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48706 Zip Code (Bay City, MI) Detailed Profile




City: Bay City, MI (6.11%)
County: Bay County, MI
Estimated zip code population in 2022: 39,089
Zip code population in 2010: 40,596
Zip code population in 2000: 40,647

Houses and condos: 18,423
Renter-occupied apartments: 4,122
% of renters here:

24%
State:

27%
March 2022 cost of living index in zip code 48706: 80.5 (low, U.S. average is 100)

Land area: 67.0 sq. mi.
Water area: 7.2 sq. mi.
Population density: 584 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 48706
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Real estate property taxes paid for housing units in 2022:
This zip code:

1.5% ($2,106)
Michigan:

1.2% ($2,746)
Median real estate property taxes paid for housing units with mortgages in 2022: $2,302 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,944 (1.5%)

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Males: 18,333  (46.9%)
Females: 20,757  (53.1%)

For population 25 years and over in 48706:

  • High school or higher: 90.9%
  • Bachelor's degree or higher: 21.7%
  • Graduate or professional degree: 7.5%
  • Unemployed: 3.4%
  • Mean travel time to work (commute): 21.1 minutes

For population 15 years and over in 48706:

  • Never married: 30.7%
  • Now married: 46.5%
  • Separated: 0.6%
  • Widowed: 8.1%
  • Divorced: 14.1%

Zip code 48706 compared to state average:

  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • Races in zip code 48706 (2022)
    • 34,91789.3%White
    • 1,8334.7%Hispanic or Latino
    • 1,4843.8%Two or more races
    • 4321.1%Black
    • 2040.5%Asian
    • 1080.3%Some other race
    • 600.2%American Indian
    • 460.1%Native Hawaiian and Other
      Pacific Islander
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48706, MI forum
Recent posts about zip code 48706 area on our local forum with over 2,400,000 registered users:
Brain Drain Within Michigan  (37 replies)
Michigan move location  (7 replies)
Possible move from Texas to Saginaw area  (52 replies)
Ranking small, stand-alone cities (20-50k)  (11 replies)
From Arizona to Michigan  (76 replies)
Saginaw, Kalamazoo, Flint ranked by influence  (22 replies)
Urban population: 34,092
Rural population: 4,996

Estimated median house/condo value in 2022: $141,268
48706:

$141,268
Michigan:

$224,400



According to our research of Michigan and other state lists, there were 144 registered sex offenders living in 48706 zip code as of May 14, 2024.
The ratio of all residents to sex offenders in zip code 48706 is 279 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.


Median resident age:
This zip code:

45.0 years
Michigan median age:

40.3 years
Average household size:
This zip code:

2.2 people
Michigan:

2.4 people

Averages for the 2020 tax year for zip code 48706, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $55,547 (Individual Income Tax Returns)
Here:

$55,547
State:

$68,945

Salary/wage: $47,859 (reported on 73.6% of returns)
Here:

$47,859
State:

$57,142
(% of AGI for various income ranges: 964.7% for AGIs below $25k, 2924.1% for AGIs $25k-50k, 5404.4% for AGIs $50k-75k, 8416.9% for AGIs $75k-100k, 15137.8% for AGIs $100k-200k, 59027.8% for AGIs over 200k)

Taxable interest for individuals: $1,500 (reported on 33.1% of returns)
This zip code:

$1,500
Michigan:

$1,630
(% of AGI for various income ranges: 19.1% for AGIs below $25k, 30.6% for AGIs $25k-50k, 52.8% for AGIs $50k-75k, 74.6% for AGIs $75k-100k, 156.1% for AGIs $100k-200k, 1978.9% for AGIs over 200k)

Ordinary dividends: $4,470 (reported on 18.2% of returns)
Here:

$4,470
State:

$6,972
(% of AGI for various income ranges: 23.1% for AGIs below $25k, 42.1% for AGIs $25k-50k, 73.5% for AGIs $50k-75k, 146.9% for AGIs $75k-100k, 265.0% for AGIs $100k-200k, 3581.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$9,105 (reported on 15.7% of returns)
Here:

+$9,105
State:

+$20,064
(% of AGI for various income ranges: 2.6% for AGIs below $25k, 27.1% for AGIs $25k-50k, 82.6% for AGIs $50k-75k, 143.8% for AGIs $75k-100k, 422.9% for AGIs $100k-200k, 10212.2% for AGIs over 200k)

Profit/loss from business: +$13,838 (reported on 10.6% of returns)
Here:

+$13,838
State:

+$11,172
(% of AGI for various income ranges: 49.4% for AGIs below $25k, 77.0% for AGIs $25k-50k, 146.7% for AGIs $50k-75k, 137.3% for AGIs $75k-100k, 383.3% for AGIs $100k-200k, 7681.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $16,633 (reported on 12.4% of returns)
48706:

