49128 Zip Code (Three Oaks, MI) Detailed Profile

Estimated zip code population in 2022: 3,413
Zip code population in 2010: 3,715
Zip code population in 2000: 4,597

Houses and condos: 1,966
Renter-occupied apartments: 247
March 2022 cost of living index in zip code 49128: 82.4 (low, U.S. average is 100)

Land area: 42.9 sq. mi.
Water area: 0.3 sq. mi.

Population density: 80 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,088 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,162 (0.9%)

For population 25 years and over in 49128:

• High school or higher: 94.6%
• Bachelor's degree or higher: 23.8%
• Graduate or professional degree: 11.1%
• Unemployed: 2.0%
• Mean travel time to work (commute): 25.0 minutes

For population 15 years and over in 49128:

• Never married: 25.2%
• Now married: 56.1%
• Separated: 0.8%
• Widowed: 5.9%
• Divorced: 12.0%

• 
• • 2,87384.2%White
  • 38011.1%Hispanic or Latino
  • 1303.8%Two or more races
  • 240.7%Asian
  • 40.1%Black

100% rural population.

Averages for the 2020 tax year for zip code 49128, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $69,227 (Individual Income Tax Returns)

Here:	$69,227
State:	$68,945

Salary/wage: $53,833 (reported on 73.3% of returns)

Here:	$53,833
State:	$57,142

(% of AGI for various income ranges: 988.1% for AGIs below $25k, 3199.4% for AGIs $25k-50k, 6060.0% for AGIs $50k-75k, 9075.0% for AGIs $75k-100k, 13010.8% for AGIs $100k-200k)

Taxable interest for individuals: $1,207 (reported on 33.7% of returns)

This zip code:	$1,207
Michigan:	$1,630

(% of AGI for various income ranges: 28.4% for AGIs below $25k, 28.1% for AGIs $25k-50k, 28.9% for AGIs $50k-75k, 35.0% for AGIs $75k-100k, 250.0% for AGIs $100k-200k)

Ordinary dividends: $4,106 (reported on 19.8% of returns)

Here:	$4,106
State:	$6,972

(% of AGI for various income ranges: 29.7% for AGIs below $25k, 38.7% for AGIs $25k-50k, 95.0% for AGIs $50k-75k, 141.0% for AGIs $75k-100k, 273.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$15,087 (reported on 17.4% of returns)

Here:	+$15,087
State:	+$20,064

(% of AGI for various income ranges: 33.8% for AGIs below $25k, 47.1% for AGIs $25k-50k, 82.8% for AGIs $50k-75k, 68.0% for AGIs $75k-100k, 800.0% for AGIs $100k-200k)

Profit/loss from business: +$13,200 (reported on 15.7% of returns)

Here:	+$13,200
State:	+$11,172

(% of AGI for various income ranges: 165.7% for AGIs below $25k, 289.4% for AGIs $25k-50k, 320.0% for AGIs $50k-75k, 346.0% for AGIs $75k-100k, 870.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $17,035 (reported on 15.1% of returns)

49128:	$17,035
Michigan:	$19,803

(% of AGI for various income ranges: 126.5% for AGIs below $25k, 178.7% for AGIs $25k-50k, 423.3% for AGIs $50k-75k, 523.0% for AGIs $75k-100k, 1632.3% for AGIs $100k-200k)

Total itemized deductions: $28,920 (reported on 5.8% of returns)

Here:	$28,920
State:	$34,117

(% of AGI for various income ranges: 509.4% for AGIs $50k-75k, 369.2% for AGIs $100k-200k)

Charity contributions: $7,800 (reported on 4.1% of returns)

Here:	$7,800
State:	$13,548

(% of AGI for various income ranges: 180.0% for AGIs $75k-100k)

Taxes paid: $7,444 (reported on 5.2% of returns)

49128:	$7,444
State:	$7,972

(% of AGI for various income ranges: 126.1% for AGIs $50k-75k, 125.4% for AGIs $100k-200k)

Earned income credit: $2,028 (reported on 10.5% of returns)

Here:	$2,028
State:	$2,251

(% of AGI for various income ranges: 53.8% for AGIs below $25k, 53.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 87.2%

Here:	87%
State:	93%

(% for various income ranges: 85.2% for AGIs below $25k, 88.4% for AGIs $25k-50k, 84.6% for AGIs $50k-75k, 93.3% for AGIs $75k-100k, 85.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 49128, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,317 (Individual Income Tax Returns)

Here:	$41,317
State:	$55,609

Salary/wage: $36,792 (reported on 76.5% of returns)

