56228 Zip Code (Cosmos, MN) Detailed Profile

Estimated zip code population in 2022: 915
Zip code population in 2010: 882
Zip code population in 2000: 1,048

Houses and condos: 426
Renter-occupied apartments: 57
March 2022 cost of living index in zip code 56228: 85.0 (less than average, U.S. average is 100)

Land area: 58.9 sq. mi.
Water area: 0.4 sq. mi.

Population density: 16 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,505 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,473 (1.3%)

For population 25 years and over in 56228:

• High school or higher: 91.2%
• Bachelor's degree or higher: 8.2%
• Graduate or professional degree: 1.8%
• Unemployed: 1.6%
• Mean travel time to work (commute): 24.3 minutes

For population 15 years and over in 56228:

• Never married: 24.6%
• Now married: 56.1%
• Separated: 0.0%
• Widowed: 3.7%
• Divorced: 15.6%

• 
• • 85793.7%White
  • 283.1%Hispanic or Latino
  • 273.0%Two or more races
  • 20.2%Some other race
  • 10.1%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 56228, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $50,309 (Individual Income Tax Returns)

Here:	$50,309
State:	$82,178

Salary/wage: $41,903 (reported on 80.0% of returns)

Here:	$41,903
State:	$67,438

(% of AGI for various income ranges: 1434.3% for AGIs below $25k, 3824.0% for AGIs $25k-50k, 6355.0% for AGIs $50k-75k, 13680.0% for AGIs $75k-100k, 18540.0% for AGIs $100k-200k)

Taxable interest for individuals: $579 (reported on 31.1% of returns)

This zip code:	$579
Minnesota:	$1,814

(% of AGI for various income ranges: 38.6% for AGIs below $25k, 9.0% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 145.0% for AGIs $100k-200k)

Ordinary dividends: $2,488 (reported on 17.8% of returns)

Here:	$2,488
State:	$6,928

(% of AGI for various income ranges: 47.1% for AGIs below $25k, 60.0% for AGIs $50k-75k, 650.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,700 (reported on 15.6% of returns)

Here:	+$5,700
State:	+$20,591

(% of AGI for various income ranges: 40.0% for AGIs below $25k, 72.0% for AGIs $25k-50k, 1495.0% for AGIs $100k-200k)

Profit/loss from business: +$12,725 (reported on 8.9% of returns)

Here:	+$12,725
State:	+$14,342

(% of AGI for various income ranges: 509.0% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $9,800 (reported on 6.7% of returns)

56228:	$9,800
Minnesota:	$20,675

(% of AGI for various income ranges: 294.0% for AGIs $25k-50k)

Earned income credit: $2,520 (reported on 11.1% of returns)

Here:	$2,520
State:	$2,055

(% of AGI for various income ranges: 91.4% for AGIs below $25k, 62.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.6%

Here:	96%
State:	94%

(% for various income ranges: 92.3% for AGIs below $25k, 92.9% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 56228, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $48,412 (Individual Income Tax Returns)

Here:	$48,412
State:	$67,192

Salary/wage: $34,831 (reported on 85.7% of returns)

Here:	$34,831
State:	$55,182

(% of AGI for various income ranges: 73.2% for AGIs below $25k, 70.6% for AGIs $25k-50k, 76.0% for AGIs $50k-75k, 61.8% for AGIs $75k-100k, 36.8% for AGIs $100k-200k)

Taxable interest for individuals: $872 (reported on 42.9% of returns)

This zip code:	$872
Minnesota:	$1,664

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Ordinary dividends: $711 (reported on 21.4% of returns)

Here:	$711
State:	$5,665

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$10,100 (reported on 14.3% of returns)

Here:	+$10,100
State:	+$16,131

Profit/loss from business: +$6,850 (reported on 14.3% of returns)

Here:	+$6,850
State:	+$12,430

Taxable individual retirement arrangement distribution: $4,225 (reported on 9.5% of returns)

56228:	$4,225
Minnesota:	$15,212

Total itemized deductions: $18,930 (24% of AGI, reported on 23.8% of returns)

Here:	$18,930
State:	$24,665

Here:	24.2% of AGI
State:	19.6% of AGI

(% of AGI for various income ranges: 10.5% for AGIs $25k-50k, 9.6% for AGIs $50k-75k, 25.7% for AGIs $75k-100k)

Charity contributions: $2,286 (reported on 16.7% of returns)

Here:	$2,286
State:	$3,948

Taxes paid: $7,580 (reported on 23.8% of returns)

56228:	$7,580
State:	$10,589

(% of AGI for various income ranges: 2.1% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 13.9% for AGIs $75k-100k)

Earned income credit: $1,767 (reported on 14.3% of returns)

