46781 Zip Code (Poneto, IN) Detailed Profile

Estimated zip code population in 2022: 796
Zip code population in 2010: 793
Zip code population in 2000: 960

Houses and condos: 346
Renter-occupied apartments: 30
March 2022 cost of living index in zip code 46781: 83.6 (less than average, U.S. average is 100)

Land area: 25.6 sq. mi.
Water area: 0.0 sq. mi.

Population density: 31 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $844 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $856 (0.5%)

For population 25 years and over in 46781:

• High school or higher: 96.7%
• Bachelor's degree or higher: 9.6%
• Graduate or professional degree: 5.1%
• Unemployed: 0.7%
• Mean travel time to work (commute): 36.9 minutes

For population 15 years and over in 46781:

• Never married: 22.5%
• Now married: 54.2%
• Separated: 1.2%
• Widowed: 3.9%
• Divorced: 18.2%

• 
• • 78098.0%White
  • 81.0%Hispanic or Latino
  • 70.9%Two or more races
  • 10.1%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 46781, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $54,759 (Individual Income Tax Returns)

Here:	$54,759
State:	$64,978

Salary/wage: $50,174 (reported on 77.3% of returns)

Here:	$50,174
State:	$55,245

(% of AGI for various income ranges: 1107.5% for AGIs below $25k, 3713.8% for AGIs $25k-50k, 7130.0% for AGIs $50k-75k, 9295.0% for AGIs $75k-100k, 17353.3% for AGIs $100k-200k)

Taxable interest for individuals: $438 (reported on 29.5% of returns)

This zip code:	$438
Indiana:	$1,351

(% of AGI for various income ranges: 23.8% for AGIs below $25k, 10.0% for AGIs $25k-50k, 31.7% for AGIs $50k-75k, 36.7% for AGIs $100k-200k)

Ordinary dividends: $914 (reported on 15.9% of returns)

Here:	$914
State:	$5,827

(% of AGI for various income ranges: 38.8% for AGIs below $25k, 18.3% for AGIs $50k-75k, 55.0% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$1,167 (reported on 13.6% of returns)

Here:	+$1,167
State:	+$17,730

(% of AGI for various income ranges: 28.3% for AGIs $50k-75k, 137.5% for AGIs $75k-100k)

Profit/loss from business: +$10,975 (reported on 9.1% of returns)

Here:	+$10,975
State:	+$12,144

(% of AGI for various income ranges: 268.8% for AGIs below $25k, 373.3% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $9,925 (reported on 9.1% of returns)

46781:	$9,925
Indiana:	$18,302

(% of AGI for various income ranges: 122.5% for AGIs below $25k, 498.3% for AGIs $50k-75k)

Earned income credit: $2,460 (reported on 11.4% of returns)

Here:	$2,460
State:	$2,298

(% of AGI for various income ranges: 77.5% for AGIs below $25k, 76.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 97.7%

Here:	98%
State:	94%

(% for various income ranges: 100.0% for AGIs below $25k, 90.9% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 46781, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $44,402 (Individual Income Tax Returns)

Here:	$44,402
State:	$52,932

Salary/wage: $40,409 (reported on 81.0% of returns)

Here:	$40,409
State:	$45,173

(% of AGI for various income ranges: 61.0% for AGIs below $25k, 78.2% for AGIs $25k-50k, 82.7% for AGIs $50k-75k, 79.7% for AGIs $75k-100k, 57.8% for AGIs $100k-200k)

Taxable interest for individuals: $929 (reported on 33.3% of returns)

This zip code:	$929
Indiana:	$1,311

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k)

Ordinary dividends: $900 (reported on 19.0% of returns)

Here:	$900
State:	$4,690

Net capital gain/loss in AGI: +$1,357 (reported on 16.7% of returns)

Here:	+$1,357
State:	+$10,406

Profit/loss from business: +$3,650 (reported on 14.3% of returns)

Here:	+$3,650
State:	+$11,105

Taxable individual retirement arrangement distribution: $7,550 (reported on 9.5% of returns)

46781:	$7,550
Indiana:	$13,841

Total itemized deductions: $16,233 (23% of AGI, reported on 21.4% of returns)

Here:	$16,233
State:	$20,913

Here:	23.1% of AGI
State:	18.2% of AGI

(% of AGI for various income ranges: 18.9% for AGIs below $25k, 6.8% for AGIs $50k-75k, 20.3% for AGIs $75k-100k)

Charity contributions: $4,350 (reported on 14.3% of returns)

Here:	$4,350
State:	$4,697

Taxes paid: $4,822 (reported on 21.4% of returns)

