56096 Zip Code (Waterville, MN) Detailed Profile

Estimated zip code population in 2022: 2,798
Zip code population in 2010: 3,021
Zip code population in 2000: 3,198

Houses and condos: 1,625
Renter-occupied apartments: 262
March 2022 cost of living index in zip code 56096: 86.5 (less than average, U.S. average is 100)

Land area: 53.5 sq. mi.
Water area: 4.6 sq. mi.

Population density: 52 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,406 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,630 (1.0%)

For population 25 years and over in 56096:

• High school or higher: 92.6%
• Bachelor's degree or higher: 20.7%
• Graduate or professional degree: 5.1%
• Unemployed: 3.8%
• Mean travel time to work (commute): 26.3 minutes

For population 15 years and over in 56096:

• Never married: 28.2%
• Now married: 55.5%
• Separated: 0.9%
• Widowed: 4.9%
• Divorced: 10.5%

• 
• • 2,55391.3%White
  • 993.5%Hispanic or Latino
  • 562.0%Two or more races
  • 541.9%American Indian
  • 220.8%Black
  • 80.3%Asian
  • 50.2%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 56096, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $66,023 (Individual Income Tax Returns)

Here:	$66,023
State:	$82,178

Salary/wage: $53,810 (reported on 81.2% of returns)

Here:	$53,810
State:	$67,438

(% of AGI for various income ranges: 1120.7% for AGIs below $25k, 3582.0% for AGIs $25k-50k, 6557.1% for AGIs $50k-75k, 8736.9% for AGIs $75k-100k, 17075.0% for AGIs $100k-200k)

Taxable interest for individuals: $889 (reported on 35.7% of returns)

This zip code:	$889
Minnesota:	$1,814

(% of AGI for various income ranges: 25.6% for AGIs below $25k, 10.3% for AGIs $25k-50k, 77.6% for AGIs $50k-75k, 76.2% for AGIs $75k-100k, 65.0% for AGIs $100k-200k)

Ordinary dividends: $2,697 (reported on 20.8% of returns)

Here:	$2,697
State:	$6,928

(% of AGI for various income ranges: 34.8% for AGIs below $25k, 34.3% for AGIs $25k-50k, 83.5% for AGIs $50k-75k, 102.3% for AGIs $75k-100k, 107.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,416 (reported on 20.8% of returns)

Here:	+$5,416
State:	+$20,591

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 31.0% for AGIs $25k-50k, 164.7% for AGIs $50k-75k, 190.8% for AGIs $75k-100k, 493.6% for AGIs $100k-200k)

Profit/loss from business: +$7,611 (reported on 11.7% of returns)

Here:	+$7,611
State:	+$14,342

(% of AGI for various income ranges: 35.6% for AGIs below $25k, 108.3% for AGIs $25k-50k, 102.4% for AGIs $50k-75k, 282.3% for AGIs $75k-100k, 291.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $15,083 (reported on 14.9% of returns)

56096:	$15,083
Minnesota:	$20,675

(% of AGI for various income ranges: 143.7% for AGIs below $25k, 179.3% for AGIs $25k-50k, 292.4% for AGIs $50k-75k, 723.8% for AGIs $75k-100k, 789.3% for AGIs $100k-200k)

Total itemized deductions: $31,444 (reported on 5.8% of returns)

Here:	$31,444
State:	$33,311

(% of AGI for various income ranges: 200.4% for AGIs below $25k, 402.9% for AGIs $50k-75k, 1145.7% for AGIs $100k-200k)

Charity contributions: $7,386 (reported on 4.5% of returns)

Here:	$7,386
State:	$11,879

(% of AGI for various income ranges: 24.0% for AGIs $25k-50k, 317.9% for AGIs $100k-200k)

Taxes paid: $7,033 (reported on 5.8% of returns)

56096:	$7,033
State:	$8,252

(% of AGI for various income ranges: 26.7% for AGIs below $25k, 100.6% for AGIs $50k-75k, 278.6% for AGIs $100k-200k)

Earned income credit: $1,864 (reported on 9.1% of returns)

Here:	$1,864
State:	$2,055

(% of AGI for various income ranges: 52.6% for AGIs below $25k, 39.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 97.4%

Here:	97%
State:	94%

(% for various income ranges: 95.2% for AGIs below $25k, 97.5% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 95.8% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 56096, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $50,188 (Individual Income Tax Returns)

