95428 Zip Code (Covelo, CA) Detailed Profile

Estimated zip code population in 2022: 2,751
Zip code population in 2010: 2,516
Zip code population in 2000: 2,285

Houses and condos: 1,325
Renter-occupied apartments: 303
March 2022 cost of living index in zip code 95428: 98.9 (near average, U.S. average is 100)

Land area: 225.2 sq. mi.
Water area: 0.7 sq. mi.

Population density: 12 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,828 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,306 (0.6%)

For population 25 years and over in 95428:

• High school or higher: 79.3%
• Bachelor's degree or higher: 10.1%
• Graduate or professional degree: 2.0%
• Unemployed: 17.8%
• Mean travel time to work (commute): 16.5 minutes

For population 15 years and over in 95428:

• Never married: 35.1%
• Now married: 43.8%
• Separated: 2.0%
• Widowed: 7.2%
• Divorced: 11.8%

• 
• • 94034.2%White
  • 84430.7%Hispanic or Latino
  • 75727.5%American Indian
  • 2017.3%Two or more races
  • 40.1%Asian
  • 20.07%Black

100% rural population.

Averages for the 2020 tax year for zip code 95428, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $43,417 (Individual Income Tax Returns)

Here:	$43,417
State:	$95,910

Salary/wage: $34,879 (reported on 65.4% of returns)

Here:	$34,879
State:	$77,331

(% of AGI for various income ranges: 1441.2% for AGIs below $25k, 3840.6% for AGIs $25k-50k, 6000.0% for AGIs $50k-75k, 5902.5% for AGIs $75k-100k)

Taxable interest for individuals: $2,544 (reported on 19.8% of returns)

This zip code:	$2,544
California:	$2,294

(% of AGI for various income ranges: 4.1% for AGIs below $25k, 43.9% for AGIs $25k-50k, 235.0% for AGIs $50k-75k)

Ordinary dividends: $2,200 (reported on 8.6% of returns)

Here:	$2,200
State:	$10,949

(% of AGI for various income ranges: 58.3% for AGIs $25k-50k, 122.5% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$19,088 (reported on 9.9% of returns)

Here:	+$19,088
State:	+$49,306

(% of AGI for various income ranges: 147.2% for AGIs $25k-50k, 3155.0% for AGIs $75k-100k)

Profit/loss from business: +$21,700 (reported on 23.5% of returns)

Here:	+$21,700
State:	+$15,671

(% of AGI for various income ranges: 605.3% for AGIs below $25k, 851.7% for AGIs $25k-50k, 3902.5% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $11,600 (reported on 4.9% of returns)

95428:	$11,600
California:	$23,505

(% of AGI for various income ranges: 773.3% for AGIs $50k-75k)

Earned income credit: $2,432 (reported on 30.9% of returns)

Here:	$2,432
State:	$2,074

(% of AGI for various income ranges: 234.7% for AGIs below $25k, 116.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 86.4%

Here:	86%
State:	92%

(% for various income ranges: 84.8% for AGIs below $25k, 88.9% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 95428, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $33,545 (Individual Income Tax Returns)

Here:	$33,545
State:	$72,726

Salary/wage: $25,567 (reported on 70.3% of returns)

Here:	$25,567
State:	$59,079

(% of AGI for various income ranges: 60.3% for AGIs below $25k, 71.7% for AGIs $25k-50k, 63.3% for AGIs $50k-75k, 103.1% for AGIs $75k-100k)

Taxable interest for individuals: $1,094 (reported on 23.0% of returns)

This zip code:	$1,094
California:	$2,146

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 5.4% for AGIs $75k-100k)

Ordinary dividends: $4,343 (reported on 9.5% of returns)

Here:	$4,343
State:	$9,308

Net capital gain/loss in AGI: +$33,550 (reported on 8.1% of returns)

Here:	+$33,550
State:	+$30,460

Profit/loss from business: +$13,300 (reported on 18.9% of returns)

