78605 Zip Code (Bertram, TX) Detailed Profile

Estimated zip code population in 2022: 7,663
Zip code population in 2010: 4,952
Zip code population in 2000: 3,558

Houses and condos: 2,945
Renter-occupied apartments: 259
March 2022 cost of living index in zip code 78605: 79.8 (low, U.S. average is 100)

Land area: 163.5 sq. mi.
Water area: 0.4 sq. mi.

Population density: 47 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,949 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,042 (0.7%)

For population 25 years and over in 78605:

• High school or higher: 80.6%
• Bachelor's degree or higher: 15.7%
• Graduate or professional degree: 5.0%
• Unemployed: 2.0%
• Mean travel time to work (commute): 33.3 minutes

For population 15 years and over in 78605:

• Never married: 26.7%
• Now married: 59.2%
• Separated: 0.9%
• Widowed: 5.6%
• Divorced: 7.6%

• 
• • 5,14667.2%White
  • 1,96125.6%Hispanic or Latino
  • 5076.6%Two or more races
  • 330.4%Asian
  • 140.2%Black

100% rural population.

Averages for the 2020 tax year for zip code 78605, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $75,454 (Individual Income Tax Returns)

Here:	$75,454
State:	$77,054

Salary/wage: $61,129 (reported on 80.0% of returns)

Here:	$61,129
State:	$62,766

(% of AGI for various income ranges: 1251.2% for AGIs below $25k, 3698.5% for AGIs $25k-50k, 6568.2% for AGIs $50k-75k, 9333.8% for AGIs $75k-100k, 18679.3% for AGIs $100k-200k, 63555.0% for AGIs over 200k)

Taxable interest for individuals: $1,716 (reported on 26.9% of returns)

This zip code:	$1,716
Texas:	$2,665

(% of AGI for various income ranges: 14.7% for AGIs below $25k, 29.1% for AGIs $25k-50k, 40.6% for AGIs $50k-75k, 72.9% for AGIs $75k-100k, 79.6% for AGIs $100k-200k, 1577.5% for AGIs over 200k)

Ordinary dividends: $5,516 (reported on 14.8% of returns)

Here:	$5,516
State:	$10,044

(% of AGI for various income ranges: 25.8% for AGIs below $25k, 31.3% for AGIs $25k-50k, 60.3% for AGIs $50k-75k, 145.0% for AGIs $75k-100k, 157.9% for AGIs $100k-200k, 2930.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$18,439 (reported on 15.1% of returns)

Here:	+$18,439
State:	+$39,590

(% of AGI for various income ranges: 19.2% for AGIs below $25k, 35.9% for AGIs $25k-50k, 125.2% for AGIs $50k-75k, 101.2% for AGIs $75k-100k, 380.4% for AGIs $100k-200k, 16135.0% for AGIs over 200k)

Profit/loss from business: +$13,793 (reported on 24.3% of returns)

Here:	+$13,793
State:	+$10,888

(% of AGI for various income ranges: 302.9% for AGIs below $25k, 345.0% for AGIs $25k-50k, 444.2% for AGIs $50k-75k, 313.8% for AGIs $75k-100k, 775.0% for AGIs $100k-200k, 5420.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $21,709 (reported on 7.2% of returns)

78605:	$21,709
Texas:	$24,740

(% of AGI for various income ranges: 44.7% for AGIs below $25k, 98.9% for AGIs $25k-50k, 241.2% for AGIs $50k-75k, 249.2% for AGIs $75k-100k, 922.9% for AGIs $100k-200k)

Total itemized deductions: $32,090 (reported on 6.6% of returns)

Here:	$32,090
State:	$40,428

(% of AGI for various income ranges: 438.5% for AGIs $50k-75k, 263.3% for AGIs $75k-100k, 664.3% for AGIs $100k-200k, 6197.5% for AGIs over 200k)

Charity contributions: $10,807 (reported on 4.6% of returns)

Here:	$10,807
State:	$18,201

(% of AGI for various income ranges: 82.7% for AGIs $50k-75k, 150.0% for AGIs $100k-200k, 2050.0% for AGIs over 200k)

Taxes paid: $6,600 (reported on 6.6% of returns)

78605:	$6,600
State:	$7,821

(% of AGI for various income ranges: 10.0% for AGIs below $25k, 49.4% for AGIs $50k-75k, 62.9% for AGIs $75k-100k, 155.0% for AGIs $100k-200k, 1282.5% for AGIs over 200k)

Earned income credit: $2,373 (reported on 14.8% of returns)

