94038 Zip Code (Moss Beach, CA) Detailed Profile

Estimated zip code population in 2022: 3,138
Zip code population in 2010: 3,040
Zip code population in 2000: 3,061

Houses and condos: 1,140
Renter-occupied apartments: 71
March 2022 cost of living index in zip code 94038: 126.3 (high, U.S. average is 100)

Land area: 1.6 sq. mi.
Water area: 0.0 sq. mi.

Population density: 1,991 people per square mile

(low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $10,329 (0.6%)

For population 25 years and over in 94038:

• High school or higher: 84.3%
• Bachelor's degree or higher: 53.4%
• Graduate or professional degree: 18.0%
• Unemployed: 0.2%
• Mean travel time to work (commute): 28.6 minutes

For population 15 years and over in 94038:

• Never married: 32.1%
• Now married: 50.5%
• Separated: 1.9%
• Widowed: 7.5%
• Divorced: 8.0%

• 
• • 1,79757.3%White
  • 91529.2%Hispanic or Latino
  • 2287.3%Two or more races
  • 1675.3%Asian
  • 150.5%American Indian
  • 130.4%Black

Urban population: 3,016
Rural population: 121

Averages for the 2020 tax year for zip code 94038, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $129,226 (Individual Income Tax Returns)

Here:	$129,226
State:	$95,910

Salary/wage: $115,197 (reported on 77.3% of returns)

Here:	$115,197
State:	$77,331

(% of AGI for various income ranges: 1596.2% for AGIs below $25k, 4980.0% for AGIs $25k-50k, 8440.0% for AGIs $50k-75k, 10150.0% for AGIs $75k-100k, 20700.0% for AGIs $100k-200k, 120620.0% for AGIs over 200k)

Taxable interest for individuals: $1,435 (reported on 42.2% of returns)

This zip code:	$1,435
California:	$2,294

(% of AGI for various income ranges: 34.4% for AGIs below $25k, 60.0% for AGIs $25k-50k, 90.0% for AGIs $50k-75k, 103.8% for AGIs $75k-100k, 267.7% for AGIs $100k-200k, 394.3% for AGIs over 200k)

Ordinary dividends: $9,492 (reported on 33.1% of returns)

Here:	$9,492
State:	$10,949

(% of AGI for various income ranges: 79.4% for AGIs below $25k, 137.3% for AGIs $25k-50k, 223.3% for AGIs $50k-75k, 467.5% for AGIs $75k-100k, 912.3% for AGIs $100k-200k, 3924.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$32,455 (reported on 30.5% of returns)

Here:	+$32,455
State:	+$49,306

(% of AGI for various income ranges: 66.9% for AGIs below $25k, 27.3% for AGIs $25k-50k, 128.9% for AGIs $50k-75k, 568.8% for AGIs $75k-100k, 870.8% for AGIs $100k-200k, 19147.1% for AGIs over 200k)

Profit/loss from business: +$33,110 (reported on 18.8% of returns)

Here:	+$33,110
State:	+$15,671

(% of AGI for various income ranges: 211.9% for AGIs below $25k, 374.7% for AGIs $25k-50k, 711.1% for AGIs $50k-75k, 1147.5% for AGIs $75k-100k, 1100.0% for AGIs $100k-200k, 8161.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $29,000 (reported on 11.7% of returns)

94038:	$29,000
California:	$23,505

(% of AGI for various income ranges: 436.0% for AGIs $25k-50k, 593.8% for AGIs $75k-100k, 1492.3% for AGIs $100k-200k, 3072.9% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $19,600 (reported on 1.9% of returns)

94038:	$19,600
California:	$30,163

(% of AGI for various income ranges: 452.3% for AGIs $100k-200k)

Total itemized deductions: $34,172 (reported on 23.4% of returns)

Here:	$34,172
State:	$39,517

(% of AGI for various income ranges: 576.0% for AGIs $25k-50k, 547.8% for AGIs $50k-75k, 918.8% for AGIs $75k-100k, 2659.2% for AGIs $100k-200k, 9647.1% for AGIs over 200k)

Charity contributions: $6,667 (reported on 17.5% of returns)

Here:	$6,667
State:	$12,598

(% of AGI for various income ranges: 160.0% for AGIs $50k-75k, 264.6% for AGIs $100k-200k, 1874.3% for AGIs over 200k)

Taxes paid: $9,139 (reported on 23.4% of returns)

