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45409 Zip Code (Kettering, OH) Detailed Profile




Cities: Kettering, OH (51.22%), Dayton, OH (36.92%), Oakwood, OH (11.73%), Moraine, OH (0.14%)
County: Montgomery County, OH
Estimated zip code population in 2022: 15,763
Zip code population in 2010: 12,868
Zip code population in 2000: 14,431

Houses and condos: 3,574
Renter-occupied apartments: 936
% of renters here:

30%
State:

33%
March 2022 cost of living index in zip code 45409: 95.1 (less than average, U.S. average is 100)

Land area: 3.5 sq. mi.
Water area: 0.0 sq. mi.
Population density: 4,552 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 45409
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Real estate property taxes paid for housing units in 2022:
This zip code:

1.7% ($3,887)
Ohio:

1.3% ($2,639)
Median real estate property taxes paid for housing units with mortgages in 2022: $4,048 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,618 (1.7%)

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Males: 7,864  (49.9%)
Females: 7,898  (50.1%)

For population 25 years and over in 45409:

  • High school or higher: 98.9%
  • Bachelor's degree or higher: 65.3%
  • Graduate or professional degree: 27.1%
  • Unemployed: 9.2%
  • Mean travel time to work (commute): 15.3 minutes

For population 15 years and over in 45409:

  • Never married: 75.1%
  • Now married: 19.1%
  • Separated: 0.4%
  • Widowed: 1.6%
  • Divorced: 3.9%

Zip code 45409 compared to state average:

  • Unemployed percentage above state average.
  • Black race population percentage below state average.
  • Median age significantly below state average.
  • Number of college students significantly above state average.
  • Races in zip code 45409 (2022)
    • 13,22983.9%White
    • 8755.6%Hispanic or Latino
    • 7704.9%Black
    • 4733.0%Asian
    • 3962.5%Two or more races
    • 170.1%Some other race
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Data:
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Based on 2000-2022 data
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123
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100% urban population.

Estimated median house/condo value in 2022: $234,609
45409:

$234,609
Ohio:

$204,100



According to our research of Ohio and other state lists, there were 7 registered sex offenders living in 45409 zip code as of May 28, 2024.
The ratio of all residents to sex offenders in zip code 45409 is 2,156 to 1.
The ratio of registered sex offenders to all residents in this zip code is much lower than the state average.


Median resident age:
This zip code:

21.0 years
Ohio median age:

39.9 years
Average household size:
This zip code:

2.3 people
Ohio:

2.4 people

Averages for the 2020 tax year for zip code 45409, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $83,188 (Individual Income Tax Returns)
Here:

$83,188
State:

$67,288

Salary/wage: $68,458 (reported on 80.3% of returns)
Here:

$68,458
State:

$55,628
(% of AGI for various income ranges: 1190.8% for AGIs below $25k, 3714.7% for AGIs $25k-50k, 6605.5% for AGIs $50k-75k, 10104.7% for AGIs $75k-100k, 19259.7% for AGIs $100k-200k, 103140.0% for AGIs over 200k)

Taxable interest for individuals: $1,307 (reported on 39.8% of returns)
This zip code:

$1,307
Ohio:

$1,518
(% of AGI for various income ranges: 16.3% for AGIs below $25k, 26.6% for AGIs $25k-50k, 56.1% for AGIs $50k-75k, 33.2% for AGIs $75k-100k, 217.6% for AGIs $100k-200k, 1084.0% for AGIs over 200k)

Ordinary dividends: $6,547 (reported on 28.8% of returns)
Here:

$6,547
State:

$7,167
(% of AGI for various income ranges: 33.0% for AGIs below $25k, 64.5% for AGIs $25k-50k, 129.4% for AGIs $50k-75k, 267.9% for AGIs $75k-100k, 625.2% for AGIs $100k-200k, 5468.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$18,209 (reported on 24.8% of returns)
Here:

+$18,209
State:

+$18,919
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 52.3% for AGIs $25k-50k, 125.8% for AGIs $50k-75k, 304.7% for AGIs $75k-100k, 843.4% for AGIs $100k-200k, 21320.0% for AGIs over 200k)

Profit/loss from business: +$21,930 (reported on 17.6% of returns)
Here:

+$21,930
State:

+$13,744
(% of AGI for various income ranges: 127.8% for AGIs below $25k, 222.6% for AGIs $25k-50k, 248.5% for AGIs $50k-75k, 400.5% for AGIs $75k-100k, 1225.5% for AGIs $100k-200k, 10398.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $26,861 (reported on 10.3% of returns)
45409:

$26,861
Ohio:

$18,876
(% of AGI for various income ranges: 34.0% for AGIs below $25k, 141.1% for AGIs $25k-50k, 226.7% for AGIs $50k-75k, 423.7% for AGIs $75k-100k, 1005.5% for AGIs $100k-200k, 6886.0% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $25,900 (reported on 1.6% of returns)
45409:

$25,900
Ohio:

$24,898
(% of AGI for various income ranges: 2590.0% for AGIs over 200k)

Total itemized deductions: $32,593 (reported on 9.1% of returns)
Here:

$32,593
State:

$33,869
(% of AGI for various income ranges: 192.6% for AGIs $25k-50k, 196.1% for AGIs $50k-75k, 508.9% for AGIs $75k-100k, 1031.0% for AGIs $100k-200k, 7654.0% for AGIs over 200k)

Charity contributions: $13,209 (reported on 7.2% of returns)
Here:

$13,209
State:

$14,577
(% of AGI for various income ranges: 57.0% for AGIs $50k-75k, 110.0% for AGIs $75k-100k, 304.1% for AGIs $100k-200k, 3518.0% for AGIs over 200k)

Taxes paid: $8,572 (reported on 9.1% of returns)
45409:

$8,572
State:

$7,681
(% of AGI for various income ranges: 27.9% for AGIs $25k-50k, 63.9% for AGIs $50k-75k, 158.9% for AGIs $75k-100k, 316.2% for AGIs $100k-200k, 1816.0% for AGIs over 200k)

Earned income credit: $1,986 (reported on 11.0% of returns)
Here:

$1,986
State:

$2,304
(% of AGI for various income ranges: 76.5% for AGIs below $25k, 44.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.8%
Here:

93%
State:

94%
(% for various income ranges: 91.9% for AGIs below $25k, 93.2% for AGIs $25k-50k, 91.5% for AGIs $50k-75k, 93.8% for AGIs $75k-100k, 93.0% for AGIs $100k-200k, 95.8% for AGIs over 200k)

Averages for the 2012 tax year for zip code 45409, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $66,311 (Individual Income Tax Returns)
Here:

$66,311
State:

$54,926

Salary/wage: $56,205 (reported on 82.3% of returns)
Here:

$56,205
State:

$45,869
(% of AGI for various income ranges: 74.4% for AGIs below $25k, 76.5% for AGIs $25k-50k, 74.7% for AGIs $50k-75k, 73.9% for AGIs $75k-100k, 73.1% for AGIs $100k-200k, 56.8% for AGIs over 200k)

Taxable interest for individuals: $1,395 (reported on 40.2% of returns)
This zip code:

$1,395
Ohio:

$1,297
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $7,327 (reported on 28.9% of returns)
Here:

$7,327
State:

$5,821
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 5.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,933 (reported on 24.4% of returns)
Here:

+$5,933
State:

+$11,232
(% of AGI for various income ranges: 1.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 5.8% for AGIs over 200k)

Profit/loss from business: +$14,516 (reported on 16.4% of returns)
Here:

+$14,516
State:

+$12,773
(% of AGI for various income ranges: 7.6% for AGIs below $25k, 4.1% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 4.1% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $19,820 (reported on 13.2% of returns)
45409:

$19,820
Ohio:

$14,511
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 3.1% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 4.6% for AGIs $100k-200k, 4.1% for AGIs over 200k)