Here:	$36,792
State:	$46,782

(% of AGI for various income ranges: 64.8% for AGIs below $25k, 73.5% for AGIs $25k-50k, 75.7% for AGIs $50k-75k, 73.5% for AGIs $75k-100k, 57.3% for AGIs $100k-200k)

Taxable interest for individuals: $1,127 (reported on 34.6% of returns)

This zip code:	$1,127
Michigan:	$1,491

(% of AGI for various income ranges: 1.7% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Ordinary dividends: $2,649 (reported on 19.6% of returns)

Here:	$2,649
State:	$6,225

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,086 (reported on 12.3% of returns)

Here:	+$2,086
State:	+$9,326

(% of AGI for various income ranges: 0.4% for AGIs $50k-75k, 2.0% for AGIs $100k-200k)

Profit/loss from business: +$9,033 (reported on 15.1% of returns)

Here:	+$9,033
State:	+$11,523

(% of AGI for various income ranges: 9.4% for AGIs below $25k, 4.0% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,500 (reported on 13.4% of returns)

49128:	$10,500
Michigan:	$15,298

(% of AGI for various income ranges: 4.5% for AGIs below $25k, 2.9% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 3.6% for AGIs $100k-200k)

Total itemized deductions: $17,877 (22% of AGI, reported on 21.8% of returns)

Here:	$17,877
State:	$21,628

Here:	21.6% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 9.8% for AGIs below $25k, 6.1% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 12.2% for AGIs $100k-200k)

Charity contributions: $2,900 (reported on 15.6% of returns)

Here:	$2,900
State:	$4,225

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Taxes paid: $5,828 (reported on 21.8% of returns)

49128:	$5,828
State:	$8,327

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.5% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 5.4% for AGIs $100k-200k)

Earned income credit: $1,940 (reported on 16.8% of returns)

Here:	$1,940
State:	$2,306

(% of AGI for various income ranges: 4.8% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 46.4%

Here:	46%
State:	57%

(% for various income ranges: 40.7% for AGIs below $25k, 45.7% for AGIs $25k-50k, 52.0% for AGIs $50k-75k, 57.1% for AGIs $75k-100k, 61.5% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 49128, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,783 (Individual Income Tax Returns)

Here:	$35,783
State:	$48,204

Salary/wage: $32,363 (reported on 81.6% of returns)

Here:	$32,363
State:	$42,791

(% of AGI for various income ranges: 88.5% for AGIs below $10k, 69.6% for AGIs $10k-25k, 77.1% for AGIs $25k-50k, 81.6% for AGIs $50k-75k, 73.5% for AGIs $75k-100k, 57.9% for AGIs over 100k)

Taxable interest for individuals: $1,302 (reported on 48.0% of returns)

This zip code:	$1,302
Michigan:	$1,725

(% of AGI for various income ranges: 7.7% for AGIs below $10k, 3.9% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $1,931 (reported on 20.8% of returns)

Here:	$1,931
State:	$3,420

(% of AGI for various income ranges: 3.3% for AGIs below $10k, 1.7% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$8,236 (reported on 14.5% of returns)

Here:	+$8,236
State:	+$8,532

(% of AGI for various income ranges: -1.7% for AGIs below $10k, -0.5% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 16.0% for AGIs over 100k)

Profit/loss from business: +$7,000 (reported on 16.7% of returns)

Here:	+$7,000
State:	+$9,547

(% of AGI for various income ranges: 9.6% for AGIs below $10k, 6.3% for AGIs $10k-25k, 5.3% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, -2.0% for AGIs over 100k)

Profit/loss from farming: +$1,457 (reported on 2.5% of returns)

Here:	+$1,457
State:	-$4,492

IRA payment deduction: $3,000 (reported on 3.6% of returns)

49128:	$3,000
Michigan:	$2,875

(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Self-employed pension: $9,385 (reported on 0.7% of returns)

Here:	$9,385
Michigan:	$13,826

Total itemized deductions: $14,604 (23% of AGI, reported on 25.0% of returns)

Here:	$14,604
State:	$18,509

Here:	23.0% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 14.8% for AGIs below $10k, 7.4% for AGIs $10k-25k, 9.7% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 12.1% for AGIs $75k-100k, 11.6% for AGIs over 100k)

Charity contributions deductions: $2,435 (4% of AGI, reported on 19.5% of returns)

Here:	$2,435
State:	$3,365

Here:	3.5% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $4,467 (reported on 74.4% of returns)

49128:	$4,467
State:	$7,691

(% of AGI for various income ranges: 3.4% for AGIs below $10k, 4.4% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Earned income credit: $1,585 (reported on 15.0% of returns)

