49650 Zip Code (Hardwood Acres, MI) Detailed Profile

Estimated zip code population in 2022: 3,450
Zip code population in 2010: 3,144
Zip code population in 2000: 2,502

Houses and condos: 1,492
Renter-occupied apartments: 90
March 2022 cost of living index in zip code 49650: 83.0 (low, U.S. average is 100)

Land area: 24.6 sq. mi.
Water area: 2.0 sq. mi.

Population density: 140 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,104 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,086 (0.8%)

For population 25 years and over in 49650:

• High school or higher: 98.3%
• Bachelor's degree or higher: 36.4%
• Graduate or professional degree: 13.2%
• Unemployed: 1.0%
• Mean travel time to work (commute): 23.1 minutes

For population 15 years and over in 49650:

• Never married: 23.5%
• Now married: 59.6%
• Separated: 1.8%
• Widowed: 2.6%
• Divorced: 12.6%

• 
• • 3,36597.6%White
  • 320.9%Black
  • 300.9%Two or more races
  • 210.6%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 49650, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $60,149 (Individual Income Tax Returns)

Here:	$60,149
State:	$68,945

Salary/wage: $53,414 (reported on 78.3% of returns)

Here:	$53,414
State:	$57,142

(% of AGI for various income ranges: 1011.9% for AGIs below $25k, 3356.9% for AGIs $25k-50k, 6271.4% for AGIs $50k-75k, 9255.7% for AGIs $75k-100k, 16292.5% for AGIs $100k-200k)

Taxable interest for individuals: $673 (reported on 33.1% of returns)

This zip code:	$673
Michigan:	$1,630

(% of AGI for various income ranges: 19.4% for AGIs below $25k, 20.3% for AGIs $25k-50k, 24.3% for AGIs $50k-75k, 25.0% for AGIs $75k-100k, 85.0% for AGIs $100k-200k)

Ordinary dividends: $2,950 (reported on 19.3% of returns)

Here:	$2,950
State:	$6,972

(% of AGI for various income ranges: 40.3% for AGIs below $25k, 54.1% for AGIs $25k-50k, 76.2% for AGIs $50k-75k, 185.0% for AGIs $75k-100k, 149.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,270 (reported on 18.1% of returns)

Here:	+$9,270
State:	+$20,064

(% of AGI for various income ranges: 16.6% for AGIs below $25k, 41.4% for AGIs $25k-50k, 104.3% for AGIs $50k-75k, 75.7% for AGIs $75k-100k, 578.8% for AGIs $100k-200k)

Profit/loss from business: +$12,184 (reported on 19.3% of returns)

Here:	+$12,184
State:	+$11,172

(% of AGI for various income ranges: 124.1% for AGIs below $25k, 305.5% for AGIs $25k-50k, 231.9% for AGIs $50k-75k, 266.4% for AGIs $75k-100k, 1097.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $18,650 (reported on 12.0% of returns)

49650:	$18,650
Michigan:	$19,803

(% of AGI for various income ranges: 90.9% for AGIs below $25k, 118.3% for AGIs $25k-50k, 208.1% for AGIs $50k-75k, 478.6% for AGIs $75k-100k, 1243.1% for AGIs $100k-200k)

Total itemized deductions: $23,322 (reported on 5.4% of returns)

Here:	$23,322
State:	$34,117

(% of AGI for various income ranges: 486.7% for AGIs $50k-75k, 673.1% for AGIs $100k-200k)

Charity contributions: $6,220 (reported on 3.0% of returns)

Here:	$6,220
State:	$13,548

(% of AGI for various income ranges: 18.6% for AGIs $25k-50k, 160.6% for AGIs $100k-200k)

Taxes paid: $5,756 (reported on 5.4% of returns)

49650:	$5,756
State:	$7,972

(% of AGI for various income ranges: 99.5% for AGIs $50k-75k, 193.1% for AGIs $100k-200k)

