81403 Zip Code (Montrose, CO) Detailed Profile

Estimated zip code population in 2022: 11,520

Houses and condos: 5,374
Renter-occupied apartments: 943
March 2022 cost of living index in zip code 81403: 95.0 (less than average, U.S. average is 100)

Land area: 552.5 sq. mi.
Water area: 0.1 sq. mi.

Population density: 21 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,623 (0.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,647 (0.3%)

For population 25 years and over in 81403:

• High school or higher: 91.9%
• Bachelor's degree or higher: 36.1%
• Graduate or professional degree: 10.5%
• Unemployed: 3.5%
• Mean travel time to work (commute): 22.7 minutes

For population 15 years and over in 81403:

• Never married: 17.5%
• Now married: 66.8%
• Separated: 0.9%
• Widowed: 5.5%
• Divorced: 9.3%

100% urban population.

Averages for the 2020 tax year for zip code 81403, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $74,605 (Individual Income Tax Returns)

Here:	$74,605
State:	$89,260

Salary/wage: $55,190 (reported on 71.7% of returns)

Here:	$55,190
State:	$70,330

(% of AGI for various income ranges: 1271.8% for AGIs below $25k, 3556.7% for AGIs $25k-50k, 6011.5% for AGIs $50k-75k, 9161.2% for AGIs $75k-100k, 16009.1% for AGIs $100k-200k, 63288.6% for AGIs over 200k)

Taxable interest for individuals: $2,187 (reported on 37.5% of returns)

This zip code:	$2,187
Colorado:	$2,176

(% of AGI for various income ranges: 32.4% for AGIs below $25k, 78.5% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 111.5% for AGIs $75k-100k, 376.0% for AGIs $100k-200k, 1615.7% for AGIs over 200k)

Ordinary dividends: $7,600 (reported on 26.3% of returns)

Here:	$7,600
State:	$8,820

(% of AGI for various income ranges: 70.8% for AGIs below $25k, 89.8% for AGIs $25k-50k, 230.4% for AGIs $50k-75k, 262.1% for AGIs $75k-100k, 599.8% for AGIs $100k-200k, 7087.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$24,550 (reported on 26.3% of returns)

Here:	+$24,550
State:	+$37,276

(% of AGI for various income ranges: 38.3% for AGIs below $25k, 117.0% for AGIs $25k-50k, 265.4% for AGIs $50k-75k, 477.3% for AGIs $75k-100k, 1522.2% for AGIs $100k-200k, 36110.0% for AGIs over 200k)

Profit/loss from business: +$14,059 (reported on 20.0% of returns)

Here:	+$14,059
State:	+$15,295

(% of AGI for various income ranges: 189.5% for AGIs below $25k, 355.0% for AGIs $25k-50k, 443.7% for AGIs $50k-75k, 636.1% for AGIs $75k-100k, 640.4% for AGIs $100k-200k, 4770.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $23,105 (reported on 15.0% of returns)

81403:	$23,105
Colorado:	$23,785

(% of AGI for various income ranges: 110.4% for AGIs below $25k, 166.7% for AGIs $25k-50k, 408.3% for AGIs $50k-75k, 754.5% for AGIs $75k-100k, 1654.2% for AGIs $100k-200k, 6915.7% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $23,767 (reported on 0.5% of returns)

81403:	$23,767
Colorado:	$23,633

(% of AGI for various income ranges: 158.4% for AGIs $100k-200k)

Total itemized deductions: $34,290 (reported on 8.5% of returns)

Here:	$34,290
State:	$35,141

(% of AGI for various income ranges: 71.6% for AGIs below $25k, 126.7% for AGIs $25k-50k, 307.0% for AGIs $50k-75k, 438.2% for AGIs $75k-100k, 1238.9% for AGIs $100k-200k, 8417.1% for AGIs over 200k)

Charity contributions: $13,124 (reported on 6.7% of returns)

Here:	$13,124
State:	$12,103

(% of AGI for various income ranges: 28.5% for AGIs $25k-50k, 45.2% for AGIs $50k-75k, 143.9% for AGIs $75k-100k, 299.6% for AGIs $100k-200k, 3812.9% for AGIs over 200k)

Taxes paid: $6,942 (reported on 8.5% of returns)

81403:	$6,942
State:	$7,710

(% of AGI for various income ranges: 9.0% for AGIs below $25k, 14.8% for AGIs $25k-50k, 56.5% for AGIs $50k-75k, 91.8% for AGIs $75k-100k, 286.0% for AGIs $100k-200k, 1728.6% for AGIs over 200k)

Earned income credit: $2,139 (reported on 11.7% of returns)

Here:	$2,139
State:	$2,053

(% of AGI for various income ranges: 74.2% for AGIs below $25k, 69.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.2%