Here:	$2,373
State:	$2,584

(% of AGI for various income ranges: 111.7% for AGIs below $25k, 75.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.1%

Here:	91%
State:	92%

(% for various income ranges: 89.8% for AGIs below $25k, 91.5% for AGIs $25k-50k, 91.7% for AGIs $50k-75k, 91.2% for AGIs $75k-100k, 92.0% for AGIs $100k-200k, 92.9% for AGIs over 200k)

Averages for the 2012 tax year for zip code 78605, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $56,324 (Individual Income Tax Returns)

Here:	$56,324
State:	$65,384

Salary/wage: $49,141 (reported on 79.8% of returns)

Here:	$49,141
State:	$52,524

(% of AGI for various income ranges: 71.7% for AGIs below $25k, 80.4% for AGIs $25k-50k, 78.7% for AGIs $50k-75k, 69.5% for AGIs $75k-100k, 74.2% for AGIs $100k-200k, 49.2% for AGIs over 200k)

Taxable interest for individuals: $2,444 (reported on 26.8% of returns)

This zip code:	$2,444
Texas:	$2,372

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Ordinary dividends: $7,627 (reported on 14.1% of returns)

Here:	$7,627
State:	$9,721

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 6.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$27,700 (reported on 11.7% of returns)

Here:	+$27,700
State:	+$35,319

(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 22.6% for AGIs over 200k)

Profit/loss from business: +$11,669 (reported on 23.9% of returns)

Here:	+$11,669
State:	+$13,732

(% of AGI for various income ranges: 17.1% for AGIs below $25k, 6.2% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 6.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $23,581 (reported on 9.9% of returns)

78605:	$23,581
Texas:	$19,511

(% of AGI for various income ranges: 1.7% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 10.7% for AGIs $100k-200k)

Total itemized deductions: $21,060 (18% of AGI, reported on 22.1% of returns)

Here:	$21,060
State:	$24,724

Here:	17.7% of AGI
State:	15.9% of AGI

(% of AGI for various income ranges: 6.1% for AGIs below $25k, 6.2% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 11.1% for AGIs $75k-100k, 10.7% for AGIs $100k-200k, 5.5% for AGIs over 200k)

Charity contributions: $5,485 (reported on 15.5% of returns)

Here:	$5,485
State:	$6,808

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Taxes paid: $4,885 (reported on 22.1% of returns)

78605:	$4,885
State:	$6,921

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.3% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Earned income credit: $2,249 (reported on 21.1% of returns)

Here:	$2,249
State:	$2,570

(% of AGI for various income ranges: 7.9% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 48.8%

Here:	49%
State:	51%

(% for various income ranges: 48.7% for AGIs below $25k, 44.8% for AGIs $25k-50k, 48.4% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 55.0% for AGIs $100k-200k, 66.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 78605, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,991 (Individual Income Tax Returns)

Here:	$43,991
State:	$47,881

Salary/wage: $38,368 (reported on 81.2% of returns)

Here:	$38,368
State:	$41,947

(% of AGI for various income ranges: 218.5% for AGIs below $10k, 78.1% for AGIs $10k-25k, 81.1% for AGIs $25k-50k, 80.3% for AGIs $50k-75k, 78.2% for AGIs $75k-100k, 49.0% for AGIs over 100k)

Taxable interest for individuals: $1,406 (reported on 32.5% of returns)

This zip code:	$1,406
Texas:	$2,255

(% of AGI for various income ranges: 15.8% for AGIs below $10k, 1.8% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $3,137 (reported on 13.2% of returns)

Here:	$3,137
State:	$4,261

(% of AGI for various income ranges: 10.4% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Net capital gain/loss: +$16,683 (reported on 14.4% of returns)

Here:	+$16,683
State:	+$16,110

(% of AGI for various income ranges: 11.6% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 14.2% for AGIs over 100k)

Profit/loss from business: +$7,161 (reported on 23.4% of returns)

Here:	+$7,161
State:	+$11,013

(% of AGI for various income ranges: 24.0% for AGIs below $10k, 7.5% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 8.4% for AGIs $75k-100k, 1.7% for AGIs over 100k)

IRA payment deduction: $3,276 (reported on 1.7% of returns)

78605:	$3,276
Texas:	$3,120

Total itemized deductions: $17,065 (18% of AGI, reported on 23.9% of returns)

Here:	$17,065
State:	$19,631

Here:	17.8% of AGI
State:	18.9% of AGI

(% of AGI for various income ranges: 8.2% for AGIs $10k-25k, 8.8% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 12.0% for AGIs $75k-100k, 8.0% for AGIs over 100k)