Here:	+$13,300
State:	+$17,064

(% of AGI for various income ranges: 18.2% for AGIs below $25k, 7.6% for AGIs $25k-50k, 7.1% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $8,450 (reported on 5.4% of returns)

95428:	$8,450
California:	$19,557

Total itemized deductions: $28,690 (32% of AGI, reported on 13.5% of returns)

Here:	$28,690
State:	$34,004

Here:	32.4% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 5.6% for AGIs below $25k, 6.1% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 99.7% for AGIs $75k-100k)

Charity contributions: $2,217 (reported on 8.1% of returns)

Here:	$2,217
State:	$4,659

Taxes paid: $15,580 (reported on 13.5% of returns)

95428:	$15,580
State:	$14,448

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 74.7% for AGIs $75k-100k)

Earned income credit: $2,372 (reported on 33.8% of returns)

Here:	$2,372
State:	$2,286

(% of AGI for various income ranges: 8.9% for AGIs below $25k, 1.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 50.0%

Here:	50%
State:	64%

(% for various income ranges: 47.6% for AGIs below $25k, 47.4% for AGIs $25k-50k, 55.6% for AGIs $50k-75k, 150.0% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 95428, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $28,781 (Individual Income Tax Returns)

Here:	$28,781
State:	$58,600

Salary/wage: $23,736 (reported on 79.5% of returns)

Here:	$23,736
State:	$49,455

(% of AGI for various income ranges: 105.1% for AGIs below $10k, 71.3% for AGIs $10k-25k, 73.8% for AGIs $25k-50k, 79.9% for AGIs $50k-75k, 82.2% for AGIs $75k-100k, 28.5% for AGIs over 100k)

Taxable interest for individuals: $1,916 (reported on 32.6% of returns)

This zip code:	$1,916
California:	$2,365

(% of AGI for various income ranges: 3.9% for AGIs below $10k, 3.0% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 3.7% for AGIs over 100k)

Taxable dividends: $2,633 (reported on 12.3% of returns)

Here:	$2,633
State:	$4,746

(% of AGI for various income ranges: 5.5% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 2.1% for AGIs $50k-75k)

Net capital gain/loss: +$307 (reported on 12.1% of returns)

Here:	+$307
State:	+$23,418

(% of AGI for various income ranges: -2.5% for AGIs below $10k, 0.0% for AGIs $10k-25k, -0.2% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.9% for AGIs $75k-100k)

Profit/loss from business: +$9,074 (reported on 14.8% of returns)

Here:	+$9,074
State:	+$16,826

(% of AGI for various income ranges: 9.2% for AGIs below $10k, 8.1% for AGIs $10k-25k, 7.9% for AGIs $25k-50k, 2.0% for AGIs $50k-75k)

IRA payment deduction: $3,909 (reported on 1.5% of returns)

95428:	$3,909
California:	$3,192

Total itemized deductions: $14,464 (20% of AGI, reported on 15.3% of returns)

Here:	$14,464
State:	$28,113

Here:	19.6% of AGI
State:	25.3% of AGI

(% of AGI for various income ranges: 12.7% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 15.2% for AGIs $50k-75k, 7.6% for AGIs over 100k)

Charity contributions deductions: $1,868 (2% of AGI, reported on 12.5% of returns)

Here:	$1,868
State:	$3,923

Here:	2.4% of AGI
State:	3.3% of AGI

(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.2% for AGIs over 100k)

Total tax: $4,541 (reported on 57.9% of returns)

95428:	$4,541
State:	$10,761

(% of AGI for various income ranges: 2.4% for AGIs below $10k, 4.0% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 17.5% for AGIs over 100k)

Earned income credit: $1,772 (reported on 32.5% of returns)