Here:	$1,767
State:	$2,037

(% of AGI for various income ranges: 5.2% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 71.4%

Here:	71%
State:	55%

(% for various income ranges: 60.0% for AGIs below $25k, 66.7% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 56228, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $32,269 (Individual Income Tax Returns)

Here:	$32,269
State:	$53,560

Salary/wage: $28,273 (reported on 82.8% of returns)

Here:	$28,273
State:	$46,177

(% of AGI for various income ranges: 106.0% for AGIs below $10k, 68.5% for AGIs $10k-25k, 77.6% for AGIs $25k-50k, 86.3% for AGIs $50k-75k, 84.6% for AGIs $75k-100k)

Taxable interest for individuals: $1,278 (reported on 45.6% of returns)

This zip code:	$1,278
Minnesota:	$1,796

(% of AGI for various income ranges: 7.4% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 1.5% for AGIs $75k-100k)

Taxable dividends: $770 (reported on 26.2% of returns)

Here:	$770
State:	$3,096

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Net capital gain/loss: +$2,933 (reported on 22.4% of returns)

Here:	+$2,933
State:	+$10,864

(% of AGI for various income ranges: -5.2% for AGIs below $10k, 0.4% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 19.4% for AGIs $75k-100k)

Profit/loss from business: +$4,683 (reported on 17.6% of returns)

Here:	+$4,683
State:	+$10,442

(% of AGI for various income ranges: 7.4% for AGIs below $10k, 7.5% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k)

IRA payment deduction: $2,300 (reported on 2.2% of returns)

56228:	$2,300
Minnesota:	$2,955

Total itemized deductions: $11,886 (24% of AGI, reported on 22.6% of returns)

Here:	$11,886
State:	$20,035

Here:	24.2% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 10.9% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 17.1% for AGIs $75k-100k)

Charity contributions deductions: $1,384 (3% of AGI, reported on 18.5% of returns)

Here:	$1,384
State:	$3,333

Here:	2.9% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 2.0% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.3% for AGIs $75k-100k)

Total tax: $3,708 (reported on 77.2% of returns)

56228:	$3,708
State:	$8,485

(% of AGI for various income ranges: 4.9% for AGIs below $10k, 5.2% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 18.4% for AGIs over 100k)

Earned income credit: $1,690 (reported on 12.5% of returns)

Here:	$1,690
State:	$1,523

Percentage of individuals using paid preparers for their 2004 taxes: 72.9%

Here:	73%
State:	59%

(% for various income ranges: 59.3% for AGIs below $10k, 71.3% for AGIs $10k-25k, 80.7% for AGIs $25k-50k, 73.1% for AGIs $50k-75k, 89.5% for AGIs $75k-100k, 100.0% for AGIs over 100k)

Nearest zip codes: 56253, 55314, 55355, 55342, 56209, 56243.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 0.5% of all households

Household received Food Stamps/SNAP in the past 12 months: 22
Household did not receive Food Stamps/SNAP in the past 12 months: 373

Women who had a birth in the past 12 months: 6 (4 now married, 1 unmarried)
Women who did not have a birth in the past 12 months: 167 (74 now married, 92 unmarried)

Housing units in zip code 56228 with a mortgage: 169 (4 second mortgage, 3 both second mortgage and home equity loan)
Houses without a mortgage: 3

Median monthly owner costs for units with a mortgage: $1,212
Median monthly owner costs for units without a mortgage: $527

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 56228 household income distribution in 2022

• 11Less than $10,000
• 6$10,000 to $14,999
• 4$15,000 to $19,999
• 10$20,000 to $24,999
• 6$25,000 to $29,999
• 58$30,000 to $34,999
• 26$35,000 to $39,999
• 13$40,000 to $44,999
• 29$45,000 to $49,999
• 28$50,000 to $59,999
• 56$60,000 to $74,999
• 57$75,000 to $99,999
• 37$100,000 to $124,999
• 28$125,000 to $149,999
• 10$150,000 to $199,999
• 14$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 56228

• 4Less than $10,000
• 3$10,000 to $14,999
• 3$15,000 to $19,999
• 6$25,000 to $29,999
• 7$30,000 to $34,999
• 6$40,000 to $49,999
• 4$50,000 to $59,999
• 11$60,000 to $69,999
• 39$70,000 to $79,999
• 7$80,000 to $89,999
• 18$90,000 to $99,999
• 39$100,000 to $124,999
• 24$125,000 to $149,999
• 34$150,000 to $174,999
• 10$175,000 to $199,999
• 21$200,000 to $249,999
• 7$250,000 to $299,999
• 33$300,000 to $399,999
• 3$400,000 to $499,999
• 10$500,000 to $749,999
• 7$750,000 to $999,999
• 2$1,000,000 to $1,499,999
• 1$2,000,000 or more