Earned income credit: $1,856 (reported on 10.8% of returns)

Here:	$1,856
State:	$2,251

(% of AGI for various income ranges: 48.4% for AGIs below $25k, 61.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.0%

Here:	94%
State:	93%

(% for various income ranges: 91.7% for AGIs below $25k, 92.1% for AGIs $25k-50k, 96.6% for AGIs $50k-75k, 95.0% for AGIs $75k-100k, 96.4% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 49650, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,193 (Individual Income Tax Returns)

Here:	$45,193
State:	$55,609

Salary/wage: $40,128 (reported on 82.9% of returns)

Here:	$40,128
State:	$46,782

(% of AGI for various income ranges: 67.0% for AGIs below $25k, 74.5% for AGIs $25k-50k, 75.6% for AGIs $50k-75k, 77.9% for AGIs $75k-100k, 68.6% for AGIs $100k-200k)

Taxable interest for individuals: $777 (reported on 32.2% of returns)

This zip code:	$777
Michigan:	$1,491

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $2,328 (reported on 17.1% of returns)

Here:	$2,328
State:	$6,225

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$874 (reported on 13.0% of returns)

Here:	+$874
State:	+$9,326

(% of AGI for various income ranges: 1.4% for AGIs $100k-200k)

Profit/loss from business: +$8,845 (reported on 19.9% of returns)

Here:	+$8,845
State:	+$11,523

(% of AGI for various income ranges: 10.0% for AGIs below $25k, 4.4% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 3.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,882 (reported on 11.6% of returns)

49650:	$10,882
Michigan:	$15,298

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 2.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 3.7% for AGIs $100k-200k)

Total itemized deductions: $16,279 (23% of AGI, reported on 32.2% of returns)

Here:	$16,279
State:	$21,628

Here:	23.3% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 12.6% for AGIs below $25k, 10.5% for AGIs $25k-50k, 11.5% for AGIs $50k-75k, 11.6% for AGIs $75k-100k, 12.1% for AGIs $100k-200k)

Charity contributions: $2,269 (reported on 26.7% of returns)

Here:	$2,269
State:	$4,225

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.2% for AGIs $100k-200k)

Taxes paid: $4,840 (reported on 32.2% of returns)

49650:	$4,840
State:	$8,327

(% of AGI for various income ranges: 2.4% for AGIs below $25k, 2.6% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 4.8% for AGIs $100k-200k)

Earned income credit: $2,145 (reported on 15.1% of returns)

Here:	$2,145
State:	$2,306

(% of AGI for various income ranges: 4.9% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 48.6%

Here:	49%
State:	57%

(% for various income ranges: 42.9% for AGIs below $25k, 50.0% for AGIs $25k-50k, 51.9% for AGIs $50k-75k, 55.6% for AGIs $75k-100k, 54.5% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 49650, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,396 (Individual Income Tax Returns)

Here:	$40,396
State:	$48,204

Salary/wage: $36,310 (reported on 86.8% of returns)

Here:	$36,310
State:	$42,791

(% of AGI for various income ranges: 100.8% for AGIs below $10k, 72.3% for AGIs $10k-25k, 82.0% for AGIs $25k-50k, 80.8% for AGIs $50k-75k, 77.6% for AGIs $75k-100k, 63.9% for AGIs over 100k)

Taxable interest for individuals: $941 (reported on 47.5% of returns)

This zip code:	$941
Michigan:	$1,725

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $1,634 (reported on 19.7% of returns)

Here:	$1,634
State:	$3,420

(% of AGI for various income ranges: 2.9% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$2,867 (reported on 15.5% of returns)

Here:	+$2,867
State:	+$8,532

(% of AGI for various income ranges: -2.0% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Profit/loss from business: +$7,167 (reported on 21.2% of returns)

Here:	+$7,167
State:	+$9,547

(% of AGI for various income ranges: 2.6% for AGIs below $10k, 7.9% for AGIs $10k-25k, 4.1% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 6.7% for AGIs $75k-100k, 0.2% for AGIs over 100k)