46781:	$4,822
State:	$7,456

(% of AGI for various income ranges: 3.5% for AGIs below $25k, 1.8% for AGIs $50k-75k, 7.5% for AGIs $75k-100k)

Earned income credit: $2,233 (reported on 14.3% of returns)

Here:	$2,233
State:	$2,265

(% of AGI for various income ranges: 4.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 76.2%

Here:	76%
State:	53%

(% for various income ranges: 68.8% for AGIs below $25k, 63.6% for AGIs $25k-50k, 87.5% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 46781, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,866 (Individual Income Tax Returns)

Here:	$34,866
State:	$44,790

Salary/wage: $32,977 (reported on 87.8% of returns)

Here:	$32,977
State:	$39,615

(% of AGI for various income ranges: 88.1% for AGIs below $10k, 75.5% for AGIs $10k-25k, 83.9% for AGIs $25k-50k, 91.1% for AGIs $50k-75k, 112.8% for AGIs $75k-100k)

Taxable interest for individuals: $965 (reported on 44.1% of returns)

This zip code:	$965
Indiana:	$1,535

(% of AGI for various income ranges: 3.7% for AGIs below $10k, 3.8% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 2.1% for AGIs $75k-100k)

Taxable dividends: $347 (reported on 16.7% of returns)

Here:	$347
State:	$2,998

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Net capital gain/loss: +$488 (reported on 9.6% of returns)

Here:	+$488
State:	+$8,619

Profit/loss from business: +$5,651 (reported on 9.6% of returns)

Here:	+$5,651
State:	+$10,071

Profit/loss from farming: +$1,208 (reported on 5.3% of returns)

Here:	+$1,208
State:	-$2,212

IRA payment deduction: $2,833 (reported on 2.7% of returns)

46781:	$2,833
Indiana:	$2,840

Total itemized deductions: $12,779 (24% of AGI, reported on 23.2% of returns)

Here:	$12,779
State:	$17,065

Here:	24.2% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 12.3% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 13.0% for AGIs $75k-100k)

Charity contributions deductions: $3,841 (7% of AGI, reported on 15.4% of returns)

Here:	$3,841
State:	$3,550

Here:	7.1% of AGI
State:	3.8% of AGI

(% of AGI for various income ranges: 3.9% for AGIs below $10k, 1.7% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.0% for AGIs $75k-100k)

Total tax: $3,654 (reported on 74.6% of returns)

46781:	$3,654
State:	$6,914

(% of AGI for various income ranges: 1.6% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 12.0% for AGIs $75k-100k, 15.1% for AGIs over 100k)

Earned income credit: $1,259 (reported on 12.0% of returns)

Here:	$1,259
State:	$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 67.9%

Here:	68%
State:	59%

(% for various income ranges: 54.8% for AGIs below $10k, 61.4% for AGIs $10k-25k, 74.3% for AGIs $25k-50k, 71.6% for AGIs $50k-75k, 122.7% for AGIs $75k-100k)

Nearest zip codes: 46766, 47359, 46759, 46714, 47369, 47348.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 9
Household did not receive Food Stamps/SNAP in the past 12 months: 340

Women who had a birth in the past 12 months: 22 (0 now married, 18 unmarried)
Women who did not have a birth in the past 12 months: 87 (57 now married, 29 unmarried)

Housing units in zip code 46781 with a mortgage: 160 (6 second mortgage, 4 both second mortgage and home equity loan)
Houses without a mortgage: 4

Median monthly owner costs for units with a mortgage: $1,113
Median monthly owner costs for units without a mortgage: $381

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 46781 household income distribution in 2022

• 13Less than $10,000
• 1$10,000 to $14,999
• 21$15,000 to $19,999
• 13$20,000 to $24,999
• 21$25,000 to $29,999
• 10$30,000 to $34,999
• 8$35,000 to $39,999
• 4$40,000 to $44,999
• 34$45,000 to $49,999
• 19$50,000 to $59,999
• 15$60,000 to $74,999
• 54$75,000 to $99,999
• 82$100,000 to $124,999
• 12$125,000 to $149,999
• 29$150,000 to $199,999
• 6$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 46781

• 1Less than $10,000
• 2$10,000 to $14,999
• 3$20,000 to $24,999
• 2$35,000 to $39,999
• 6$50,000 to $59,999
• 3$60,000 to $69,999
• 41$70,000 to $79,999
• 9$80,000 to $89,999
• 7$90,000 to $99,999
• 49$100,000 to $124,999
• 9$125,000 to $149,999
• 53$150,000 to $174,999
• 51$200,000 to $249,999
• 40$250,000 to $299,999
• 32$300,000 to $399,999
• 1$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 46781