• Rent paid by renters in 2022 in zip code 56228

• 3$200 to $249
• 5$400 to $449
• 8$450 to $499
• 18$500 to $549
• 1$550 to $599
• 3$600 to $649
• 9$650 to $699
• 2$700 to $749
• 2$800 to $899
• 1No cash rent

Median gross rent in 2022: $688.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $128,718
• American Indian or Alaska Native householders: $273,975

Estimated median house or condo value in 2022: $137,884 Lower value quartile - upper value quartile: $86,521 - $214,812

Mean price in 2022:

Detached houses: $195,649

Here:	$195,649
State:	$374,552

Mobile homes: $65,561

Here:	$65,561
State:	$94,605

Housing units in structures:

• One, detached: 368
• Two: 2
• 3 or 4: 1
• 5 to 9: 26
• 10 to 19: 13
• Mobile homes: 10

Unemployment: 1.6%

• Means of transportation to work in zip code 56228

• 81.2%440Drove a car alone
• 4.2%23Carpooled
• 3.0%16Walked
• 0.4%2Other means
• 9.2%50Worked at home

• Travel time to work (commute) in zip code 56228

• 14Less than 5 minutes
• 635 to 9 minutes
• 3910 to 14 minutes
• 3215 to 19 minutes
• 6020 to 24 minutes
• 10425 to 29 minutes
• 10630 to 34 minutes
• 1235 to 39 minutes
• 940 to 44 minutes
• 1745 to 59 minutes
• 360 to 89 minutes
• 1490 or more minutes

Percentage of zip code residents living and working in this county: 38.8%

Household type by relationship:

Households: 915

• Male householders: 225 (58 living alone), Female householders: 171 (47 living alone)

• 211 spouses (211 opposite-sex spouses), 59 unmarried partners, (59 opposite-sex unmarried partners), 191 children (180 natural, 0 adopted, 11 stepchildren), 19 grandchildren, 4 brothers or sisters, 6 parents, 0 foster children, 5 other relatives, 26 non-relatives

Size of family households: 136 2-persons, 67 3-persons, 34 4-persons, 10 5-persons, 3 6-persons

Size of nonfamily households: 105 1-person, 38 2-persons

77 married couples with children.
32 single-parent households (3 men, 29 women).

95.9% of residents of 56228 zip code speak English at home.
3.4% of residents speak Spanish at home (3% very well, 67% well, 20% not well, 10% not at all).
0.3% of residents speak other Indo-European language at home (100% well).

Facilities with environmental interests located in this zip code:

• OLSEN AUTOMOTIVE (HWYS 4 AND 7 in COSMOS, MN)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: OLSEN JERRY (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 1.1%
Housing units lacking complete kitchen facilities: 1.1%

Population in 1990: 1,217.

Place of birth for U.S.-born residents:

• This state: 765
• Northeast: 15
• Midwest: 33
• South: 16
• West: 61

67% of the 56228 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 49% lived in this county.
   Out of people who lived in different counties, 50% lived in Minnesota.

93% of the 56228 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 22% moved from this county.
   Out of people who lived in different houses, 22% moved from different county within same state.
   Out of people who lived in different houses, 60% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 2
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Homes for the Elderly (20-49 employees: 1 establishment)
• Health Care and Social Assistance: Other Individual and Family Services (20-49: 1)
• Construction: Commercial and Institutional Building Construction (10-19: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 1)
• Other Services (except Public Administration): Civic and Social Organizations (5-9: 1)
• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (1-4: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 6. The highest number of reported fires - 13 took place in 2006, and the least - 1 in 2013. The data has a dropping trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (36.9%), and Outside Fires (35.0%).


• Fire incident types reported to NFIRS in Zip Code 56228
• 3836.9%Structure Fires
• 3635.0%Outside Fires
• 2524.3%Mobile Property/Vehicle Fires
• 43.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 56228, Minnesota

Most common first names in zip code 56228 among deceased individuals
Name	Count	Lived (average)
John	11	72.8 years
Walter	10	79.2 years
Albert	9	77.0 years
Clarence	7	75.0 years
Anna	7	86.4 years
Arthur	7	76.5 years
Alfred	6	79.1 years
Harold	6	79.6 years
Florence	6	82.0 years
William	6	77.3 years

Most common last names in zip code 56228 among deceased individuals
Last name	Count	Lived (average)
Anderson	15	80.4 years
Erickson	13	81.3 years
Peterson	13	81.8 years
Johnson	13	80.0 years
Schiro	10	74.3 years
Flemming	7	75.9 years
Adams	6	82.3 years
Martin	5	82.4 years
Olson	5	82.8 years
Minnick	5	81.6 years