Here:	92%
State:	93%

(% for various income ranges: 91.1% for AGIs below $25k, 92.1% for AGIs $25k-50k, 93.0% for AGIs $50k-75k, 91.7% for AGIs $75k-100k, 93.5% for AGIs $100k-200k, 93.8% for AGIs over 200k)

Averages for the 2012 tax year for zip code 81403, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $60,371 (Individual Income Tax Returns)

Here:	$60,371
State:	$69,103

Salary/wage: $44,430 (reported on 74.9% of returns)

Here:	$44,430
State:	$54,794

(% of AGI for various income ranges: 69.9% for AGIs below $25k, 68.1% for AGIs $25k-50k, 61.9% for AGIs $50k-75k, 61.7% for AGIs $75k-100k, 56.5% for AGIs $100k-200k, 31.7% for AGIs over 200k)

Taxable interest for individuals: $2,649 (reported on 38.9% of returns)

This zip code:	$2,649
Colorado:	$1,971

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Ordinary dividends: $5,404 (reported on 25.1% of returns)

Here:	$5,404
State:	$7,140

(% of AGI for various income ranges: 2.9% for AGIs below $25k, 1.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Net capital gain/loss in AGI: +$15,546 (reported on 23.7% of returns)

Here:	+$15,546
State:	+$23,009

(% of AGI for various income ranges: 1.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 5.3% for AGIs $100k-200k, 18.2% for AGIs over 200k)

Profit/loss from business: +$13,926 (reported on 21.7% of returns)

Here:	+$13,926
State:	+$13,514

(% of AGI for various income ranges: 8.5% for AGIs below $25k, 6.1% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.9% for AGIs $100k-200k, 6.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $20,010 (reported on 15.4% of returns)

81403:	$20,010
Colorado:	$17,927

(% of AGI for various income ranges: 4.8% for AGIs below $25k, 3.8% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 5.1% for AGIs $75k-100k, 5.9% for AGIs $100k-200k, 5.9% for AGIs over 200k)

Self-employment retirement plans: $16,840 (reported on 1.2% of returns)

81403:	$16,840
Colorado:	$19,483

Total itemized deductions: $22,661 (21% of AGI, reported on 34.3% of returns)

Here:	$22,661
State:	$24,621

Here:	21.3% of AGI
State:	18.5% of AGI

(% of AGI for various income ranges: 11.7% for AGIs below $25k, 12.8% for AGIs $25k-50k, 13.3% for AGIs $50k-75k, 14.3% for AGIs $75k-100k, 14.5% for AGIs $100k-200k, 10.4% for AGIs over 200k)

Charity contributions: $4,570 (reported on 26.5% of returns)

Here:	$4,570
State:	$4,449

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Taxes paid: $6,055 (reported on 34.1% of returns)

81403:	$6,055
State:	$7,641

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 4.2% for AGIs $100k-200k, 4.3% for AGIs over 200k)

Earned income credit: $2,360 (reported on 15.4% of returns)

Here:	$2,360
State:	$2,095

(% of AGI for various income ranges: 5.9% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 57.4%

Here:	57%
State:	49%

(% for various income ranges: 50.6% for AGIs below $25k, 59.8% for AGIs $25k-50k, 58.3% for AGIs $50k-75k, 56.8% for AGIs $75k-100k, 66.7% for AGIs $100k-200k, 84.6% for AGIs over 200k)

Nearest zip codes: 81401, 81425, 81432, 81430, 81415, 81416.
Montrose Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 317
Household did not receive Food Stamps/SNAP in the past 12 months: 4,629

Women who had a birth in the past 12 months: 83 (50 now married, 30 unmarried)
Women who did not have a birth in the past 12 months: 1,855 (1,110 now married, 736 unmarried)

Housing units in zip code 81403 with a mortgage: 1,980 (51 second mortgage, 7 home equity loan, 44 both second mortgage and home equity loan)
Houses without a mortgage: 1

Median monthly owner costs for units with a mortgage: $1,666
Median monthly owner costs for units without a mortgage: $476

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 81403 household income distribution in 2022

• 156Less than $10,000
• 92$10,000 to $14,999
• 182$15,000 to $19,999
• 116$20,000 to $24,999
• 207$25,000 to $29,999
• 164$30,000 to $34,999
• 333$35,000 to $39,999
• 202$40,000 to $44,999
• 70$45,000 to $49,999
• 385$50,000 to $59,999
• 493$60,000 to $74,999
• 899$75,000 to $99,999
• 397$100,000 to $124,999
• 474$125,000 to $149,999
• 332$150,000 to $199,999
• 440$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 81403