Here:	$1,585
State:	$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 58.4%

Here:	58%
State:	60%

(% for various income ranges: 50.6% for AGIs below $10k, 63.7% for AGIs $10k-25k, 62.2% for AGIs $25k-50k, 53.8% for AGIs $50k-75k, 56.0% for AGIs $75k-100k, 67.7% for AGIs over 100k)

Nearest zip codes: 49115, 49116, 49119, 49125, 49129, 49113.
Shorewood Tower Hills Harbert Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.2% of all households
• Gay men: 0.7% of all households

Household received Food Stamps/SNAP in the past 12 months: 104
Household did not receive Food Stamps/SNAP in the past 12 months: 1,393

Women who had a birth in the past 12 months: 20 (18 now married, 1 unmarried)
Women who did not have a birth in the past 12 months: 710 (310 now married, 399 unmarried)

Housing units in zip code 49128 with a mortgage: 616 (40 second mortgage, 1 home equity loan, 37 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,355
Median monthly owner costs for units without a mortgage: $602

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 49128 household income distribution in 2022

• 92Less than $10,000
• 47$10,000 to $14,999
• 50$15,000 to $19,999
• 51$20,000 to $24,999
• 73$25,000 to $29,999
• 55$30,000 to $34,999
• 47$35,000 to $39,999
• 58$40,000 to $44,999
• 38$45,000 to $49,999
• 136$50,000 to $59,999
• 181$60,000 to $74,999
• 152$75,000 to $99,999
• 127$100,000 to $124,999
• 139$125,000 to $149,999
• 146$150,000 to $199,999
• 106$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 49128

• 10Less than $10,000
• 14$10,000 to $14,999
• 18$20,000 to $24,999
• 24$25,000 to $29,999
• 8$40,000 to $49,999
• 11$50,000 to $59,999
• 20$60,000 to $69,999
• 30$70,000 to $79,999
• 20$80,000 to $89,999
• 6$90,000 to $99,999
• 37$100,000 to $124,999
• 84$125,000 to $149,999
• 63$150,000 to $174,999
• 124$175,000 to $199,999
• 127$200,000 to $249,999
• 151$250,000 to $299,999
• 199$300,000 to $399,999
• 130$400,000 to $499,999
• 162$500,000 to $749,999
• 25$750,000 to $999,999
• 8$1,000,000 to $1,499,999
• 7$1,500,000 to $1,999,999
• 2$2,000,000 or more

• Rent paid by renters in 2022 in zip code 49128

• 2Less than $100
• 6$250 to $299
• 6$400 to $449
• 16$450 to $499
• 22$500 to $549
• 3$550 to $599
• 5$600 to $649
• 28$650 to $699
• 21$700 to $749
• 24$750 to $799
• 27$800 to $899
• 14$900 to $999
• 7$1,000 to $1,249
• 8$1,250 to $1,499
• 10$1,500 to $1,999
• 40No cash rent

Median gross rent in 2022: $913.

Median price asked for vacant for-sale houses and condos in 2022: $1,265,749.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $263,531
• Black or African American householders: $503,291
• American Indian or Alaska Native householders: $266,343
• Native Hawaiian and other Pacific Islander householders: $140,584
• Two or more races householders: $95,852
• Hispanic or Latino householders: $242,827

Estimated median house or condo value in 2022: $257,653 Lower value quartile - upper value quartile: $159,333 - $416,448

Mean price in 2022:

Detached houses: $277,056

Here:	$277,056
State:	$280,038

In 2-unit structures: $899,615

Here:	$899,615
State:	$219,481

Mobile homes: $127,956

Here:	$127,956
State:	$72,868

Housing units in structures:

• One, detached: 1,740
• Two: 25
• 3 or 4: 38
• 5 to 9: 8
• 10 to 19: 19
• Mobile homes: 126
• Boats, RVs, vans, etc.: 3

Unemployment: 2.0%

• Means of transportation to work in zip code 49128

• 77.9%1,442Drove a car alone
• 6.9%128Carpooled
• 0.1%2Ferryboat
• 0.2%3Bicycle
• 1.9%36Walked
• 2.5%47Other means
• 9.6%177Worked at home

• Travel time to work (commute) in zip code 49128

• 58Less than 5 minutes
• 1525 to 9 minutes
• 31810 to 14 minutes
• 27415 to 19 minutes
• 13720 to 24 minutes
• 14425 to 29 minutes
• 21230 to 34 minutes
• 7835 to 39 minutes
• 10240 to 44 minutes
• 10745 to 59 minutes
• 460 to 89 minutes
• 5990 or more minutes

