40157 Zip Code (KY) Detailed Profile

Estimated zip code population in 2022: 1,017
Zip code population in 2010: 876
Zip code population in 2000: 1,279

Houses and condos: 421
Renter-occupied apartments: 38
March 2022 cost of living index in zip code 40157: 79.4 (low, U.S. average is 100)

Land area: 31.1 sq. mi.
Water area: 1.5 sq. mi.

Population density: 33 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,950 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,189 (0.8%)

For population 25 years and over in 40157:

• High school or higher: 90.7%
• Bachelor's degree or higher: 12.2%
• Graduate or professional degree: 7.5%
• Unemployed: 4.5%
• Mean travel time to work (commute): 36.4 minutes

For population 15 years and over in 40157:

• Never married: 26.6%
• Now married: 62.0%
• Separated: 1.1%
• Widowed: 4.8%
• Divorced: 5.4%

• 
• • 87886.4%White
  • 13813.6%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 40157, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $55,352 (Individual Income Tax Returns)

Here:	$55,352
State:	$61,342

Salary/wage: $54,517 (reported on 83.3% of returns)

Here:	$54,517
State:	$50,827

(% of AGI for various income ranges: 1032.0% for AGIs below $25k, 3631.2% for AGIs $25k-50k, 6183.3% for AGIs $50k-75k, 8595.0% for AGIs $75k-100k, 19990.0% for AGIs $100k-200k)

Taxable interest for individuals: $642 (reported on 28.6% of returns)

This zip code:	$642
Kentucky:	$1,441

(% of AGI for various income ranges: 23.0% for AGIs below $25k, 25.0% for AGIs $25k-50k, 45.0% for AGIs $50k-75k, 17.5% for AGIs $100k-200k)

Ordinary dividends: $833 (reported on 7.1% of returns)

Here:	$833
State:	$7,388

(% of AGI for various income ranges: 41.7% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$2,275 (reported on 9.5% of returns)

Here:	+$2,275
State:	+$19,475

(% of AGI for various income ranges: 151.7% for AGIs $50k-75k)

Profit/loss from business: +$10,175 (reported on 19.0% of returns)

Here:	+$10,175
State:	+$11,386

(% of AGI for various income ranges: 567.0% for AGIs below $25k, 411.7% for AGIs $50k-75k)

Earned income credit: $2,450 (reported on 14.3% of returns)

Here:	$2,450
State:	$2,336

(% of AGI for various income ranges: 101.0% for AGIs below $25k, 57.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 97.6%

Here:	98%
State:	94%

(% for various income ranges: 93.3% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 40157, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,850 (Individual Income Tax Returns)

Here:	$38,850
State:	$50,814

Salary/wage: $39,329 (reported on 81.0% of returns)

Here:	$39,329
State:	$42,723

(% of AGI for various income ranges: 64.9% for AGIs below $25k, 85.8% for AGIs $25k-50k, 81.8% for AGIs $50k-75k, 87.3% for AGIs $75k-100k, 86.1% for AGIs $100k-200k)

Taxable interest for individuals: $619 (reported on 38.1% of returns)

This zip code:	$619
Kentucky:	$1,381

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k)

Ordinary dividends: $700 (reported on 9.5% of returns)

Here:	$700
State:	$6,239

Net capital gain/loss in AGI: +$600 (reported on 9.5% of returns)

Here:	+$600
State:	+$11,336

Profit/loss from business: +$7,729 (reported on 16.7% of returns)

Here:	+$7,729
State:	+$10,862

Total itemized deductions: $17,222 (26% of AGI, reported on 21.4% of returns)

Here:	$17,222
State:	$21,160

Here:	25.5% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 12.4% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 28.2% for AGIs $75k-100k)

Charity contributions: $1,650 (reported on 14.3% of returns)

Here:	$1,650
State:	$4,303

Taxes paid: $5,111 (reported on 21.4% of returns)

40157:	$5,111
State:	$8,496

(% of AGI for various income ranges: 2.4% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 10.5% for AGIs $75k-100k)

