73528 Zip Code (Chattanooga, OK) Detailed Profile

Estimated zip code population in 2022: 642
Zip code population in 2010: 680
Zip code population in 2000: 566

Houses and condos: 255
Renter-occupied apartments: 47
March 2022 cost of living index in zip code 73528: 78.8 (low, U.S. average is 100)

Land area: 86.4 sq. mi.
Water area: 0.7 sq. mi.

Population density: 7 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,398 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $884 (0.5%)

For population 25 years and over in 73528:

• High school or higher: 91.2%
• Bachelor's degree or higher: 40.9%
• Graduate or professional degree: 8.3%
• Unemployed: 2.7%
• Mean travel time to work (commute): 26.9 minutes

For population 15 years and over in 73528:

• Never married: 18.9%
• Now married: 62.1%
• Separated: 2.7%
• Widowed: 6.2%
• Divorced: 10.2%

• 
• • 53483.3%White
  • 589.0%Two or more races
  • 274.2%American Indian
  • 193.0%Hispanic or Latino
  • 20.3%Asian
  • 10.2%Black

100% rural population.

Averages for the 2020 tax year for zip code 73528, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $48,307 (Individual Income Tax Returns)

Here:	$48,307
State:	$63,060

Salary/wage: $41,359 (reported on 90.0% of returns)

Here:	$41,359
State:	$52,427

(% of AGI for various income ranges: 1311.2% for AGIs below $25k, 3964.3% for AGIs $25k-50k, 6537.5% for AGIs $50k-75k, 4722.5% for AGIs $75k-100k)

Taxable interest for individuals: $222 (reported on 30.0% of returns)

This zip code:	$222
Oklahoma:	$1,603

(% of AGI for various income ranges: 10.0% for AGIs below $25k, 15.0% for AGIs $50k-75k, 15.0% for AGIs $75k-100k)

Ordinary dividends: $1,650 (reported on 6.7% of returns)

Here:	$1,650
State:	$7,001

(% of AGI for various income ranges: 47.1% for AGIs $25k-50k)

Net capital gain/loss in AGI: +$967 (reported on 10.0% of returns)

Here:	+$967
State:	+$19,855

(% of AGI for various income ranges: 41.4% for AGIs $25k-50k)

Profit/loss from business: +$2,933 (reported on 10.0% of returns)

Here:	+$2,933
State:	+$9,904

(% of AGI for various income ranges: 125.7% for AGIs $25k-50k)

Earned income credit: $2,250 (reported on 20.0% of returns)

Here:	$2,250
State:	$2,435

(% of AGI for various income ranges: 72.5% for AGIs below $25k, 110.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 96.7%

Here:	97%
State:	94%

(% for various income ranges: 90.0% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 73528, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $43,163 (Individual Income Tax Returns)

Here:	$43,163
State:	$58,581

Salary/wage: $39,421 (reported on 80.0% of returns)

Here:	$39,421
State:	$45,973

(% of AGI for various income ranges: 84.9% for AGIs below $25k, 75.3% for AGIs $25k-50k, 78.6% for AGIs $50k-75k, 78.0% for AGIs $75k-100k, 60.9% for AGIs $100k-200k)

Taxable interest for individuals: $755 (reported on 31.4% of returns)

This zip code:	$755
Oklahoma:	$1,625

(% of AGI for various income ranges: 2.5% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.6% for AGIs $100k-200k)

Ordinary dividends: $7,167 (reported on 8.6% of returns)

Here:	$7,167
State:	$6,374

Net capital gain/loss in AGI: +$2,800 (reported on 8.6% of returns)

Here:	+$2,800
State:	+$24,023

Profit/loss from business: +$2,650 (reported on 17.1% of returns)

Here:	+$2,650
State:	+$11,913

Total itemized deductions: $15,062 (23% of AGI, reported on 22.9% of returns)

Here:	$15,062
State:	$24,882

Here:	22.5% of AGI
State:	18.8% of AGI

(% of AGI for various income ranges: 21.8% for AGIs below $25k, 12.7% for AGIs $50k-75k, 8.7% for AGIs $100k-200k)

Charity contributions: $3,650 (reported on 17.1% of returns)

Here:	$3,650
State:	$6,591

Taxes paid: $3,562 (reported on 22.9% of returns)

73528:	$3,562
State:	$7,196

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 3.2% for AGIs $50k-75k, 2.7% for AGIs $100k-200k)

Earned income credit: $2,071 (reported on 20.0% of returns)

Here:	$2,071
State:	$2,354

(% of AGI for various income ranges: 5.4% for AGIs below $25k, 2.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 62.9%