$16,633
Michigan:

$19,803
(% of AGI for various income ranges: 74.8% for AGIs below $25k, 131.0% for AGIs $25k-50k, 303.1% for AGIs $50k-75k, 516.0% for AGIs $75k-100k, 904.5% for AGIs $100k-200k, 3622.2% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $28,760 (reported on 0.2% of returns)
48706:

$28,760
Michigan:

$25,132
(% of AGI for various income ranges: 13.1% for AGIs $50k-75k, 640.6% for AGIs over 200k)

Total itemized deductions: $33,922 (reported on 3.2% of returns)
Here:

$33,922
State:

$34,117
(% of AGI for various income ranges: 31.5% for AGIs below $25k, 57.1% for AGIs $25k-50k, 103.9% for AGIs $50k-75k, 187.5% for AGIs $75k-100k, 448.0% for AGIs $100k-200k, 4026.1% for AGIs over 200k)

Charity contributions: $11,141 (reported on 2.6% of returns)
Here:

$11,141
State:

$13,548
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 10.4% for AGIs $25k-50k, 17.3% for AGIs $50k-75k, 33.1% for AGIs $75k-100k, 123.5% for AGIs $100k-200k, 1580.6% for AGIs over 200k)

Taxes paid: $6,880 (reported on 3.2% of returns)
48706:

$6,880
State:

$7,972
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 7.9% for AGIs $25k-50k, 18.5% for AGIs $50k-75k, 45.2% for AGIs $75k-100k, 107.5% for AGIs $100k-200k, 811.7% for AGIs over 200k)

Earned income credit: $2,079 (reported on 13.7% of returns)
Here:

$2,079
State:

$2,251
(% of AGI for various income ranges: 67.7% for AGIs below $25k, 53.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.5%
Here:

95%
State:

93%
(% for various income ranges: 93.9% for AGIs below $25k, 95.1% for AGIs $25k-50k, 94.6% for AGIs $50k-75k, 94.9% for AGIs $75k-100k, 94.3% for AGIs $100k-200k, 96.3% for AGIs over 200k)

Averages for the 2012 tax year for zip code 48706, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,613 (Individual Income Tax Returns)
Here:

$47,613
State:

$55,609

Salary/wage: $39,152 (reported on 79.8% of returns)
Here:

$39,152
State:

$46,782
(% of AGI for various income ranges: 64.3% for AGIs below $25k, 68.1% for AGIs $25k-50k, 69.8% for AGIs $50k-75k, 71.6% for AGIs $75k-100k, 73.6% for AGIs $100k-200k, 42.2% for AGIs over 200k)

Taxable interest for individuals: $1,203 (reported on 39.5% of returns)
This zip code:

$1,203
Michigan:

$1,491
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Ordinary dividends: $4,496 (reported on 20.6% of returns)
Here:

$4,496
State:

$6,225
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 5.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,136 (reported on 15.3% of returns)
Here:

+$5,136
State:

+$9,326
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 8.1% for AGIs over 200k)

Profit/loss from business: +$13,716 (reported on 11.0% of returns)
Here:

+$13,716
State:

+$11,523
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.6% for AGIs $100k-200k, 7.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $12,039 (reported on 12.9% of returns)
48706:

$12,039
Michigan:

$15,298
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 3.1% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 3.4% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Self-employment retirement plans: $23,314 (reported on 0.3% of returns)
48706:

$23,314
Michigan:

$20,834

Total itemized deductions: $18,765 (19% of AGI, reported on 24.4% of returns)
Here:

$18,765
State:

$21,628

Here:

18.7% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 6.7% for AGIs below $25k, 7.9% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 12.1% for AGIs $100k-200k, 10.6% for AGIs over 200k)

Charity contributions: $3,616 (reported on 20.6% of returns)
Here:

$3,616
State:

$4,225
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Taxes paid: $6,742 (reported on 24.4% of returns)
48706:

$6,742
State:

$8,327
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 4.9% for AGIs $100k-200k, 5.3% for AGIs over 200k)

Earned income credit: $2,000 (reported on 16.8% of returns)
Here:

$2,000
State:

$2,306
(% of AGI for various income ranges: 4.9% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 60.8%
Here:

61%
State:

57%
(% for various income ranges: 54.4% for AGIs below $25k, 62.0% for AGIs $25k-50k, 67.1% for AGIs $50k-75k, 67.2% for AGIs $75k-100k, 69.6% for AGIs $100k-200k, 90.9% for AGIs over 200k)

Averages for the 2004 tax year for zip code 48706, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $41,519 (Individual Income Tax Returns)
Here:

$41,519
State:

$48,204

Salary/wage: $36,904 (reported on 83.2% of returns)
Here:

$36,904
State:

$42,791
(% of AGI for various income ranges: 107.4% for AGIs below $10k, 64.6% for AGIs $10k-25k, 72.4% for AGIs $25k-50k, 79.2% for AGIs $50k-75k, 82.2% for AGIs $75k-100k, 67.4% for AGIs over 100k)

Taxable interest for individuals: $1,658 (reported on 53.9% of returns)
This zip code:

$1,658
Michigan:

$1,725
(% of AGI for various income ranges: 7.1% for AGIs below $10k, 3.5% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Taxable dividends: $2,870 (reported on 27.2% of returns)
Here:

$2,870
State:

$3,420
(% of AGI for various income ranges: 4.0% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Net capital gain/loss: +$2,940 (reported on 19.8% of returns)
Here:

+$2,940
State:

+$8,532
(% of AGI for various income ranges: -2.2% for AGIs below $10k, -0.0% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 3.5% for AGIs over 100k)

Profit/loss from business: +$10,308 (reported on 12.0% of returns)
Here:

+$10,308
State:

+$9,547
(% of AGI for various income ranges: 5.6% for AGIs below $10k, 3.0% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 5.6% for AGIs over 100k)

IRA payment deduction: $3,027 (reported on 2.2% of returns)
48706:

$3,027
Michigan:

$2,875
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $16,225 (reported on 0.5% of returns)
Here:

$16,225
Michigan:

$13,826
(% of AGI for various income ranges: 0.0% for AGIs $25k-50k, 0.0% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Total itemized deductions: $15,833 (20% of AGI, reported on 31.0% of returns)
Here:

$15,833
State:

$18,509

Here:

20.3% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 11.4% for AGIs below $10k, 8.1% for AGIs $10k-25k, 11.3% for AGIs $25k-50k, 12.2% for AGIs $50k-75k, 13.1% for AGIs $75k-100k, 12.4% for AGIs over 100k)

Charity contributions deductions: $2,881 (4% of AGI, reported on 28.5% of returns)
Here:

$2,881
State:

$3,365

Here:

3.6% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $5,985 (reported on 74.8% of returns)
48706:

$5,985
State:

$7,691
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 18.3% for AGIs over 100k)

Earned income credit: $1,662 (reported on 13.8% of returns)
Here:

$1,662
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 64.6%
Here:

65%
State:

60%
(% for various income ranges: 55.4% for AGIs below $10k, 64.5% for AGIs $10k-25k, 65.9% for AGIs $25k-50k, 68.0% for AGIs $50k-75k, 69.7% for AGIs $75k-100k, 75.5% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$56,920
Michigan:

$66,986
Bay City, MI (48706) map Nearest zip codes: 48710, 48631, 48604, 48708, 48724, 48611.
Bay City Zip Code Map

Percentage of family households:
This zip code:

42.0%
Michigan:

43.3%
Percentage of households with unmarried partners:
This zip code:

6.8%
Michigan:

45.7%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.2% of all households

Household received Food Stamps/SNAP in the past 12 months: 2,108
Household did not receive Food Stamps/SNAP in the past 12 months: 15,323


Women who had a birth in the past 12 months: 439 (168 now married, 261 unmarried)
Women who did not have a birth in the past 12 months: 7,399 (2,630 now married, 4,775 unmarried)


Housing units in zip code 48706 with a mortgage: 6,643 (464 second mortgage, 312 both second mortgage and home equity loan)
Houses without a mortgage: 220

Median monthly owner costs for units with a mortgage: $1,163
Median monthly owner costs for units without a mortgage: $528

Residents with income below the poverty level in 2022:
This zip code:

16.5%
Whole state:

13.4%
Residents with income below 50% of the poverty level in 2022:
This zip code:

7.9%
Whole state:

6.9%
Median number of rooms in houses and condos:
Here:

6.2
State:

6.5
Median number of rooms in apartments:
Here:

4.4
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
Year house built
  • Year house built (houses)
  • 152020 or later
  • 6402010 to 2019
  • 1,4002000 to 2009
  • 1,6891990 to 1999
  • 1,1171980 to 1989
  • 3,0241970 to 1979
  • 2,2781960 to 1969
  • 2,8331950 to 1959
  • 1,5481940 to 1949
  • 3,6791939 or earlier

