40972 Zip Code (KY) Detailed Profile

Estimated zip code population in 2022: 1,523
Zip code population in 2010: 1,327
Zip code population in 2000: 2,439

Houses and condos: 724
Renter-occupied apartments: 127
March 2022 cost of living index in zip code 40972: 79.4 (low, U.S. average is 100)

Land area: 56.8 sq. mi.
Water area: 0.5 sq. mi.

Population density: 27 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $946
Median real estate property taxes paid for housing units with no mortgage in 2022: $486

For population 25 years and over in 40972:

• High school or higher: 75.4%
• Bachelor's degree or higher: 19.8%
• Graduate or professional degree: 4.1%
• Unemployed: 5.6%
• Mean travel time to work (commute): 25.2 minutes

For population 15 years and over in 40972:

• Never married: 27.9%
• Now married: 58.2%
• Separated: 3.1%
• Widowed: 3.3%
• Divorced: 7.6%

• 
• • 1,48197.2%White
  • 412.7%Two or more races
  • 10.07%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 40972, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $32,940 (Individual Income Tax Returns)

Here:	$32,940
State:	$61,342

Salary/wage: $30,484 (reported on 76.2% of returns)

Here:	$30,484
State:	$50,827

(% of AGI for various income ranges: 1156.2% for AGIs below $25k, 3318.9% for AGIs $25k-50k, 5697.5% for AGIs $50k-75k, 13195.0% for AGIs $75k-100k)

Taxable interest for individuals: $271 (reported on 16.7% of returns)

This zip code:	$271
Kentucky:	$1,441

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 32.5% for AGIs $50k-75k)

Profit/loss from business: +$3,783 (reported on 14.3% of returns)

Here:	+$3,783
State:	+$11,386

(% of AGI for various income ranges: 121.9% for AGIs below $25k, 35.6% for AGIs $25k-50k)

Earned income credit: $2,847 (reported on 35.7% of returns)

Here:	$2,847
State:	$2,336

(% of AGI for various income ranges: 193.1% for AGIs below $25k, 131.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.9%

Here:	93%
State:	94%

(% for various income ranges: 90.5% for AGIs below $25k, 100.0% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 100.0% for AGIs $75k-100k)

Averages for the 2012 tax year for zip code 40972, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $27,904 (Individual Income Tax Returns)

Here:	$27,904
State:	$50,814

Salary/wage: $25,316 (reported on 82.2% of returns)

Here:	$25,316
State:	$42,723

(% of AGI for various income ranges: 75.0% for AGIs below $25k, 80.6% for AGIs $25k-50k, 80.9% for AGIs $50k-75k, 60.7% for AGIs $75k-100k)

Taxable interest for individuals: $378 (reported on 20.0% of returns)

This zip code:	$378
Kentucky:	$1,381

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$800 (reported on 6.7% of returns)

Here:	+$800
State:	+$11,336

Profit/loss from business: +$6,143 (reported on 15.6% of returns)

Here:	+$6,143
State:	+$10,862

Total itemized deductions: $17,550 (27% of AGI, reported on 4.4% of returns)

Here:	$17,550
State:	$21,160

Here:	26.7% of AGI
State:	20.0% of AGI

Taxes paid: $3,300 (reported on 4.4% of returns)

40972:	$3,300
State:	$8,496

Earned income credit: $2,589 (reported on 42.2% of returns)

Here:	$2,589
State:	$2,273

(% of AGI for various income ranges: 11.4% for AGIs below $25k, 2.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 64.4%

Here:	64%
State:	60%

(% for various income ranges: 57.1% for AGIs below $25k, 70.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 66.7% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 40972, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $22,221 (Individual Income Tax Returns)

Here:	$22,221
State:	$41,540

Salary/wage: $20,617 (reported on 87.1% of returns)