• 17$400 to $449
• 2$500 to $549
• 1$600 to $649
• 8No cash rent

Median gross rent in 2022: $535.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $161,737

Estimated median house or condo value in 2022: $171,871 Lower value quartile - upper value quartile: $105,110 - $260,809

Mean price in 2022:

Detached houses: $146,493

Here:	$146,493
State:	$257,916

Mobile homes: $52,090

Here:	$52,090
State:	$67,116

Housing units in structures:

• One, detached: 336
• Mobile homes: 8

Unemployment: 0.7%

• Means of transportation to work in zip code 46781

• 86.2%313Drove a car alone
• 4.4%16Carpooled
• 1.1%4Bus or trolley bus
• 5.5%20Worked at home

• Travel time to work (commute) in zip code 46781

• 36Less than 5 minutes
• 105 to 9 minutes
• 3310 to 14 minutes
• 6215 to 19 minutes
• 8220 to 24 minutes
• 3125 to 29 minutes
• 630 to 34 minutes
• 1535 to 39 minutes
• 545 to 59 minutes
• 1560 to 89 minutes
• 3390 or more minutes

Percentage of zip code residents living and working in this county: 73.8%

Household type by relationship:

Households: 796

• Male householders: 241 (73 living alone), Female householders: 108 (48 living alone)

• 154 spouses (154 opposite-sex spouses), 40 unmarried partners, (40 opposite-sex unmarried partners), 247 children (219 natural, 0 adopted, 28 stepchildren), 5 grandchildren, 0 brothers or sisters, 1 parents, 0 foster children, 2 other relatives, 3 non-relatives

Size of family households: 97 2-persons, 58 3-persons, 37 4-persons, 2 5-persons, 27 6-persons

Size of nonfamily households: 120 1-person, 7 2-persons

66 married couples with children.
97 single-parent households (89 men, 8 women).

97.4% of residents of 46781 zip code speak English at home.
2.4% of residents speak Spanish at home (11% very well, 89% not well).

Facilities with environmental interests located in this zip code:

• PONETO GRAIN AND WHOLESALE TERMINAL (0219 W. ST, RT. 218 in PONETO, IN)

  AIR MINOR (AIRS/AFS)
  STATE MASTER (Indiana facility tracking) - CRTK-1737, EPCRA
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: GRAIN AND FIELD BEANS
  

• PONETO MUNICIPAL STP (NR INTERSECTION OF MAIN & in PONETO, IN)

  STATE MASTER (Indiana facility tracking)
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  Organizations: THOMAS MCELHANEY 12187 (CONTACT/OPERATOR)
  

• MONTPELIER GENERATING STATION (8265 SOUTH 450 WEST in PONETO, IN)

  AIR MAJOR (AIRS/AFS)
  AIR PROGRAM (Clean Air Markets Division Business System)
  STATE MASTER (Indiana facility tracking)
  Business SIC classification: ELECTRIC SERVICES
  Organizations: DPL ENERGY, LLC (OWNER/OPERATOR)
  Alternative names: MONTPELIER ELECTRIC GEN STATION

• MONTPELIER ELECTRIC GENERATING STATION (8495 SOUTH 450 WEST in PONETO, IN)

  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: ELECTRIC SERVICES
  

Population in 1990: 709. Population change in the 1990s: +251 (+35.4%).

Place of birth for U.S.-born residents:

• This state: 677
• Northeast: 3
• Midwest: 77
• South: 30

75% of the 46781 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 72% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

100% of the 46781 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 300% moved from this county.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Ambulance Services (10-19 employees: 1 establishment)
• Wholesale Trade: Farm Supplies Merchant Wholesalers (5-9: 1)
• Construction: Site Preparation Contractors (1-4: 3)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
• Other Services (except Public Administration): Professional Organizations (1-4: 1)
• Construction: Roofing Contractors (1-4: 1)
• Utilities: Fossil Fuel Electric Power Generation (1-4: 1)

Most common first names in zip code 46781 among deceased individuals
Name	Count	Lived (average)
Mary	8	77.5 years
Paul	7	72.9 years
Robert	7	76.7 years
James	7	80.2 years
Everett	5	72.6 years
Helen	4	86.0 years
Thomas	4	77.0 years
Elizabeth	4	61.8 years
Grace	4	86.3 years
Catherine	3	76.0 years

Most common last names in zip code 46781 among deceased individuals
Last name	Count	Lived (average)
Carnes	10	76.6 years
Smith	10	81.9 years
Harris	7	72.2 years
Murray	6	75.5 years
Hamilton	5	78.6 years
Brinneman	4	75.5 years
Harrold	4	82.5 years
Karrick	4	74.3 years
Starr	4	82.3 years
Strahm	4	80.3 years