45118 Zip Code (Lake Lorelei, OH) Detailed Profile

Estimated zip code population in 2022: 3,657
Zip code population in 2010: 3,614
Zip code population in 2000: 3,991

Houses and condos: 1,723
Renter-occupied apartments: 227
March 2022 cost of living index in zip code 45118: 84.7 (less than average, U.S. average is 100)

Land area: 39.3 sq. mi.
Water area: 0.3 sq. mi.

Population density: 93 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,679 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,529 (0.9%)

For population 25 years and over in 45118:

• High school or higher: 89.9%
• Bachelor's degree or higher: 10.6%
• Graduate or professional degree: 2.5%
• Unemployed: 2.5%
• Mean travel time to work (commute): 39.0 minutes

For population 15 years and over in 45118:

• Never married: 22.5%
• Now married: 50.1%
• Separated: 1.4%
• Widowed: 7.2%
• Divorced: 18.9%

• 
• • 3,57697.8%White
  • 391.1%Black
  • 401.1%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 45118, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $59,504 (Individual Income Tax Returns)

Here:	$59,504
State:	$67,288

Salary/wage: $51,673 (reported on 83.5% of returns)

Here:	$51,673
State:	$55,628

(% of AGI for various income ranges: 1252.3% for AGIs below $25k, 3611.0% for AGIs $25k-50k, 6536.8% for AGIs $50k-75k, 8602.9% for AGIs $75k-100k, 13034.4% for AGIs $100k-200k)

Taxable interest for individuals: $695 (reported on 23.9% of returns)

This zip code:	$695
Ohio:	$1,518

(% of AGI for various income ranges: 14.8% for AGIs below $25k, 11.3% for AGIs $25k-50k, 13.6% for AGIs $50k-75k, 32.4% for AGIs $75k-100k, 38.1% for AGIs $100k-200k)

Ordinary dividends: $4,022 (reported on 15.3% of returns)

Here:	$4,022
State:	$7,167

(% of AGI for various income ranges: 20.3% for AGIs below $25k, 32.1% for AGIs $25k-50k, 69.1% for AGIs $50k-75k, 32.9% for AGIs $75k-100k, 194.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$8,104 (reported on 13.6% of returns)

Here:	+$8,104
State:	+$18,919

(% of AGI for various income ranges: 4.5% for AGIs below $25k, 24.4% for AGIs $25k-50k, 29.5% for AGIs $50k-75k, 132.4% for AGIs $75k-100k, 527.5% for AGIs $100k-200k)

Profit/loss from business: +$11,483 (reported on 13.6% of returns)

Here:	+$11,483
State:	+$13,744

(% of AGI for various income ranges: 121.6% for AGIs below $25k, 161.3% for AGIs $25k-50k, 210.0% for AGIs $50k-75k, 202.9% for AGIs $75k-100k, 589.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $18,273 (reported on 8.5% of returns)

45118:	$18,273
Ohio:	$18,876

(% of AGI for various income ranges: 63.2% for AGIs below $25k, 104.4% for AGIs $25k-50k, 227.3% for AGIs $50k-75k, 257.6% for AGIs $75k-100k, 750.0% for AGIs $100k-200k)

Total itemized deductions: $30,800 (reported on 3.4% of returns)

Here:	$30,800
State:	$33,869

(% of AGI for various income ranges: 319.5% for AGIs $50k-75k, 715.6% for AGIs $100k-200k)

Charity contributions: $9,000 (reported on 2.3% of returns)

Here:	$9,000
State:	$14,577

(% of AGI for various income ranges: 225.0% for AGIs $100k-200k)

Taxes paid: $6,383 (reported on 3.4% of returns)

45118:	$6,383
State:	$7,681

(% of AGI for various income ranges: 61.8% for AGIs $50k-75k, 154.4% for AGIs $100k-200k)

Earned income credit: $2,191 (reported on 12.5% of returns)