Self-employment retirement plans: $29,200 (reported on 1.0% of returns)
45409:

$29,200
Ohio:

$20,257
(% of AGI for various income ranges: 1.5% for AGIs $100k-200k)

Total itemized deductions: $21,966 (19% of AGI, reported on 43.1% of returns)
Here:

$21,966
State:

$21,278

Here:

19.3% of AGI
State:

18.8% of AGI
(% of AGI for various income ranges: 12.9% for AGIs below $25k, 10.6% for AGIs $25k-50k, 13.1% for AGIs $50k-75k, 15.4% for AGIs $75k-100k, 16.4% for AGIs $100k-200k, 13.9% for AGIs over 200k)

Charity contributions: $3,975 (reported on 35.0% of returns)
Here:

$3,975
State:

$3,943
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.6% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Taxes paid: $11,187 (reported on 42.8% of returns)
45409:

$11,187
State:

$9,568
(% of AGI for various income ranges: 3.2% for AGIs below $25k, 3.8% for AGIs $25k-50k, 5.8% for AGIs $50k-75k, 7.4% for AGIs $75k-100k, 8.5% for AGIs $100k-200k, 9.0% for AGIs over 200k)

Earned income credit: $1,888 (reported on 12.9% of returns)
Here:

$1,888
State:

$2,285
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 0.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 47.6%
Here:

48%
State:

51%
(% for various income ranges: 39.6% for AGIs below $25k, 47.1% for AGIs $25k-50k, 48.9% for AGIs $50k-75k, 51.5% for AGIs $75k-100k, 53.3% for AGIs $100k-200k, 78.6% for AGIs over 200k)

Averages for the 2004 tax year for zip code 45409, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $54,458 (Individual Income Tax Returns)
Here:

$54,458
State:

$44,480

Salary/wage: $46,116 (reported on 82.0% of returns)
Here:

$46,116
State:

$39,198
(% of AGI for various income ranges: 108.7% for AGIs below $10k, 73.0% for AGIs $10k-25k, 79.3% for AGIs $25k-50k, 76.0% for AGIs $50k-75k, 77.2% for AGIs $75k-100k, 59.1% for AGIs over 100k)

Taxable interest for individuals: $2,391 (reported on 52.1% of returns)
This zip code:

$2,391
Ohio:

$1,532
(% of AGI for various income ranges: 8.2% for AGIs below $10k, 3.4% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Taxable dividends: $6,316 (reported on 35.9% of returns)
Here:

$6,316
State:

$3,496
(% of AGI for various income ranges: 6.4% for AGIs below $10k, 3.4% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 5.7% for AGIs over 100k)

Net capital gain/loss: +$6,565 (reported on 29.6% of returns)
Here:

+$6,565
State:

+$8,582
(% of AGI for various income ranges: -3.4% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 6.9% for AGIs over 100k)

Profit/loss from business: +$16,215 (reported on 14.8% of returns)
Here:

+$16,215
State:

+$10,813
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 4.8% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 5.4% for AGIs over 100k)

IRA payment deduction: $2,654 (reported on 2.4% of returns)
45409:

$2,654
Ohio:

$2,794
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $13,571 (reported on 1.5% of returns)
Here:

$13,571
Ohio:

$13,981

Total itemized deductions: $19,385 (21% of AGI, reported on 45.9% of returns)
Here:

$19,385
State:

$17,503

Here:

21.3% of AGI
State:

20.8% of AGI
(% of AGI for various income ranges: 24.9% for AGIs below $10k, 13.4% for AGIs $10k-25k, 14.0% for AGIs $25k-50k, 16.7% for AGIs $50k-75k, 18.8% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Charity contributions deductions: $3,680 (4% of AGI, reported on 39.3% of returns)
Here:

$3,680
State:

$3,087

Here:

3.8% of AGI
State:

3.4% of AGI
(% of AGI for various income ranges: 1.6% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Total tax: $9,001 (reported on 80.9% of returns)
45409:

$9,001
State:

$6,781
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 4.6% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 18.9% for AGIs over 100k)

Earned income credit: $1,412 (reported on 8.8% of returns)
Here:

$1,412
State:

$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 49.9%
Here:

50%
State:

55%
(% for various income ranges: 40.5% for AGIs below $10k, 48.3% for AGIs $10k-25k, 51.0% for AGIs $25k-50k, 51.8% for AGIs $50k-75k, 51.4% for AGIs $75k-100k, 61.1% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$72,965
Ohio:

$65,720
Kettering, OH (45409) map Nearest zip codes: 45419, 45439, 45410, 45402, 45429, 45420.
Oakwood Zip Code Map

Percentage of family households:
This zip code:

39.6%
Ohio:

43.3%
Percentage of households with unmarried partners:
This zip code:

5.5%
Ohio:

44.6%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.7% of all households

Household received Food Stamps/SNAP in the past 12 months: 141
Household did not receive Food Stamps/SNAP in the past 12 months: 2,927


Women who had a birth in the past 12 months: 75 (65 now married, 10 unmarried)
Women who did not have a birth in the past 12 months: 6,003 (593 now married, 5,416 unmarried)


Housing units in zip code 45409 with a mortgage: 1,391 (119 second mortgage, 6 home equity loan, 106 both second mortgage and home equity loan)
Houses without a mortgage: 68

Median monthly owner costs for units with a mortgage: $1,593
Median monthly owner costs for units without a mortgage: $649

Residents with income below the poverty level in 2022:
This zip code:

22.7%
Whole state:

13.4%
Residents with income below 50% of the poverty level in 2022:
This zip code:

8.1%
Whole state:

7.0%
Median number of rooms in houses and condos:
Here:

6.7
State:

6.7
Median number of rooms in apartments:
Here:

4.1
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 45409: Dayton Country Club (A), University of Dayton Department of Public Safety (B), Kettering Fire Department Station 31 (C), Zehler Hall (D), Wohlleben Hall (E), William S Anderson Information Science Center (F), Virginia W Kettering Residence Hall (G), Thomas J Frericks Athletic and Convocation Center (H), Stuart Complex (I), Sherman Hall (J), Saint Marys Hall (K), Saint Joseph Hall (L), Roesch Library (M), Rike Center for Fine Arts (N), Reichard Hall (O), O'Reilly Hall (P), Miriam Hall (Q), McGinnis Center (R), Marycrest Hall (S), Liberty Hall (T). Display/hide their locations on the map

    Shopping Center: Hills and Dales Shopping Center (1). Display/hide its location on the map

    Churches in zip code 45409 include: Immaculate Conception Chapel (A), Church of Christ in Christian Union (B), Gospel Mission (C), South Park United Methodist Church (D), First Church of Christ Scientist (E), The Harvesters Chapel (F), Holy Angels Catholic Church (G), Lutheran Church of Our Savior (H). Display/hide their locations on the map

    Cemeteries: Beth Abraham Cemetery (1), Jewish Cemetery (2), University of Dayton Cemetery (3), Riverview Cemetery (4). Display/hide their locations on the map

    Parks in zip code 45409 include: Carillon Historical Park (1), Old River Park (2), Patterson Monument (3), Hills and Dales Park (4), Baujan Field (5), John W. Berry Sr. Wright Brothers Aviation Center at Carillon Historical Park (6), South Park (7). Display/hide their locations on the map

    Tourist attraction (not listed on the city page) : Dayton City - Parks Recreation & Culture- Cultural Facilities- Patterson Homes (Museums; 1815 Brown Street).