Here:	$1,772
State:	$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 54.5%

Here:	55%
State:	66%

(% for various income ranges: 50.9% for AGIs below $10k, 51.5% for AGIs $10k-25k, 54.5% for AGIs $25k-50k, 67.7% for AGIs $50k-75k, 85.7% for AGIs $75k-100k, 65.2% for AGIs over 100k)

Nearest zip codes: 95429, 95454, 95490, 95595, 95552, 95417.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 98
Household did not receive Food Stamps/SNAP in the past 12 months: 859

Women who had a birth in the past 12 months: 36 (0 now married, 37 unmarried)
Women who did not have a birth in the past 12 months: 453 (168 now married, 285 unmarried)

Housing units in zip code 95428 with a mortgage: 256 (8 second mortgage, 8 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,296
Median monthly owner costs for units without a mortgage: $463

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 95428 household income distribution in 2022

• 109Less than $10,000
• 70$10,000 to $14,999
• 63$15,000 to $19,999
• 16$20,000 to $24,999
• 65$25,000 to $29,999
• 40$30,000 to $34,999
• 32$35,000 to $39,999
• 22$40,000 to $44,999
• 98$45,000 to $49,999
• 63$50,000 to $59,999
• 136$60,000 to $74,999
• 83$75,000 to $99,999
• 65$100,000 to $124,999
• 36$125,000 to $149,999
• 22$150,000 to $199,999
• 30$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 95428

• 38Less than $10,000
• 3$35,000 to $39,999
• 4$40,000 to $49,999
• 16$50,000 to $59,999
• 7$60,000 to $69,999
• 9$80,000 to $89,999
• 2$90,000 to $99,999
• 16$100,000 to $124,999
• 9$150,000 to $174,999
• 23$175,000 to $199,999
• 53$200,000 to $249,999
• 22$250,000 to $299,999
• 90$300,000 to $399,999
• 114$400,000 to $499,999
• 129$500,000 to $749,999
• 26$750,000 to $999,999
• 7$1,000,000 to $1,499,999
• 11$2,000,000 or more

• Rent paid by renters in 2022 in zip code 95428

• 101$100 to $149
• 12$250 to $299
• 7$700 to $749
• 21$750 to $799
• 34$800 to $899
• 30$900 to $999
• 19$1,000 to $1,249
• 25$1,250 to $1,499
• 3$1,500 to $1,999
• 37No cash rent

Median gross rent in 2022: $951.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $405,294
• American Indian or Alaska Native householders: $369,599
• Asian householders: $1,242,542
• Two or more races householders: $400,324
• Hispanic or Latino householders: $293,691

Estimated median house or condo value in 2022: $406,650 Lower value quartile - upper value quartile: $240,652 - $554,795

Mean price in 2022:

Detached houses: $455,824

Here:	$455,824
State:	$988,808

Mobile homes: $100,003

Here:	$100,003
State:	$184,506

Housing units in structures:

• One, detached: 1,109
• Two: 24
• Mobile homes: 185

Unemployment: 17.8%

• Means of transportation to work in zip code 95428

• 74.2%684Drove a car alone
• 8.0%74Carpooled
• 5.1%47Walked
• 12.0%111Worked at home

• Travel time to work (commute) in zip code 95428

• 49Less than 5 minutes
• 3045 to 9 minutes
• 23210 to 14 minutes
• 3215 to 19 minutes
• 5320 to 24 minutes
• 1825 to 29 minutes
• 1635 to 39 minutes
• 5360 to 89 minutes
• 3890 or more minutes

Percentage of zip code residents living and working in this county: 100.8%

Household type by relationship:

Households: 2,751

• Male householders: 438 (116 living alone), Female householders: 526 (114 living alone)

• 407 spouses (407 opposite-sex spouses), 162 unmarried partners, (142 opposite-sex unmarried partners), 897 children (767 natural, 97 adopted, 34 stepchildren), 48 grandchildren, 7 brothers or sisters, 71 parents, 7 foster children, 89 other relatives, 95 non-relatives

• In group quarters: 11 (-1 institutionalized population)

Size of family households: 308 2-persons, 124 3-persons, 123 4-persons, 44 5-persons, 35 6-persons, 25 7-or-more-persons

Size of nonfamily households: 229 1-person, 73 2-persons

263 married couples with children.
329 single-parent households (82 men, 247 women).