Here:	63%
State:	56%

(% for various income ranges: 57.1% for AGIs below $25k, 62.5% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 73528, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $36,339 (Individual Income Tax Returns)

Here:	$36,339
State:	$41,245

Salary/wage: $35,452 (reported on 77.4% of returns)

Here:	$35,452
State:	$35,318

(% of AGI for various income ranges: 75.0% for AGIs below $10k, 71.7% for AGIs $10k-25k, 76.1% for AGIs $25k-50k, 85.6% for AGIs $50k-75k, 66.7% for AGIs $75k-100k)

Taxable interest for individuals: $462 (reported on 46.3% of returns)

This zip code:	$462
Oklahoma:	$1,745

(% of AGI for various income ranges: 0.9% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Taxable dividends: $200 (reported on 9.7% of returns)

Here:	$200
State:	$2,920

Net capital gain/loss: +$1,967 (reported on 11.7% of returns)

Here:	+$1,967
State:	+$10,653

Profit/loss from business: +$4,718 (reported on 15.2% of returns)

Here:	+$4,718
State:	+$8,532

Total itemized deductions: $13,512 (26% of AGI, reported on 31.1% of returns)

Here:	$13,512
State:	$17,093

Here:	25.6% of AGI
State:	20.5% of AGI

(% of AGI for various income ranges: 15.1% for AGIs $10k-25k, 9.1% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 12.8% for AGIs $75k-100k)

Charity contributions deductions: $3,116 (6% of AGI, reported on 26.8% of returns)

Here:	$3,116
State:	$4,240

Here:	5.8% of AGI
State:	4.8% of AGI

(% of AGI for various income ranges: 2.7% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 3.5% for AGIs $75k-100k)

Total tax: $3,648 (reported on 81.7% of returns)

73528:	$3,648
State:	$6,542

(% of AGI for various income ranges: 4.6% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 12.8% for AGIs $75k-100k)

Earned income credit: $2,167 (reported on 14.0% of returns)

Here:	$2,167
State:	$1,830

Percentage of individuals using paid preparers for their 2004 taxes: 71.2%

Here:	71%
State:	63%

(% for various income ranges: 78.9% for AGIs below $10k, 74.5% for AGIs $10k-25k, 73.0% for AGIs $25k-50k, 60.5% for AGIs $50k-75k, 66.7% for AGIs $75k-100k)

Nearest zip codes: 73540, 73553, 73527, 73546, 73531, 73505.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 14
Household did not receive Food Stamps/SNAP in the past 12 months: 207

Women who had a birth in the past 12 months: 9 (7 now married, 1 unmarried)
Women who did not have a birth in the past 12 months: 116 (77 now married, 38 unmarried)

Housing units in zip code 73528 with a mortgage: 64 (4 second mortgage, 2 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,164
Median monthly owner costs for units without a mortgage: $482

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 73528 household income distribution in 2022

• 8Less than $10,000
• 7$10,000 to $14,999
• 4$15,000 to $19,999
• 15$20,000 to $24,999
• 6$25,000 to $29,999
• 14$30,000 to $34,999
• 17$35,000 to $39,999
• 6$40,000 to $44,999
• 5$45,000 to $49,999
• 12$50,000 to $59,999
• 37$60,000 to $74,999
• 41$75,000 to $99,999
• 23$100,000 to $124,999
• 2$125,000 to $149,999
• 12$150,000 to $199,999
• 8$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 73528

• 10Less than $10,000
• 4$20,000 to $24,999
• 1$30,000 to $34,999
• 4$40,000 to $49,999
• 4$50,000 to $59,999
• 4$60,000 to $69,999
• 4$70,000 to $79,999
• 4$80,000 to $89,999
• 5$90,000 to $99,999
• 23$100,000 to $124,999
• 5$125,000 to $149,999
• 19$150,000 to $174,999
• 19$175,000 to $199,999
• 17$200,000 to $249,999
• 13$250,000 to $299,999
• 22$300,000 to $399,999
• 2$400,000 to $499,999
• 2$500,000 to $749,999
• 2$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 73528

• 1$100 to $149
• 5$300 to $349
• 4$350 to $399
• 4$400 to $449
• 6$500 to $549
• 7$550 to $599
• 1$600 to $649
• 3$650 to $699
• 1$700 to $749
• 1$750 to $799
• 8No cash rent

Median gross rent in 2022: $699.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $180,201
• American Indian or Alaska Native householders: $140,295
• Some other race householders: $85,735
• Two or more races householders: $80,435
• Hispanic or Latino householders: $122,212

Estimated median house or condo value in 2022: $177,084 Lower value quartile - upper value quartile: $103,336 - $247,319