Zip code 48706 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Bay City, MI (48706)
  • Bedrooms in owner-occupied houses and condos in Bay City, MI (48706)
  • 23no bedroom
  • 1501 bedroom
  • 2,9042 bedrooms
  • 7,5513 bedrooms
  • 2,3514 bedrooms
  • 3475+ bedrooms
Bedrooms in renter-occupied apartments in Bay City, MI (48706)
  • Bedrooms in renter-occupied apartments in Bay City, MI (48706)
  • 138no bedroom
  • 1,2621 bedroom
  • 1,2732 bedrooms
  • 1,0693 bedrooms
  • 3194 bedrooms
  • 635+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Bay City, MI (48706) in owner-occupied houses/condos
  • Cars and other vehicles available in Bay City, MI (48706) in owner-occupied houses/condos
  • 265no vehicle
  • 4,2121 vehicle
  • 6,2622 vehicles
  • 1,7453 vehicles
  • 7094 vehicles
  • 1885+ vehicles
Cars and other vehicles available in Bay City, MI (48706) in renter-occupied apartments
  • Cars and other vehicles available in Bay City, MI (48706) in renter-occupied apartments
  • 654no vehicle
  • 2,2881 vehicle
  • 8822 vehicles
  • 2593 vehicles
  • 314 vehicles
  • 135+ vehicles

  • Zip code 48706 household income distribution in 2022

  • Zip code 48706 household income distribution in 2022
  • 1,204Less than $10,000
  • 786$10,000 to $14,999
  • 462$15,000 to $19,999
  • 762$20,000 to $24,999
  • 725$25,000 to $29,999
  • 1,381$30,000 to $34,999
  • 910$35,000 to $39,999
  • 1,018$40,000 to $44,999
  • 551$45,000 to $49,999
  • 1,334$50,000 to $59,999
  • 1,684$60,000 to $74,999
  • 2,510$75,000 to $99,999
  • 1,518$100,000 to $124,999
  • 1,016$125,000 to $149,999
  • 906$150,000 to $199,999
  • 773$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 48706

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 48706
  • 447Less than $10,000
  • 83$10,000 to $14,999
  • 35$15,000 to $19,999
  • 98$20,000 to $24,999
  • 68$25,000 to $29,999
  • 87$30,000 to $34,999
  • 60$35,000 to $39,999
  • 275$40,000 to $49,999
  • 451$50,000 to $59,999
  • 457$60,000 to $69,999
  • 753$70,000 to $79,999
  • 903$80,000 to $89,999
  • 623$90,000 to $99,999
  • 1,490$100,000 to $124,999
  • 883$125,000 to $149,999
  • 995$150,000 to $174,999
  • 943$175,000 to $199,999
  • 1,319$200,000 to $249,999
  • 967$250,000 to $299,999
  • 784$300,000 to $399,999
  • 291$400,000 to $499,999
  • 300$500,000 to $749,999
  • 22$750,000 to $999,999
  • 35$2,000,000 or more
  • Rent paid by renters in 2022 in zip code 48706

  • Rent paid by renters in 2022 in zip code 48706
  • 29Less than $100
  • 17$100 to $149
  • 212$150 to $199
  • 144$200 to $249
  • 72$250 to $299
  • 132$300 to $349
  • 11$350 to $399
  • 175$400 to $449
  • 111$450 to $499
  • 342$500 to $549
  • 144$550 to $599
  • 414$600 to $649
  • 144$650 to $699
  • 578$700 to $749
  • 336$750 to $799
  • 635$800 to $899
  • 112$900 to $999
  • 170$1,000 to $1,249
  • 8$1,500 to $1,999
  • 274No cash rent

Median gross rent in 2022: $844.


Median price asked for vacant for-sale houses and condos in 2022: $113,978.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $145,534
  • Black or African American householders: $171,786
  • American Indian or Alaska Native householders: $162,105
  • Asian householders: $126,173
  • Some other race householders: $91,225
  • Two or more races householders: $117,641
  • Hispanic or Latino householders: $126,173

Estimated median house or condo value in 2022: $141,268
48706:

$141,268
Michigan:

$224,400
Lower value quartile - upper value quartile: $90,889 - $227,143

Mean price in 2022:

Detached houses: $190,130
Here:

$190,130
State:

$280,038

Townhouses or other attached units: $234,872
Here:

$234,872
State:

$239,520

In 2-unit structures: $130,065
Here:

$130,065
State:

$219,481

In 3-to-4-unit structures: $293,676
Here:

$293,676
State:

$207,067

In 5-or-more-unit structures: $260,759
Here:

$260,759
State:

$192,733

Mobile homes: $150,263
Here:

$150,263
State:

$72,868
Owners and renters by unit type in zip code 48706
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 13,817
  • One, attached: 1,113
  • Two: 335
  • 3 or 4: 472
  • 5 to 9: 415
  • 10 to 19: 347
  • 20 to 49: 154
  • 50 or more: 722
  • Mobile homes: 1,056

Unemployment: 3.4%

  • Means of transportation to work in zip code 48706

  • Means of transportation to work in zip code 48706
  • 82.2%14,821Drove a car alone
  • 5.3%952Carpooled
  • 0.3%63Bus or trolley bus
  • 1.0%183Bicycle
  • 1.2%224Walked
  • 0.3%48Other means
  • 8.0%1,447Worked at home
  • Travel time to work (commute) in zip code 48706