78.2% of residents of 95428 zip code speak English at home.
20.9% of residents speak Spanish at home (33% very well, 18% well, 38% not well, 11% not at all).
0.4% of residents speak other Indo-European language at home (100% very well).
0.2% of residents speak Asian or Pacific Island language at home (100% well).
0.4% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• EEL RIVER (CHARTER K-08) (25995 EAST LANE in COVELO, CA)

  (National Center for Education Statistics) - STATE ID-2330272
  Organizations: ROUND VALLEY UNIFIED (SCHOOL DISTRICT)
  

• LOUISIANA PACIFIC COVELO SAWMILL (23751 CHARLIE HURT HWY-BOX 327 in COVELO, CA)

  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• CAL TRANS COVELO MS (FORESTRY STATION RD in COVELO, CA)

  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• INDIAN REFUSE DUMPSITE (3 MI NW OF COVELO, CO RD 337 E in COVELO, CA)

  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: REFUSE SYSTEMS
  Business NAICS classification: SOLID WASTE LANDFILL.
  Alternative names: INDIAN REFUSE DUMPSITE, COVELO

• LP COVELO WWDS 1 (N OF SHORT CREEK. NE OF LP SAW in COVELO, CA)

  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: REFUSE SYSTEMS
  Business NAICS classification: SOLID WASTE LANDFILL.
  

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 1.8%

Population in 1990: 2,182. Population change in the 1990s: +103 (+4.7%).

Place of birth for U.S.-born residents:

• This state: 2,081
• Northeast: 25
• Midwest: 54
• South: 54
• West: 73

62% of the 95428 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 67% lived in this county.
   Out of people who lived in different counties, 50% lived in California.

92% of the 95428 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 60% moved from this county.
   Out of people who lived in different houses, 3% moved from different county within same state.
   Out of people who lived in different houses, 23% moved from different state.
   Out of people who lived in different houses, 18% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 1
Students in private schools in grades 9 to 12 (high school): 16 Students in private undergraduate colleges: 11

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: All Other Outpatient Care Centers (50-99 employees: 1 establishment)
• Information: Book Publishers (20-49: 1)
• Wholesale Trade: Recyclable Material Merchant Wholesalers (10-19: 1)
• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (5-9: 1)

2005 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2005 - 2018 the average number of fire incidents per year is 16. The highest number of reported fire incidents - 41 took place in 2008, and the least - 2 in 2006. The data has a dropping trend.
When looking into fire subcategories, the most reports belonged to: Outside Fires (91.2%), and Structure Fires (4.1%).


• Fire incident types reported to NFIRS in Zip Code 95428
• 19891.2%Outside Fires
• 94.1%Structure Fires
• 62.8%Mobile Property/Vehicle Fires
• 41.8%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 95428, California

Most common first names in zip code 95428 among deceased individuals
Name	Count	Lived (average)
William	16	75.1 years
John	13	72.8 years
Charles	12	74.0 years
George	11	75.6 years
James	10	73.4 years
Frank	10	83.9 years
Robert	10	75.6 years
Mary	9	86.2 years
Frances	7	78.1 years
Joseph	6	83.1 years

Most common last names in zip code 95428 among deceased individuals
Last name	Count	Lived (average)
Brown	16	76.8 years
Bauer	8	81.7 years
Johnson	8	78.9 years
Britton	8	60.4 years
Lincoln	7	69.1 years
Hurt	7	79.1 years
Phillips	7	73.3 years
Mclane	7	62.0 years
Dunlap	6	85.5 years
Benton	6	62.5 years

Businesses in zip code 95428

• True Value: 1