95064 Zip Code (Santa Cruz, CA) Detailed Profile

Estimated zip code population in 2022: 9,750
Zip code population in 2010: 7,331
Zip code population in 2000: 4,559

Houses and condos: 559
Renter-occupied apartments: 342
March 2022 cost of living index in zip code 95064: 120.8 (high, U.S. average is 100)

Land area: 1.9 sq. mi.
Water area: 0.0 sq. mi.

Population density: 5,198 people per square mile

(average).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,607 (0.7%)

For population 25 years and over in 95064:

• High school or higher: 100.8%
• Bachelor's degree or higher: 70.9%
• Graduate or professional degree: 37.1%
• Unemployed: 10.5%
• Mean travel time to work (commute): 18.0 minutes

For population 15 years and over in 95064:

• Never married: 93.2%
• Now married: 4.9%
• Separated: 0.1%
• Widowed: 0.0%
• Divorced: 1.8%

• 
• • 2,99430.7%White
  • 2,85329.3%Hispanic or Latino
  • 2,53226.0%Asian
  • 9159.4%Two or more races
  • 4054.2%Black
  • 300.3%Some other race
  • 170.2%Native Hawaiian and Other
    Pacific Islander

Urban population: 9,283
Rural population: 466

Averages for the 2020 tax year for zip code 95064, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $91,312 (Individual Income Tax Returns)

Here:	$91,312
State:	$95,910

Salary/wage: $77,738 (reported on 93.8% of returns)

Here:	$77,738
State:	$77,331

(% of AGI for various income ranges: 1171.0% for AGIs below $25k, 3917.5% for AGIs $25k-50k, 4120.0% for AGIs $50k-75k, 20847.1% for AGIs $100k-200k, 55690.0% for AGIs over 200k)

Taxable interest for individuals: $883 (reported on 37.5% of returns)

This zip code:	$883
California:	$2,294

(% of AGI for various income ranges: 5.0% for AGIs below $25k, 13.3% for AGIs $50k-75k, 104.3% for AGIs $100k-200k, 365.0% for AGIs over 200k)

Ordinary dividends: $5,293 (reported on 29.2% of returns)

Here:	$5,293
State:	$10,949

(% of AGI for various income ranges: 51.2% for AGIs $25k-50k, 232.9% for AGIs $100k-200k, 2685.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$16,582 (reported on 22.9% of returns)

Here:	+$16,582
State:	+$49,306

(% of AGI for various income ranges: 86.2% for AGIs $25k-50k, 284.3% for AGIs $100k-200k, 7780.0% for AGIs over 200k)

Profit/loss from business: +$3,120 (reported on 20.8% of returns)

Here:	+$3,120
State:	+$15,671

(% of AGI for various income ranges: 207.5% for AGIs $25k-50k, 95.7% for AGIs $100k-200k, 395.0% for AGIs over 200k)

Total itemized deductions: $28,950 (reported on 12.5% of returns)

Here:	$28,950
State:	$39,517

(% of AGI for various income ranges: 1364.3% for AGIs $100k-200k, 3910.0% for AGIs over 200k)

Charity contributions: $8,100 (reported on 8.3% of returns)

Here:	$8,100
State:	$12,598

(% of AGI for various income ranges: 462.9% for AGIs $100k-200k)

Taxes paid: $9,050 (reported on 12.5% of returns)

95064:	$9,050
State:	$8,807

(% of AGI for various income ranges: 490.0% for AGIs $100k-200k, 1000.0% for AGIs over 200k)

Earned income credit: $2,025 (reported on 8.3% of returns)

Here:	$2,025
State:	$2,074

(% of AGI for various income ranges: 81.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.8%

Here:	94%
State:	92%

(% for various income ranges: 92.3% for AGIs below $25k, 90.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 91.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 95064, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $55,369 (Individual Income Tax Returns)

Here:	$55,369
State:	$72,726

Salary/wage: $51,056 (reported on 90.9% of returns)

Here:	$51,056
State:	$59,079

(% of AGI for various income ranges: 90.7% for AGIs below $25k, 90.8% for AGIs $25k-50k, 91.7% for AGIs $50k-75k, 92.5% for AGIs $75k-100k, 78.5% for AGIs $100k-200k)

Taxable interest for individuals: $735 (reported on 36.4% of returns)

This zip code:	$735
California:	$2,146

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.1% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Ordinary dividends: $4,007 (reported on 25.5% of returns)

Here:	$4,007
State:	$9,308

(% of AGI for various income ranges: 3.5% for AGIs below $25k, 1.5% for AGIs $50k-75k, 2.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,740 (reported on 18.2% of returns)

Here:	+$1,740
State:	+$30,460

(% of AGI for various income ranges: 0.9% for AGIs $50k-75k, 1.0% for AGIs $100k-200k)