Year house built
  • Year house built (houses)
  • 02020 or later
  • 1042010 to 2019
  • 3092000 to 2009
  • 1001990 to 1999
  • 801980 to 1989
  • 1901970 to 1979
  • 3961960 to 1969
  • 5081950 to 1959
  • 7161940 to 1949
  • 1,1141939 or earlier

Zip code 45409 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Kettering, OH (45409)
  • Bedrooms in owner-occupied houses and condos in Kettering, OH (45409)
  • 0no bedroom
  • 401 bedroom
  • 5632 bedrooms
  • 1,0483 bedrooms
  • 3704 bedrooms
  • 1265+ bedrooms
Bedrooms in renter-occupied apartments in Kettering, OH (45409)
  • Bedrooms in renter-occupied apartments in Kettering, OH (45409)
  • 78no bedroom
  • 2451 bedroom
  • 3552 bedrooms
  • 1693 bedrooms
  • 604 bedrooms
  • 285+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Kettering, OH (45409) in owner-occupied houses/condos
  • Cars and other vehicles available in Kettering, OH (45409) in owner-occupied houses/condos
  • 39no vehicle
  • 6331 vehicle
  • 9812 vehicles
  • 3823 vehicles
  • 1094 vehicles
  • 45+ vehicles
Cars and other vehicles available in Kettering, OH (45409) in renter-occupied apartments
  • Cars and other vehicles available in Kettering, OH (45409) in renter-occupied apartments
  • 182no vehicle
  • 4021 vehicle
  • 1832 vehicles
  • 1323 vehicles
  • 04 vehicles
  • 355+ vehicles

  • Zip code 45409 household income distribution in 2022

  • Zip code 45409 household income distribution in 2022
  • 402Less than $10,000
  • 134$10,000 to $14,999
  • 110$15,000 to $19,999
  • 127$20,000 to $24,999
  • 110$25,000 to $29,999
  • 87$30,000 to $34,999
  • 85$35,000 to $39,999
  • 139$40,000 to $44,999
  • 77$45,000 to $49,999
  • 151$50,000 to $59,999
  • 164$60,000 to $74,999
  • 320$75,000 to $99,999
  • 296$100,000 to $124,999
  • 204$125,000 to $149,999
  • 251$150,000 to $199,999
  • 436$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 45409

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 45409
  • 4$15,000 to $19,999
  • 7$50,000 to $59,999
  • 10$60,000 to $69,999
  • 20$70,000 to $79,999
  • 46$80,000 to $89,999
  • 31$90,000 to $99,999
  • 221$100,000 to $124,999
  • 171$125,000 to $149,999
  • 180$150,000 to $174,999
  • 186$175,000 to $199,999
  • 342$200,000 to $249,999
  • 228$250,000 to $299,999
  • 291$300,000 to $399,999
  • 285$400,000 to $499,999
  • 109$500,000 to $749,999
  • 10$750,000 to $999,999
  • 4$1,000,000 to $1,499,999
  • 30$2,000,000 or more
  • Rent paid by renters in 2022 in zip code 45409

  • Rent paid by renters in 2022 in zip code 45409
  • 29Less than $100
  • 15$250 to $299
  • 9$400 to $449
  • 40$450 to $499
  • 42$500 to $549
  • 12$550 to $599
  • 8$600 to $649
  • 32$650 to $699
  • 90$700 to $749
  • 61$750 to $799
  • 90$800 to $899
  • 37$900 to $999
  • 160$1,000 to $1,249
  • 88$1,250 to $1,499
  • 38$1,500 to $1,999
  • 55$2,500 to $2,999
  • 17$3,500 or more
  • 116No cash rent

Median gross rent in 2022: $1,067.


