Estimated zip code population in 2022: 14,729 Zip code population in 2010: 9,773 Zip code population in 2000: 7,635
Houses and condos: 7,501 Renter-occupied apartments: 763
% of renters here:
12%
State:
38%
March 2022 cost of living index in zip code 78645: 92.1 (less than average, U.S. average is 100)
Land area: 31.6 sq. mi. Water area: 6.4 sq. mi.
Population density: 466 people per square mile
(low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
1.5% ($6,180)
Texas:
1.5% ($4,050)
Median real estate property taxes paid for housing units with mortgages in 2022: $6,734 (1.5%) Median real estate property taxes paid for housing units with no mortgage in 2022: $5,185 (1.4%)
Estimated median house/condo value in 2022: $425,250
78645:
$425,250
Texas:
$275,400
According to our research of Texas and other state lists, there were 22 registered sex offenders living in 78645 zip code as of May 28, 2024. The ratio of all residents to sex offenders in zip code 78645 is 474 to 1. The ratio of registered sex offenders to all residents in this zip code is near the state average.
Median resident age:
This zip code:
53.6 years
Texas median age:
35.6 years
Average household size:
This zip code:
2.3 people
Texas:
2.6 people
Averages for the 2020 tax year for zip code 78645, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $122,224 (Individual Income Tax Returns)
Here:
$122,224
State:
$77,054
Salary/wage: $89,439 (reported on 75.7% of returns)
Here:
$89,439
State:
$62,766
(% of AGI for various income ranges: 1036.9% for AGIs below $25k, 3285.3% for AGIs $25k-50k, 6252.3% for AGIs $50k-75k, 8755.0% for AGIs $75k-100k, 18858.3% for AGIs $100k-200k, 87371.6% for AGIs over 200k)
Taxable interest for individuals: $1,767 (reported on 37.6% of returns)
This zip code:
$1,767
Texas:
$2,665
(% of AGI for various income ranges: 32.3% for AGIs below $25k, 33.8% for AGIs $25k-50k, 46.3% for AGIs $50k-75k, 80.4% for AGIs $75k-100k, 135.7% for AGIs $100k-200k, 975.2% for AGIs over 200k)
Ordinary dividends: $8,977 (reported on 27.9% of returns)
Here:
$8,977
State:
$10,044
(% of AGI for various income ranges: 61.2% for AGIs below $25k, 101.9% for AGIs $25k-50k, 129.6% for AGIs $50k-75k, 220.2% for AGIs $75k-100k, 534.2% for AGIs $100k-200k, 4316.4% for AGIs over 200k)
Net capital gain/loss in AGI: +$39,361 (reported on 26.8% of returns)
Here:
+$39,361
State:
+$39,590
(% of AGI for various income ranges: 19.3% for AGIs below $25k, 108.3% for AGIs $25k-50k, 171.2% for AGIs $50k-75k, 254.3% for AGIs $75k-100k, 901.6% for AGIs $100k-200k, 27945.2% for AGIs over 200k)
Profit/loss from business: +$23,962 (reported on 22.3% of returns)
Here:
+$23,962
State:
+$10,888
(% of AGI for various income ranges: 224.2% for AGIs below $25k, 339.4% for AGIs $25k-50k, 310.0% for AGIs $50k-75k, 434.4% for AGIs $75k-100k, 1036.1% for AGIs $100k-200k, 8552.8% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $27,779 (reported on 12.5% of returns)
78645:
$27,779
Texas:
$24,740
(% of AGI for various income ranges: 94.2% for AGIs below $25k, 169.6% for AGIs $25k-50k, 322.2% for AGIs $50k-75k, 603.3% for AGIs $75k-100k, 1190.4% for AGIs $100k-200k, 3134.8% for AGIs over 200k)
Self-employed (Keogh) retirement plans: $31,960 (reported on 0.6% of returns)
78645:
$31,960
Texas:
$29,298
(% of AGI for various income ranges: 639.2% for AGIs over 200k)
Total itemized deductions: $33,537 (reported on 13.9% of returns)
Here:
$33,537
State:
$40,428