Profit/loss from business: +$2,982 (reported on 20.0% of returns)

Here:	+$2,982
State:	+$17,064

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 0.8% for AGIs $50k-75k, 1.3% for AGIs $100k-200k)

Total itemized deductions: $22,744 (19% of AGI, reported on 32.7% of returns)

Here:	$22,744
State:	$34,004

Here:	19.4% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 20.2% for AGIs $50k-75k, 13.9% for AGIs $75k-100k, 16.1% for AGIs $100k-200k)

Charity contributions: $3,071 (reported on 25.5% of returns)

Here:	$3,071
State:	$4,659

Taxes paid: $10,494 (reported on 30.9% of returns)

95064:	$10,494
State:	$14,448

(% of AGI for various income ranges: 5.4% for AGIs $50k-75k, 6.1% for AGIs $75k-100k, 7.7% for AGIs $100k-200k)

Earned income credit: $1,250 (reported on 10.9% of returns)

Here:	$1,250
State:	$2,286

(% of AGI for various income ranges: 2.9% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 29.1%

Here:	29%
State:	64%

(% for various income ranges: 26.9% for AGIs below $25k, 66.7% for AGIs $50k-75k, 45.5% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 95064, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,456 (Individual Income Tax Returns)

Here:	$34,456
State:	$58,600

Salary/wage: $32,859 (reported on 95.9% of returns)

Here:	$32,859
State:	$49,455

(% of AGI for various income ranges: 103.7% for AGIs below $10k, 99.6% for AGIs $10k-25k, 96.3% for AGIs $25k-50k, 93.6% for AGIs $50k-75k, 91.8% for AGIs $75k-100k, 84.1% for AGIs over 100k)

Taxable interest for individuals: $490 (reported on 34.5% of returns)

This zip code:	$490
California:	$2,365

(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $1,843 (reported on 17.4% of returns)

Here:	$1,843
State:	$4,746

(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Net capital gain/loss: +$1,957 (reported on 15.7% of returns)

Here:	+$1,957
State:	+$23,418

(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.0% for AGIs $25k-50k, -0.3% for AGIs $50k-75k, -0.5% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Profit/loss from business: +$403 (reported on 11.4% of returns)

Here:	+$403
State:	+$16,826

(% of AGI for various income ranges: 4.3% for AGIs below $10k, 0.0% for AGIs $50k-75k, -0.7% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Total itemized deductions: $16,024 (21% of AGI, reported on 29.0% of returns)

Here:	$16,024
State:	$28,113

Here:	21.1% of AGI
State:	25.3% of AGI

(% of AGI for various income ranges: 1.0% for AGIs below $10k, 2.9% for AGIs $10k-25k, 4.9% for AGIs $25k-50k, 18.1% for AGIs $50k-75k, 19.6% for AGIs $75k-100k, 16.1% for AGIs over 100k)

Charity contributions deductions: $2,386 (2% of AGI, reported on 19.5% of returns)

Here:	$2,386
State:	$3,923

Here:	2.4% of AGI
State:	3.3% of AGI

(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $5,717 (reported on 65.2% of returns)

95064:	$5,717
State:	$10,761

(% of AGI for various income ranges: 1.7% for AGIs below $10k, 4.9% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Earned income credit: $1,463 (reported on 9.2% of returns)

Here:	$1,463
State:	$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 23.4%

Here:	23%
State:	66%

(% for various income ranges: 14.8% for AGIs below $10k, 13.8% for AGIs $10k-25k, 23.0% for AGIs $25k-50k, 49.1% for AGIs $50k-75k, 37.8% for AGIs $75k-100k, 50.0% for AGIs over 100k)

Nearest zip codes: 95041, 95062, 95060, 95018, 95065, 95066.
Santa Cruz Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 1.2% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 95
Household did not receive Food Stamps/SNAP in the past 12 months: 422

Women who had a birth in the past 12 months: 22 (16 now married, 6 unmarried)
Women who did not have a birth in the past 12 months: 5,033 (106 now married, 5,005 unmarried)

Housing units in zip code 95064 with a mortgage: 119 (6 second mortgage, 3 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $2,517
Median monthly owner costs for units without a mortgage: $760

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 95064 household income distribution in 2022

• 87Less than $10,000
• 21$10,000 to $14,999
• 11$15,000 to $19,999
• 58$30,000 to $34,999
• 34$35,000 to $39,999
• 3$40,000 to $44,999
• 4$60,000 to $74,999
• 17$75,000 to $99,999
• 58$100,000 to $124,999
• 84$125,000 to $149,999
• 67$150,000 to $199,999
• 68$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 95064

• 9$250,000 to $299,999
• 19$300,000 to $399,999
• 71$400,000 to $499,999
• 21$500,000 to $749,999
• 18$750,000 to $999,999
• 7$1,000,000 to $1,499,999
• 3$1,500,000 to $1,999,999

• Rent paid by renters in 2022 in zip code 95064

• 10$650 to $699
• 51$700 to $749
• 7$750 to $799
• 95$1,250 to $1,499
• 128$1,500 to $1,999
• 6$2,000 to $2,499
• 42No cash rent

Median gross rent in 2022: $1,460.