  • Travel time to work (commute) in zip code 48706
  • 548Less than 5 minutes
  • 2,2095 to 9 minutes
  • 2,94510 to 14 minutes
  • 3,20215 to 19 minutes
  • 2,72020 to 24 minutes
  • 1,40425 to 29 minutes
  • 1,41130 to 34 minutes
  • 40535 to 39 minutes
  • 20540 to 44 minutes
  • 41245 to 59 minutes
  • 42060 to 89 minutes
  • 41390 or more minutes

Percentage of zip code residents living and working in this county: 64.1%

Household type by relationship:

Households: 39,089
  • Male householders: 7,576 (2,315 living alone), Female householders: 9,909 (3,326 living alone)
  • 7,282 spouses (7,244 opposite-sex spouses), 1,586 unmarried partners, (1,465 opposite-sex unmarried partners), 10,520 children (9,806 natural, 146 adopted, 572 stepchildren), 350 grandchildren, 159 brothers or sisters, 206 parents, 0 foster children, 285 other relatives, 933 non-relatives
  • In group quarters: 414 (-1 institutionalized population)

Size of family households: 5,497 2-persons, 2,508 3-persons, 1,885 4-persons, 621 5-persons, 291 6-persons, 66 7-or-more-persons

Size of nonfamily households: 5,644 1-person, 759 2-persons, 154 3-persons, 20 4-persons

4,048 married couples with children.
3,552 single-parent households (968 men, 2,584 women).

98.5% of residents of 48706 zip code speak English at home.
0.6% of residents speak Spanish at home (66% very well, 27% well, 7% not well).
0.9% of residents speak other Indo-European language at home (60% very well, 15% well, 19% not well, 6% not at all).
0.1% of residents speak Asian or Pacific Island language at home (5% very well, 95% not well).

Foreign born population: 449 (1.1%)
(70.1% of them are naturalized citizens)
This zip code:

1.1%
Whole state:

6.9%
Most common places of birth for foreign-born residents
  • 17%North Macedonia (Macedonia)
  • 9%Kazakhstan
  • 8%Japan
  • 7%France
  • 7%Guatemala
  • 6%Honduras
  • 6%Taiwan
Most common first ancestries reported in 48706
  • 28%German
  • 14%Polish
  • 8%American
  • 6%Irish
  • 4%English
  • 3%European
  • 3%French
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 1312010 or later
  • 642000 to 2009
  • 1561990 to 1999
  • 130Before 1990

Zip code 48706 topographic map

There are 302 Other Medical Specialists in Zip Code 48706.

Major facilities with environmental interests located in this zip code:

  • DOW CHEMICAL COMPANY (4868 EAST WILDER ROAD in BAY CITY, MI)
    HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - ICIS-05-2005-9900, FORMAL ENFORCEMENT ACTION
    TSD (Resource Conservation and Recovery Act (tracking hazardous waste)) - ICIS-05-2005-9900, FORMAL ENFORCEMENT ACTION
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: UNSUPPORTED PLASTICS FILM AND SHEET
    Business NAICS classification: ALL OTHER BASIC ORGANIC CHEMICAL MANUFACTURING.
    Alternative names: DOW BRANDS, DOW CHEMICAL CO BAY CITY PLT, DOW CHEMICAL COMPANY BAY CITY TERMINAL
  • AEROSPACE AMERICA INC (900 S TRUMAN PKWY in BAY CITY, MI)
    (Integrated Compliance Information System) - ICIS-05-2002-0109, FORMAL ENFORCEMENT ACTION
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
    Organizations: DORE ARTHUR P (CONTACT/OPERATOR)
  • DORE AND ASSOC CONTRACTING INC (900 S HARRY S TRUMAN PKY in BAY CITY, MI)
    (Integrated Compliance Information System) - ICIS-05-1998-0554, FORMAL ENFORCEMENT ACTION
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: SPECIAL TRADE CONTRACTORS; NONCLASSIFIABLE ESTABLISHMENTS
    Business NAICS classification: OTHER WASTE COLLECTION.
    Organizations: DORE & ASSOCIATES CONTRACTING INC (CONTACT/OPERATOR)
  • BAY CITY PUBLIC SCHOOLS (910 N WALNUT ST in BAY CITY, MI)
    (Integrated Compliance Information System) - ICIS-05-1985-0106, FORMAL ENFORCEMENT ACTION
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
    Alternative names: BAY CITY PS
  • GOUGEON BROTHERS INCORPORATED (100 PATTERSON AVE. in BAY CITY, MI)
    AIR MINOR (AIRS/AFS)
    ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: PLASTICS MATERIALS, SYNTHETIC RESINS, AND NONVULCANIZABLE ELASTOMERS; PAINTS, VARNISHES, LACQUERS, ENAMELS, AND ALLIED PRODUCTS; NONCLASSIFIABLE ESTABLISHMENTS
    Organizations: GOUGEON HOLDING CO (CONTACT/OPERATOR)
  • BANGOR CENTRAL SCHOOL (208 STATE PARK DRIVE in BAY CITY, MI)
    (Geographic Names Information System)
    (National Center for Education Statistics) - STATE ID-00186
    Organizations: BANGOR TOWNSHIP SCHOOLS (SCHOOL DISTRICT)
  • BANGOR LINCOLN SCHOOL (2771 N. EUCLID AVENUE in BAY CITY, MI)
    (Geographic Names Information System)
    (National Center for Education Statistics) - STATE ID-00191
    Organizations: BANGOR TOWNSHIP SCHOOLS (SCHOOL DISTRICT)
  • BAY COUNTY PSA (1110 STATE STREET in BAY CITY, MI)
    (National Center for Education Statistics) - STATE ID-08856
  • EASTSIDE MIDDLE SCHOOL (201 WOODSIDE LANE in BAY CITY, MI)
    (National Center for Education Statistics) - STATE ID-00804
    Organizations: BAY CITY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • CHRISTA MCAULIFFE MIDDLE SCHOOL (3281 E. KIESEL ROAD in BAY CITY, MI)
    (National Center for Education Statistics) - STATE ID-00190
    Organizations: BANGOR TOWNSHIP SCHOOLS (SCHOOL DISTRICT)
  • BANGOR NORTH PRESCHOOL AND DAY CARE (504 REVILO DRIVE in BAY CITY, MI)
    (National Center for Education Statistics) - STATE ID-00192
    Organizations: BANGOR TOWNSHIP SCHOOLS (SCHOOL DISTRICT)
  • BANGOR WEST CENTRAL SCHOOL (3175 E. WILDER ROAD in BAY CITY, MI)
    (National Center for Education Statistics) - STATE ID-00194
    Organizations: BANGOR TOWNSHIP SCHOOLS (SCHOOL DISTRICT)
  • CENTRAL MICHIGAN RAILWAY CO BAY CITY YARD (3688 NORTH EUCLID STREET in BAY CITY, MI)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: RAILROAD SWITCHING AND TERMINAL ESTABLISHMENTS
    Organizations: TOWN 4N (CONTACT/OPERATOR)

Zip code 48706 marital status for males
Zip code 48706 marital status for females

Housing units lacking complete plumbing facilities: 0.7%
Housing units lacking complete kitchen facilities: 1.4%

Most commonly used house heating fuel
  • 86.1%Utility gas
  • 8.9%Electricity
  • 3.0%Bottled, tank, or LP gas
  • 0.7%Wood
  • 0.7%Other fuel

Population in 1990: 41,677.

Place of birth for U.S.-born residents:

  • This state: 35,288
  • Northeast: 438
  • Midwest: 1,190
  • South: 1,086
  • West: 511

65% of the 48706 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 72% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

92% of the 48706 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 57% moved from this county.
   Out of people who lived in different houses, 30% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year householders moved into unit in Bay City, MI (48706)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 568
Here:

16.3%
Michigan:

12.4%
Students in private schools in grades 9 to 12 (high school): 148
Here:

7.6%
Michigan:

9.8%
Students in private undergraduate colleges: 126
Here:

10.9%
Michigan:

14.9%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 90,971Health diagnosing and treating practitioners and other technical occupations
  • 84,029Computer and mathematical occupations
  • 70,961Legal occupations
  • 66,784Life, physical, and social science occupations
  • 61,120Installation, maintenance, and repair occupations
  • 61,113Business and financial operations occupations

Companies with federal contracts located in this zip code (BAY CITY, MI):

  • BAY CARBON INC (800 MARQUETTE ST; small business) : $1,712,767 in 25 contracts from 1999 to 2006
    Contracts for Electrical Contact Brushes and Electrodes by Defense Logistics Agency
    Signed by year: 2000: $282,513; 2001: $617,738; 2002: $338,290; 2003: $0; 2004: $0; 2005: $291,391; 2006: $75,885.

    Biggest contracts:
    $192,214 with Defense Logistics Agency for Electrical Contact Brushes and Electrodes. Signed on 2005-08-18. Completion date: 2005-12-16.
    $141,900, same as above. Signed on 2001-09-28. Completion date: 2002-01-26.
    $132,000, same as above. Signed on 2002-04-25. Completion date: 2002-08-23.
    $128,613, same as above. Signed on 2001-06-20. Completion date: 2001-10-18.
  • DORE & ASSOCIATES CONTRACTING, (900 HARRY S TRUMAN PKWY) : $608,441 in 6 contracts from 1999 to 2004
    Contracts for Construction of Structures and Facilities -- Other Non-Building Facilities, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings by Air Force, United States Coast Guard (disused code: now 7008), Bureau of Prisoners/Federal Prison System
    Signed by year: 2000: $15,000; 2001: $0; 2002: $0; 2003: $492,015; 2004: $35,426; 2005: $0; 2006: $0.

