49038 Zip Code (Lake Michigan Beach, MI) Detailed Profile

Estimated zip code population in 2022: 8,556
Zip code population in 2010: 9,310
Zip code population in 2000: 10,075

Houses and condos: 5,160
Renter-occupied apartments: 929
March 2022 cost of living index in zip code 49038: 81.9 (low, U.S. average is 100)

Land area: 37.7 sq. mi.
Water area: 2.5 sq. mi.

Population density: 227 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,003 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,119 (1.0%)

For population 25 years and over in 49038:

• High school or higher: 93.2%
• Bachelor's degree or higher: 25.6%
• Graduate or professional degree: 10.4%
• Unemployed: 3.8%
• Mean travel time to work (commute): 23.1 minutes

For population 15 years and over in 49038:

• Never married: 21.5%
• Now married: 55.7%
• Separated: 1.4%
• Widowed: 6.8%
• Divorced: 14.5%

• 
• • 7,55788.3%White
  • 3774.4%Two or more races
  • 2923.4%Hispanic or Latino
  • 1862.2%Black
  • 1431.7%Some other race

Urban population: 3,980
Rural population: 4,575

Averages for the 2020 tax year for zip code 49038, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $60,014 (Individual Income Tax Returns)

Here:	$60,014
State:	$68,945

Salary/wage: $49,309 (reported on 77.2% of returns)

Here:	$49,309
State:	$57,142

(% of AGI for various income ranges: 983.2% for AGIs below $25k, 3302.2% for AGIs $25k-50k, 5993.3% for AGIs $50k-75k, 8987.8% for AGIs $75k-100k, 16064.5% for AGIs $100k-200k, 85490.0% for AGIs over 200k)

Taxable interest for individuals: $1,292 (reported on 25.3% of returns)

This zip code:	$1,292
Michigan:	$1,630

(% of AGI for various income ranges: 16.9% for AGIs below $25k, 15.6% for AGIs $25k-50k, 28.6% for AGIs $50k-75k, 35.2% for AGIs $75k-100k, 140.0% for AGIs $100k-200k, 1563.3% for AGIs over 200k)

Ordinary dividends: $6,325 (reported on 15.9% of returns)

Here:	$6,325
State:	$6,972

(% of AGI for various income ranges: 31.3% for AGIs below $25k, 31.8% for AGIs $25k-50k, 50.6% for AGIs $50k-75k, 153.3% for AGIs $75k-100k, 395.8% for AGIs $100k-200k, 6590.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$17,803 (reported on 13.9% of returns)

Here:	+$17,803
State:	+$20,064

(% of AGI for various income ranges: 17.3% for AGIs below $25k, 17.6% for AGIs $25k-50k, 72.2% for AGIs $50k-75k, 200.4% for AGIs $75k-100k, 645.8% for AGIs $100k-200k, 25983.3% for AGIs over 200k)

Profit/loss from business: +$12,837 (reported on 12.8% of returns)

Here:	+$12,837
State:	+$11,172

(% of AGI for various income ranges: 83.8% for AGIs below $25k, 129.7% for AGIs $25k-50k, 217.6% for AGIs $50k-75k, 415.2% for AGIs $75k-100k, 338.7% for AGIs $100k-200k, 6646.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $18,576 (reported on 11.2% of returns)

49038:	$18,576
Michigan:	$19,803

(% of AGI for various income ranges: 106.5% for AGIs below $25k, 159.7% for AGIs $25k-50k, 225.1% for AGIs $50k-75k, 437.4% for AGIs $75k-100k, 1419.7% for AGIs $100k-200k)

Total itemized deductions: $34,788 (reported on 3.6% of returns)

Here:	$34,788
State:	$34,117

(% of AGI for various income ranges: 209.2% for AGIs $50k-75k, 225.9% for AGIs $75k-100k, 597.7% for AGIs $100k-200k, 6926.7% for AGIs over 200k)

Charity contributions: $7,762 (reported on 2.9% of returns)

Here:	$7,762
State:	$13,548

(% of AGI for various income ranges: 22.7% for AGIs $50k-75k, 141.3% for AGIs $100k-200k, 1533.3% for AGIs over 200k)

Taxes paid: $8,294 (reported on 3.6% of returns)

49038:	$8,294
State:	$7,972

(% of AGI for various income ranges: 41.0% for AGIs $50k-75k, 63.0% for AGIs $75k-100k, 173.5% for AGIs $100k-200k, 1393.3% for AGIs over 200k)

Earned income credit: $2,195 (reported on 14.1% of returns)

Here:	$2,195
State:	$2,251

(% of AGI for various income ranges: 71.3% for AGIs below $25k, 68.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.4%

