40815 Zip Code (KY) Detailed Profile

Estimated zip code population in 2022: 700
Zip code population in 2010: 1,534
Zip code population in 2000: 1,682

Houses and condos: 499
Renter-occupied apartments: 97
March 2022 cost of living index in zip code 40815: 78.1 (low, U.S. average is 100)

Land area: 40.9 sq. mi.
Water area: 0.8 sq. mi.

Population density: 17 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,145 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $872 (1.3%)

For population 25 years and over in 40815:

• High school or higher: 67.8%
• Bachelor's degree or higher: 23.9%
• Graduate or professional degree: 0.0%
• Mean travel time to work (commute): 16.6 minutes

For population 15 years and over in 40815:

• Never married: 37.7%
• Now married: 48.7%
• Separated: 0.4%
• Widowed: 4.1%
• Divorced: 9.1%

• 
• • 60386.1%White
  • 649.1%Black
  • 273.9%Two or more races
  • 60.9%Asian

Urban population: 6
Rural population: 693

Averages for the 2020 tax year for zip code 40815, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $31,352 (Individual Income Tax Returns)

Here:	$31,352
State:	$61,342

Salary/wage: $30,365 (reported on 73.8% of returns)

Here:	$30,365
State:	$50,827

(% of AGI for various income ranges: 1062.9% for AGIs below $25k, 3058.9% for AGIs $25k-50k, 5147.5% for AGIs $50k-75k, 9313.3% for AGIs $75k-100k)

Taxable interest for individuals: $200 (reported on 9.5% of returns)

This zip code:	$200
Kentucky:	$1,441

(% of AGI for various income ranges: 8.9% for AGIs $25k-50k)

Profit/loss from business: +$9,217 (reported on 14.3% of returns)

Here:	+$9,217
State:	+$11,386

(% of AGI for various income ranges: 219.4% for AGIs below $25k, 200.0% for AGIs $25k-50k)

Earned income credit: $2,859 (reported on 40.5% of returns)

Here:	$2,859
State:	$2,336

(% of AGI for various income ranges: 207.1% for AGIs below $25k, 148.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.9%

Here:	93%
State:	94%

(% for various income ranges: 95.5% for AGIs below $25k, 100.0% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 75.0% for AGIs $75k-100k)

Averages for the 2012 tax year for zip code 40815, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,216 (Individual Income Tax Returns)

Here:	$35,216
State:	$50,814

Salary/wage: $33,358 (reported on 84.4% of returns)

Here:	$33,358
State:	$42,723

(% of AGI for various income ranges: 64.1% for AGIs below $25k, 78.2% for AGIs $25k-50k, 87.2% for AGIs $50k-75k, 83.0% for AGIs $75k-100k)

Taxable interest for individuals: $380 (reported on 11.1% of returns)

This zip code:	$380
Kentucky:	$1,381

Profit/loss from business: +$7,000 (reported on 15.6% of returns)

Here:	+$7,000
State:	+$10,862

Total itemized deductions: $17,267 (19% of AGI, reported on 6.7% of returns)

Here:	$17,267
State:	$21,160

Here:	19.1% of AGI
State:	20.0% of AGI

Taxes paid: $5,333 (reported on 6.7% of returns)

40815:	$5,333
State:	$8,496

Earned income credit: $2,600 (reported on 37.8% of returns)

Here:	$2,600
State:	$2,273

(% of AGI for various income ranges: 13.2% for AGIs below $25k, 2.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 71.1%

Here:	71%
State:	60%

(% for various income ranges: 68.2% for AGIs below $25k, 72.7% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 75.0% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 40815, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $26,595 (Individual Income Tax Returns)

Here:	$26,595
State:	$41,540

Salary/wage: $25,526 (reported on 88.4% of returns)

Here:	$25,526
State:	$36,432

(% of AGI for various income ranges: 79.6% for AGIs below $10k, 82.3% for AGIs $10k-25k, 91.3% for AGIs $25k-50k, 93.5% for AGIs $50k-75k, 53.5% for AGIs $75k-100k)

Taxable interest for individuals: $356 (reported on 19.8% of returns)

This zip code:	$356
Kentucky:	$1,571

(% of AGI for various income ranges: 2.7% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k)

Taxable dividends: $154 (reported on 3.0% of returns)

Here:	$154
State:	$3,453

Profit/loss from business: +$7,830 (reported on 10.7% of returns)

Here:	+$7,830
State:	+$9,233

Total itemized deductions: $12,824 (20% of AGI, reported on 3.9% of returns)

Here:	$12,824
State:	$17,474

Here:	19.6% of AGI
State:	21.0% of AGI

Charity contributions deductions: $3,727 (7% of AGI, reported on 2.5% of returns)

Here:	$3,727
State:	$3,494

Here:	6.6% of AGI
State:	4.0% of AGI

Total tax: $2,531 (reported on 58.8% of returns)

40815:	$2,531
State:	$6,162

(% of AGI for various income ranges: 3.2% for AGIs below $10k, 3.2% for AGIs $10k-25k, 4.6% for AGIs $25k-50k, 7.3% for AGIs $50k-75k, 10.6% for AGIs $75k-100k)

Earned income credit: $2,104 (reported on 37.1% of returns)

Here:	$2,104
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 70.8%

Here:	71%
State:	66%

(% for various income ranges: 61.9% for AGIs below $10k, 75.7% for AGIs $10k-25k, 76.7% for AGIs $25k-50k, 83.3% for AGIs $50k-75k)

Nearest zip codes: 40818, 40820, 40847, 40801, 40829, 40964.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 53
Household did not receive Food Stamps/SNAP in the past 12 months: 260

Women who did not have a birth in the past 12 months: 101 (95 now married, 7 unmarried)