Here:	$2,191
State:	$2,304

(% of AGI for various income ranges: 82.9% for AGIs below $25k, 57.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.9%

Here:	95%
State:	94%

(% for various income ranges: 95.6% for AGIs below $25k, 98.0% for AGIs $25k-50k, 93.5% for AGIs $50k-75k, 91.3% for AGIs $75k-100k, 91.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 45118, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,472 (Individual Income Tax Returns)

Here:	$46,472
State:	$54,926

Salary/wage: $40,249 (reported on 83.9% of returns)

Here:	$40,249
State:	$45,869

(% of AGI for various income ranges: 69.4% for AGIs below $25k, 76.8% for AGIs $25k-50k, 78.6% for AGIs $50k-75k, 77.4% for AGIs $75k-100k, 62.9% for AGIs $100k-200k)

Taxable interest for individuals: $533 (reported on 25.9% of returns)

This zip code:	$533
Ohio:	$1,297

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $3,696 (reported on 13.8% of returns)

Here:	$3,696
State:	$5,821

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,653 (reported on 9.8% of returns)

Here:	+$3,653
State:	+$11,232

(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Profit/loss from business: +$8,307 (reported on 15.5% of returns)

Here:	+$8,307
State:	+$12,773

(% of AGI for various income ranges: 8.4% for AGIs below $25k, 4.7% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $15,600 (reported on 9.8% of returns)

45118:	$15,600
Ohio:	$14,511

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 3.0% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 4.4% for AGIs $100k-200k)

Total itemized deductions: $16,370 (21% of AGI, reported on 26.4% of returns)

Here:	$16,370
State:	$21,278

Here:	21.0% of AGI
State:	18.8% of AGI

(% of AGI for various income ranges: 6.3% for AGIs below $25k, 10.0% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 10.3% for AGIs $100k-200k)

Charity contributions: $3,014 (reported on 16.7% of returns)

Here:	$3,014
State:	$3,943

(% of AGI for various income ranges: 1.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.6% for AGIs $100k-200k)

Taxes paid: $5,563 (reported on 26.4% of returns)

45118:	$5,563
State:	$9,568

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 3.0% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 4.4% for AGIs $100k-200k)

Earned income credit: $2,286 (reported on 16.7% of returns)

Here:	$2,286
State:	$2,285

(% of AGI for various income ranges: 5.6% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 53.4%

Here:	53%
State:	51%

(% for various income ranges: 46.0% for AGIs below $25k, 56.2% for AGIs $25k-50k, 58.1% for AGIs $50k-75k, 62.5% for AGIs $75k-100k, 56.2% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 45118, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,333 (Individual Income Tax Returns)

Here:	$38,333
State:	$44,480

Salary/wage: $36,276 (reported on 88.1% of returns)

Here:	$36,276
State:	$39,198

(% of AGI for various income ranges: 149.9% for AGIs below $10k, 74.2% for AGIs $10k-25k, 85.9% for AGIs $25k-50k, 84.5% for AGIs $50k-75k, 86.2% for AGIs $75k-100k, 72.0% for AGIs over 100k)

Taxable interest for individuals: $636 (reported on 39.8% of returns)

This zip code:	$636
Ohio:	$1,532

(% of AGI for various income ranges: 6.6% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $2,028 (reported on 15.7% of returns)

Here:	$2,028
State:	$3,496

(% of AGI for various income ranges: 2.6% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Net capital gain/loss: +$1,599 (reported on 11.5% of returns)

Here:	+$1,599
State:	+$8,582

(% of AGI for various income ranges: -1.4% for AGIs below $10k, -0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Profit/loss from business: +$8,045 (reported on 13.6% of returns)

Here:	+$8,045
State:	+$10,813

(% of AGI for various income ranges: 15.3% for AGIs below $10k, 7.2% for AGIs $10k-25k, 4.2% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, -1.0% for AGIs over 100k)

IRA payment deduction: $2,480 (reported on 1.4% of returns)