Mean price in 2022:

Detached houses: $198,991

Here:	$198,991
State:	$255,409

Mobile homes: $100,778

Here:	$100,778
State:	$110,804

Housing units in structures:

• One, detached: 201
• One, attached: 2
• Two: 1
• Mobile homes: 48

Unemployment: 2.7%

• Means of transportation to work in zip code 73528

• 76.6%212Drove a car alone
• 9.8%27Carpooled
• 4.3%12Walked
• 8.7%24Worked at home

• Travel time to work (commute) in zip code 73528

• 33Less than 5 minutes
• 155 to 9 minutes
• 1515 to 19 minutes
• 1120 to 24 minutes
• 3425 to 29 minutes
• 8930 to 34 minutes
• 1335 to 39 minutes
• 240 to 44 minutes
• 1845 to 59 minutes
• 960 to 89 minutes
• 190 or more minutes

Percentage of zip code residents living and working in this county: 61.6%

Household type by relationship:

Households: 642

• Male householders: 117 (32 living alone), Female householders: 107 (27 living alone)

• 147 spouses (144 opposite-sex spouses), 16 unmarried partners, (16 opposite-sex unmarried partners), 205 children (193 natural, 3 adopted, 9 stepchildren), 17 grandchildren, 0 brothers or sisters, 5 parents, 0 foster children, 12 other relatives, 17 non-relatives

Size of family households: 66 2-persons, 39 3-persons, 30 4-persons, 12 5-persons, 1 6-persons, 3 7-or-more-persons

Size of nonfamily households: 58 1-person, 9 2-persons, 2 4-persons

145 married couples with children.
17 single-parent households (1 men, 16 women).

97.2% of residents of 73528 zip code speak English at home.
1.8% of residents speak Spanish at home (100% very well).
0.4% of residents speak other Indo-European language at home (100% very well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).

Facilities with environmental interests located in this zip code:

• CHATTANOOGA ES (4TH & MONROE in CHATTANOOGA, OK)

  (National Center for Education Statistics) - STATE ID-16-I132-105
  

• CHATTANOOGA HS (4TH AND MONROE in CHATTANOOGA, OK)

  (National Center for Education Statistics) - STATE ID-16-I132-705
  

• CHATTANOOGA PUBLIC SCHOOLS (4TH & MONROE in CHATTANOOGA, OK)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

• CHATTANOOGA SCHOOL DISTRICT (4TH & MADISON in CHATTANOOGA, OK)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  Alternative names: CHATTANOOGA SD

Housing units lacking complete plumbing facilities: 3.7%
Housing units lacking complete kitchen facilities: 6.5%

Population in 1990: 483. Population change in the 1990s: +83 (+17.2%).

Place of birth for U.S.-born residents:

• This state: 471
• Northeast: 28
• Midwest: 46
• South: 50
• West: 37

51% of the 73528 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 65% lived in this county.
   Out of people who lived in different counties, 50% lived in Oklahoma.

97% of the 73528 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 71% moved from this county.
   Out of people who lived in different houses, 36% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 6
Students in private schools in grades 9 to 12 (high school): 2 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Finance and Insurance: Insurance Agencies and Brokerages (5-9 employees: 1 establishment)
• Finance and Insurance: Commercial Banking (5-9: 1)
• Accommodation and Food Services: Full-Service Restaurants (5-9: 1)
• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 1)

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2003 - 2018 the average number of fires per year is 7. The highest number of fires - 36 took place in 2008, and the least - 0 in 2004. The data has a rising trend.
When looking into fire subcategories, the most reports belonged to: Outside Fires (88.7%), and Structure Fires (5.2%).


• Fire incident types reported to NFIRS in Zip Code 73528
• 10288.7%Outside Fires
• 65.2%Structure Fires
• 54.3%Mobile Property/Vehicle Fires
• 21.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 73528, Oklahoma

Most common first names in zip code 73528 among deceased individuals
Name	Count	Lived (average)
George	7	71.3 years
Mary	6	84.0 years
William	5	70.0 years
Eva	4	83.5 years
John	4	77.5 years
Carl	3	83.0 years
Helen	3	78.7 years
Charles	3	73.0 years
Clarence	3	76.7 years
James	3	75.3 years

Most common last names in zip code 73528 among deceased individuals
Last name	Count	Lived (average)
Fisher	10	74.8 years
Fischer	8	78.6 years
Epps	5	79.2 years
Harvey	4	84.3 years
Humble	4	81.2 years
Bohl	4	73.7 years
Ochsner	4	88.2 years
Patton	4	86.2 years
Reed	4	73.2 years
Watts	4	77.3 years