40737 Zip Code (KY) Detailed Profile

Estimated zip code population in 2022: 1,733
Zip code population in 2010: 1,379
Zip code population in 2000: 921

Houses and condos: 690
Renter-occupied apartments: 89
March 2022 cost of living index in zip code 40737: 82.0 (low, U.S. average is 100)

Land area: 7.2 sq. mi.
Water area: 0.1 sq. mi.

Population density: 240 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,120 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $630 (0.6%)

For population 25 years and over in 40737:

• High school or higher: 77.2%
• Bachelor's degree or higher: 15.1%
• Graduate or professional degree: 4.8%
• Unemployed: 14.6%
• Mean travel time to work (commute): 25.8 minutes

For population 15 years and over in 40737:

• Never married: 17.5%
• Now married: 64.8%
• Separated: 6.0%
• Widowed: 4.9%
• Divorced: 6.8%

• 
• • 1,71098.7%White
  • 231.3%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 40737, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $37,430 (Individual Income Tax Returns)

Here:	$37,430
State:	$61,342

Salary/wage: $35,437 (reported on 79.6% of returns)

Here:	$35,437
State:	$50,827

(% of AGI for various income ranges: 1080.0% for AGIs below $25k, 3324.2% for AGIs $25k-50k, 5891.7% for AGIs $50k-75k, 6300.0% for AGIs $75k-100k)

Taxable interest for individuals: $286 (reported on 13.0% of returns)

This zip code:	$286
Kentucky:	$1,441

(% of AGI for various income ranges: 7.9% for AGIs below $25k, 8.3% for AGIs $50k-75k)

Profit/loss from business: +$8,571 (reported on 13.0% of returns)

Here:	+$8,571
State:	+$11,386

(% of AGI for various income ranges: 144.2% for AGIs below $25k, 271.7% for AGIs $25k-50k)

Earned income credit: $2,447 (reported on 31.5% of returns)

Here:	$2,447
State:	$2,336

(% of AGI for various income ranges: 147.9% for AGIs below $25k, 112.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.6%

Here:	93%
State:	94%

(% for various income ranges: 92.0% for AGIs below $25k, 93.3% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 40737, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $31,177 (Individual Income Tax Returns)

Here:	$31,177
State:	$50,814

Salary/wage: $29,802 (reported on 83.0% of returns)

Here:	$29,802
State:	$42,723

(% of AGI for various income ranges: 76.4% for AGIs below $25k, 85.6% for AGIs $25k-50k, 80.7% for AGIs $50k-75k, 74.4% for AGIs $75k-100k)

Taxable interest for individuals: $243 (reported on 13.2% of returns)

This zip code:	$243
Kentucky:	$1,381

(% of AGI for various income ranges: 0.3% for AGIs below $25k)

Ordinary dividends: $100 (reported on 3.8% of returns)

Here:	$100
State:	$6,239

Profit/loss from business: +$7,433 (reported on 17.0% of returns)

Here:	+$7,433
State:	+$10,862

Total itemized deductions: $15,186 (23% of AGI, reported on 13.2% of returns)

Here:	$15,186
State:	$21,160

Here:	23.1% of AGI
State:	20.0% of AGI

Charity contributions: $2,975 (reported on 7.5% of returns)

Here:	$2,975
State:	$4,303

Taxes paid: $4,543 (reported on 13.2% of returns)

40737:	$4,543
State:	$8,496

Earned income credit: $2,337 (reported on 35.8% of returns)

Here:	$2,337
State:	$2,273

(% of AGI for various income ranges: 8.9% for AGIs below $25k, 2.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 67.9%

Here:	68%
State:	60%

(% for various income ranges: 65.5% for AGIs below $25k, 69.2% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 80.0% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 40737, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $27,372 (Individual Income Tax Returns)

Here:	$27,372
State:	$41,540

Salary/wage: $24,321 (reported on 85.6% of returns)

Here:	$24,321
State:	$36,432

(% of AGI for various income ranges: 82.8% for AGIs below $10k, 73.7% for AGIs $10k-25k, 78.2% for AGIs $25k-50k, 81.4% for AGIs $50k-75k, 64.4% for AGIs $75k-100k)

Taxable interest for individuals: $820 (reported on 25.5% of returns)

This zip code:	$820
Kentucky:	$1,571

(% of AGI for various income ranges: 1.1% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Taxable dividends: $208 (reported on 4.6% of returns)

Here:	$208
State:	$3,453

Net capital gain/loss: +$3,929 (reported on 5.4% of returns)

Here:	+$3,929
State:	+$9,663

Profit/loss from business: +$9,459 (reported on 20.9% of returns)

Here:	+$9,459
State:	+$9,233

(% of AGI for various income ranges: 13.1% for AGIs below $10k, 10.6% for AGIs $10k-25k, 5.3% for AGIs $25k-50k, 10.9% for AGIs $50k-75k)

Total itemized deductions: $14,406 (25% of AGI, reported on 13.2% of returns)

Here:	$14,406
State:	$17,474

Here:	25.0% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 5.4% for AGIs $10k-25k, 4.7% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 13.9% for AGIs $75k-100k)

Charity contributions deductions: $2,352 (4% of AGI, reported on 10.4% of returns)

Here:	$2,352
State:	$3,494

Here:	4.0% of AGI
State:	4.0% of AGI

Total tax: $2,951 (reported on 67.0% of returns)

40737:	$2,951
State:	$6,162

(% of AGI for various income ranges: 2.7% for AGIs below $10k, 3.9% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 9.7% for AGIs $50k-75k, 13.5% for AGIs $75k-100k)