45118:	$2,480
Ohio:	$2,794

Total itemized deductions: $13,374 (23% of AGI, reported on 36.3% of returns)

Here:	$13,374
State:	$17,503

Here:	23.0% of AGI
State:	20.8% of AGI

(% of AGI for various income ranges: 16.1% for AGIs below $10k, 8.9% for AGIs $10k-25k, 12.1% for AGIs $25k-50k, 13.5% for AGIs $50k-75k, 13.5% for AGIs $75k-100k, 13.7% for AGIs over 100k)

Charity contributions deductions: $1,965 (3% of AGI, reported on 25.3% of returns)

Here:	$1,965
State:	$3,087

Here:	3.1% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $4,348 (reported on 78.8% of returns)

45118:	$4,348
State:	$6,781

(% of AGI for various income ranges: 4.6% for AGIs below $10k, 4.8% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Earned income credit: $1,500 (reported on 11.7% of returns)

Here:	$1,500
State:	$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 59.9%

Here:	60%
State:	55%

(% for various income ranges: 52.2% for AGIs below $10k, 58.1% for AGIs $10k-25k, 62.4% for AGIs $25k-50k, 65.4% for AGIs $50k-75k, 58.9% for AGIs $75k-100k, 61.6% for AGIs over 100k)

Nearest zip codes: 45145, 45154, 45107, 45148, 45142, 45176.
St. Martin Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 111
Household did not receive Food Stamps/SNAP in the past 12 months: 1,297

Women who had a birth in the past 12 months: 5 (6 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 682 (274 now married, 408 unmarried)

Housing units in zip code 45118 with a mortgage: 795 (81 second mortgage, 74 both second mortgage and home equity loan)
Houses without a mortgage: 14

Median monthly owner costs for units with a mortgage: $1,294
Median monthly owner costs for units without a mortgage: $419

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 45118 household income distribution in 2022

• 76Less than $10,000
• 43$10,000 to $14,999
• 3$15,000 to $19,999
• 44$20,000 to $24,999
• 75$25,000 to $29,999
• 80$30,000 to $34,999
• 31$35,000 to $39,999
• 18$40,000 to $44,999
• 51$45,000 to $49,999
• 61$50,000 to $59,999
• 135$60,000 to $74,999
• 228$75,000 to $99,999
• 308$100,000 to $124,999
• 116$125,000 to $149,999
• 47$150,000 to $199,999
• 79$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 45118

• 14Less than $10,000
• 2$10,000 to $14,999
• 33$15,000 to $19,999
• 20$20,000 to $24,999
• 21$30,000 to $34,999
• 10$40,000 to $49,999
• 8$60,000 to $69,999
• 28$80,000 to $89,999
• 20$90,000 to $99,999
• 111$100,000 to $124,999
• 45$125,000 to $149,999
• 139$150,000 to $174,999
• 116$175,000 to $199,999
• 235$200,000 to $249,999
• 130$250,000 to $299,999
• 67$300,000 to $399,999
• 39$400,000 to $499,999
• 96$500,000 to $749,999
• 54$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 45118

• 26$100 to $149
• 8$400 to $449
• 5$550 to $599
• 6$600 to $649
• 17$650 to $699
• 33$700 to $749
• 32$750 to $799
• 22$800 to $899
• 1$900 to $999
• 66No cash rent

Median gross rent in 2022: $1,018.