Earned income credit: $2,330 (reported on 23.8% of returns)

Here:	$2,330
State:	$2,273

(% of AGI for various income ranges: 7.7% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 73.8%

Here:	74%
State:	60%

(% for various income ranges: 72.2% for AGIs below $25k, 72.7% for AGIs $25k-50k, 85.7% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 40157, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,707 (Individual Income Tax Returns)

Here:	$31,707
State:	$41,540

Salary/wage: $32,840 (reported on 82.5% of returns)

Here:	$32,840
State:	$36,432

(% of AGI for various income ranges: 96.1% for AGIs below $10k, 65.4% for AGIs $10k-25k, 84.3% for AGIs $25k-50k, 95.3% for AGIs $50k-75k, 89.8% for AGIs $75k-100k)

Taxable interest for individuals: $964 (reported on 43.6% of returns)

This zip code:	$964
Kentucky:	$1,571

(% of AGI for various income ranges: 5.0% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Taxable dividends: $366 (reported on 9.3% of returns)

Here:	$366
State:	$3,453

Net capital gain/loss: +$1,283 (reported on 10.5% of returns)

Here:	+$1,283
State:	+$9,663

Profit/loss from business: +$7,157 (reported on 15.9% of returns)

Here:	+$7,157
State:	+$9,233

IRA payment deduction: $1,727 (reported on 2.5% of returns)

40157:	$1,727
Kentucky:	$2,955

Total itemized deductions: $14,084 (26% of AGI, reported on 18.9% of returns)

Here:	$14,084
State:	$17,474

Here:	26.1% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 5.4% for AGIs $10k-25k, 7.9% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 10.5% for AGIs $75k-100k)

Charity contributions deductions: $1,594 (3% of AGI, reported on 14.5% of returns)

Here:	$1,594
State:	$3,494

Here:	3.0% of AGI
State:	4.0% of AGI

(% of AGI for various income ranges: 3.7% for AGIs below $10k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Total tax: $2,952 (reported on 75.0% of returns)

40157:	$2,952
State:	$6,162

(% of AGI for various income ranges: 2.6% for AGIs below $10k, 4.8% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 6.8% for AGIs $50k-75k, 10.3% for AGIs $75k-100k)

Earned income credit: $1,659 (reported on 18.6% of returns)

Here:	$1,659
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 80.0%

Here:	80%
State:	66%

(% for various income ranges: 68.2% for AGIs below $10k, 82.0% for AGIs $10k-25k, 83.6% for AGIs $25k-50k, 85.2% for AGIs $50k-75k, 78.8% for AGIs $75k-100k)

Nearest zip codes: 40161, 40171, 40104, 40170, 47525, 47137.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 20
Household did not receive Food Stamps/SNAP in the past 12 months: 358

Women who had a birth in the past 12 months: 4 (4 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 180 (117 now married, 64 unmarried)

Housing units in zip code 40157 with a mortgage: 232 (12 second mortgage, 12 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,637
Median monthly owner costs for units without a mortgage: $631

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 40157 household income distribution in 2022

• 32$10,000 to $14,999
• 12$15,000 to $19,999
• 23$20,000 to $24,999
• 17$25,000 to $29,999
• 35$35,000 to $39,999
• 35$50,000 to $59,999
• 21$60,000 to $74,999
• 43$75,000 to $99,999
• 39$100,000 to $124,999
• 19$125,000 to $149,999
• 35$150,000 to $199,999
• 61$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 40157

• 12$10,000 to $14,999
• 11$15,000 to $19,999
• 12$25,000 to $29,999
• 6$90,000 to $99,999
• 39$100,000 to $124,999
• 9$125,000 to $149,999
• 22$175,000 to $199,999
• 71$200,000 to $249,999
• 52$250,000 to $299,999
• 38$300,000 to $399,999
• 80$400,000 to $499,999

• Rent paid by renters in 2022 in zip code 40157

• 10$300 to $349
• 6$750 to $799
• 22No cash rent

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $271,666
• Hispanic or Latino householders: $214,098