    Biggest contracts:
    $473,120 with Air Force for Construction of Structures and Facilities -- Other Non-Building Facilities. Signed on 2003-06-09. Completion date: 2003-11-10.
    $66,000 with United States Coast Guard (disused code: now 7008) for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 1999-11-15. Completion date: 2000-05-15.
    $35,426 with Air Force for Construction of Structures and Facilities -- Other Non-Building Facilities. Signed on 2004-09-11. Completion date: 2004-06-30.
    $18,895, same as above. Signed on 2003-10-10. Completion date: 2003-12-05.
  • BAY COUNTY LAWN INC (1616 TECH DR; small business) : $149,208 in 4 contracts from 2003 to 2006
    $46,950 with Army for Landscaping/Groundskeeping Services. Signed on 2005-04-15. Completion date: 2005-09-01.
    $40,000 with Army for Food Services. Signed on 2004-05-09. Completion date: 2004-06-30.
    $39,950 with Army for Landscaping/Groundskeeping Services. Signed on 2006-04-28. Completion date: 2006-09-01.
    $22,308, same as above. Signed on 2003-04-22. Completion date: 2003-10-22.
  • BROTHERS FABRICATION LLC (4441 ACE COMMERCIAL COURT; small business) : $62,851 in 3 contracts in 2005
    $28,825 with Defense Logistics Agency for Motor Vehicle Maintenance and Repair Shop Specialized Equipment. Signed on 2005-04-23. Completion date: 2005-10-10.
    $21,961 with Defense Logistics Agency for Vehicular Furniture and Accessories. Signed on 2005-04-14. Completion date: 2005-07-12.
    $12,065, same as above. Signed on 2005-03-16. Completion date: 2005-06-09.
  • THARALDSON PROPERTY MANAGEMENT (4105 WILDER RD) : $40,053 in 6 contracts from 2003 to 2004
    Contracts for Lodging - Hotel/Motel by Army
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $32,112; 2004: $7,941; 2005: $0; 2006: $0.

    Biggest contracts:
    $12,045 with Army for Lodging - Hotel/Motel. Signed on 2003-05-01. Completion date: 2003-02-21.
    $12,045, same as above. Signed on 2003-05-01. Completion date: 2003-02-21.
    $8,910, same as above. Signed on 2004-10-13. Completion date: 2004-10-19.
    $7,069, same as above. Signed on 2003-02-21. Completion date: 2003-02-21.
  • GLOBALHVACR SUPPLY LLC (214 S HENRY ST; small business) : $39,274 in 5 contracts in 2006
    Contracts for Pressure, Temperature, and Humidity Measuring and Controlling Instruments, Refrigeration and Air Conditioning Components by Defense Logistics Agency
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $0; 2006: $39,274.

    Biggest contracts:
    $21,149 with Defense Logistics Agency for Pressure, Temperature, and Humidity Measuring and Controlling Instruments. Taking place in CA. Signed on 2006-05-06. Completion date: 2006-11-06.
    $7,130 with Defense Logistics Agency for Pressure, Temperature, and Humidity Measuring and Controlling Instruments. Signed on 2006-01-24. Completion date: 2006-02-23.
    $4,778, same as above. Signed on 2006-06-14. Completion date: 2006-08-13.
    $3,549 with Defense Logistics Agency for Refrigeration and Air Conditioning Components. Signed on 2006-06-29. Completion date: 2006-08-14.
  • THE LOGAN GROUP, INC (214 S HENRY ST #2, 2ND FL)
    $25,359 with Defense Logistics Agency for Centrifugals, Separators, and Pressure and Vacuum Filters. Taking place in FL. Signed on 2004-08-25. Completion date: 2004-10-08.
  • TEMPERATURE SUPPLY, INC (214 S HENRY ST #2, 2ND FL; small business) : $12,520 in 4 contracts from 2005 to 2006
    $4,661 with Defense Logistics Agency for Power and Hand Pumps. Signed on 2005-10-26. Completion date: 2005-11-25.
    $4,649 with Defense Logistics Agency for Refrigeration and Air Conditioning Components. Signed on 2005-12-06. Completion date: 2006-01-16.
    $3,210 with Defense Logistics Agency for Motors, Electrical. Signed on 2006-05-04. Completion date: 2006-06-02.
    $0, same as above. Signed on 2006-05-04. Completion date: 2006-06-02.
  • RECROOMS COM, INC (333 MORTON STREET)
    $9,800 with Army for Recreational and Gymnastic Equipment. Signed on 2004-02-10. Completion date: 2004-04-01.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 2 establishments, 20-49 employees: 16 establishments, 10-19 employees: 10 establishments, 5-9 employees: 4 establishments, 1-4 employees: 5 establishments)
  • Accommodation and Food Services: Full-Service Restaurants (50-99: 6, 20-49: 7, 10-19: 6, 5-9: 5, 1-4: 5)
  • Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (250-499: 1, 100-249: 1, 50-99: 2, 10-19: 1, 1-4: 2)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 2, 10-19: 2, 1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 294 people in nursing facilities/skilled-nursing facilities
  • 125 people in group homes intended for adults
  • 32 people in other noninstitutional facilities
  • 25 people in residential treatment centers for adults
  • 15 people in in-patient hospice facilities
  • 3 people in correctional residential facilities