(% of AGI for various income ranges: 153.6% for AGIs below $25k, 239.9% for AGIs $25k-50k, 320.1% for AGIs $50k-75k, 583.3% for AGIs $75k-100k, 1202.7% for AGIs $100k-200k, 6270.0% for AGIs over 200k)
Charity contributions: $10,552 (reported on 10.6% of returns)
Here:
$10,552
State:
$18,201
(% of AGI for various income ranges: 5.4% for AGIs below $25k, 24.1% for AGIs $25k-50k, 30.5% for AGIs $50k-75k, 94.6% for AGIs $75k-100k, 213.5% for AGIs $100k-200k, 2281.2% for AGIs over 200k)
Taxes paid: $8,286 (reported on 13.8% of returns)
78645:
$8,286
State:
$7,821
(% of AGI for various income ranges: 29.8% for AGIs below $25k, 59.8% for AGIs $25k-50k, 97.8% for AGIs $50k-75k, 170.2% for AGIs $75k-100k, 338.7% for AGIs $100k-200k, 1294.4% for AGIs over 200k)
Earned income credit: $1,961 (reported on 8.6% of returns)
Here:
$1,961
State:
$2,584
(% of AGI for various income ranges: 67.9% for AGIs below $25k, 47.3% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2020 taxes: 91.0%
Here:
91%
State:
92%
(% for various income ranges: 88.3% for AGIs below $25k, 91.5% for AGIs $25k-50k, 90.7% for AGIs $50k-75k, 90.5% for AGIs $75k-100k, 92.1% for AGIs $100k-200k, 94.3% for AGIs over 200k)
Averages for the 2012 tax year for zip code 78645, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $74,803 (Individual Income Tax Returns)
Here:
$74,803
State:
$65,384
Salary/wage: $62,400 (reported on 76.6% of returns)
Here:
$62,400
State:
$52,524
(% of AGI for various income ranges: 65.0% for AGIs below $25k, 68.0% for AGIs $25k-50k, 67.9% for AGIs $50k-75k, 66.6% for AGIs $75k-100k, 66.3% for AGIs $100k-200k, 57.3% for AGIs over 200k)
Taxable interest for individuals: $2,012 (reported on 39.8% of returns)
This zip code:
$2,012
Texas:
$2,372
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 1.6% for AGIs over 200k)
Ordinary dividends: $8,122 (reported on 26.8% of returns)
Here:
$8,122
State:
$9,721
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 4.5% for AGIs over 200k)
Net capital gain/loss in AGI: +$9,871 (reported on 24.9% of returns)
Here:
+$9,871
State:
+$35,319
(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 7.8% for AGIs over 200k)
Profit/loss from business: +$14,345 (reported on 22.2% of returns)
Here:
+$14,345
State:
+$13,732
(% of AGI for various income ranges: 13.1% for AGIs below $25k, 7.5% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 3.8% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $22,538 (reported on 14.2% of returns)
78645:
$22,538
Texas:
$19,511
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.7% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 4.9% for AGIs $100k-200k, 3.5% for AGIs over 200k)
Self-employment retirement plans: $17,000 (reported on 0.6% of returns)
78645:
$17,000
Texas:
$23,938
Total itemized deductions: $24,158 (20% of AGI, reported on 41.2% of returns)
Here:
$24,158
State:
$24,724
Here:
19.6% of AGI
State:
15.9% of AGI
(% of AGI for various income ranges: 19.2% for AGIs below $25k, 13.4% for AGIs $25k-50k, 13.5% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 13.4% for AGIs $100k-200k, 11.9% for AGIs over 200k)
Charity contributions: $3,982 (reported on 32.0% of returns)
Here:
$3,982
State:
$6,808
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.9% for AGIs over 200k)
Taxes paid: $7,926 (reported on 40.8% of returns)
78645:
$7,926
State:
$6,921
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 3.7% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 4.8% for AGIs $100k-200k, 4.2% for AGIs over 200k)