Median price asked for vacant for-sale houses and condos in 2022: $157,483.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $249,343
  • Black or African American householders: $160,561
  • Asian householders: $233,098
  • Two or more races householders: $180,773
  • Hispanic or Latino householders: $230,264

Estimated median house or condo value in 2022: $234,609
45409:

$234,609
Ohio:

$204,100
Lower value quartile - upper value quartile: $153,774 - $362,038

Mean price in 2022:

Detached houses: $286,948
Here:

$286,948
State:

$254,366

Townhouses or other attached units: $260,701
Here:

$260,701
State:

$225,733

In 3-to-4-unit structures: $254,091
Here:

$254,091
State:

$203,002

In 5-or-more-unit structures: $213,630
Here:

$213,630
State:

$211,593
Owners and renters by unit type in zip code 45409
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 2,253
  • One, attached: 193
  • Two: 101
  • 3 or 4: 482
  • 5 to 9: 107
  • 10 to 19: 60
  • 20 to 49: 163
  • 50 or more: 215

Unemployment: 9.2%

  • Means of transportation to work in zip code 45409

  • Means of transportation to work in zip code 45409
  • 51.7%3,310Drove a car alone
  • 4.5%285Carpooled
  • 1.5%95Bus or trolley bus
  • 26.6%1,705Walked
  • 0.1%6Other means
  • 16.0%1,022Worked at home
  • Travel time to work (commute) in zip code 45409

  • Travel time to work (commute) in zip code 45409
  • 351Less than 5 minutes
  • 1,2835 to 9 minutes
  • 1,22110 to 14 minutes
  • 1,06615 to 19 minutes
  • 76620 to 24 minutes
  • 13325 to 29 minutes
  • 26030 to 34 minutes
  • 1735 to 39 minutes
  • 3340 to 44 minutes
  • 9645 to 59 minutes
  • 17660 to 89 minutes
  • 2390 or more minutes

Neighborhoods in zip code 45409:

Percentage of zip code residents living and working in this county: 82.9%

Household type by relationship:

Households: 15,763
  • Male householders: 1,575 (540 living alone), Female householders: 1,501 (594 living alone)
  • 1,398 spouses (1,371 opposite-sex spouses), 101 unmarried partners, (90 opposite-sex unmarried partners), 1,503 children (1,296 natural, 0 adopted, 199 stepchildren), 50 grandchildren, 39 brothers or sisters, 11 parents, 0 foster children, 0 other relatives, 734 non-relatives
  • In group quarters: 8,563 (-1 institutionalized population)

Size of family households: 909 2-persons, 275 3-persons, 368 4-persons, 22 5-persons, 25 6-persons, 26 7-or-more-persons

Size of nonfamily households: 1,134 1-person, 131 2-persons, 63 3-persons, 53 4-persons, 67 5-persons, 34 7-or-more-persons

971 married couples with children.
192 single-parent households (18 men, 174 women).

91.3% of residents of 45409 zip code speak English at home.
4.0% of residents speak Spanish at home (100% very well).
1.7% of residents speak other Indo-European language at home (53% very well, 41% well, 5% not well).
1.7% of residents speak Asian or Pacific Island language at home (31% very well, 54% well, 15% not well).
0.4% of residents speak other language at home (59% very well, 31% well, 10% not well).

Foreign born population: 619 (3.9%)
(35.5% of them are naturalized citizens)
This zip code:

3.9%
Whole state:

5.0%
Most common places of birth for foreign-born residents
  • 15%Bhutan
  • 6%Thailand
  • 5%Malaysia
  • 4%Cabo Verde
  • 3%Chile
  • 2%Eritrea
  • 2%Uruguay
Most common first ancestries reported in 45409
  • 18%German
  • 15%Irish
  • 9%European
  • 6%Italian
  • 5%American
  • 4%English
  • 3%Polish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 5782010 or later
  • 962000 to 2009
  • 821990 to 1999
  • 72Before 1990

Zip code 45409 topographic map

There are 86 Internal Medicine Specialists 639 Other Medical Specialists in Zip Code 45409.

Facilities with environmental interests located in this zip code:

  • CHARLIE S 76 UNOCAL (1300 W DOROTHY LN in KETTERING, OH)
    AIR MINOR (AIRS/AFS)
    STATE MASTER (Ohio general info) - AIR MAJOR
    Business SIC classification: GASOLINE SERVICE STATIONS
    Alternative names: CHARLIE'S 76 UNOCAL

Zip code 45409 marital status for males
Zip code 45409 marital status for females

Housing units lacking complete plumbing facilities: 1.5%
Housing units lacking complete kitchen facilities: 1.4%

Most commonly used house heating fuel
  • 77.6%Utility gas
  • 21.4%Electricity
  • 1.0%Bottled, tank, or LP gas

Population in 1990: 12,633. Population change in the 1990s: +1,798 (+14.2%).