Percentage of zip code residents living and working in this county: 75.5%

Household type by relationship:

Households: 3,413

• Male householders: 674 (240 living alone), Female householders: 835 (293 living alone)

• 745 spouses (737 opposite-sex spouses), 67 unmarried partners, (65 opposite-sex unmarried partners), 890 children (826 natural, 11 adopted, 53 stepchildren), 43 grandchildren, 73 brothers or sisters, 23 parents, 0 foster children, 31 other relatives, 41 non-relatives

Size of family households: 533 2-persons, 100 3-persons, 185 4-persons, 42 5-persons, 36 6-persons, 17 7-or-more-persons

Size of nonfamily households: 532 1-person, 57 2-persons, 2 3-persons, 3 4-persons

354 married couples with children.
254 single-parent households (161 men, 93 women).

92.1% of residents of 49128 zip code speak English at home.
7.8% of residents speak Spanish at home (51% very well, 16% well, 33% not well).
0.4% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak Asian or Pacific Island language at home (11% very well, 42% well, 32% not well, 16% not at all).

Facilities with environmental interests located in this zip code:

• FOREST LAWN LANDFILL (8230 WEST FOREST LAWN RD in THREE OAKS, MI)

  AIR MAJOR (AIRS/AFS)
  AIR MINOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Business SIC classification: REFUSE SYSTEMS
  Business NAICS classification: SOLID WASTE LANDFILL.; SOLID WASTE LANDFILL.
  Organizations: FOREST LAWN LANDFILL INC (CONTACT/OPERATOR) , FOREST LAWN LF (CONTACT/OWNER)
  Alternative names: FOREST LAWN LF

• EMRO MARKETING 7322 (4 W ASH US 12 DOWNTOWN in THREE OAKS, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: EMRO MARKETING INC (CONTACT/OWNER)
  

• EBERTING BOIKE LTD (205 N ELM ST in THREE OAKS, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• AMOCO (10295 US 12 EAST in NEW BUFFALO, MI)

  ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
  

• E.D.B.D. AUTO SALES (3215 US 12 EAST in NILES, MI)

  ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
  

Housing units lacking complete plumbing facilities: 0.6%
Housing units lacking complete kitchen facilities: 1.0%

Population in 1990: 3,994. Population change in the 1990s: +603 (+15.1%).

Place of birth for U.S.-born residents:

• This state: 1,307
• Northeast: 77
• Midwest: 1,674
• South: 111
• West: 62

63% of the 49128 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 60% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

90% of the 49128 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 45% moved from this county.
   Out of people who lived in different houses, 7% moved from different county within same state.
   Out of people who lived in different houses, 48% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 11
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 20

Top industries in this zip code by the number of employees in 2005:

• Wholesale Trade: Hardware Merchant Wholesalers (50-99 employees: 1 establishment)
• Arts, Entertainment, and Recreation: All Other Amusement and Recreation Industries (20-49: 1, 1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Solid Waste Collection (20-49: 1)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 2)
• Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 1-4: 1)
• Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (5-9: 2)

Detailed HMDA statistics for the following Tracts: 0112.00 , 0114.00, 0116.00


Detailed PMIC statistics for the following Tracts: 0112.00 , 0114.00, 0116.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fire incidents per year is 10. The highest number of reported fire incidents - 26 took place in 2003, and the least - 0 in 2008. The data has a decreasing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (59.2%), and Outside Fires (21.3%).


• Fire incident types reported to NFIRS in Zip Code 49128
• 10359.2%Structure Fires
• 3721.3%Outside Fires
• 2413.8%Mobile Property/Vehicle Fires
• 105.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 49128, Michigan

Most common first names in zip code 49128 among deceased individuals
Name	Count	Lived (average)
John	42	75.4 years
William	40	73.5 years
Mary	28	77.0 years
James	22	72.9 years
Frank	22	78.3 years
Charles	22	72.7 years
Edward	21	75.7 years
Joseph	19	76.0 years
Helen	19	83.3 years
Henry	17	79.6 years

Most common last names in zip code 49128 among deceased individuals
Last name	Count	Lived (average)
Smith	22	65.9 years
Stanage	15	74.6 years
Payne	14	69.6 years
Klute	12	81.0 years
Johnson	9	75.9 years
Mangold	9	77.6 years
Williams	9	75.4 years
Davis	8	70.6 years
Kramer	8	80.6 years
Zebell	8	77.3 years

Businesses in zip code 49128

• RadioShack: 1