Here:	$20,617
State:	$36,432

(% of AGI for various income ranges: 83.7% for AGIs below $10k, 82.5% for AGIs $10k-25k, 81.5% for AGIs $25k-50k, 108.0% for AGIs $50k-75k)

Taxable interest for individuals: $1,016 (reported on 27.7% of returns)

This zip code:	$1,016
Kentucky:	$1,571

(% of AGI for various income ranges: 2.1% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k)

Taxable dividends: $2,207 (reported on 6.3% of returns)

Here:	$2,207
State:	$3,453

Net capital gain/loss: +$600 (reported on 3.3% of returns)

Here:	+$600
State:	+$9,663

Profit/loss from business: +$4,392 (reported on 11.1% of returns)

Here:	+$4,392
State:	+$9,233

Total itemized deductions: $12,375 (32% of AGI, reported on 5.2% of returns)

Here:	$12,375
State:	$17,474

Here:	32.3% of AGI
State:	21.0% of AGI

Charity contributions deductions: $2,474 (7% of AGI, reported on 4.1% of returns)

Here:	$2,474
State:	$3,494

Here:	7.3% of AGI
State:	4.0% of AGI

Total tax: $2,229 (reported on 54.4% of returns)

40972:	$2,229
State:	$6,162

(% of AGI for various income ranges: 1.1% for AGIs below $10k, 2.6% for AGIs $10k-25k, 5.5% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 11.1% for AGIs $75k-100k)

Earned income credit: $2,125 (reported on 36.7% of returns)

Here:	$2,125
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 71.6%

Here:	72%
State:	66%

(% for various income ranges: 63.2% for AGIs below $10k, 71.3% for AGIs $10k-25k, 81.1% for AGIs $25k-50k, 100.0% for AGIs $50k-75k)

Nearest zip codes: 41762, 41721, 40914, 41714, 41766, 41749.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 165
Household did not receive Food Stamps/SNAP in the past 12 months: 391

Women who did not have a birth in the past 12 months: 384 (167 now married, 217 unmarried)

Housing units in zip code 40972 with a mortgage: 87 (25 second mortgage, 25 both second mortgage and home equity loan)
Houses without a mortgage: 9

Median monthly owner costs for units with a mortgage: $1,045
Median monthly owner costs for units without a mortgage: $313

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 40972 household income distribution in 2022

• 52Less than $10,000
• 62$10,000 to $14,999
• 20$15,000 to $19,999
• 35$20,000 to $24,999
• 18$25,000 to $29,999
• 44$30,000 to $34,999
• 25$35,000 to $39,999
• 34$40,000 to $44,999
• 3$45,000 to $49,999
• 74$50,000 to $59,999
• 58$60,000 to $74,999
• 100$75,000 to $99,999
• 31$100,000 to $124,999

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 40972

• 44Less than $10,000
• 22$10,000 to $14,999
• 52$15,000 to $19,999
• 25$35,000 to $39,999
• 36$40,000 to $49,999
• 73$50,000 to $59,999
• 32$60,000 to $69,999
• 37$70,000 to $79,999
• 5$90,000 to $99,999
• 30$100,000 to $124,999
• 3$125,000 to $149,999
• 10$150,000 to $174,999
• 33$300,000 to $399,999
• 8$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 40972

• 4$350 to $399
• 10$400 to $449
• 8$450 to $499
• 3$500 to $549
• 101No cash rent

Median gross rent in 2022: $578.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $55,867
• Hispanic or Latino householders: $101,410

Estimated median house or condo value in 2022: $59,555

Mean price in 2022:

Detached houses: $183,230

Here:	$183,230
State:	$256,452

Mobile homes: $10,650

Here:	$10,650
State:	$84,635

Housing units in structures:

• One, detached: 379
• Two: 36
• Mobile homes: 303

Unemployment: 5.6%

• Means of transportation to work in zip code 40972

• 55.3%241Drove a car alone
• 40.2%175Carpooled
• 0.5%2Walked
• 5.7%25Worked at home