IRA payment deduction: $2,333 (reported on 3.7% of returns)

49650:	$2,333
Michigan:	$2,875

Total itemized deductions: $14,468 (24% of AGI, reported on 41.6% of returns)

Here:	$14,468
State:	$18,509

Here:	24.3% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 17.5% for AGIs below $10k, 13.1% for AGIs $10k-25k, 14.2% for AGIs $25k-50k, 15.6% for AGIs $50k-75k, 14.8% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Charity contributions deductions: $1,821 (3% of AGI, reported on 34.5% of returns)

Here:	$1,821
State:	$3,365

Here:	2.9% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.9% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $4,234 (reported on 79.1% of returns)

49650:	$4,234
State:	$7,691

(% of AGI for various income ranges: 3.7% for AGIs below $10k, 4.6% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 7.7% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 14.4% for AGIs over 100k)

Earned income credit: $1,706 (reported on 11.2% of returns)

Here:	$1,706
State:	$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 55.7%

Here:	56%
State:	60%

(% for various income ranges: 41.9% for AGIs below $10k, 54.3% for AGIs $10k-25k, 58.6% for AGIs $25k-50k, 58.4% for AGIs $50k-75k, 67.0% for AGIs $75k-100k, 66.7% for AGIs over 100k)

Nearest zip codes: 49643, 49636, 49630, 49664, 49640, 49617.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 74
Household did not receive Food Stamps/SNAP in the past 12 months: 1,219

Women who had a birth in the past 12 months: 39 (40 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 692 (388 now married, 301 unmarried)

Housing units in zip code 49650 with a mortgage: 895 (73 second mortgage, 61 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,282
Median monthly owner costs for units without a mortgage: $449

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 49650 household income distribution in 2022

• 25Less than $10,000
• 18$10,000 to $14,999
• 27$15,000 to $19,999
• 25$20,000 to $24,999
• 39$25,000 to $29,999
• 12$30,000 to $34,999
• 64$35,000 to $39,999
• 57$40,000 to $44,999
• 22$45,000 to $49,999
• 75$50,000 to $59,999
• 102$60,000 to $74,999
• 337$75,000 to $99,999
• 194$100,000 to $124,999
• 110$125,000 to $149,999
• 79$150,000 to $199,999
• 99$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 49650

• 37$20,000 to $24,999
• 25$90,000 to $99,999
• 42$100,000 to $124,999
• 15$125,000 to $149,999
• 126$150,000 to $174,999
• 117$175,000 to $199,999
• 337$200,000 to $249,999
• 117$250,000 to $299,999
• 187$300,000 to $399,999
• 121$400,000 to $499,999
• 105$500,000 to $749,999
• 4$750,000 to $999,999
• 2$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 49650

• 12$450 to $499
• 5$500 to $549
• 1$700 to $749
• 2$900 to $999
• 40$1,000 to $1,249
• 1$1,250 to $1,499
• 4$1,500 to $1,999
• 23No cash rent

Median gross rent in 2022: $1,325.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $248,106
• American Indian or Alaska Native householders: $401,379
• Two or more races householders: $281,072

Estimated median house or condo value in 2022: $254,528 Lower value quartile - upper value quartile: $198,806 - $364,253

Mean price in 2022:

Detached houses: $251,792

Here:	$251,792
State:	$280,038

Housing units in structures:

• One, detached: 1,424
• One, attached: 24
• Two: 1
• 3 or 4: 19
• Mobile homes: 17

Unemployment: 1.0%

• Means of transportation to work in zip code 49650

• 75.6%1,316Drove a car alone
• 14.9%260Carpooled
• 0.3%5Walked
• 7.1%124Worked at home

