56442 Zip Code (Crosslake, MN) Detailed Profile

Estimated zip code population in 2022: 2,698
Zip code population in 2010: 2,381
Zip code population in 2000: 2,107

Houses and condos: 3,457
Renter-occupied apartments: 163
March 2022 cost of living index in zip code 56442: 90.2 (less than average, U.S. average is 100)

Land area: 35.4 sq. mi.
Water area: 11.9 sq. mi.

Population density: 76 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $3,071 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,987 (0.6%)

For population 25 years and over in 56442:

• High school or higher: 97.0%
• Bachelor's degree or higher: 33.5%
• Graduate or professional degree: 9.9%
• Unemployed: 2.8%
• Mean travel time to work (commute): 29.1 minutes

For population 15 years and over in 56442:

• Never married: 15.3%
• Now married: 64.4%
• Separated: 0.0%
• Widowed: 7.0%
• Divorced: 13.3%

• 
• • 2,65898.5%White
  • 351.3%Two or more races
  • 50.2%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 56442, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $109,420 (Individual Income Tax Returns)

Here:	$109,420
State:	$82,178

Salary/wage: $66,116 (reported on 64.6% of returns)

Here:	$66,116
State:	$67,438

(% of AGI for various income ranges: 1235.0% for AGIs below $25k, 3121.0% for AGIs $25k-50k, 5229.2% for AGIs $50k-75k, 7583.3% for AGIs $75k-100k, 14804.2% for AGIs $100k-200k, 98296.7% for AGIs over 200k)

Taxable interest for individuals: $2,529 (reported on 48.8% of returns)

This zip code:	$2,529
Minnesota:	$1,814

(% of AGI for various income ranges: 34.2% for AGIs below $25k, 41.0% for AGIs $25k-50k, 208.5% for AGIs $50k-75k, 143.3% for AGIs $75k-100k, 499.2% for AGIs $100k-200k, 2866.7% for AGIs over 200k)

Ordinary dividends: $7,938 (reported on 32.3% of returns)

Here:	$7,938
State:	$6,928

(% of AGI for various income ranges: 80.0% for AGIs below $25k, 109.5% for AGIs $25k-50k, 289.2% for AGIs $50k-75k, 253.3% for AGIs $75k-100k, 1025.0% for AGIs $100k-200k, 6540.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$32,647 (reported on 33.5% of returns)

Here:	+$32,647
State:	+$20,591

(% of AGI for various income ranges: 2.9% for AGIs below $25k, 123.5% for AGIs $25k-50k, 230.0% for AGIs $50k-75k, 436.7% for AGIs $75k-100k, 1804.2% for AGIs $100k-200k, 49483.3% for AGIs over 200k)

Profit/loss from business: +$22,827 (reported on 18.3% of returns)

Here:	+$22,827
State:	+$14,342

(% of AGI for various income ranges: 239.6% for AGIs below $25k, 319.5% for AGIs $25k-50k, 481.5% for AGIs $50k-75k, 827.8% for AGIs $75k-100k, 1661.7% for AGIs $100k-200k, 7563.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $28,792 (reported on 22.6% of returns)

56442:	$28,792
Minnesota:	$20,675

(% of AGI for various income ranges: 177.5% for AGIs below $25k, 359.5% for AGIs $25k-50k, 881.5% for AGIs $50k-75k, 1793.3% for AGIs $75k-100k, 3566.7% for AGIs $100k-200k, 8226.7% for AGIs over 200k)

Total itemized deductions: $33,274 (reported on 16.5% of returns)

Here:	$33,274
State:	$33,311

(% of AGI for various income ranges: 375.5% for AGIs $25k-50k, 730.8% for AGIs $50k-75k, 920.0% for AGIs $75k-100k, 2057.5% for AGIs $100k-200k, 13286.7% for AGIs over 200k)

Charity contributions: $8,530 (reported on 14.0% of returns)

Here:	$8,530
State:	$11,879

(% of AGI for various income ranges: 30.5% for AGIs $25k-50k, 66.9% for AGIs $50k-75k, 204.4% for AGIs $75k-100k, 352.5% for AGIs $100k-200k, 4023.3% for AGIs over 200k)

Taxes paid: $8,137 (reported on 16.5% of returns)

56442:	$8,137
State:	$8,252

(% of AGI for various income ranges: 100.0% for AGIs $25k-50k, 184.6% for AGIs $50k-75k, 292.2% for AGIs $75k-100k, 591.7% for AGIs $100k-200k, 2613.3% for AGIs over 200k)

Earned income credit: $2,115 (reported on 7.9% of returns)