Estimated median house or condo value in 2022: $255,966 Lower value quartile - upper value quartile: $131,471 - $371,688

Mean price in 2022:

Detached houses: $280,904

Here:	$280,904
State:	$256,452

Mobile homes: $94,888

Here:	$94,888
State:	$84,635

Housing units in structures:

• One, detached: 293
• Two: 6
• Mobile homes: 117

Unemployment: 4.5%

• Means of transportation to work in zip code 40157

• 83.5%368Drove a car alone
• 4.8%21Carpooled
• 1.4%6Bus or trolley bus
• 8.4%37Worked at home

• Travel time to work (commute) in zip code 40157

• 4Less than 5 minutes
• 1810 to 14 minutes
• 4715 to 19 minutes
• 6620 to 24 minutes
• 5825 to 29 minutes
• 1530 to 34 minutes
• 1435 to 39 minutes
• 1840 to 44 minutes
• 6345 to 59 minutes
• 9160 to 89 minutes

Percentage of zip code residents living and working in this county: 49.5%

Household type by relationship:

Households: 1,017

• Male householders: 209 (78 living alone), Female householders: 168 (19 living alone)

• 235 spouses (235 opposite-sex spouses), 32 unmarried partners, (32 opposite-sex unmarried partners), 354 children (320 natural, 10 adopted, 24 stepchildren), 13 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 10 non-relatives

Size of family households: 113 2-persons, 6 3-persons, 81 4-persons, 10 5-persons, 47 6-persons

Size of nonfamily households: 97 1-person, 22 2-persons

273 married couples with children.
11 single-parent households (11 women).

97.9% of residents of 40157 zip code speak English at home.
1.9% of residents speak Spanish at home (100% very well).

Facilities with environmental interests located in this zip code:

• PAYNEVILLE ELEMENTARY SCHOOL (520 RHODELIA RD in PAYNEVILLE, KY)

  (National Center for Education Statistics) - STATE ID-082411090
  Organizations: MEADE COUNTY (SCHOOL DISTRICT)
  

Housing units lacking complete plumbing facilities: 5.7%
Housing units lacking complete kitchen facilities: 5.7%

Population in 1990: 504. Population change in the 1990s: +775 (+153.8%).

Place of birth for U.S.-born residents:

• This state: 712
• Northeast: 20
• Midwest: 137
• South: 96
• West: 43

70% of the 40157 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 66% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

96% of the 40157 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 31% moved from this county.
   Out of people who lived in different houses, 69% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 8
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 6

Top industries in this zip code by the number of employees in 2005:

• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9 employees: 1 establishment, 1-4 employees: 2 establishments)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 1)
• Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (5-9: 1)
• Construction: Poured Concrete Foundation and Structure Contractors (1-4: 1)
• Construction: Site Preparation Contractors (1-4: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fire incidents per year is 6. The highest number of reported fire incidents - 15 took place in 2003, and the least - 1 in 2013. The data has a decreasing trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (46.2%), and Outside Fires (43.3%).


• Fire incident types reported to NFIRS in Zip Code 40157
• 4846.2%Structure Fires
• 4543.3%Outside Fires
• 1110.6%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 40157, Kentucky

Most common first names in zip code 40157 among deceased individuals
Name	Count	Lived (average)
James	15	71.3 years
Mary	11	84.5 years
Charles	10	70.0 years
William	9	79.2 years
Robert	9	65.6 years
Joseph	7	73.9 years
John	7	79.8 years
Henry	4	72.5 years
Edward	4	81.0 years
Anna	4	79.3 years

Most common last names in zip code 40157 among deceased individuals
Last name	Count	Lived (average)
Brown	10	74.5 years
Barr	8	75.9 years
Smith	8	73.7 years
Vessels	7	82.5 years
Hardesty	7	74.1 years
Hardin	7	80.0 years
Spink	7	77.0 years
Staples	6	68.3 years
Redmon	6	82.0 years
Allen	5	73.4 years