• Travel time to work (commute) in zip code 49650

• 52Less than 5 minutes
• 805 to 9 minutes
• 8210 to 14 minutes
• 12915 to 19 minutes
• 50920 to 24 minutes
• 12025 to 29 minutes
• 42430 to 34 minutes
• 10335 to 39 minutes
• 3740 to 44 minutes
• 2945 to 59 minutes
• 1060 to 89 minutes
• 290 or more minutes

Percentage of zip code residents living and working in this county: 25.9%

Household type by relationship:

Households: 3,450

• Male householders: 523 (89 living alone), Female householders: 783 (150 living alone)

• 749 spouses (743 opposite-sex spouses), 141 unmarried partners, (141 opposite-sex unmarried partners), 1,070 children (1,045 natural, 25 adopted, 0 stepchildren), 24 grandchildren, 37 brothers or sisters, 64 parents, 0 foster children, 27 other relatives, 36 non-relatives

Size of family households: 437 2-persons, 209 3-persons, 176 4-persons, 51 5-persons, 40 6-persons, 19 7-or-more-persons

Size of nonfamily households: 239 1-person, 124 2-persons

678 married couples with children.
107 single-parent households (17 men, 90 women).

95.6% of residents of 49650 zip code speak English at home.
3.0% of residents speak other Indo-European language at home (100% very well).
0.9% of residents speak other language at home (80% very well, 20% well).

Facilities with environmental interests located in this zip code:

• B & M PARTY STORE (6515 FIRST ST in LAKE ANN, MI)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  Organizations: MDEQ STORAGE TANK DIVISION (CONTACT/OWNER)
  Alternative names: B & M PARTY STORE DEQ-STD

• METAL WORKING SHOP (REYNOLDS ROAD in LAKE ANN, MI)

  SUPERFUND NPL (Superfund database)
  Alternative names: 155 REYNOLDS STREET

Housing units lacking complete plumbing facilities: 0.7%
Housing units lacking complete kitchen facilities: 0.7%

Population in 1990: 1,448. Population change in the 1990s: +1,054 (+72.8%).

Place of birth for U.S.-born residents:

• This state: 2,844
• Northeast: 91
• Midwest: 234
• South: 130
• West: 66

57% of the 49650 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 23% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

96% of the 49650 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 49% moved from this county.
   Out of people who lived in different houses, 13% moved from different county within same state.
   Out of people who lived in different houses, 47% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 45
Students in private schools in grades 9 to 12 (high school): 1 Students in private undergraduate colleges: 19

Companies with federal contracts located in this zip code:

• MISSION AWARDS, INC (8196 LAKE ANN RD in LAKE ANN, MI; small business)

  $8,675 with Army for Miscellaneous Electrical and Electronic Components. Signed on 2004-04-14. Completion date: 2004-05-28.

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Recreational and Vacation Camps (except Campgrounds) (20-49 employees: 1 establishment)
• Construction: New Multifamily Housing Construction (except Operative Builders) (10-19: 1, 1-4: 1)
• Construction: Painting and Wall Covering Contractors (10-19: 1)
• Other Services (except Public Administration): Religious Organizations (10-19: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1, 1-4: 2)
• Construction: Electrical Contractors (5-9: 1, 1-4: 1)
• Construction: Site Preparation Contractors (5-9: 1, 1-4: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 4)

Most common first names in zip code 49650 among deceased individuals
Name	Count	Lived (average)
John	8	75.8 years
William	7	67.7 years
Virginia	6	78.7 years
Mary	5	75.6 years
Mildred	5	79.4 years
Robert	5	66.8 years
Joseph	4	76.2 years
Richard	4	70.7 years
Donald	4	72.3 years
Marie	3	77.3 years

Most common last names in zip code 49650 among deceased individuals
Last name	Count	Lived (average)
Gray	7	72.4 years
Scott	5	81.2 years
Williams	5	72.2 years
Clawson	4	84.3 years
Young	3	87.3 years
Arnold	3	70.6 years
Haiss	3	80.4 years
Barber	3	71.7 years
Dunlop	3	74.4 years
Rosa	3	80.0 years