Earned income credit: $2,020 (reported on 12.5% of returns)
Here:
$2,020
State:
$2,570
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 1.0% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 40.0%
Here:
40%
State:
51%
(% for various income ranges: 34.6% for AGIs below $25k, 37.5% for AGIs $25k-50k, 41.3% for AGIs $50k-75k, 39.0% for AGIs $75k-100k, 45.2% for AGIs $100k-200k, 63.3% for AGIs over 200k)
Averages for the 2004 tax year for zip code 78645, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $59,555 (Individual Income Tax Returns)
Here:
$59,555
State:
$47,881
Salary/wage: $52,020 (reported on 77.6% of returns)
Here:
$52,020
State:
$41,947
(% of AGI for various income ranges: 215.3% for AGIs below $10k, 67.4% for AGIs $10k-25k, 73.2% for AGIs $25k-50k, 69.2% for AGIs $50k-75k, 70.7% for AGIs $75k-100k, 63.1% for AGIs over 100k)
Taxable interest for individuals: $2,025 (reported on 49.1% of returns)
This zip code:
$2,025
Texas:
$2,255
(% of AGI for various income ranges: 10.6% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.9% for AGIs over 100k)
Taxable dividends: $3,822 (reported on 28.5% of returns)
Here:
$3,822
State:
$4,261
(% of AGI for various income ranges: 17.3% for AGIs below $10k, 3.4% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.8% for AGIs over 100k)
Net capital gain/loss: +$13,284 (reported on 29.0% of returns)
Here:
+$13,284
State:
+$16,110
(% of AGI for various income ranges: -7.9% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 12.5% for AGIs over 100k)
Profit/loss from business: +$13,145 (reported on 23.8% of returns)
Here:
+$13,145
State:
+$11,013
(% of AGI for various income ranges: -17.4% for AGIs below $10k, 10.7% for AGIs $10k-25k, 5.0% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 5.2% for AGIs over 100k)
IRA payment deduction: $3,276 (reported on 3.1% of returns)
78645:
$3,276
Texas:
$3,120
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)
Self-employed pension: $10,400 (reported on 1.1% of returns)
Here:
$10,400
Texas:
$16,401
Total itemized deductions: $19,569 (22% of AGI, reported on 47.4% of returns)
Here:
$19,569
State:
$19,631
Here:
22.4% of AGI
State:
18.9% of AGI
(% of AGI for various income ranges: 65.1% for AGIs below $10k, 21.1% for AGIs $10k-25k, 16.0% for AGIs $25k-50k, 17.4% for AGIs $50k-75k, 17.6% for AGIs $75k-100k, 13.0% for AGIs over 100k)
Charity contributions deductions: $2,806 (3% of AGI, reported on 37.6% of returns)
Here:
$2,806
State:
$4,753
Here:
3.0% of AGI
State:
4.2% of AGI
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.7% for AGIs over 100k)
Total tax: $9,459 (reported on 82.2% of returns)
78645:
$9,459
State:
$9,058
(% of AGI for various income ranges: 11.7% for AGIs below $10k, 5.0% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 17.9% for AGIs over 100k)
Earned income credit: $1,498 (reported on 10.7% of returns)
Here:
$1,498
State:
$2,024
Percentage of individuals using paid preparers for their 2004 taxes: 46.5%
Here:
47%
State:
57%
(% for various income ranges: 41.6% for AGIs below $10k, 49.9% for AGIs $10k-25k, 45.1% for AGIs $25k-50k, 46.2% for AGIs $50k-75k, 43.4% for AGIs $75k-100k, 52.5% for AGIs over 100k)
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
Lesbian couples: 0.1% of all households
Gay men: 0.2% of all households
Household received Food Stamps/SNAP in the past 12 months: 297 Household did not receive Food Stamps/SNAP in the past 12 months: 6,217