• Travel time to work (commute) in zip code 40972

• 48Less than 5 minutes
• 845 to 9 minutes
• 1610 to 14 minutes
• 4815 to 19 minutes
• 2720 to 24 minutes
• 925 to 29 minutes
• 9135 to 39 minutes
• 240 to 44 minutes
• 7460 to 89 minutes

Percentage of zip code residents living and working in this county: 76.6%

Household type by relationship:

Households: 1,523

• Male householders: 146 (17 living alone), Female householders: 416 (83 living alone)

• 343 spouses (343 opposite-sex spouses), 6 unmarried partners, (6 opposite-sex unmarried partners), 419 children (411 natural, 0 adopted, 9 stepchildren), 98 grandchildren, 7 brothers or sisters, 0 parents, 0 foster children, 56 other relatives, 0 non-relatives

• In group quarters: 37 (-1 institutionalized population)

Size of family households: 153 2-persons, 147 3-persons, 81 4-persons, 40 5-persons, 26 6-persons

Size of nonfamily households: 100 1-person, 5 2-persons

200 married couples with children.
32 single-parent households (32 women).

99.9% of residents of 40972 zip code speak English at home.
0.1% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• BIG CREEK ELEMENTARY SCHOOL (RR 1 BOX 163 in ONEIDA, KY)

  AIR MONITORING SITE (Airborne pollution emission tracking)
  (National Center for Education Statistics) - STATE ID-026125040
  Organizations: CLAY COUNTY (SCHOOL DISTRICT)
  

• ONEIDA ELEMENTARY SCHOOL (RR 1 BOX 2 in ONEIDA, KY)

  (National Center for Education Statistics) - STATE ID-026125570
  Organizations: CLAY COUNTY (SCHOOL DISTRICT)
  

• COLUMBIA NATURAL RESOURCES (RT 11 in ONEIDA, KY)

  AIR MINOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: CRUDE PETROLEUM AND NATURAL GAS; NATURAL GAS TRANSMISSION
  

• ONEIDA BAPTIST INSTITUTE (1 MULBERRY ST in ONEIDA, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
  

• COPPERHEAD MINING INC (WILES BRANCH RD & KY RT 1482 in ONEIDA, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: BITUMINOUS COAL AND LIGNITE SURFACE MINING
  

Housing units lacking complete plumbing facilities: 13.5%
Housing units lacking complete kitchen facilities: 2.6%

Population in 1990: 2,371. Population change in the 1990s: +68 (+2.9%).

Place of birth for U.S.-born residents:

• This state: 1,255
• Northeast: 14
• Midwest: 167
• South: 9
• West: 3

67% of the 40972 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 46% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

96% of the 40972 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 74% moved from this county.
   Out of people who lived in different houses, 21% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 24
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 14

Top industries in this zip code by the number of employees in 2005:

• Educational Services: Elementary and Secondary Schools (100-249 employees: 1 establishment)
• Wholesale Trade: Industrial Machinery and Equipment Merchant Wholesalers (10-19: 1)
• Other Services (except Public Administration): Religious Organizations (1-4: 1)

Most common first names in zip code 40972 among deceased individuals
Name	Count	Lived (average)
John	14	73.3 years
Mary	12	79.2 years
Fred	6	71.5 years
Sarah	6	85.7 years
William	5	83.2 years
Walter	5	76.2 years
Mae	5	84.4 years
James	5	64.8 years
Betty	5	79.8 years
Paul	5	65.2 years

Most common last names in zip code 40972 among deceased individuals
Last name	Count	Lived (average)
Davidson	41	77.2 years
Burns	30	74.3 years
Allen	19	72.6 years
Bowling	17	74.2 years
Hensley	17	75.8 years
Wilson	17	72.6 years
Bishop	17	71.6 years
Spurlock	15	82.0 years
Hoskins	11	71.9 years
Combs	10	64.0 years