Here:	$50,188
State:	$67,192

Salary/wage: $40,879 (reported on 83.3% of returns)

Here:	$40,879
State:	$55,182

(% of AGI for various income ranges: 68.7% for AGIs below $25k, 73.7% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 89.1% for AGIs $100k-200k)

Taxable interest for individuals: $1,186 (reported on 35.4% of returns)

This zip code:	$1,186
Minnesota:	$1,664

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Ordinary dividends: $2,917 (reported on 20.1% of returns)

Here:	$2,917
State:	$5,665

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.2% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$11,515 (reported on 18.1% of returns)

Here:	+$11,515
State:	+$16,131

(% of AGI for various income ranges: 1.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 17.8% for AGIs $100k-200k)

Profit/loss from business: +$6,080 (reported on 13.9% of returns)

Here:	+$6,080
State:	+$12,430

(% of AGI for various income ranges: 2.4% for AGIs below $25k, 4.0% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.7% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $11,305 (reported on 13.9% of returns)

56096:	$11,305
Minnesota:	$15,212

(% of AGI for various income ranges: 5.6% for AGIs below $25k, 3.3% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 4.1% for AGIs $100k-200k)

Total itemized deductions: $19,025 (22% of AGI, reported on 33.3% of returns)

Here:	$19,025
State:	$24,665

Here:	22.5% of AGI
State:	19.6% of AGI

(% of AGI for various income ranges: 11.6% for AGIs below $25k, 10.5% for AGIs $25k-50k, 13.6% for AGIs $50k-75k, 13.6% for AGIs $75k-100k, 15.5% for AGIs $100k-200k, 9.0% for AGIs over 200k)

Charity contributions: $2,556 (reported on 27.1% of returns)

Here:	$2,556
State:	$3,948

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxes paid: $6,954 (reported on 33.3% of returns)

56096:	$6,954
State:	$10,589

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 3.1% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 4.4% for AGIs $75k-100k, 6.7% for AGIs $100k-200k, 5.9% for AGIs over 200k)

Earned income credit: $2,058 (reported on 13.2% of returns)

Here:	$2,058
State:	$2,037

(% of AGI for various income ranges: 4.4% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 70.8%

Here:	71%
State:	55%

(% for various income ranges: 66.0% for AGIs below $25k, 68.4% for AGIs $25k-50k, 73.1% for AGIs $50k-75k, 76.9% for AGIs $75k-100k, 83.3% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 56096, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,412 (Individual Income Tax Returns)

Here:	$40,412
State:	$53,560

Salary/wage: $36,364 (reported on 85.5% of returns)

Here:	$36,364
State:	$46,177

(% of AGI for various income ranges: 99.2% for AGIs below $10k, 68.3% for AGIs $10k-25k, 79.3% for AGIs $25k-50k, 82.2% for AGIs $50k-75k, 85.0% for AGIs $75k-100k, 59.6% for AGIs over 100k)

Taxable interest for individuals: $1,160 (reported on 49.8% of returns)

This zip code:	$1,160
Minnesota:	$1,796

(% of AGI for various income ranges: 8.9% for AGIs below $10k, 3.5% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $1,394 (reported on 24.1% of returns)

Here:	$1,394
State:	$3,096

(% of AGI for various income ranges: 2.8% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$5,370 (reported on 20.8% of returns)

Here:	+$5,370
State:	+$10,864

(% of AGI for various income ranges: 1.5% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 6.5% for AGIs over 100k)

Profit/loss from business: +$3,253 (reported on 16.4% of returns)

Here:	+$3,253
State:	+$10,442

(% of AGI for various income ranges: 5.8% for AGIs below $10k, 2.0% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, -0.1% for AGIs $75k-100k, 0.0% for AGIs over 100k)

IRA payment deduction: $3,000 (reported on 2.4% of returns)

56096:	$3,000
Minnesota:	$2,955

Total itemized deductions: $15,604 (23% of AGI, reported on 33.2% of returns)

Here:	$15,604
State:	$20,035

Here:	22.7% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 12.5% for AGIs below $10k, 8.2% for AGIs $10k-25k, 12.1% for AGIs $25k-50k, 12.0% for AGIs $50k-75k, 15.4% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Charity contributions deductions: $2,287 (3% of AGI, reported on 29.5% of returns)