Median price asked for vacant for-sale houses and condos in 2022: $2,152,356.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $216,069
• American Indian or Alaska Native householders: $229,535
• Two or more races householders: $280,543

Estimated median house or condo value in 2022: $215,457 Lower value quartile - upper value quartile: $134,944 - $293,839

Mean price in 2022:

Detached houses: $281,944

Here:	$281,944
State:	$254,366

Housing units in structures:

• One, detached: 1,511
• One, attached: 8
• Two: 11
• 3 or 4: 2
• 20 to 49: 7
• Mobile homes: 172

Unemployment: 2.5%

• Means of transportation to work in zip code 45118

• 73.5%1,385Drove a car alone
• 8.4%159Carpooled
• 0.1%1Walked
• 4.4%82Other means
• 14.3%270Worked at home

• Travel time to work (commute) in zip code 45118

• 45Less than 5 minutes
• 655 to 9 minutes
• 5710 to 14 minutes
• 4515 to 19 minutes
• 23820 to 24 minutes
• 6825 to 29 minutes
• 25630 to 34 minutes
• 11935 to 39 minutes
• 11040 to 44 minutes
• 30245 to 59 minutes
• 22860 to 89 minutes
• 8190 or more minutes

Percentage of zip code residents living and working in this county: 24.0%

Household type by relationship:

Households: 3,657

• Male householders: 630 (137 living alone), Female householders: 782 (132 living alone)

• 665 spouses (665 opposite-sex spouses), 165 unmarried partners, (165 opposite-sex unmarried partners), 1,004 children (782 natural, 44 adopted, 173 stepchildren), 151 grandchildren, 1 brothers or sisters, 59 parents, 39 foster children, 28 other relatives, 128 non-relatives

Size of family households: 489 2-persons, 212 3-persons, 65 4-persons, 33 5-persons, 65 6-persons, 61 7-or-more-persons

Size of nonfamily households: 268 1-person, 199 2-persons, 24 5-persons

517 married couples with children.
140 single-parent households (38 men, 102 women).

99.5% of residents of 45118 zip code speak English at home.

Housing units lacking complete plumbing facilities: 4.9%
Housing units lacking complete kitchen facilities: 5.1%

Population in 1990: 3,177. Population change in the 1990s: +814 (+25.6%).

Place of birth for U.S.-born residents:

• This state: 3,236
• Northeast: 64
• Midwest: 130
• South: 174
• West: 47

63% of the 45118 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 23% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

89% of the 45118 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 35% moved from this county.
   Out of people who lived in different houses, 40% moved from different county within same state.
   Out of people who lived in different houses, 3% moved from different state.
   Out of people who lived in different houses, 30% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): 8 Students in private undergraduate colleges: 11

Top industries in this zip code by the number of employees in 2005:

• Educational Services: Junior Colleges (50-99 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (10-19: 1, 1-4: 1)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1)
• Construction: Commercial and Institutional Building Construction (10-19: 1)
• Wholesale Trade: Farm and Garden Machinery and Equipment Merchant Wholesalers (5-9: 1, 1-4: 1)
• Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (5-9: 1, 1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Janitorial Services (5-9: 1, 1-4: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 4)

Detailed HMDA statistics for the following Tracts: 9512.00


Detailed PMIC statistics for the following Tracts: 9512.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 26. The highest number of fire incidents - 41 took place in 2009, and the least - 16 in 2004. The data has a rising trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (50.6%), and Outside Fires (30.5%).


• Fire incident types reported to NFIRS in Zip Code 45118
• 22450.6%Structure Fires
• 13530.5%Outside Fires
• 6013.5%Mobile Property/Vehicle Fires
• 245.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 45118, Ohio

Most common first names in zip code 45118 among deceased individuals
Name	Count	Lived (average)
Mary	26	75.3 years
Robert	21	75.7 years
William	20	73.1 years
John	20	75.6 years
Charles	19	76.8 years
James	16	71.5 years
Marie	12	79.1 years
Elizabeth	11	82.7 years
Joseph	10	76.0 years
Ralph	10	69.8 years

Most common last names in zip code 45118 among deceased individuals
Last name	Count	Lived (average)
Smith	10	74.6 years
Carlier	9	78.4 years
Berger	8	78.0 years
Johnson	7	78.8 years
Houk	7	70.9 years
Huber	7	76.2 years
Evans	7	84.6 years
Gauche	6	77.0 years
Adams	5	76.2 years
Jones	5	65.0 years

Businesses in zip code 45118

• Subway: 1