Here:	$2,115
State:	$2,055

(% of AGI for various income ranges: 72.9% for AGIs below $25k, 50.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.3%

Here:	93%
State:	94%

(% for various income ranges: 89.4% for AGIs below $25k, 96.8% for AGIs $25k-50k, 91.7% for AGIs $50k-75k, 94.1% for AGIs $75k-100k, 93.1% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 56442, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $67,764 (Individual Income Tax Returns)

Here:	$67,764
State:	$67,192

Salary/wage: $45,823 (reported on 62.2% of returns)

Here:	$45,823
State:	$55,182

(% of AGI for various income ranges: 57.1% for AGIs below $25k, 49.7% for AGIs $25k-50k, 47.3% for AGIs $50k-75k, 40.2% for AGIs $75k-100k, 49.8% for AGIs $100k-200k, 26.0% for AGIs over 200k)

Taxable interest for individuals: $2,933 (reported on 51.1% of returns)

This zip code:	$2,933
Minnesota:	$1,664

(% of AGI for various income ranges: 3.1% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Ordinary dividends: $6,237 (reported on 34.1% of returns)

Here:	$6,237
State:	$5,665

(% of AGI for various income ranges: 5.5% for AGIs below $25k, 3.0% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$22,160 (reported on 31.1% of returns)

Here:	+$22,160
State:	+$16,131

(% of AGI for various income ranges: 2.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 32.9% for AGIs over 200k)

Profit/loss from business: +$15,571 (reported on 20.7% of returns)

Here:	+$15,571
State:	+$12,430

(% of AGI for various income ranges: 9.3% for AGIs below $25k, 5.6% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 8.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $21,069 (reported on 26.7% of returns)

56442:	$21,069
Minnesota:	$15,212

(% of AGI for various income ranges: 9.2% for AGIs below $25k, 8.7% for AGIs $25k-50k, 10.2% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 13.9% for AGIs $100k-200k)

Total itemized deductions: $28,288 (26% of AGI, reported on 48.9% of returns)

Here:	$28,288
State:	$24,665

Here:	26.2% of AGI
State:	19.6% of AGI

(% of AGI for various income ranges: 30.0% for AGIs below $25k, 23.5% for AGIs $25k-50k, 18.5% for AGIs $50k-75k, 20.7% for AGIs $75k-100k, 20.7% for AGIs $100k-200k, 17.5% for AGIs over 200k)

Charity contributions: $3,321 (reported on 43.0% of returns)

Here:	$3,321
State:	$3,948

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 2.3% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxes paid: $9,992 (reported on 48.9% of returns)

56442:	$9,992
State:	$10,589

(% of AGI for various income ranges: 5.9% for AGIs below $25k, 5.0% for AGIs $25k-50k, 5.6% for AGIs $50k-75k, 7.4% for AGIs $75k-100k, 8.1% for AGIs $100k-200k, 8.1% for AGIs over 200k)

Earned income credit: $1,743 (reported on 10.4% of returns)

Here:	$1,743
State:	$2,037

(% of AGI for various income ranges: 3.6% for AGIs below $25k, 0.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.7%

Here:	64%
State:	55%

(% for various income ranges: 54.2% for AGIs below $25k, 60.7% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 71.4% for AGIs $75k-100k, 75.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 56442, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $52,580 (Individual Income Tax Returns)

Here:	$52,580
State:	$53,560

Salary/wage: $36,692 (reported on 64.9% of returns)

Here:	$36,692
State:	$46,177

(% of AGI for various income ranges: 107.6% for AGIs below $10k, 49.2% for AGIs $10k-25k, 57.8% for AGIs $25k-50k, 45.9% for AGIs $50k-75k, 42.5% for AGIs $75k-100k, 39.5% for AGIs over 100k)

Taxable interest for individuals: $2,611 (reported on 61.7% of returns)

This zip code:	$2,611
Minnesota:	$1,796

(% of AGI for various income ranges: 16.3% for AGIs below $10k, 5.0% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Taxable dividends: $4,244 (reported on 37.4% of returns)

Here:	$4,244
State:	$3,096

(% of AGI for various income ranges: 10.4% for AGIs below $10k, 3.6% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Net capital gain/loss: +$10,882 (reported on 36.3% of returns)

Here:	+$10,882
State:	+$10,864

(% of AGI for various income ranges: -6.6% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 6.4% for AGIs $75k-100k, 13.1% for AGIs over 100k)

Profit/loss from business: +$9,193 (reported on 25.0% of returns)

Here:	+$9,193
State:	+$10,442

(% of AGI for various income ranges: 23.9% for AGIs below $10k, 15.7% for AGIs $10k-25k, 4.0% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 4.7% for AGIs $75k-100k, 1.3% for AGIs over 100k)