• 265Less than $10,000
• 88$10,000 to $14,999
• 63$15,000 to $19,999
• 20$20,000 to $24,999
• 11$30,000 to $34,999
• 16$35,000 to $39,999
• 29$40,000 to $49,999
• 10$50,000 to $59,999
• 7$70,000 to $79,999
• 35$80,000 to $89,999
• 27$100,000 to $124,999
• 6$125,000 to $149,999
• 18$150,000 to $174,999
• 8$175,000 to $199,999
• 272$200,000 to $249,999
• 144$250,000 to $299,999
• 472$300,000 to $399,999
• 616$400,000 to $499,999
• 1,096$500,000 to $749,999
• 401$750,000 to $999,999
• 281$1,000,000 to $1,499,999
• 11$1,500,000 to $1,999,999
• 70$2,000,000 or more

• Rent paid by renters in 2022 in zip code 81403

• 5Less than $100
• 18$400 to $449
• 33$500 to $549
• 49$600 to $649
• 42$650 to $699
• 41$750 to $799
• 116$800 to $899
• 3$900 to $999
• 378$1,000 to $1,249
• 96$1,250 to $1,499
• 57$1,500 to $1,999
• 40$2,000 to $2,499
• 25No cash rent

Median gross rent in 2022: $1,245.

Median price asked for vacant for-sale houses and condos in 2022: $265,006.

Estimated median house or condo value in 2022: $488,238 Lower value quartile - upper value quartile: $283,937 - $691,746

Mean price in 2022:

Detached houses: $607,102

Here:	$607,102
State:	$676,667

Townhouses or other attached units: $592,725

Here:	$592,725
State:	$526,340

Mobile homes: $93,762

Here:	$93,762
State:	$115,510

Housing units in structures:

• One, detached: 3,935
• One, attached: 85
• Two: 79
• 3 or 4: 7
• 5 to 9: 7
• Mobile homes: 1,180

Unemployment: 3.5%

• Means of transportation to work in zip code 81403

• 74.4%3,939Drove a car alone
• 8.9%469Carpooled
• 0.1%7Bus or trolley bus
• 0.2%9Ferryboat
• 0.1%5Taxi
• 2.7%145Walked
• 1.0%52Other means
• 9.9%522Worked at home

• Travel time to work (commute) in zip code 81403

• 85Less than 5 minutes
• 4805 to 9 minutes
• 1,29910 to 14 minutes
• 1,13515 to 19 minutes
• 49320 to 24 minutes
• 18325 to 29 minutes
• 31430 to 34 minutes
• 13135 to 39 minutes
• 4440 to 44 minutes
• 8245 to 59 minutes
• 12060 to 89 minutes
• 24290 or more minutes

Percentage of zip code residents living and working in this county: 88.5%

Household type by relationship:

Households: 11,520

• Male householders: 2,699 (448 living alone), Female householders: 2,254 (455 living alone)

• 2,880 spouses (2,856 opposite-sex spouses), 231 unmarried partners, (231 opposite-sex unmarried partners), 2,804 children (2,610 natural, 41 adopted, 156 stepchildren), 182 grandchildren, 83 brothers or sisters, 16 parents, 12 foster children, 240 other relatives, 145 non-relatives

• In group quarters: 21 (-1 institutionalized population)

Size of family households: 2,358 2-persons, 499 3-persons, 488 4-persons, 322 5-persons, 139 6-persons, 8 7-or-more-persons

Size of nonfamily households: 903 1-person, 218 2-persons

1,320 married couples with children.
646 single-parent households (311 men, 335 women).

83.9% of residents of 81403 zip code speak English at home.
15.2% of residents speak Spanish at home (56% very well, 25% well, 13% not well, 7% not at all).
0.7% of residents speak other Indo-European language at home (89% very well, 11% well).
1.0% of residents speak Asian or Pacific Island language at home (71% very well, 29% well).

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 2.3%

Place of birth for U.S.-born residents:

• This state: 4,694
• Northeast: 549
• Midwest: 1,942
• South: 1,358
• West: 1,971

90% of the 81403 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 41% moved from this county.
   Out of people who lived in different houses, 33% moved from different county within same state.
   Out of people who lived in different houses, 27% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 216
Students in private schools in grades 9 to 12 (high school): 41 Students in private undergraduate colleges: 6

2009 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2009 - 2018 the average number of fire incidents per year is 30. The highest number of reported fires - 70 took place in 2018, and the least - 19 in 2015. The data has an increasing trend.
When looking into fire subcategories, the most reports belonged to: Outside Fires (66.3%), and Structure Fires (26.3%).


• Fire incident types reported to NFIRS in Zip Code 81403
• 19766.3%Outside Fires
• 7826.3%Structure Fires
• 186.1%Mobile Property/Vehicle Fires
• 41.3%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 81403, Colorado