94038:	$9,139
State:	$8,807

(% of AGI for various income ranges: 128.0% for AGIs $25k-50k, 176.7% for AGIs $50k-75k, 303.8% for AGIs $75k-100k, 781.5% for AGIs $100k-200k, 2400.0% for AGIs over 200k)

Earned income credit: $1,691 (reported on 7.1% of returns)

Here:	$1,691
State:	$2,074

(% of AGI for various income ranges: 68.1% for AGIs below $25k, 51.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 89.0%

Here:	89%
State:	92%

(% for various income ranges: 82.4% for AGIs below $25k, 82.8% for AGIs $25k-50k, 88.9% for AGIs $50k-75k, 93.3% for AGIs $75k-100k, 93.3% for AGIs $100k-200k, 96.4% for AGIs over 200k)

Averages for the 2012 tax year for zip code 94038, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $99,477 (Individual Income Tax Returns)

Here:	$99,477
State:	$72,726

Salary/wage: $82,617 (reported on 82.2% of returns)

Here:	$82,617
State:	$59,079

(% of AGI for various income ranges: 73.3% for AGIs below $25k, 72.7% for AGIs $25k-50k, 67.4% for AGIs $50k-75k, 71.4% for AGIs $75k-100k, 77.8% for AGIs $100k-200k, 61.7% for AGIs over 200k)

Taxable interest for individuals: $1,369 (reported on 41.8% of returns)

This zip code:	$1,369
California:	$2,146

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $5,926 (reported on 28.8% of returns)

Here:	$5,926
State:	$9,308

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$16,019 (reported on 25.3% of returns)

Here:	+$16,019
State:	+$30,460

(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.7% for AGIs $100k-200k, 8.0% for AGIs over 200k)

Profit/loss from business: +$23,539 (reported on 22.6% of returns)

Here:	+$23,539
State:	+$17,064

(% of AGI for various income ranges: 11.2% for AGIs below $25k, 6.8% for AGIs $25k-50k, 13.9% for AGIs $50k-75k, 3.0% for AGIs $100k-200k, 5.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $23,831 (reported on 8.9% of returns)

94038:	$23,831
California:	$19,557

(% of AGI for various income ranges: 3.9% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 3.7% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Self-employment retirement plans: $17,250 (reported on 2.7% of returns)

94038:	$17,250
California:	$24,530

Total itemized deductions: $38,817 (21% of AGI, reported on 44.5% of returns)

Here:	$38,817
State:	$34,004

Here:	21.1% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 12.3% for AGIs below $25k, 10.8% for AGIs $25k-50k, 15.4% for AGIs $50k-75k, 17.8% for AGIs $75k-100k, 21.9% for AGIs $100k-200k, 16.4% for AGIs over 200k)

Charity contributions: $3,365 (reported on 37.0% of returns)

Here:	$3,365
State:	$4,659

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxes paid: $18,866 (reported on 44.5% of returns)

94038:	$18,866
State:	$14,448

(% of AGI for various income ranges: 2.6% for AGIs below $25k, 3.3% for AGIs $25k-50k, 4.9% for AGIs $50k-75k, 6.6% for AGIs $75k-100k, 10.0% for AGIs $100k-200k, 9.5% for AGIs over 200k)

Earned income credit: $1,969 (reported on 8.9% of returns)

Here:	$1,969
State:	$2,286

(% of AGI for various income ranges: 3.2% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 59.6%

Here:	60%
State:	64%

(% for various income ranges: 54.5% for AGIs below $25k, 60.7% for AGIs $25k-50k, 55.6% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 58.6% for AGIs $100k-200k, 76.5% for AGIs over 200k)

Averages for the 2004 tax year for zip code 94038, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $74,804 (Individual Income Tax Returns)

Here:	$74,804
State:	$58,600

Salary/wage: $70,612 (reported on 83.4% of returns)

Here:	$70,612
State:	$49,455

(% of AGI for various income ranges: 183.2% for AGIs below $10k, 67.4% for AGIs $10k-25k, 78.4% for AGIs $25k-50k, 80.6% for AGIs $50k-75k, 74.9% for AGIs $75k-100k, 79.0% for AGIs over 100k)

Taxable interest for individuals: $1,131 (reported on 57.0% of returns)

This zip code:	$1,131
California:	$2,365

(% of AGI for various income ranges: 12.1% for AGIs below $10k, 3.3% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $3,048 (reported on 35.7% of returns)