IRA payment deduction: $4,167 (reported on 3.4% of returns)

56442:	$4,167
Minnesota:	$2,955

Total itemized deductions: $21,773 (26% of AGI, reported on 50.6% of returns)

Here:	$21,773
State:	$20,035

Here:	26.4% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 58.2% for AGIs below $10k, 26.8% for AGIs $10k-25k, 21.5% for AGIs $25k-50k, 22.1% for AGIs $50k-75k, 22.0% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Charity contributions deductions: $3,047 (3% of AGI, reported on 45.5% of returns)

Here:	$3,047
State:	$3,333

Here:	3.5% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 3.5% for AGIs below $10k, 2.8% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $8,231 (reported on 79.1% of returns)

56442:	$8,231
State:	$8,485

(% of AGI for various income ranges: 7.6% for AGIs below $10k, 5.4% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 18.1% for AGIs over 100k)

Earned income credit: $1,186 (reported on 9.7% of returns)

Here:	$1,186
State:	$1,523

Percentage of individuals using paid preparers for their 2004 taxes: 70.5%

Here:	71%
State:	59%

(% for various income ranges: 58.8% for AGIs below $10k, 67.4% for AGIs $10k-25k, 70.6% for AGIs $25k-50k, 76.1% for AGIs $50k-75k, 75.8% for AGIs $75k-100k, 87.3% for AGIs over 100k)

Nearest zip codes: 56448, 56465, 56441, 56447, 56456, 56455.
Fifty Lakes Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 27
Household did not receive Food Stamps/SNAP in the past 12 months: 1,346

Women who did not have a birth in the past 12 months: 261 (141 now married, 120 unmarried)

Housing units in zip code 56442 with a mortgage: 761 (91 second mortgage, 93 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,717
Median monthly owner costs for units without a mortgage: $711

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 56442 household income distribution in 2022

• 42Less than $10,000
• 20$10,000 to $14,999
• 28$15,000 to $19,999
• 48$20,000 to $24,999
• 48$25,000 to $29,999
• 69$30,000 to $34,999
• 40$35,000 to $39,999
• 61$40,000 to $44,999
• 25$45,000 to $49,999
• 84$50,000 to $59,999
• 203$60,000 to $74,999
• 236$75,000 to $99,999
• 110$100,000 to $124,999
• 107$125,000 to $149,999
• 110$150,000 to $199,999
• 144$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 56442

• 3Less than $10,000
• 5$20,000 to $24,999
• 9$50,000 to $59,999
• 4$70,000 to $79,999
• 2$90,000 to $99,999
• 5$100,000 to $124,999
• 20$125,000 to $149,999
• 79$150,000 to $174,999
• 35$175,000 to $199,999
• 89$200,000 to $249,999
• 38$250,000 to $299,999
• 202$300,000 to $399,999
• 129$400,000 to $499,999
• 340$500,000 to $749,999
• 131$750,000 to $999,999
• 138$1,000,000 to $1,499,999
• 51$1,500,000 to $1,999,999
• 26$2,000,000 or more

• Rent paid by renters in 2022 in zip code 56442

• 12$550 to $599
• 5$600 to $649
• 11$700 to $749
• 14$750 to $799
• 28$800 to $899
• 13$900 to $999
• 19$1,000 to $1,249
• 4$1,500 to $1,999
• 6$3,000 to $3,499
• 15$3,500 or more
• 33No cash rent

Median gross rent in 2022: $1,012.

Median price asked for vacant for-sale houses and condos in 2022: $3,246,227.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $592,252
• American Indian or Alaska Native householders: $254,121
• Hispanic or Latino householders: $254,121

Estimated median house or condo value in 2022: $515,119 Lower value quartile - upper value quartile: $273,152 - $797,318

Mean price in 2022:

Detached houses: $597,291

Here:	$597,291
State:	$374,552

Townhouses or other attached units: $301,459

Here:	$301,459
State:	$312,049

In 5-or-more-unit structures: $114,222

Here:	$114,222
State:	$258,516

Mobile homes: $504,874

Here:	$504,874
State:	$94,605

Housing units in structures:

• One, detached: 2,998
• One, attached: 76
• Two: 18
• 3 or 4: 66
• 10 to 19: 35
• 20 to 49: 61
• 50 or more: 6
• Mobile homes: 173

Unemployment: 2.8%

• Means of transportation to work in zip code 56442

• 69.8%722Drove a car alone
• 3.3%34Carpooled
• 0.1%1Bus or trolley bus
• 6.2%64Other means
• 23.1%239Worked at home