Median price asked for vacant for-sale houses and condos in 2022: $1,436,263.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $561,866
• Asian householders: $201,292
• Some other race householders: $364,953
• Hispanic or Latino householders: $154,091

Estimated median house or condo value in 2022: $495,364 Lower value quartile - upper value quartile: $449,366 - $619,770

Mean price in 2022:

Detached houses: $1,505,447

Here:	$1,505,447
State:	$988,808

Townhouses or other attached units: $1,338,486

Here:	$1,338,486
State:	$838,546

In 2-unit structures: $713,276

Here:	$713,276
State:	$1,138,100

In 3-to-4-unit structures: $661,267

Here:	$661,267
State:	$824,253

In 5-or-more-unit structures: $541,081

Here:	$541,081
State:	$730,996

Mobile homes: $178,461

Here:	$178,461
State:	$184,506

Housing units in structures:

• One, detached: 74
• One, attached: 137
• Two: 14
• 3 or 4: 90
• 5 to 9: 37
• 10 to 19: 13
• 20 to 49: 54
• 50 or more: 51
• Mobile homes: 37
• Boats, RVs, vans, etc.: 58

Unemployment: 10.5%

• Means of transportation to work in zip code 95064

• 19.9%694Drove a car alone
• 5.0%175Carpooled
• 7.6%263Bus or trolley bus
• 0.1%3Railroad
• 0.2%7Taxi
• 3.8%132Bicycle
• 43.9%1,527Walked
• 3.2%111Other means
• 17.7%616Worked at home

• Travel time to work (commute) in zip code 95064

• 131Less than 5 minutes
• 6105 to 9 minutes
• 64910 to 14 minutes
• 48615 to 19 minutes
• 35420 to 24 minutes
• 7425 to 29 minutes
• 22730 to 34 minutes
• 2135 to 39 minutes
• 1640 to 44 minutes
• 14445 to 59 minutes
• 9860 to 89 minutes
• 5290 or more minutes

Percentage of zip code residents living and working in this county: 93.3%

Household type by relationship:

Households: 9,750

• Male householders: 230 (21 living alone), Female householders: 283 (97 living alone)

• 166 spouses (139 opposite-sex spouses), 80 unmarried partners, (76 opposite-sex unmarried partners), 156 children (156 natural, 1 adopted, 0 stepchildren), 21 grandchildren, 5 brothers or sisters, 22 parents, 0 foster children, 5 other relatives, 136 non-relatives

• In group quarters: 8,852 (-1 institutionalized population)

Size of family households: 126 2-persons, 64 3-persons, 46 4-persons, 6 5-persons

Size of nonfamily households: 118 1-person, 65 2-persons, 90 4-persons

113 married couples with children.
18 single-parent households (12 men, 6 women).

57.0% of residents of 95064 zip code speak English at home.
18.8% of residents speak Spanish at home (91% very well, 8% well, 1% not well).
7.0% of residents speak other Indo-European language at home (92% very well, 6% well, 1% not well).
14.9% of residents speak Asian or Pacific Island language at home (75% very well, 16% well, 9% not well).
1.4% of residents speak other language at home (100% very well).

There are 21 Medical Specialists in Zip Code 95064.

Housing units lacking complete plumbing facilities: 7.4%

Population in 1990: 4,658.

Place of birth for U.S.-born residents:

• This state: 6,893
• Northeast: 311
• Midwest: 199
• South: 287
• West: 415

14% of the 95064 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 6% lived in this county.
   Out of people who lived in different counties, 50% lived in California.

66% of the 95064 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 15% moved from this county.
   Out of people who lived in different houses, 44% moved from different county within same state.
   Out of people who lived in different houses, 18% moved from different state.
   Out of people who lived in different houses, 26% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 8
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 1,209

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Food Service Contractors (20-49 employees: 1 establishment, 5-9 employees: 1 establishment)
• Educational Services: All Other Miscellaneous Schools and Instruction (5-9: 1)
• Construction: Masonry Contractors (1-4: 1)
• Other Services (except Public Administration): Professional Organizations (1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (1-4: 1)

Detailed HMDA statistics for the following Tracts: 1207.00


Detailed PMIC statistics for the following Tracts: 1207.00