Here:	$2,287
State:	$3,333

Here:	3.2% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 1.1% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 3.5% for AGIs over 100k)

Total tax: $4,746 (reported on 80.0% of returns)

56096:	$4,746
State:	$8,485

(% of AGI for various income ranges: 2.8% for AGIs below $10k, 4.6% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 17.3% for AGIs over 100k)

Earned income credit: $1,363 (reported on 9.8% of returns)

Here:	$1,363
State:	$1,523

Percentage of individuals using paid preparers for their 2004 taxes: 69.6%

Here:	70%
State:	59%

(% for various income ranges: 60.7% for AGIs below $10k, 70.6% for AGIs $10k-25k, 67.5% for AGIs $25k-50k, 76.0% for AGIs $50k-75k, 79.4% for AGIs $75k-100k, 71.4% for AGIs over 100k)

Nearest zip codes: 56052, 56028, 55052, 56069, 56057, 56048.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 84
Household did not receive Food Stamps/SNAP in the past 12 months: 1,200

Women who had a birth in the past 12 months: 27 (25 now married, 2 unmarried)
Women who did not have a birth in the past 12 months: 530 (237 now married, 293 unmarried)

Housing units in zip code 56096 with a mortgage: 645 (59 second mortgage, 2 home equity loan, 55 both second mortgage and home equity loan)
Houses without a mortgage: 17

Median monthly owner costs for units with a mortgage: $1,557
Median monthly owner costs for units without a mortgage: $582

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 56096 household income distribution in 2022

• 60Less than $10,000
• 35$10,000 to $14,999
• 30$15,000 to $19,999
• 44$20,000 to $24,999
• 58$25,000 to $29,999
• 35$30,000 to $34,999
• 40$35,000 to $39,999
• 77$40,000 to $44,999
• 34$45,000 to $49,999
• 72$50,000 to $59,999
• 119$60,000 to $74,999
• 233$75,000 to $99,999
• 203$100,000 to $124,999
• 94$125,000 to $149,999
• 81$150,000 to $199,999
• 67$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 56096

• 1Less than $10,000
• 3$20,000 to $24,999
• 8$25,000 to $29,999
• 4$30,000 to $34,999
• 8$35,000 to $39,999
• 1$40,000 to $49,999
• 9$50,000 to $59,999
• 34$60,000 to $69,999
• 4$70,000 to $79,999
• 3$80,000 to $89,999
• 5$90,000 to $99,999
• 67$100,000 to $124,999
• 56$125,000 to $149,999
• 77$150,000 to $174,999
• 36$175,000 to $199,999
• 158$200,000 to $249,999
• 74$250,000 to $299,999
• 255$300,000 to $399,999
• 84$400,000 to $499,999
• 60$500,000 to $749,999
• 18$750,000 to $999,999
• 11$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 56096

• 11$100 to $149
• 20$150 to $199
• 13$200 to $249
• 8$300 to $349
• 5$350 to $399
• 18$450 to $499
• 3$500 to $549
• 20$600 to $649
• 25$650 to $699
• 13$700 to $749
• 10$750 to $799
• 23$800 to $899
• 27$900 to $999
• 12$1,000 to $1,249
• 2$2,000 to $2,499
• 2$2,500 to $2,999
• 41No cash rent

Median gross rent in 2022: $826.

Median price asked for vacant for-sale houses and condos in 2022: $610,378.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $248,567
• American Indian or Alaska Native householders: $218,266
• Two or more races householders: $353,078

Estimated median house or condo value in 2022: $259,095 Lower value quartile - upper value quartile: $167,717 - $382,043

Mean price in 2022:

Detached houses: $328,842

Here:	$328,842
State:	$374,552

Townhouses or other attached units: $613,812

Here:	$613,812
State:	$312,049

Housing units in structures:

• One, detached: 1,336
• One, attached: 29
• Two: 109
• 3 or 4: 21
• 5 to 9: 44
• 10 to 19: 37
• 20 to 49: 16
• 50 or more: 6
• Mobile homes: 20

Unemployment: 3.8%

• Means of transportation to work in zip code 56096

• 81.3%1,226Drove a car alone
• 8.0%121Carpooled
• 0.1%1Bus or trolley bus
• 0.1%1Motorcycle
• 0.7%10Bicycle
• 1.5%23Walked
• 0.2%3Other means
• 5.7%86Worked at home