• Travel time to work (commute) in zip code 56442

• 37Less than 5 minutes
• 1235 to 9 minutes
• 32410 to 14 minutes
• 4415 to 19 minutes
• 6120 to 24 minutes
• 2425 to 29 minutes
• 2930 to 34 minutes
• 1235 to 39 minutes
• 1440 to 44 minutes
• 3445 to 59 minutes
• 460 to 89 minutes
• 9790 or more minutes

Percentage of zip code residents living and working in this county: 87.6%

Household type by relationship:

Households: 2,698

• Male householders: 719 (253 living alone), Female householders: 657 (190 living alone)

• 777 spouses (777 opposite-sex spouses), 94 unmarried partners, (94 opposite-sex unmarried partners), 401 children (398 natural, 5 adopted, 0 stepchildren), 0 grandchildren, 9 brothers or sisters, 15 parents, 0 foster children, 14 other relatives, 25 non-relatives

• In group quarters: 19 (-1 institutionalized population)

Size of family households: 613 2-persons, 139 3-persons, 38 4-persons, 17 5-persons, 19 6-persons

Size of nonfamily households: 443 1-person, 116 2-persons

248 married couples with children.
45 single-parent households (6 men, 39 women).

99.4% of residents of 56442 zip code speak English at home.
0.7% of residents speak Spanish at home (16% very well, 84% well).
1.4% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• HENDERSON ROBERT J (HCR 3 BOX 6 in CROSSLAKE, MN)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 0.9%

Population in 1990: 1,132. Population change in the 1990s: +975 (+86.1%).

Place of birth for U.S.-born residents:

• This state: 1,911
• Northeast: 45
• Midwest: 495
• South: 75
• West: 118

54% of the 56442 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 35% lived in this county.
   Out of people who lived in different counties, 50% lived in Minnesota.

92% of the 56442 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 33% moved from this county.
   Out of people who lived in different houses, 59% moved from different county within same state.
   Out of people who lived in different houses, 6% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 6
Students in private schools in grades 9 to 12 (high school): 5 Students in private undergraduate colleges: 25

Companies with federal contracts located in this zip code:

• GINNY'S FEE COLLECTORS (35836 COUNTY RD 66 in CROSSLAKE, MN; small business) : $57,000 in 2 contracts in 2005

  $28,500 with Army for Facilities Operations Support Services. Signed on 2005-03-22. Completion date: 2005-09-30.
  $28,500 with U.S. Army Corps of Engineers - civil program financing only for Facilities Operations Support Services. Signed on 2005-03-22. Completion date: 2005-09-30.
  

• CROSSLAKE CONSTRUCTION COMPANY (13116 FAWNLAKE RD in CROSSLAKE, MN; small business)

  $31,195 with U.S. Army Corps of Engineers - civil program financing only for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2002-05-03. Completion date: 2002-06-30.

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 4 establishments, 5-9 employees: 4 establishments, 1-4 employees: 2 establishments)
• Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 2, 5-9: 2, 1-4: 7)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 1, 1-4: 4)
• Educational Services: Elementary and Secondary Schools (20-49: 1)
• Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (5-9: 1, 1-4: 10)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 5-9: 1, 1-4: 2)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 2, 1-4: 5)

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2003 - 2018 the average number of fire incidents per year is 14. The highest number of fire incidents - 37 took place in 2016, and the least - 1 in 2003. The data has a rising trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (63.2%), and Outside Fires (23.2%).


• Fire incident types reported to NFIRS in Zip Code 56442
• 13963.2%Structure Fires
• 5123.2%Outside Fires
• 167.3%Mobile Property/Vehicle Fires
• 146.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 56442, Minnesota

Most common first names in zip code 56442 among deceased individuals
Name	Count	Lived (average)
Robert	21	70.6 years
John	17	75.0 years
Donald	13	75.9 years
William	13	76.7 years
James	12	69.1 years
Mary	10	74.9 years
George	9	75.8 years
Margaret	8	81.5 years
Raymond	8	77.1 years
Walter	8	75.2 years

Most common last names in zip code 56442 among deceased individuals
Last name	Count	Lived (average)
Nelson	10	73.3 years
Anderson	8	75.1 years
Johnson	7	81.9 years
Miller	6	77.8 years
Olson	6	73.9 years
Gould	5	84.0 years
Swanson	4	82.5 years
Schroeder	4	76.5 years
Pearson	4	80.8 years
Palmer	4	81.7 years

Businesses in zip code 56442
Name	Count		Name	Count
Ace Hardware	1		Subway	1
Dairy Queen	1		UPS	1