Here:	$3,048
State:	$4,746

(% of AGI for various income ranges: 18.5% for AGIs below $10k, 2.1% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$11,374 (reported on 30.4% of returns)

Here:	+$11,374
State:	+$23,418

(% of AGI for various income ranges: -16.4% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 6.7% for AGIs over 100k)

Profit/loss from business: +$25,003 (reported on 23.9% of returns)

Here:	+$25,003
State:	+$16,826

(% of AGI for various income ranges: 68.3% for AGIs below $10k, 15.1% for AGIs $10k-25k, 8.7% for AGIs $25k-50k, 5.3% for AGIs $50k-75k, 8.3% for AGIs $75k-100k, 7.5% for AGIs over 100k)

IRA payment deduction: $3,255 (reported on 3.5% of returns)

94038:	$3,255
California:	$3,192

Self-employed pension: $10,306 (reported on 3.7% of returns)

Here:	$10,306
California:	$17,688

(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 0.4% for AGIs $50k-75k, 0.7% for AGIs over 100k)

Total itemized deductions: $31,113 (26% of AGI, reported on 51.1% of returns)

Here:	$31,113
State:	$28,113

Here:	25.8% of AGI
State:	25.3% of AGI

(% of AGI for various income ranges: 84.5% for AGIs below $10k, 19.6% for AGIs $10k-25k, 16.2% for AGIs $25k-50k, 21.1% for AGIs $50k-75k, 25.4% for AGIs $75k-100k, 20.9% for AGIs over 100k)

Charity contributions deductions: $2,757 (2% of AGI, reported on 45.1% of returns)

Here:	$2,757
State:	$3,923

Here:	2.2% of AGI
State:	3.3% of AGI

(% of AGI for various income ranges: 1.5% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $12,861 (reported on 83.3% of returns)

94038:	$12,861
State:	$10,761

(% of AGI for various income ranges: 12.3% for AGIs below $10k, 5.7% for AGIs $10k-25k, 8.2% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 17.4% for AGIs over 100k)

Earned income credit: $1,261 (reported on 8.4% of returns)

Here:	$1,261
State:	$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 63.7%

Here:	64%
State:	66%

(% for various income ranges: 59.3% for AGIs below $10k, 60.2% for AGIs $10k-25k, 69.4% for AGIs $25k-50k, 65.4% for AGIs $50k-75k, 57.8% for AGIs $75k-100k, 65.6% for AGIs over 100k)

Nearest zip codes: 94037, 94044, 94019, 94066, 94030, 94010.
Moss Beach Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 1,076

Women who did not have a birth in the past 12 months: 732 (313 now married, 417 unmarried)

Housing units in zip code 94038 with a mortgage: 498 (24 second mortgage, 25 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $3,068
Median monthly owner costs for units without a mortgage: $1,268

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 94038 household income distribution in 2022

• 87$10,000 to $14,999
• 12$15,000 to $19,999
• 34$20,000 to $24,999
• 19$40,000 to $44,999
• 9$45,000 to $49,999
• 54$50,000 to $59,999
• 133$60,000 to $74,999
• 159$75,000 to $99,999
• 73$100,000 to $124,999
• 102$125,000 to $149,999
• 67$150,000 to $199,999
• 354$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 94038

• 123Less than $10,000
• 17$10,000 to $14,999
• 32$15,000 to $19,999
• 9$20,000 to $24,999
• 69$100,000 to $124,999
• 44$200,000 to $249,999
• 8$250,000 to $299,999
• 8$300,000 to $399,999
• 89$750,000 to $999,999
• 498$1,000,000 to $1,499,999
• 187$1,500,000 to $1,999,999
• 10$2,000,000 or more

• Rent paid by renters in 2022 in zip code 94038

• 9$1,500 to $1,999
• 27$2,000 to $2,499
• 34$3,500 or more

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $1,345,316
• Black or African American householders: $1,161,535
• Asian householders: $1,235,357
• Native Hawaiian and other Pacific Islander householders: $903,416
• Some other race householders: $580,767
• Two or more races householders: $1,613,243
• Hispanic or Latino householders: $960,718

Estimated median house or condo value in 2022: $1,173,151

Mean price in 2022:

Detached houses: $2,262,213

Here:	$2,262,213
State:	$988,808

Townhouses or other attached units: $1,449,481

Here:	$1,449,481
State:	$838,546

In 2-unit structures: $2,655,569

Here:	$2,655,569
State:	$1,138,100

In 3-to-4-unit structures: $1,339,241

Here:	$1,339,241
State:	$824,253

In 5-or-more-unit structures: $1,127,351

Here:	$1,127,351
State:	$730,996

Mobile homes: $257,428

Here:	$257,428
State:	$184,506

Occupied boats, RVs, vans, etc.: $1,977,349

Here:	$1,977,349
State:	$204,957

Housing units in structures:

• One, detached: 824
• One, attached: 38
• Two: 31
• Mobile homes: 241

Unemployment: 0.2%

• Means of transportation to work in zip code 94038

• 44.5%673Drove a car alone
• 17.9%270Carpooled
• 5.7%86Bus or trolley bus
• 1.4%21Streetcar or trolley car
• 3.8%57Bicycle
• 1.0%15Walked
• 27.4%414Worked at home

• Travel time to work (commute) in zip code 94038

• 12Less than 5 minutes
• 1435 to 9 minutes
• 10110 to 14 minutes
• 23415 to 19 minutes
• 1520 to 24 minutes
• 10925 to 29 minutes
• 7430 to 34 minutes
• 3835 to 39 minutes
• 7940 to 44 minutes
• 22445 to 59 minutes
• 5860 to 89 minutes
• 4090 or more minutes

Percentage of zip code residents living and working in this county: 88.2%

Household type by relationship:

Households: 3,138

• Male householders: 530 (53 living alone), Female householders: 576 (245 living alone)

• 624 spouses (624 opposite-sex spouses), 66 unmarried partners, (66 opposite-sex unmarried partners), 983 children (984 natural, 0 adopted, 0 stepchildren), 96 grandchildren, 26 brothers or sisters, 29 parents, 0 foster children, 0 other relatives, 79 non-relatives

• In group quarters: 132 (-1 institutionalized population)

Size of family households: 300 2-persons, 94 3-persons, 188 4-persons, 135 5-persons, 35 6-persons

Size of nonfamily households: 298 1-person, 49 2-persons

601 married couples with children.
46 single-parent households (21 men, 25 women).

68.7% of residents of 94038 zip code speak English at home.
26.2% of residents speak Spanish at home (53% very well, 32% well, 13% not well, 1% not at all).
3.3% of residents speak other Indo-European language at home (50% very well, 50% not at all).
1.3% of residents speak Asian or Pacific Island language at home (11% very well, 16% well, 46% not well, 27% not at all).

Population in 1990: 5,415.

Place of birth for U.S.-born residents:

• This state: 1,575
• Northeast: 156
• Midwest: 201
• South: 304
• West: 111

60% of the 94038 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 63% lived in this county.
   Out of people who lived in different counties, 50% lived in California.

95% of the 94038 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 73% moved from this county.
   Out of people who lived in different houses, 29% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 42
Students in private schools in grades 9 to 12 (high school): 38 Students in private undergraduate colleges: 29

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: General Medical and Surgical Hospitals (100-249 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 5-9: 1)
• Accommodation and Food Services: Bed-and-Breakfast Inns (10-19: 1)
• Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (10-19: 1)
• Other Services (except Public Administration): Reupholstery and Furniture Repair (10-19: 1)
• Construction: All Other Specialty Trade Contractors (5-9: 1)
• Accommodation and Food Services: Limited-Service Restaurants (5-9: 1)
• Professional, Scientific, and Technical Services: Administrative Management and General Management Consulting Services (1-4: 2)

Detailed HMDA statistics for the following Tracts: 6136.00


Detailed PMIC statistics for the following Tracts: 6136.00

Most common first names in zip code 94038 among deceased individuals
Name	Count	Lived (average)
Charles	11	74.4 years
John	11	74.2 years
Margaret	10	77.7 years
Mary	10	75.3 years
George	8	75.4 years
Dorothy	8	79.3 years
William	7	71.8 years
Joseph	7	77.4 years
Maria	7	77.5 years
Robert	7	69.3 years

Most common last names in zip code 94038 among deceased individuals
Last name	Count	Lived (average)
Smith	8	77.5 years
Davis	5	73.0 years
Eastman	4	81.5 years
King	4	64.8 years
Johnson	4	77.5 years
Martinez	4	74.0 years
Gallagher	3	68.3 years
Jones	3	77.7 years
Lindsey	3	73.6 years
Burns	3	73.3 years

Businesses in zip code 94038

• U-Haul: 1