Place of birth for U.S.-born residents:

  • This state: 8,556
  • Northeast: 1,664
  • Midwest: 2,625
  • South: 1,495
  • West: 647

31% of the 45409 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 29% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

86% of the 45409 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 55% moved from this county.
   Out of people who lived in different houses, 36% moved from different county within same state.
   Out of people who lived in different houses, 3% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Year householders moved into unit in Kettering, OH (45409)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 117
Here:

20.1%
Ohio:

16.0%
Students in private schools in grades 9 to 12 (high school): 67
Here:

16.5%
Ohio:

13.1%
Students in private undergraduate colleges: 7,131
Here:

79.0%
Ohio:

22.3%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 251,832Transportation occupations
  • 108,510Health diagnosing and treating practitioners and other technical occupations
  • 92,850Computer and mathematical occupations
  • 69,390Management occupations
  • 60,934Life, physical, and social science occupations
  • 47,084Business and financial operations occupations

Companies with federal contracts located in this zip code (DAYTON, OH):

  • PRN MEDICAL TRANSCRIPTION INC (1612 PROSSER AVE STE 335; small business) : $1,867,415 in 20 contracts from 1999 to 2005
    Contracts for Transcription Services by Air Force
    Signed by year: 2000: $169,980; 2001: $51,250; 2002: $243,375; 2003: $384,125; 2004: $64,000; 2005: $620,560; 2006: $0.

    Biggest contracts:
    $334,125 with Air Force for Transcription Services. Signed on 2003-10-01. Completion date: 2004-11-30.
    $334,125, same as above. Signed on 2000-11-14. Completion date: 2001-11-30.
    $334,125, same as above. Signed on 1999-12-01. Completion date: 2000-11-30.
    $327,780, same as above. Signed on 2005-10-01. Completion date: 2006-09-30.
  • THA, LTD (2113 HERITAGE POINT DRIVE; small business) : $117,260 in 2 contracts from 2001 to 2002
    $87,560 with Defense Logistics Agency for Antennas, Waveguides, and Related Equipment. Signed on 2001-10-12. Completion date: 2002-02-04.
    $29,700 with Defense Logistics Agency for Radar Equipment, Airborne. Signed on 2002-06-13. Completion date: 2002-12-10.
  • ANESTHESIOLOGY SERVICES NETWOR (1 WYOMING ST) : $59,875 in 2 contracts in 2004
    $59,875 with Air Force for Anesthesiology Services. Signed on 2004-06-16. Completion date: 2004-09-27.
    $0, same as above. Signed on 2004-06-16. Completion date: 2004-09-27.
  • DONNELLON MCCARTHY INC (2580 LANCE DRIVE) : $10,335 in 2 contracts from 2003 to 2004
    $6,835 with Air Force for ADPE System Configuration. Signed on 2003-01-15. Completion date: 2004-01-09.
    $3,500 with Air Force for Miscellaneous Office Machines. Signed on 2004-07-27. Completion date: 2004-08-26.
  • EAGLE REGISTRATIONS INC (2242 W SCHANTZ AVENUE; small business)
    $3,001 with Army for Auditing Services. Signed on 2003-05-30. Completion date: 2003-06-02.
  • NCR CORPORATION (1334 S PATTERSON BLVD) : -$73,184 in 2 contracts from 2004 to 2005
    -$17,506 with Department of Defense for Other ADP and Telecommunications Services (includes data storage on tapes, compact disks, etc.). Taking place in MD. Signed on 2005-02-08. Completion date: 2003-11-17.
    -$55,678, same as above. Signed on 2004-10-28. Completion date: 2004-02-12.