Charity contributions deductions: $4,421 (4% of AGI, reported on 16.8% of returns)

Here:	$4,421
State:	$4,753

Here:	4.0% of AGI
State:	4.2% of AGI

(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $5,897 (reported on 73.4% of returns)

78605:	$5,897
State:	$9,058

(% of AGI for various income ranges: 12.1% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 13.8% for AGIs over 100k)

Earned income credit: $1,963 (reported on 19.0% of returns)

Here:	$1,963
State:	$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 56.3%

Here:	56%
State:	57%

(% for various income ranges: 47.7% for AGIs below $10k, 63.6% for AGIs $10k-25k, 57.0% for AGIs $25k-50k, 50.6% for AGIs $50k-75k, 56.3% for AGIs $75k-100k, 66.7% for AGIs over 100k)

Nearest zip codes: 78642, 78608, 78611, 76527, 78641, 78654.
Burnet Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 242
Household did not receive Food Stamps/SNAP in the past 12 months: 2,546

Women who had a birth in the past 12 months: 59 (60 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,633 (852 now married, 776 unmarried)

Housing units in zip code 78605 with a mortgage: 1,233 (45 second mortgage, 43 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,940
Median monthly owner costs for units without a mortgage: $353

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 78605 household income distribution in 2022

• 33Less than $10,000
• 59$10,000 to $14,999
• 45$15,000 to $19,999
• 49$20,000 to $24,999
• 73$25,000 to $29,999
• 60$30,000 to $34,999
• 71$35,000 to $39,999
• 122$40,000 to $44,999
• 185$45,000 to $49,999
• 365$50,000 to $59,999
• 253$60,000 to $74,999
• 404$75,000 to $99,999
• 285$100,000 to $124,999
• 297$125,000 to $149,999
• 171$150,000 to $199,999
• 296$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 78605

• 84Less than $10,000
• 44$10,000 to $14,999
• 23$15,000 to $19,999
• 2$30,000 to $34,999
• 62$40,000 to $49,999
• 94$50,000 to $59,999
• 19$60,000 to $69,999
• 14$70,000 to $79,999
• 175$90,000 to $99,999
• 87$100,000 to $124,999
• 89$125,000 to $149,999
• 164$150,000 to $174,999
• 203$175,000 to $199,999
• 192$200,000 to $249,999
• 93$250,000 to $299,999
• 276$300,000 to $399,999
• 235$400,000 to $499,999
• 306$500,000 to $749,999
• 143$750,000 to $999,999
• 71$1,000,000 to $1,499,999
• 8$1,500,000 to $1,999,999
• 33$2,000,000 or more

• Rent paid by renters in 2022 in zip code 78605

• 7$200 to $249
• 52$400 to $449
• 23$550 to $599
• 15$650 to $699
• 13$800 to $899
• 10$900 to $999
• 28$1,000 to $1,249
• 40$1,250 to $1,499
• 9$1,500 to $1,999
• 5$2,000 to $2,499
• 44No cash rent

Median gross rent in 2022: $1,115.

Median price asked for vacant for-sale houses and condos in 2022: $308,081.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $184,135
• American Indian or Alaska Native householders: $75,094
• Asian householders: $707,225
• Some other race householders: $125,500
• Two or more races householders: $25,714
• Hispanic or Latino householders: $163,562

Estimated median house or condo value in 2022: $219,626 Lower value quartile - upper value quartile: $114,901 - $448,183

Mean price in 2022:

Detached houses: $393,374

Here:	$393,374
State:	$369,058

Mobile homes: $218,835

Here:	$218,835
State:	$124,413

Housing units in structures:

• One, detached: 1,806
• One, attached: 32
• 3 or 4: 8
• Mobile homes: 1,039

Unemployment: 2.0%

• Means of transportation to work in zip code 78605

• 67.9%2,594Drove a car alone
• 24.2%926Carpooled
• 0.4%15Bus or trolley bus
• 0.1%5Walked
• 0.1%4Other means
• 5.4%207Worked at home

• Travel time to work (commute) in zip code 78605

• 55Less than 5 minutes
• 4145 to 9 minutes
• 22210 to 14 minutes
• 41215 to 19 minutes
• 9520 to 24 minutes
• 29625 to 29 minutes
• 47230 to 34 minutes
• 11935 to 39 minutes
• 34540 to 44 minutes
• 53945 to 59 minutes
• 48760 to 89 minutes
• 5690 or more minutes