Here:	94%
State:	93%

(% for various income ranges: 94.2% for AGIs below $25k, 94.2% for AGIs $25k-50k, 94.0% for AGIs $50k-75k, 92.5% for AGIs $75k-100k, 96.2% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 49038, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $43,375 (Individual Income Tax Returns)

Here:	$43,375
State:	$55,609

Salary/wage: $38,266 (reported on 78.2% of returns)

Here:	$38,266
State:	$46,782

(% of AGI for various income ranges: 68.9% for AGIs below $25k, 74.5% for AGIs $25k-50k, 74.6% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 74.1% for AGIs $100k-200k, 30.7% for AGIs over 200k)

Taxable interest for individuals: $1,087 (reported on 31.6% of returns)

This zip code:	$1,087
Michigan:	$1,491

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Ordinary dividends: $3,420 (reported on 17.3% of returns)

Here:	$3,420
State:	$6,225

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,859 (reported on 12.6% of returns)

Here:	+$4,859
State:	+$9,326

(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 9.2% for AGIs over 200k)

Profit/loss from business: +$9,675 (reported on 13.1% of returns)

Here:	+$9,675
State:	+$11,523

(% of AGI for various income ranges: 6.4% for AGIs below $25k, 3.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $17,005 (reported on 13.3% of returns)

49038:	$17,005
Michigan:	$15,298

(% of AGI for various income ranges: 5.1% for AGIs below $25k, 4.2% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 4.7% for AGIs $100k-200k, 11.4% for AGIs over 200k)

Total itemized deductions: $18,346 (21% of AGI, reported on 22.5% of returns)

Here:	$18,346
State:	$21,628

Here:	21.0% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 7.7% for AGIs below $25k, 8.0% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 12.2% for AGIs $100k-200k, 10.8% for AGIs over 200k)

Charity contributions: $3,273 (reported on 16.4% of returns)

Here:	$3,273
State:	$4,225

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Taxes paid: $6,314 (reported on 22.5% of returns)

49038:	$6,314
State:	$8,327

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 4.9% for AGIs $100k-200k, 6.1% for AGIs over 200k)

Earned income credit: $2,288 (reported on 18.3% of returns)

Here:	$2,288
State:	$2,306

(% of AGI for various income ranges: 6.3% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 52.5%

Here:	52%
State:	57%

(% for various income ranges: 47.7% for AGIs below $25k, 51.5% for AGIs $25k-50k, 60.3% for AGIs $50k-75k, 58.3% for AGIs $75k-100k, 58.6% for AGIs $100k-200k, 80.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 49038, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $36,888 (Individual Income Tax Returns)

Here:	$36,888
State:	$48,204

Salary/wage: $34,170 (reported on 83.8% of returns)

Here:	$34,170
State:	$42,791

(% of AGI for various income ranges: 101.3% for AGIs below $10k, 73.8% for AGIs $10k-25k, 80.8% for AGIs $25k-50k, 82.6% for AGIs $50k-75k, 81.9% for AGIs $75k-100k, 63.9% for AGIs over 100k)

Taxable interest for individuals: $1,311 (reported on 40.5% of returns)

This zip code:	$1,311
Michigan:	$1,725

(% of AGI for various income ranges: 7.2% for AGIs below $10k, 2.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $2,307 (reported on 20.8% of returns)

Here:	$2,307
State:	$3,420

(% of AGI for various income ranges: 2.6% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Net capital gain/loss: +$5,976 (reported on 16.0% of returns)

Here:	+$5,976
State:	+$8,532

(% of AGI for various income ranges: -0.5% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 9.6% for AGIs over 100k)

Profit/loss from business: +$7,237 (reported on 15.2% of returns)

Here:	+$7,237
State:	+$9,547

(% of AGI for various income ranges: 6.8% for AGIs below $10k, 4.9% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $2,914 (reported on 2.3% of returns)

49038:	$2,914
Michigan:	$2,875

(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $5,824 (reported on 0.4% of returns)

Here:	$5,824
Michigan:	$13,826

Total itemized deductions: $14,865 (22% of AGI, reported on 26.3% of returns)

Here:	$14,865
State:	$18,509

Here:	21.8% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 6.6% for AGIs below $10k, 7.8% for AGIs $10k-25k, 10.2% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 12.7% for AGIs $75k-100k, 12.0% for AGIs over 100k)

Charity contributions deductions: $2,565 (4% of AGI, reported on 21.8% of returns)

Here:	$2,565
State:	$3,365

Here:	3.5% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $4,918 (reported on 70.9% of returns)

49038:	$4,918
State:	$7,691

(% of AGI for various income ranges: 3.4% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 16.4% for AGIs over 100k)