• Travel time to work (commute) in zip code 56096

• 59Less than 5 minutes
• 2575 to 9 minutes
• 5910 to 14 minutes
• 18315 to 19 minutes
• 17220 to 24 minutes
• 10925 to 29 minutes
• 17530 to 34 minutes
• 10035 to 39 minutes
• 3440 to 44 minutes
• 8545 to 59 minutes
• 11160 to 89 minutes
• 3290 or more minutes

Percentage of zip code residents living and working in this county: 42.3%

Household type by relationship:

Households: 2,798

• Male householders: 626 (202 living alone), Female householders: 660 (162 living alone)

• 615 spouses (615 opposite-sex spouses), 60 unmarried partners, (60 opposite-sex unmarried partners), 714 children (631 natural, 43 adopted, 37 stepchildren), 19 grandchildren, 2 brothers or sisters, 1 parents, 8 foster children, 10 other relatives, 55 non-relatives

• In group quarters: 37 (-1 institutionalized population)

Size of family households: 400 2-persons, 222 3-persons, 165 4-persons, 43 5-persons, 15 6-persons, 8 7-or-more-persons

Size of nonfamily households: 364 1-person, 56 2-persons, 6 4-persons

310 married couples with children.
123 single-parent households (9 men, 114 women).

99.2% of residents of 56096 zip code speak English at home.
0.8% of residents speak Spanish at home (100% very well).
0.1% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• FINISHING TOUCH THE (47536 221ST AVENUE in WATERVILLE, MN)

  STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MN0000975565, CESQG, RCRIS-MN0000975565,
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Business SIC classification: REUPHOLSTERY AND FURNITURE REPAIR
  Organizations: BAER ALAN J (CONTACT/OWNER) , FINISHING TOUCH INDUSTRIES INC (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 1.7%

Population in 1990: 2,390. Population change in the 1990s: +808 (+33.8%).

Place of birth for U.S.-born residents:

• This state: 2,342
• Northeast: 17
• Midwest: 245
• South: 37
• West: 126

69% of the 56096 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 42% lived in this county.
   Out of people who lived in different counties, 50% lived in Minnesota.

91% of the 56096 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 37% moved from this county.
   Out of people who lived in different houses, 52% moved from different county within same state.
   Out of people who lived in different houses, 12% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 39
Students in private schools in grades 9 to 12 (high school): 17 Students in private undergraduate colleges: 18

Companies with federal contracts located in this zip code:

• KG TECHNOLOGY ASSOCIATES INC (712 FIRST ST NORTH in WATERVILLE, MN; small business)

  $149,482 with Navy for Other Research and Development -- Advanced Development (R&D). Signed on 2005-02-15. Completion date: 2005-11-14.

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (100-249 employees: 1 establishment)
• Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
• Health Care and Social Assistance: Residential Mental Retardation Facilities (10-19: 3, 5-9: 2, 1-4: 2)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 2, 1-4: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 2, 1-4: 2)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fire incidents per year is 7. The highest number of reported fires - 17 took place in 2012, and the least - 1 in 2005. The data has a declining trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (36.3%), and Outside Fires (32.3%).


• Fire incident types reported to NFIRS in Zip Code 56096
• 4536.3%Structure Fires
• 4032.3%Outside Fires
• 2116.9%Mobile Property/Vehicle Fires
• 1814.5%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 56096, Minnesota

Most common first names in zip code 56096 among deceased individuals
Name	Count	Lived (average)
John	25	79.0 years
George	20	77.9 years
William	20	81.6 years
Charles	18	78.8 years
Mary	16	87.9 years
Robert	16	70.8 years
Henry	14	81.4 years
Edward	13	75.9 years
Donald	12	73.0 years
Emma	12	82.0 years

Most common last names in zip code 56096 among deceased individuals
Last name	Count	Lived (average)
Miller	21	77.5 years
Schwartz	19	80.9 years
Stangler	14	84.3 years
Morsching	14	81.6 years
Quast	12	85.4 years
Preuss	10	75.9 years
Lamont	9	79.4 years
Hermel	9	80.6 years
Chambers	8	82.0 years
Dehn	8	77.1 years

Businesses in zip code 56096

• True Value: 1