Women who had a birth in the past 12 months: 146 (138 now married, 10 unmarried) Women who did not have a birth in the past 12 months: 2,106 (1,326 now married, 768 unmarried)
Housing units in zip code 78645 with a mortgage: 3,455 (313 second mortgage, 19 home equity loan, 201 both second mortgage and home equity loan) Houses without a mortgage: 20
Median monthly owner costs for units with a mortgage: $2,257 Median monthly owner costs for units without a mortgage: $821
Residents with income below the poverty level in 2022:
This zip code:
4.5%
Whole state:
14.0%
Residents with income below 50% of the poverty level in 2022:
This zip code:
1.6%
Whole state:
7.4%
Median number of rooms in houses and condos:
Here:
6.1
State:
6.3
Median number of rooms in apartments:
Here:
4.0
State:
4.0
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 78645: Lakeshore Ranch (A), Sandy Creek Arm (B), North Lake Travis Fire and Rescue Station 103 (C), North Lake Travis Fire and Rescue Station 105 (D), North Lake Travis Fire and Rescue Station 101 (E), North Lake Travis Fire and Rescue Station 104 (F), Austin / Travis County Emergency Medical Service - Medic 25 (G), Austin / Travis County Emergency Medical Service - Rescue 22 (H). Display/hide their locations on the map
Churches in zip code 78645 include: South Jonestown Church (A), First Baptist Church - Jonestown (B), Travis Oaks Baptist Church (C), Saint Peters Episcopal Church (D), Rolling Hills Community Church (E). Display/hide their locations on the map
Parks in zip code 78645 include: Arkansas Bend Park (1), Laura Reed Park (2), Highland Lake (3), Lago Vista Stadium (4), Dave Reed Park (5), Bar K Park (6). Display/hide their locations on the map
Size of family households: 2,660 2-persons, 1,044 3-persons, 555 4-persons, 322 5-persons, 92 6-persons
Size of nonfamily households: 1,497 1-person, 310 2-persons, 76 3-persons
1,633 married couples with children.
117 single-parent households (83 men, 34 women).
86.4% of residents of 78645 zip code speak English at home.
12.4% of residents speak Spanish at home (61% very well, 14% well, 18% not well, 7% not at all).
1.3% of residents speak other Indo-European language at home (71% very well, 19% well, 10% not well).
0.1% of residents speak Asian or Pacific Island language at home (72% very well, 28% well).
Foreign born population: 1,403 (9.5%) (49.1% of them are naturalized citizens)
This zip code:
9.5%
Whole state:
17.2%
53%Honduras
8%Sweden
7%United Kingdom, excluding England and Scotland
5%Azores Islands
3%Barbados
3%Romania
3%Taiwan
14%English
12%European
10%American
9%Irish
9%German
2%Scottish
1%Swedish
Year of entry for the foreign-born population
3152010 or later
3912000 to 2009
2721990 to 1999
635Before 1990
Facilities with environmental interests located in this zip code:
B & W HOMES-LAGO VISTA WATER SYS (PO BOX 147 in LAGO VISTA, TX)
(Integrated Compliance Information System) - ICIS-06-1997-0706, FORMAL ENFORCEMENT ACTION, ICIS-06-1996-0429, ICIS-06-2000-0480, Business SIC classification: WATER SUPPLY
Housing units lacking complete plumbing facilities: 0.5% Housing units lacking complete kitchen facilities: 2.6%
79.6%Electricity
13.6%Bottled, tank, or LP gas
5.6%Utility gas
0.7%Wood
Population in 1990: 4,060. Population change in the 1990s: +3,575 (+88.1%).
Place of birth for U.S.-born residents:
This state: 7,159
Northeast: 882
Midwest: 2,254
South: 1,436
West: 1,381
44% of the 78645 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 43% lived in this county. Out of people who lived in different counties, 50% lived in Texas.