People in group quarters in 2000:

  • 274 people in nursing homes
  • 78 people in other group homes
  • 61 people in homes for the mentally retarded
  • 38 people in homes for the mentally ill
  • 38 people in other noninstitutional group quarters
  • 4 people in homes for the physically handicapped
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 5 full and 14 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED184$90,790231$105,195975$109,931128$31,1634$115,93561$65,90036$40,209
APPLICATIONS APPROVED, NOT ACCEPTED5$72,1808$88,25074$117,76012$22,2140$05$122,5244$41,862
APPLICATIONS DENIED50$82,28952$57,380358$115,65550$19,2040$025$45,78930$32,163
APPLICATIONS WITHDRAWN29$89,14334$105,834199$125,4357$45,4860$09$91,1233$93,557
FILES CLOSED FOR INCOMPLETENESS6$90,7834$108,76037$100,6083$59,4730$00$02$43,725
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 5 full and 12 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED38$149,53331$167,694
APPLICATIONS APPROVED, NOT ACCEPTED8$115,87910$176,229
APPLICATIONS DENIED17$93,95915$212,047
APPLICATIONS WITHDRAWN0$011$209,578
FILES CLOSED FOR INCOMPLETENESS1$198,0000$0
Conventional Home Purchase Loans in zip code 48706
Conventional Home Purchase Loans in zip code 48706 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year Based on the data from the years 2002 - 2018 the average number of fires per year is 116. The highest number of fires - 202 took place in 2003, and the least - 56 in 2005. The data has a declining trend.
    Fire incident types in Zip Code 48706 When looking into fire subcategories, the most incidents belonged to: Structure Fires (43.4%), and Outside Fires (31.7%).

    • Fire incident types reported to NFIRS in Zip Code 48706
    • 85543.4%Structure Fires
    • 62531.7%Outside Fires
    • 40620.6%Mobile Property/Vehicle Fires
    • 864.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 48706, Michigan

Most common first names in zip code 48706 among deceased individuals
NameCountLived (average)
John50274.6 years
William44074.9 years
Mary42780.8 years
Robert29167.1 years
Joseph27275.7 years
George26176.1 years
Edward26075.4 years
Frank24976.5 years
Helen23779.4 years
James23370.1 years
Most common last names in zip code 48706 among deceased individuals
Last nameCountLived (average)
Smith13578.7 years
Miller8571.8 years
Anderson7876.4 years
Johnson7776.7 years
Williams6875.8 years
Schmidt6875.8 years
Davis6075.3 years
Young5579.5 years
Martin5473.0 years
Brown4973.2 years
Businesses in zip code 48706
NameCountNameCount
7-Eleven5Kroger1
ALDI1La-Z-Boy1
AT&T1Lane Furniture2
Ace Hardware1Little Caesars Pizza1
Advance Auto Parts1Long John Silver's1
Aeropostale1Marriott1
AmericInn1MasterBrand Cabinets3
American Eagle Outfitters1McDonald's5
Applebee's1Meijer1
Arby's1Men's Wearhouse1
Audi1Menards1
AutoZone1New Balance1
Baskin-Robbins1Nike1
Bath & Body Works1Old Navy1
Blockbuster1Papa John's Pizza1
Buffalo Wild Wings1Payless2
Burger King2Penske1
Carson Pirie Scott1Quiznos1
Chevrolet1RadioShack2
Cold Stone Creamery1Red Lobster1
Cracker Barrel1Rite Aid2
Curves1Sears2
Deb1Spencer Gifts1
Discount Tire1Sprint Nextel2
Domino's Pizza1Staples1
FedEx5Subaru1
Ford1Subway5
GNC1T-Mobile3
GameStop1Taco Bell3
Goodwill3Target1
H&R Block3The Room Place1
Holiday Inn1Tim Hortons1
Hollister Co.1Toyota1
Home Depot1U-Haul2
Honda1UPS10
JCPenney1Vans1
Jones New York1Verizon Wireless1
Justice1Volkswagen1
KFC4Walgreens1
Kmart1Walmart1
Knights Inn1Wendy's1
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