Earned income credit: $1,695 (reported on 16.4% of returns)

Here:	$1,695
State:	$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 57.0%

Here:	57%
State:	60%

(% for various income ranges: 50.4% for AGIs below $10k, 57.8% for AGIs $10k-25k, 57.7% for AGIs $25k-50k, 59.5% for AGIs $50k-75k, 62.7% for AGIs $75k-100k, 64.0% for AGIs over 100k)

Nearest zip codes: 49084, 49098, 49043, 49022, 49057, 49111.
Paw Paw Lake Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 600
Household did not receive Food Stamps/SNAP in the past 12 months: 3,253

Women who had a birth in the past 12 months: 88 (60 now married, 28 unmarried)
Women who did not have a birth in the past 12 months: 1,561 (824 now married, 731 unmarried)

Housing units in zip code 49038 with a mortgage: 1,583 (208 second mortgage, 213 both second mortgage and home equity loan)
Houses without a mortgage: 3

Median monthly owner costs for units with a mortgage: $1,244
Median monthly owner costs for units without a mortgage: $499

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 49038 household income distribution in 2022

• 277Less than $10,000
• 219$10,000 to $14,999
• 214$15,000 to $19,999
• 203$20,000 to $24,999
• 191$25,000 to $29,999
• 173$30,000 to $34,999
• 141$35,000 to $39,999
• 102$40,000 to $44,999
• 80$45,000 to $49,999
• 302$50,000 to $59,999
• 296$60,000 to $74,999
• 614$75,000 to $99,999
• 349$100,000 to $124,999
• 267$125,000 to $149,999
• 198$150,000 to $199,999
• 214$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 49038

• 12Less than $10,000
• 2$10,000 to $14,999
• 46$15,000 to $19,999
• 27$20,000 to $24,999
• 12$30,000 to $34,999
• 41$40,000 to $49,999
• 20$50,000 to $59,999
• 71$60,000 to $69,999
• 70$70,000 to $79,999
• 126$80,000 to $89,999
• 82$90,000 to $99,999
• 239$100,000 to $124,999
• 145$125,000 to $149,999
• 390$150,000 to $174,999
• 241$175,000 to $199,999
• 553$200,000 to $249,999
• 359$250,000 to $299,999
• 176$300,000 to $399,999
• 37$400,000 to $499,999
• 72$500,000 to $749,999
• 71$750,000 to $999,999
• 3$1,000,000 to $1,499,999
• 11$2,000,000 or more

• Rent paid by renters in 2022 in zip code 49038

• 20Less than $100
• 69$300 to $349
• 9$400 to $449
• 2$450 to $499
• 40$500 to $549
• 15$550 to $599
• 185$600 to $649
• 142$650 to $699
• 75$700 to $749
• 52$750 to $799
• 124$800 to $899
• 90$900 to $999
• 29$1,000 to $1,249
• 20$1,250 to $1,499
• 44No cash rent

Median gross rent in 2022: $930.

Median price asked for vacant for-sale houses and condos in 2022: $357,238.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $200,404
• Black or African American householders: $128,036
• American Indian or Alaska Native householders: $306,173
• Asian householders: $295,039
• Some other race householders: $193,724
• Two or more races householders: $144,736
• Hispanic or Latino householders: $152,084

Estimated median house or condo value in 2022: $198,400 Lower value quartile - upper value quartile: $126,382 - $269,767

Mean price in 2022:

Detached houses: $245,746

Here:	$245,746
State:	$280,038

In 3-to-4-unit structures: $442,629

Here:	$442,629
State:	$207,067

Mobile homes: $480,078

Here:	$480,078
State:	$72,868

Housing units in structures:

• One, detached: 4,237
• One, attached: 46
• Two: 110
• 3 or 4: 412
• 5 to 9: 52
• 10 to 19: 11
• Mobile homes: 273

Unemployment: 3.8%

• Means of transportation to work in zip code 49038

• 79.5%3,224Drove a car alone
• 6.2%253Carpooled
• 0.4%16Bus or trolley bus
• 2.9%119Walked
• 0.8%32Other means
• 8.7%354Worked at home

• Travel time to work (commute) in zip code 49038

• 181Less than 5 minutes
• 3525 to 9 minutes
• 46710 to 14 minutes
• 74215 to 19 minutes
• 57120 to 24 minutes
• 34325 to 29 minutes
• 39730 to 34 minutes
• 7235 to 39 minutes
• 10340 to 44 minutes
• 19045 to 59 minutes
• 14060 to 89 minutes
• 8190 or more minutes

Percentage of zip code residents living and working in this county: 79.3%

Household type by relationship:

Households: 8,556

• Male householders: 1,849 (691 living alone), Female householders: 2,000 (694 living alone)