86% of the 78645 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 38% moved from this county. Out of people who lived in different houses, 44% moved from different county within same state. Out of people who lived in different houses, 18% moved from different state. Out of people who lived in different houses, 2% moved from abroad.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 134
Here:
14.4%
Texas:
8.8%
Students in private schools in grades 9 to 12 (high school): 212
Here:
33.7%
Texas:
8.0%
Students in private undergraduate colleges: 5
Here:
3.5%
Texas:
16.2%
Occupation by median earnings in the past 12 months ($)
140,854Architecture and engineering occupations
120,305Legal occupations
97,654Management occupations
97,301Computer and mathematical occupations
93,176Transportation occupations
87,238Business and financial operations occupations
Companies with federal contracts located in this zip code:
TRADEWINDS TRADING COMPANY, IN (3610 LOHMAN FORD RD in LEANDER, TX; small business) : $221,399 in 13 contractsfrom 2004 to 2006
Contracts for Medical and Surgical Instruments, Equipment, and Supplies, Cabinets, Lockers, Bins, and Shelving, Dental Instruments, Equipment, and Supplies, Boxes, Cartons, and Crates, and moreby Army, Navy, U.S. Special Operations Command, Uniformed Services University of the Health Sciences, and others Signed by year:2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $65,269; 2005: $104,035; 2006: $52,095.
Biggest contracts:
$73,090 with Army for Medical and Surgical Instruments, Equipment, and Supplies. Taking place in WA. Signed on 2005-07-29. Completion date: 2005-08-30.
$46,809 with Navy for Cabinets, Lockers, Bins, and Shelving. Signed on 2004-01-23. Completion date: 2004-03-15.
$29,710 with U.S. Special Operations Command for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 2006-04-17. Completion date: 2006-07-29.
$22,568 with Army for Dental Instruments, Equipment, and Supplies. Signed on 2006-04-03. Completion date: 2006-04-29.
MEN MICRO INC (19801 BOGGY FORD ROAD STE in LAGO VISTA, TX; small business) : $64,953 in 4 contractsfrom 2003 to 2006
$44,700 with Navy for ADP Input/Output and Storage Devices. Signed on 2006-02-07. Completion date: 2006-05-12.
$7,920, same as above.Signed on 2004-06-09. Completion date: 2004-06-30.
$7,080, same as above.Signed on 2004-02-11. Completion date: 2004-03-17.
$5,253, same as above.Signed on 2003-12-17. Completion date: 2004-01-30.
ARCHIE D BARRETT (18002 AUSTIN BLVD in LAGO VISTA, TX; small business)
$39,100 with Navy for Lectures For Training. Taking place in CA. Signed on 2005-06-20. Completion date: 2005-12-31.
TARGA ANALYTICAL SYSTEMS AND D (318 FLIGHTLINE in LAGO VISTA, TX; small business) : $32,658 in 2 contractsfrom 2001 to 2005
$29,058 with Army for Valves, Powered. Signed on 2001-09-21. Completion date: 2001-11-09.
$3,600, same as above.Signed on 2005-03-21. Completion date: 2005-04-30.
BDI DATALYNK (2807 DOUGLAS COVE in LEANDER, TX; small business) : $21,480 in 2 contractsin 2005
$17,900 with Army for Packing/Crating Services. Signed on 2005-10-17. Completion date: 2005-10-21.
$3,580, same as above.Signed on 2005-11-04. Completion date: 2005-10-21.
Top industries in this zip code by the number of employees in 2005:
Detailed PMIC statistics for the following Tracts:0017.67
2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents
Based on the data from the years 2003 - 2018 the average number of fire incidents per year is 58. The highest number of fire incidents - 79 took place in 2018, and the least - 44 in 2003. The data has a growing trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (52.0%), and Structure Fires (32.9%).
Fire incident types reported to NFIRS in Zip Code 78645