Earned income credit: $2,082 (reported on 32.6% of returns)

Here:	$2,082
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 76.6%

Here:	77%
State:	66%

(% for various income ranges: 77.0% for AGIs below $10k, 76.2% for AGIs $10k-25k, 78.0% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 90.5% for AGIs $75k-100k)

Nearest zip codes: 40744, 40743, 40701, 40740, 40741, 40771.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 95
Household did not receive Food Stamps/SNAP in the past 12 months: 523

Women who did not have a birth in the past 12 months: 614 (435 now married, 183 unmarried)

Housing units in zip code 40737 with a mortgage: 301 (20 second mortgage, 20 both second mortgage and home equity loan)
Houses without a mortgage: 35

Median monthly owner costs for units with a mortgage: $1,126
Median monthly owner costs for units without a mortgage: $328

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 40737 household income distribution in 2022

• 48Less than $10,000
• 25$10,000 to $14,999
• 20$15,000 to $19,999
• 66$20,000 to $24,999
• 28$25,000 to $29,999
• 21$30,000 to $34,999
• 62$35,000 to $39,999
• 27$40,000 to $44,999
• 29$45,000 to $49,999
• 22$50,000 to $59,999
• 20$60,000 to $74,999
• 84$75,000 to $99,999
• 55$100,000 to $124,999
• 22$150,000 to $199,999
• 83$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 40737

• 64Less than $10,000
• 43$40,000 to $49,999
• 47$50,000 to $59,999
• 9$80,000 to $89,999
• 19$90,000 to $99,999
• 15$100,000 to $124,999
• 65$125,000 to $149,999
• 61$150,000 to $174,999
• 23$175,000 to $199,999
• 84$200,000 to $249,999
• 19$250,000 to $299,999
• 27$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 40737

• 22$400 to $449
• 23$450 to $499
• 10$500 to $549
• 33No cash rent

Median gross rent in 2022: $755.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $200,408

Estimated median house or condo value in 2022: $149,609 Lower value quartile - upper value quartile: $58,097 - $212,852

Mean price in 2022:

Detached houses: $91,292

Here:	$91,292
State:	$256,452

Mobile homes: $10,840

Here:	$10,840
State:	$84,635

Housing units in structures:

• One, detached: 372
• One, attached: 8
• Mobile homes: 290
• Boats, RVs, vans, etc.: 30

Unemployment: 14.6%

• Means of transportation to work in zip code 40737

• 73.9%495Drove a car alone
• 23.8%159Carpooled
• 1.3%9Worked at home

• Travel time to work (commute) in zip code 40737

• 16510 to 14 minutes
• 9215 to 19 minutes
• 6020 to 24 minutes
• 2925 to 29 minutes
• 12630 to 34 minutes
• 16945 to 59 minutes

Percentage of zip code residents living and working in this county: 58.4%

Household type by relationship:

Households: 1,733

• Male householders: 329 (29 living alone), Female householders: 287 (44 living alone)

• 437 spouses (437 opposite-sex spouses), 13 unmarried partners, (13 opposite-sex unmarried partners), 443 children (444 natural, 0 adopted, 0 stepchildren), 17 grandchildren, 71 brothers or sisters, 47 parents, 15 foster children, 49 other relatives, 0 non-relatives

Size of family households: 284 2-persons, 39 3-persons, 44 4-persons, 161 5-persons

Size of nonfamily households: 72 1-person, 12 2-persons

171 married couples with children.
0 single-parent households ().

99.7% of residents of 40737 zip code speak English at home.

Facilities with environmental interests located in this zip code:

• KEAVY ELEMENTARY SCHOOL (598 W HWY 312 in KEAVY, KY)

  (National Center for Education Statistics) - STATE ID-063311180
  Organizations: LAUREL COUNTY (SCHOOL DISTRICT)
  

• HINKLE AND HELTON FOOD MARKET (KY 312 in KEAVY, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: HINLKE AND HELTON FOOD MARKET (CONTACT/OWNER)
  

• KEAVY ELEM SCHOOL (598 W HWY 312 in KEAVY, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
  

Housing units lacking complete plumbing facilities: 10.0%
Housing units lacking complete kitchen facilities: 9.9%

Population in 1990: 1,323.

Place of birth for U.S.-born residents:

• This state: 1,102
• Midwest: 501
• South: 119

56% of the 40737 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 33% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

95% of the 40737 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 60% moved from this county.
   Out of people who lived in different houses, 39% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 9
Students in private schools in grades 9 to 12 (high school):

Top industries in this zip code by the number of employees in 2005:

• Construction: Residential Remodelers (5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
• Construction: Drywall and Insulation Contractors (1-4: 1)
• Construction: All Other Specialty Trade Contractors (1-4: 1)
• Other Services (except Public Administration): Religious Organizations (1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 1)

Most common first names in zip code 40737 among deceased individuals
Name	Count	Lived (average)
William	11	76.6 years
Robert	8	69.5 years
George	6	70.5 years
Mary	6	77.3 years
Howard	5	77.0 years
Arthur	5	62.0 years
James	5	58.6 years
John	5	76.8 years
Chester	4	70.2 years
Ida	4	77.0 years

Most common last names in zip code 40737 among deceased individuals
Last name	Count	Lived (average)
Lewis	11	73.5 years
Karr	10	82.7 years
Wells	10	76.4 years
Masters	9	72.5 years
Williams	6	71.7 years
Moore	6	58.8 years
Caudill	6	75.0 years
Baker	6	80.7 years
Reynolds	5	80.8 years
Cassidy	5	83.8 years