• 1,833 spouses (1,810 opposite-sex spouses), 283 unmarried partners, (273 opposite-sex unmarried partners), 1,996 children (1,707 natural, 98 adopted, 189 stepchildren), 141 grandchildren, 52 brothers or sisters, 115 parents, 0 foster children, 127 other relatives, 135 non-relatives

• In group quarters: 53 (-1 institutionalized population)

Size of family households: 1,356 2-persons, 309 3-persons, 280 4-persons, 217 5-persons, 49 6-persons, 14 7-or-more-persons

Size of nonfamily households: 1,385 1-person, 203 2-persons, 3 3-persons, 50 4-persons

940 married couples with children.
638 single-parent households (182 men, 456 women).

96.8% of residents of 49038 zip code speak English at home.
2.0% of residents speak Spanish at home (39% very well, 31% well, 30% not well).
1.0% of residents speak other Indo-European language at home (86% very well, 14% not well).

Major facilities with environmental interests located in this zip code:

• MI DEPT/TRANSPORTATION BRIDGE (I-196 UNDER OLD US-12 in COLOMA, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
  Alternative names: MIDOT BRIDGE I-196 UNDER OLD US-12

• GROWER SERVICE CORP (248 WASHINGTON AVE in COLOMA, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: GROWER SERVICE CORPORATION (CONTACT/OPERATOR)
  

• ASSEMBLED COMPONENTS (390 JPARK ST in COLOMA, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• MENASHA CORP COLOMA CONTAINER (333 WEST CENTER in COLOMA, MI)

  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Business SIC classification: CORRUGATED AND SOLID FIBER BOXES
  Business NAICS classification: CORRUGATED AND SOLID FIBER BOX MANUFACTURING.
  

• MI DEPT/STATE POLICE (3617 OHIO ST in COLOMA, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Alternative names: MI DEPT/STATE POLICE (E)

• APL LOGISTICS (4412 COLOMA ROAD in COLOMA, MI)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: GATX LOGISTICS (CONTACT/OWNER)
  Alternative names: GATX LOGISTICS

Housing units lacking complete kitchen facilities: 0.7%

Population in 1990: 9,987. Population change in the 1990s: +88 (+0.9%).

Place of birth for U.S.-born residents:

• This state: 6,310
• Northeast: 94
• Midwest: 1,173
• South: 435
• West: 269

63% of the 49038 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

85% of the 49038 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 58% moved from this county.
   Out of people who lived in different houses, 22% moved from different county within same state.
   Out of people who lived in different houses, 18% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 51
Students in private schools in grades 9 to 12 (high school): 31 Students in private undergraduate colleges: 29

Companies with federal contracts located in this zip code:

• MODERN LIGHT METALS, INC (920 BOYER ROAD in COLOMA, MI; small business)

  $10,700 with Army for Freight Elevators. Signed on 2002-09-26. Completion date: 2002-10-25.

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 2 establishments, 10-19 employees: 4 establishments, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 5-9: 4, 1-4: 8)
• Wholesale Trade: Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers (50-99: 1)

Detailed HMDA statistics for the following Tracts: 0101.00 , 0102.00, 0106.00


Detailed PMIC statistics for the following Tracts: 0101.00 , 0102.00, 0106.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fire incidents per year is 34. The highest number of reported fires - 67 took place in 2005, and the least - 6 in 2015. The data has a rising trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (43.7%), and Outside Fires (38.1%).


• Fire incident types reported to NFIRS in Zip Code 49038
• 25143.7%Structure Fires
• 21938.1%Outside Fires
• 8615.0%Mobile Property/Vehicle Fires
• 193.3%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 49038, Michigan

Most common first names in zip code 49038 among deceased individuals
Name	Count	Lived (average)
John	89	76.6 years
William	59	74.7 years
Mary	55	77.2 years
James	52	66.9 years
Robert	48	71.9 years
Edward	40	74.8 years
Dorothy	36	78.3 years
Charles	35	76.8 years
Ruth	34	78.5 years
Joseph	34	74.6 years

Most common last names in zip code 49038 among deceased individuals
Last name	Count	Lived (average)
Smith	25	74.5 years
Miller	23	76.6 years
Martin	16	74.5 years
Johnson	16	78.4 years
Warman	14	84.6 years
Jones	12	81.5 years
Bishop	10	83.1 years
Arent	10	79.0 years
Hosbein	10	76.8 years
Rose	9	70.9 years

Businesses in zip code 49038
Name	Count		Name	Count
Dairy Queen	1		Pizza Hut	1
GNC	1		Rite Aid	1
Lane Furniture	1		Subway	1
McDonald's	1		True Value	1