Housing units in zip code 40815 with a mortgage: 39
Median monthly owner costs for units with a mortgage: $2,075
Median monthly owner costs for units without a mortgage: $293

Residents with income below the poverty level in 2022:

• Zip code 40815 household income distribution in 2022

• 14Less than $10,000
• 2$15,000 to $19,999
• 54$20,000 to $24,999
• 26$25,000 to $29,999
• 21$30,000 to $34,999
• 6$35,000 to $39,999
• 54$40,000 to $44,999
• 41$45,000 to $49,999
• 31$60,000 to $74,999
• 25$75,000 to $99,999
• 7$100,000 to $124,999
• 27$125,000 to $149,999

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 40815

• 26$10,000 to $14,999
• 2$25,000 to $29,999
• 27$35,000 to $39,999
• 26$50,000 to $59,999
• 61$60,000 to $69,999
• 31$70,000 to $79,999
• 5$80,000 to $89,999
• 6$175,000 to $199,999
• 29$250,000 to $299,999
• 6$300,000 to $399,999

• Rent paid by renters in 2022 in zip code 40815

• 16$450 to $499
• 12$550 to $599
• 58No cash rent

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $89,126
• Asian householders: $375,209

Estimated median house or condo value in 2022: $70,424

Mean price in 2022:

Detached houses: $156,604

Here:	$156,604
State:	$256,452

Mobile homes: $53,911

Here:	$53,911
State:	$84,635

Housing units in structures:

• One, detached: 149
• 3 or 4: 71
• 20 to 49: 18
• Mobile homes: 258

• Means of transportation to work in zip code 40815

• 43.0%101Drove a car alone
• 56.2%132Carpooled
• 1.7%4Bus or trolley bus

• Travel time to work (commute) in zip code 40815

• 225 to 9 minutes
• 8010 to 14 minutes
• 7815 to 19 minutes
• 3930 to 34 minutes
• 660 to 89 minutes

Percentage of zip code residents living and working in this county: 97.4%

Household type by relationship:

Households: 700

• Male householders: 143 (11 living alone), Female householders: 171 (30 living alone)

• 129 spouses (129 opposite-sex spouses), 0 unmarried partners, (0 opposite-sex unmarried partners), 229 children (229 natural, 0 adopted, 0 stepchildren), 26 grandchildren, 0 brothers or sisters, 0 parents, 5 foster children, 0 other relatives, 0 non-relatives

Size of family households: 168 2-persons, 52 3-persons, 52 4-persons

Size of nonfamily households: 40 1-person

71 married couples with children.
17 single-parent households (17 women).

99.0% of residents of 40815 zip code speak English at home.
0.9% of residents speak other Indo-European language at home (100% well).

Facilities with environmental interests located in this zip code:

• CAWOOD ELEMENTARY SCHOOL (51 NOLA ST in CAWOOD, KY)

  (National Center for Education Statistics) - STATE ID-048235110
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
  Organizations: CAWOOD ELEM SCHOOL (CONTACT/OWNER) , HARLAN COUNTY (SCHOOL DISTRICT)
  Alternative names: CAWOOD ELEM SCHOOL

• COMBINED COAL CORPORATION (RIVER RIDGE,EVARTS in CAWOOD, KY)

  AIR MINOR (AIRS/AFS)
  

• PENNINGTON'S GROCERY (HIGHWAY 421 in CAWOOD, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: ARLIS PENNINGTON (CONTACT/OWNER)
  

• COMBINED ENTERPRISES LLC (KY 1556 WITH US 421 in CAWOOD, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: BITUMINOUS COAL AND LIGNITE SURFACE MINING
  

• FOUR STAR RESOURCES LLC (KY 1137 WITH US 421 in CAWOOD, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: BITUMINOUS COAL AND LIGNITE SURFACE MINING
  

Housing units lacking complete plumbing facilities: 2.2%
Housing units lacking complete kitchen facilities: 1.2%

Population in 1990: 154. Population change in the 1990s: +1,528 (+992.2%).

Place of birth for U.S.-born residents:

• This state: 629
• Midwest: 45
• South: 11

73% of the 40815 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 81% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

95% of the 40815 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 92% moved from this county.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Companies with federal contracts located in this zip code:

• NEFF, DANIEL (8529 S US HIGHWAY 421 in CAWOOD, KY; small business) : $16,158 in 2 contracts in 2004

  $8,079 with Army for Landscaping/Groundskeeping Services. Signed on 2004-04-13. Completion date: 2004-04-15.
  $8,079 with U.S. Army Corps of Engineers - civil program financing only for Landscaping/Groundskeeping Services. Signed on 2004-04-13. Completion date: 2004-04-15.
  

• SANDRA CALDWELL (813 HIGHWAY 1137 in CAWOOD, KY; small business)

  $9,800 with Army for Custodial Janitorial Services. Signed on 2004-10-08. Completion date: 2004-10-06.

Top industries in this zip code by the number of employees in 2005:

• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (1-4: 1)
• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (1-4: 1)

Most common first names in zip code 40815 among deceased individuals
Name	Count	Lived (average)
James	17	73.1 years
John	16	72.7 years
George	11	66.7 years
Mary	10	83.9 years
Charles	9	60.4 years
William	8	65.9 years
Henry	7	78.7 years
Lawrence	6	72.0 years
Daniel	5	68.0 years
Ben	5	71.0 years

Most common last names in zip code 40815 among deceased individuals
Last name	Count	Lived (average)
Noe	22	66.7 years
Stewart	22	66.0 years
Grubbs	18	73.8 years
Hensley	17	64.7 years
Ledford	16	73.6 years
Jones	15	68.4 years
Pace	13	74.7 years
Osborne	11	63.2 years
Bray	10	62.3 years
Clem	10	64.0 years