
$93,334
15
$35,089
1
$242,000
7
$130,393
11
$51,506
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
6
$88,923
18
$87,418
1
$66,650
0
$0
0
$0
6
$50,887
APPLICATIONS DENIED
0
$0
22
$66,803
58
$98,734
7
$31,966
0
$0
2
$89,805
24
$64,903
APPLICATIONS WITHDRAWN
1
$88,740
7
$104,400
34
$107,090
3
$47,917
0
$0
1
$118,610
5
$92,452
FILES CLOSED FOR INCOMPLETENESS
0
$0
3
$90,347
8
$104,335
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
4
$102,548
31
$92,090
147
$96,113
12
$35,587
7
$64,073
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
4
$76,965
19
$87,839
1
$70,210
2
$132,505
APPLICATIONS DENIED
1
$36,710
12
$76,551
62
$96,186
9
$59,390
2
$48,185
APPLICATIONS WITHDRAWN
1
$75,560
6
$104,415
34
$102,067
1
$35,280
1
$39,200
FILES CLOSED FOR INCOMPLETENESS
1
$25,750
2
$120,280
7
$98,120
1
$97,960
1
$91,250
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
7
$108,187
34
$78,543
103
$91,169
14
$22,559
6
$88,317
APPLICATIONS APPROVED, NOT ACCEPTED
1
$99,080
5
$71,914
16
$74,787
3
$17,513
0
$0
APPLICATIONS DENIED
1
$68,670
19
$54,424
50
$77,024
8
$25,918
3
$28,233
APPLICATIONS WITHDRAWN
2
$150,080
3
$120,880
29
$107,517
1
$20,310
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
2
$105,140
11
$88,340
0
$0
1
$37,070
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
7
$82,444
31
$77,099
111
$80,550
14
$25,309
8
$70,882
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
6
$69,825
22
$82,602
5
$19,270
1
$40,820
APPLICATIONS DENIED
1
$57,020
27
$50,867
52
$70,139
18
$24,511
1
$32,080
APPLICATIONS WITHDRAWN
1
$56,670
5
$100,078
28
$107,003
3
$39,747
1
$33,590
FILES CLOSED FOR INCOMPLETENESS
1
$70,920
1
$115,120
6
$87,053
1
$25,300
0
$0
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
4
$129,990
34
$68,488
56
$59,831
20
$18,322
3
$62,173
APPLICATIONS APPROVED, NOT ACCEPTED
2
$39,145
9
$54,334
19
$57,177
7
$20,633
0
$0
APPLICATIONS DENIED
3
$85,030
24
$41,170
38
$50,286
12
$20,100
2
$33,220
APPLICATIONS WITHDRAWN
2
$69,515
4
$67,050
18
$64,182
3
$43,210
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
6
$62,828
0
$0
0
$0
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)