Percentage of zip code residents living and working in this county: 48.8%

Household type by relationship:

Households: 7,663

• Male householders: 1,372 (161 living alone), Female householders: 1,422 (481 living alone)

• 1,458 spouses (1,455 opposite-sex spouses), 134 unmarried partners, (134 opposite-sex unmarried partners), 2,068 children (1,847 natural, 144 adopted, 79 stepchildren), 299 grandchildren, 129 brothers or sisters, 66 parents, 0 foster children, 325 other relatives, 288 non-relatives

• In group quarters: 80 (-1 institutionalized population)

Size of family households: 1,086 2-persons, 414 3-persons, 158 4-persons, 289 5-persons, 61 6-persons, 57 7-or-more-persons

Size of nonfamily households: 641 1-person, 72 2-persons, 7 4-persons, 4 5-persons

764 married couples with children.
494 single-parent households (161 men, 333 women).

78.9% of residents of 78605 zip code speak English at home.
19.6% of residents speak Spanish at home (69% very well, 14% well, 16% not well, 2% not at all).
0.7% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak Asian or Pacific Island language at home (39% very well, 61% well).

Housing units lacking complete plumbing facilities: 0.2%
Housing units lacking complete kitchen facilities: 1.5%

Population in 1990: 1,622. Population change in the 1990s: +1,936 (+119.4%).

Place of birth for U.S.-born residents:

• This state: 4,540
• Northeast: 207
• Midwest: 489
• South: 478
• West: 849

52% of the 78605 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 27% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

91% of the 78605 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 31% moved from this county.
   Out of people who lived in different houses, 44% moved from different county within same state.
   Out of people who lived in different houses, 22% moved from different state.
   Out of people who lived in different houses, 8% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 216
Students in private schools in grades 9 to 12 (high school): 21 Students in private undergraduate colleges: 4

Companies with federal contracts located in this zip code:

• D I J CONSTRUCTION INC (2332 COUNTY RD 252 in BERTRAM, TX; small business)

  $28,900 with Air Force for Maintenance, Repair or Alteration of Real Property -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2003-11-19. Completion date: 2003-12-15.

• BROTZMAN, LE ROY (201 COUNTY ROAD 332 in BERTRAM, TX; small business) : $15,282 in 3 contracts from 2004 to 2006

  $7,820 with Army for Guard Services. Signed on 2004-03-08. Completion date: 2004-08-16.
  $7,544 with Army for Other Housekeeping Services. Signed on 2006-02-10. Completion date: 2006-04-01.
  -$82, same as above. Signed on 2006-04-10. Completion date: 2006-09-30.
  

Top industries in this zip code by the number of employees in 2005:

• Construction: New Housing Operative Builders (50-99 employees: 1 establishment)
• Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
• Utilities: Electric Power Distribution (50-99: 1)
• Construction: Highway, Street, and Bridge Construction (20-49: 1)
• Health Care and Social Assistance: Child Day Care Services (10-19: 2, 1-4: 1)
• Health Care and Social Assistance: Residential Mental Retardation Facilities (5-9: 3)
• Professional, Scientific, and Technical Services: Engineering Services (10-19: 1, 1-4: 1)
• Finance and Insurance: Commercial Banking (10-19: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 62. The highest number of reported fires - 124 took place in 2007, and the least - 30 in 2014. The data has a declining trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (79.6%), and Structure Fires (13.3%).


• Fire incident types reported to NFIRS in Zip Code 78605
• 83479.6%Outside Fires
• 13913.3%Structure Fires
• 474.5%Mobile Property/Vehicle Fires
• 282.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 78605, Texas

Most common first names in zip code 78605 among deceased individuals
Name	Count	Lived (average)
John	26	78.5 years
William	24	76.7 years
James	23	77.9 years
Mary	15	79.6 years
Thomas	11	74.7 years
Charles	9	70.9 years
Emma	9	88.2 years
Robert	9	66.2 years
Lois	8	79.0 years
Walter	8	82.0 years

Most common last names in zip code 78605 among deceased individuals
Last name	Count	Lived (average)
Taylor	18	78.8 years
Smith	17	82.6 years
Allen	12	84.9 years
Williams	12	73.5 years
Watson	10	73.0 years
Warden	9	77.7 years
Bird	8	75.3 years
Johnson	8	85.5 years
Hibler	8	77.5 years
Kincheloe	8	78.6 years

Businesses in zip code 78605

• Jimmy John's: 1
• UPS: 1