Top industries in this zip code by the number of employees in 2005:

  • Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (over 1000 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000: 1)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 3, 20-49: 8, 10-19: 11, 5-9: 12, 1-4: 14)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (250-499: 1, 100-249: 1, 50-99: 1)
  • Accommodation and Food Services: Full-Service Restaurants (50-99: 3, 20-49: 6, 10-19: 2, 1-4: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 10, 10-19: 3, 1-4: 2)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (250-499: 1, 1-4: 1)
  • Finance and Insurance: Sales Financing (100-249: 1, 20-49: 2)
  • Health Care and Social Assistance: Home Health Care Services (50-99: 2, 20-49: 2)
  • Professional, Scientific, and Technical Services: Engineering Services (100-249: 1, 20-49: 1, 1-4: 2)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 5,551 people in college/university student housing
  • 118 people in other noninstitutional facilities
  • 112 people in nursing facilities/skilled-nursing facilities
  • 26 people in correctional residential facilities
  • 8 people in group homes intended for adults

People in group quarters in 2000:

  • 6,125 people in college dormitories (includes college quarters off campus)
  • 92 people in nursing homes
  • 64 people in homes or halfway houses for drug/alcohol abuse
  • 5 people in religious group quarters
  • 5 people in other nonhousehold living situations

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED94$131,23693$142,302403$158,16720$81,14631$124,235
APPLICATIONS APPROVED, NOT ACCEPTED4$115,3903$186,04027$162,7422$74,6353$100,180
APPLICATIONS DENIED5$102,4922$236,640116$158,21713$74,48814$114,809
APPLICATIONS WITHDRAWN7$116,6237$185,44448$160,0500$05$86,916
FILES CLOSED FOR INCOMPLETENESS0$02$142,82012$138,6520$04$156,718
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED17$153,10815$162,4650$0
APPLICATIONS APPROVED, NOT ACCEPTED3$99,0904$196,3651$99,180
APPLICATIONS DENIED1$177,8202$209,7550$0
APPLICATIONS WITHDRAWN2$252,9402$191,9650$0
FILES CLOSED FOR INCOMPLETENESS0$01$194,8100$0
Conventional Home Purchase Loans in zip code 45409
Conventional Home Purchase Loans in zip code 45409 - Value

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year According to the data from the years 2003 - 2018 the average number of fires per year is 27. The highest number of reported fire incidents - 49 took place in 2010, and the least - 4 in 2018. The data has a declining trend.
    Fire incident types in Zip Code 45409 When looking into fire subcategories, the most reports belonged to: Outside Fires (47.8%), and Structure Fires (27.8%).

    • Fire incident types reported to NFIRS in Zip Code 45409
    • 20347.8%Outside Fires
    • 11827.8%Structure Fires
    • 5312.5%Other
    • 5112.0%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 45409, Ohio

Most common first names in zip code 45409 among deceased individuals
NameCountLived (average)
Mary10080.4 years
William8473.2 years
John7475.3 years
Robert7271.7 years
Helen6082.9 years
Charles5776.9 years
James5273.2 years
George5075.6 years
Margaret4081.7 years
Joseph3879.8 years
Most common last names in zip code 45409 among deceased individuals
Last nameCountLived (average)
Smith3571.1 years
Jones2179.9 years
Brown1973.1 years
Miller1878.0 years
Moore1679.0 years
Wilson1682.1 years
Martin1279.9 years
Davis1082.7 years
Johnson972.7 years
Weaver981.6 years
Businesses in zip code 45409
NameCountNameCount
Applebee's1KFC1
Arby's1Lane Furniture1
Ben & Jerry's1Marriott1
Buffalo Wild Wings1MasterBrand Cabinets2
Burger King1Panera Bread1
Chipotle1Starbucks1
Circle K1T-Mobile1
Cold Stone Creamery1Taco Bell1
Dennys1U-Haul1
FedEx4UPS1
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